The Observer index, January-December 2001 ... - Microform

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encouraged to move their policies rapidly to other insurers 24/06/01 C 7 1>2 * Alternative investments 24/06/01 C 8>9 1>3 Illustrations * Tips from the Credit Card Research Group for getting the most out of your cards 01/07/01 C 10 1 Photograph * Skimming - copying a valid credit card for fraudulent use - cost the credit card industry £102.8m last year, pushing up charges for customers 01/07/01 C 10>11 2 Photograph * The best plastic for shoppers abroad 01/07/01 C 10>11 2>3 Photograph * Customer Finance Awards 01/07/01 C 14>18 1>6 Photographs * More and more of us are quitting our jobs to travel abroad - often with the blessing of our employers 01/07/01 C 2>3, 5 2>4 Photographs * How mortgage lenders are getting tough with rate-chasers 08/07/01 C 13 1>3 Photograph * Alternative finance: a community scheme paying dividends 08/07/01 C 14 1>4 Photograph * Membership of mutuals still has its privileges but competitive ex-mutuals are giving building societies a run for our money 08/07/01 C 2 2>5 Photograph * On average mutuals offer the best deals - there are exceptions 08/07/01 C 3>4 1>6 Photograph * The low-paid are spurning stakeholder plans, and the well-off are cashing in 15/07/01 C 10>11 1>5 Photographs * Corporate bonds are worth a look 15/07/01 C 17 1>6 * People retiring with substantial pension funds are at risk of being sold in appropriate investment bonds 15/07/01 C 19 3>5 * After years of penalising customers for mishandling their accounts, the banks could be about to get a taste of their own medicine 15/07/01 C 2>3 1>4 Photograph * Best deals for changing bank accounts 15/07/01 C 5 1>2 * Top tips for a smooth bank account move 15/07/01 C 5 3>5 * The latest developments at Equitable Life and the lessons to be learned from the collapse of Independent Insurance - see Financial Institutions 22/07/01 * Investors feel appalled, shattered, incredibly let down by Equitable Life 22/07/01 C 3 1>4 Photographs * The Management Company travel policies are failing to pay out a claim 22/07/01 C 4>5 4 Photograph * What consumers can do to avoid being let down by an insurer 22/07/01 C 4>5 4>5 * A guide to insurance policies 22/07/01 C 6 1>5 Photographs * How the oil giant BP became a 'socially sound' investment 22/07/01 C 7 1>6 Photograph * Emotive oversimplification by the Inland Revenue can lead to real hardship 29/07/01 C 10>11 1>4 Photograph * Whatever became of… Manek Growth 29/07/01 C 13 1>3 Graphs * A revamped Consumer Credit Act should end extortionate lending and help borrowers 29/07/01 C 14 1>6 Photograph * The share slump has exposed the questionable record of withprofits investment funds used by millions 29/07/01 C 2>4 2>4 Photographs * The Halifax Bank has launched a telephone motor insurance product aimed at drivers with a clean claims record 29/07/01 C 5 1>2 OBSERVER INDEX: JAN-DEC 2001 163 * Equitable Life's reassurances have not quelled fears for investors - see Financial Institutions 05/08/01 * Alternative investments: Alpacas 05/08/01 C 11 1>6 Photograph * The internet boom may be over but there is still a chance for ordinary punters to make solid, if not spectacular, cash by using the net 05/08/01 C 13 1>6 Photographs * As an even lower interest rate fuels the loan boom, it's time to cut up the credit cards 05/08/01 C 2>4 2>5 Photographs, graph * Female finance 05/08/01 C 6 1>6 Photographs * Equitable Life's ability to recover may depend on how aggrieved members feel - see Financial Institutions 12/08/01 * Tony Blair will have to raise taxes by the equivalent of 4p in the pound to deliver on public-service spending promises in his second term, says in influential think-tank 12/08/01 B 1 1>3 * The shocking rise forecast in the homes and pensions for the young 12/08/01 C 2>5 2>5 Photographs * Insurance companies will be forced to tell investors how they can get the best deal from maturing pensions and endowments that they cash in early - see Financial Institutions 19/08/01 * Whatever became of… b2 19/08/01 C 11 1>6 Photographs * Stakeholder pensions online 19/08/01 C 13 1>4 Photograph * Ways of trimming spending 19/08/01 C 2>4 2>4 Photographs * Holidaymakers lodging claims on their travel insurance policies have been given a helping hand by the Financial Services Ombudsman 19/08/01 C 5 1>2 * Zero trusts 19/08/01 C 6 1>6 Photograph * Pensions 19/08/01 C 7 1>6 Photograph * Banks and building societies are heading for renewed confrontation with customers and regulators over the derisory rates of interest paid on many savings accounts - see Financial Institutions 26/08/01 * Whatever became of… F&C Higher Income Fund 26/08/01 C 11 1>6 Graph * The open market option is your right to hunt for the best income on annuities 26/08/01 C 13 1>6 * In 40 per cent of savings accounts rates are so low that deposits lose their value due to inflation - and it's set to get worse 26/08/01 C 2>4 1>4 Photographs * People travelling to the Eurozone are being urged to use euro traveller's cheques rather than local currency traveller's cheques as part of the move to gear up for the launch of the euro 26/08/01 C 5 1>2 Photograph * Endowment fund holders can do better selling than cashing in 26/08/01 C 7 1>3 * Alternative investments 26/08/01 C 8>9 1>3 Illustrations * There's lots to gain from tax-free trusts 02/09/01 C 11 1>6 * Mainstream lenders are now reaching out to the millions who have poor credit ratings 02/09/01 C 13 1>6 Photograph * The endowment crisis has hit millions yet regulators refuse a full review 02/09/01 C 2 2>5 * Isa-linked mortgages 02/09/01 C 3 2>3 * Endowment policy case studies 02/09/01 C 4>5 1>6 * Cars are a costly habit that you can kick 02/09/01 C 6 1>4 Photograph * How one mortgage customer of the Halifax Bank could see refunds for thousands 09/09/01 C 13 1>6 Photograph
* Small investors are continuing to shun the Government's new flagship scheme for promoting private pension saving amid continued stock market turmoil 09/09/01 N 2 1>3 Photograph * Filling in a tax return speedily 09/09/01 C 2>4 1>6 Photographs * How a NatWest bungle left one customer less than satisfied 09/09/01 C 5 1>6 Photograph * Funds are expected to trade normally tomorrow following the reopening of the US stock markets - see Financial Institutions 16/09/01 * Widowers still don't have equal pension benefits 16/09/01 R 11 1>6 Photograph * Guide for the self-employed 16/09/01 R 12>13 1>3 Photograph * The end of big money: survival guide to beating the slump 16/09/01 R 2>6 1>6 Photographs * Some travellers stranded in North America last week, or whose flights from the UK were cancelled, will not be entitled to compensation from travel insurers 16/09/01 R 6 3>6 Photograph * Four-page special on lower-risk tax-efficient ideas for uncertain times 23/09/01 C 12>15 1>6 Photographs * Employers may offer part-time work, unpaid leave or redeployment as alternatives to redundancy, but all require adjustment to a lower income 23/09/01 C 2 4>6 * If you dream of taking an unpaid career break but don't want to cut all your ties with your employer, your wish may be granted sooner than you think 23/09/01 C 2 1>6 * The prospect of lower homeloan costs following the emergency cut in UK interest rates provided relief in a week of otherwise gloomy financial news 23/09/01 C 3 1>3 * Policyholders with Equitable Life are receiving weighty documents outlining the board's proposals for plugging the black hole in Equitable's finances 23/09/01 C 6 1>6 Photograph * National Savings have zero risk but derisory returns 30/09/01 C 12>13 1>3 * Double-digit returns on investments will be rare in the future 30/09/01 C 2 3>5 * The British workforce needs to find the means to save an extra £27bn a year to live comfortably in retirement, research for the insurance industry has revealed 30/09/01 N 2 1>4 * Pensions gap brings call for new policy from the government 30/09/01 C 2>3 2>5 Photograph * Eighteen months ago three financial advisers devised portfolios - how they are faring today 30/09/01 C 4>5 1>6 Photograph * Accessing your online accounts could become much easier with the launch of aggregation services in the UK 30/09/01 C 6>7 4>5 * Special feature on ISAs 07/10/01 C 16, 18>19 1>4 Photographs * Investing maturing TESSAs 07/10/01 C 17 1>2 * The shares shakedown may push people towards property, but it is not a one-way bet 07/10/01 C 2>3 2>5 Photographs * The Government's new pension scheme kicks off tomorrow, but many bosses are ignoring it 07/10/01 C 6>7 1>5 Photographs * Anyone hoping to sell an endowment policy on the secondhand market may receive a disappointing price 07/10/01 C 9 1>2 * Financial advisers are the target of a new charity drive OBSERVER INDEX: JAN-DEC 2001 164 14/10/01 C 13 1>6 Photograph * With rates low and shares volatile, you have to invest carefully or risk capital 14/10/01 C 6>7 1>3 Photograph * Investments without the gobbledegook 21/10/01 C 17 1>6 Illustration * People aged 45 to 64 should expect to be wooed by financial advertisers over the next few years 21/10/01 C 17 1>3 Photograph * Pensions: how the product-buying public really feels 21/10/01 C 2>3 1>4 Photographs * Former Minister Frank Field has a plan to