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Comm. 30 Medicaid for the Medically Needy - Iowa Department of ...

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¿Qué ingresos se contabilizan? Se contabilizan los ingresoslaborales y no laborales de todas las personas que podrían serelegibles para <strong>Medically</strong> <strong>Needy</strong> y de los parientes responsables.¿Cómo funciona el MNIL? El MNIL es el Nivel de Ingresos de<strong>Medically</strong> <strong>Needy</strong>. Si el total de su ingreso neto contabilizable esigual o inferior al MNIL, todos los miembros elegibles de su familiarecibirán <strong>Medicaid</strong> sin deducible. Nota: El ingreso neto es elingreso bruto menos los descuentos autorizados por DHS .Si el total de su ingreso neto contabilizable es superior al MNIL,tendrá que cumplir con el deducible antes de recibir <strong>Medicaid</strong>. Sipaga primas de seguro médico o tiene facturas médicas, lasmismas serán utilizadas para ayudarle a cubrir el deducible.Cantidad de Personasen el Grupo FamiliarEl MNIL mensual es1 $4832 $4833 $5664 $6665 $7336 $8167 $8918 $9759 $1,05810 $1,158¿Por cuánto tiempo recibiré <strong>Medicaid</strong> si no tengo deducible?Recibirá <strong>Medicaid</strong> si el deducible es igual a cero. Su caso de<strong>Medically</strong> <strong>Needy</strong> será revisado una vez por año y cuando in<strong>for</strong>mesobre algún cambio. Si in<strong>for</strong>ma un cambio que afecta suelegibilidad, podría tener que cumplir con el deducible. Porejemplo, sus ingresos aumentan. <strong>Medicaid</strong> finalizará si ya no eselegible. Por ejemplo, se muda a otro estado.5What income is counted? Earned and unearned income <strong>of</strong> allpersons who might be eligible <strong>for</strong> <strong>Medically</strong> <strong>Needy</strong> and personswho are considered responsible relatives are counted.How does <strong>the</strong> MNIL work? The MNIL is <strong>the</strong> <strong>Medically</strong> <strong>Needy</strong>Income Level. If your total net countable income is equal to or lessthan <strong>the</strong> MNIL, all eligible members <strong>of</strong> your family will get <strong>Medicaid</strong>without a spenddown. Note: Net countable income is your grossincome after deductions that DHS allows.If your total net countable income is more than <strong>the</strong> MNIL, you willneed to meet a spenddown be<strong>for</strong>e you get <strong>Medicaid</strong>. If you payhealth insurance premiums or have medical bills, <strong>the</strong>se may beused to help meet your spenddown.Number <strong>of</strong> Personsin <strong>the</strong> HouseholdThe monthly MNIL is1 $4832 $4833 $5664 $6665 $7336 $8167 $8918 $9759 $1,05810 $1,158How long will I get <strong>Medicaid</strong> if I do not have a spenddown? Ifyou have a zero spenddown, you will get <strong>Medicaid</strong>. Your <strong>Medically</strong><strong>Needy</strong> case will be reviewed when you report a change and once ayear. If you report a change that affects your eligibility, you couldhave a spenddown. For example, your income goes up. <strong>Medicaid</strong>will end if you are no longer eligible. For example, you move toano<strong>the</strong>r state.5

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