replace the old system of state pension 21/10/01 C 4 1>6 Photograph * The disillusionment of small investors and pension savers with the life insurance industry is reflected in the views of readers 21/10/01 C 5 1>2 * Few lenders automatically move loyal customers onto their most favourable mortgage 21/10/01 C 6>7 1>5 Photographs * Alternative investments 21/10/01 C 8>9 1>6 Photographs * Men's reign as breadwinner and head of the household is over, women are taking control of money matters - see Social Conditions & Trends 28/10/01 * Banking from home will raise your interest rate 28/10/01 C 17 1>6 Photograph * Rip-off financial advisers 28/10/01 C 2>7 2>3 Photograph * Special report on pensions 04/11/01 C 12>15 1>6 Photographs * Dicing with debt 11/11/01 C 2>3 1>4 Photographs * Special report on ISAs 11/11/01 C 8>11 1>3 Photographs * Major lenders face a crackdown over the way they deal with borrowers who are struggling with debt - see Financial Institutions 18/11/01 * The Government is making it easier for employees to feel part of things by the launch of the Employee Share Alliance (ESA) 18/11/01 C 14>15 1>6 Photographs * Alternative investments 18/11/01 C 6 1>3 Photographs * Investment trusts 18/11/01 C 8>9 1>4 Illustration * With-profits deals are to be clarified 25/11/01 C 12>13 1>3 Photograph * The events of 11 September could affect how much your wages rise next year 25/11/01 C 18>19 1>6 Photographs * Christmas shoppers face rip-offs that could plunge them into years of debt 25/11/01 C 2>3 1>6 Photographs * Card users who expect to repay the cost of their Christmas over several months should look for those offering the cheapest deals 25/11/01 C 3 1>3 Photograph * The financial implications of Cohabitation 25/11/01 C 6 1>6 Photographs * Alternative investments 25/11/01 C 8>9 1>6 Photographs * Employers are closing coveted final salary schemes in increasing numbers - see Business & Industry 02/12/01 * Early retirement on health grounds is becoming a perk of the past 02/12/01 C 14>15 1>6 Photographs * Holes in the net as legal aid grows 02/12/01 C 2>3 1>4 Photograph, illustration * Pre-Budget Report: How tax is replacing benefits 02/12/01 C 4>5 1>4 * The abolition of Stamp Duty on cheap properties in
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THE OBSERVER INDEX JANUARY-DECEMBER
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avoid the worst effects of an actor
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health and want to work - now there
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* Interview with Jake Arnott, autho
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ARNOLD, SIR MALCOLM, EIGHTIETH BIRT
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28/01/01 * Deep male tones are pref
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* See Book Reviews - Lee, Hermione
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* How long can the cut-price bonanz
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BARR, EMILY * Columnist 28/01/01 E
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BIG ISSUE, THE * The magazine for t
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* The Life of Indira Nehru Gandhi b
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* Books for 11 to 18 year olds 28/1
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BOOK REVIEWS - KINSELLA, JOHN * Sel
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BOOK REVIEWS - MOSS, STEPHEN * War,
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* Taschen Icons: Encyclopedia Anato
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Snowman - see Briggs, Raymond 04/11
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* Industry news 25/02/01 N 2 1 Phot
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Spice Girls 19/08/01 R 3 1>5 Photog
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* Internet mogul Cliff Standford ha
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month after two years of poor perfo
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* As the US prepares to reopen for
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over by its banks in the new year p
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Photographs * Delivery by Caesarean
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* Millions of pre-school children w
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* Profile on former Olympic champio
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successful at persuading their pare
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people… why did no one stop him?
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* Historian Simon Schama's TV trial
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B 3 1>5 Photograph * Fatalities on
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* See Audiobook Reviews - Redford,
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worth more than the combined global
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Graph * Rises in house prices are e
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* More than half of all British sch
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* Columnist 18/03/01 M 3 1>4 Photog
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* Vodafone executive and lifelong C
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* Scientists have discovered the wh
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lack and white makes sense 06/05/01
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* Review of Vertical Limit/Bounce/R
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Met Trudy/Very Annie Mary/All the P
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Middle East 04/11/01 * The film of
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* Policies sold to Jews in pre-war
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* Mercury Asset Management (MAM) wi
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* Finest food wines 22/04/01 M 47 1
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Photograph, illustrations * Perfect
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FROSTRUP, MARIELLA * Why should Bri
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* My roots: a week in Monty's garde
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* The genetic secrets of millions o
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* See Book Reviews - Bayley, Stephe
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* After three unexplained miscarria
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album, a clothing range, toys, a tr
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* Homeless families are being threa
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* See Music: Classical 17/06/01 IAN
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* Norman Harris 03/06/01 S 4 1>7 *
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* Sue Withers and Andrew Moller's h
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of Venezuela, have broken their par
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* Italian police were questioning a
Page 113 and 114: * Japan needs another miracle to su
Page 115 and 116: in the same way that football clubs
Page 117 and 118: * Report on revelations over the ex
Page 119 and 120: see Racism 07/10/01 * American radi
Page 121 and 122: transition to its new home - televi
Page 123 and 124: * Columnist 08/04/01 N 3 6>8 Photog
Page 125 and 126: * Negotiations in Bonn are optimist
Page 127 and 128: * Letters to the Editor 29/04/01 B
Page 129 and 130: * Golfer Nick Faldo and caddie Fann
Page 131 and 132: * See Book Reviews - MacFarlane, Ro
Page 133 and 134: MARY GEORGE OF ALLNORTHOVER * See B
Page 135 and 136: * Channel 4 will attempt to raise m
Page 137 and 138: his newspaper the Daily Mirror - se
Page 139 and 140: of failing a suicidal 22 year-old a
Page 141 and 142: * Margaret Dibben 13/05/01 C 14>15
Page 143 and 144: product aimed at drivers with a cle
Page 145 and 146: * Review of Carmen/Orfeo ed Euridic
Page 147 and 148: * Missy Elliott 03/06/01 R 13 1>6 P
Page 149 and 150: homeless, The Big Issue 13/05/01 C
Page 151 and 152: NELSON, ADMIRAL LORD HORATIO * Writ
Page 153 and 154: * Sports news 03/06/01 S 12 7>8 * S
Page 155 and 156: * Book charts 09/09/01 R 18 1>5 * B
Page 157 and 158: * Steve Barnett 01/07/01 N 6 1>4 Ph
Page 159 and 160: OSMOND, DONNY * Interview with Donn
Page 161 and 162: * Douglas Coupland's perfect family
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Page 167 and 168: * Interview with actress Joan Plowr
Page 169 and 170: John 18/03/01 * Tony Blair is to pu
Page 171 and 172: * Five days after the election, Mic
Page 173 and 174: * See Art 14/01/01 POLLUTION * Brit
Page 175 and 176: Greek jails on suspicion of spying
Page 177 and 178: * Endless revelations about stars'
Page 179 and 180: US blacks will only deepen the raci
Page 181 and 182: * The Railtrack fiasco 14/10/01 N 3
Page 183 and 184: segregated state schools as opponen
Page 185 and 186: * Sales are booming, but chief exec
Page 187 and 188: Terrorism 09/12/01 ROBERTSON-GLASGO
Page 189 and 190: * Football news 16/12/01 S 2 1>2 Ph
Page 191 and 192: * Columnist 11/03/01 C 15 1>6 Photo
Page 193 and 194: * Kicking the habit 01/07/01 R 4 1>
Page 195 and 196: * Deyan Sudjic 15/04/01 R 6 1>6 Pho
Page 197 and 198: * Duncan Mackay 04/03/01 S 14 6>8 *
Page 199 and 200: * Vic Marks 18/03/01 S 4 5 * Vic Ma
Page 201 and 202: * Gloucestershire v Hampshire 05/08
Page 203 and 204: * Sven-Goran Eriksson saw Mancheste
Page 205 and 206: * This week in the Champions League
Page 207 and 208: * Football conference league 29/04/
Page 209 and 210: * Tales from the Tabs: the latest t
Page 211 and 212: * Amy Lawrence 16/09/01 B 16 1>3 Ph
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Liverpool because of a long-standin
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06/05/01 * Racing results 06/05/01
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* Antonio Banderas is to play Ayrto
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* Andy Wilson 15/04/01 S 11 1>7 * E
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* Edinburgh v Bath 28/10/01 S 11 1>
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* French Open Tennis: Chris Bowers
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ack 10,000 years 25/11/01 B 11 1>5
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* As the creator of Cracker, Jimmy
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* Dominic Savage tells Geraldine Be
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* Cantor's tragedy: the survivors w
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network with the Taliban to the sui
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R 11 1>8 Photographs * Review of Oe
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or sing, but even dancers can make
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* Film news 14/01/01 R 8 5 Photogra
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* Martin Buckley's luxury plane tri
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* News and tips 29/07/01 E 4>5 1>4
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* Jeannette Hyde 08/07/01 E 20 1>3
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* Review of new releases 07/01/01 R
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* What your walls say about you 21/
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* Habana Custom 06/05/01 M 59 1>4 P
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accuse the police of sexual abuse -
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* Your choice of degree can affect
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consequences 23/09/01 N 10 1>7 Phot
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* Robert McCrum 25/11/01 R 16 1>6 P
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* Heather Connon 24/06/01 C 11 1>6
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The Observer index, January-December 2001 ... - Microform

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