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Sluzben vesnik na RM, br. 94, Petok, 30 noemvri 2001

Sluzben vesnik na RM, br. 94, Petok, 30 noemvri 2001

Sluzben vesnik na RM, br. 94, Petok, 30 noemvri 2001

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<strong>30</strong> <strong>noemvri</strong> <strong>2001</strong> SLU@BEN VESNIK NA REPUBLIKA MAKEDONIJA Br. <strong>94</strong> - Str. 5111<<strong>br</strong> />

Nositelot <strong>na</strong> platniot promet e dol`en da izvr-<<strong>br</strong> />

{i <strong>na</strong>plata <strong>na</strong> ~ekot od stav 1 od pravnoto lice, prima~<<strong>br</strong> />

<strong>na</strong> ~ekot, istiot den, a <strong>na</strong>jdoc<strong>na</strong> sledniot raboten<<strong>br</strong> />

den od denot <strong>na</strong> priem <strong>na</strong> reklamacijata.<<strong>br</strong> />

Baraweto za odo<strong>br</strong>uvawe po osnov <strong>na</strong> falsifikacija,<<strong>br</strong> />

odnosno zloupotreba mo`e da glasi <strong>na</strong> iznosot<<strong>br</strong> />

<strong>na</strong> ~ekot zgolemen za presmeta<strong>na</strong> zatez<strong>na</strong> kamata od<<strong>br</strong> />

denot <strong>na</strong> neopravdanoto zadol`uvawe <strong>na</strong> tekov<strong>na</strong>ta<<strong>br</strong> />

smetka po osnov <strong>na</strong> ~ekot do denot <strong>na</strong> podnesuvawe <strong>na</strong><<strong>br</strong> />

reklamacijata.<<strong>br</strong> />

Vo slu~ai koga odo<strong>br</strong>uvaweto po osnov <strong>na</strong> ~ekot e<<strong>br</strong> />

posle rokot od stav 2 <strong>na</strong> ovoj ~len, bankata izdava~ <strong>na</strong><<strong>br</strong> />

~ekot ima pravo da bara <strong>na</strong>plata <strong>na</strong> zatez<strong>na</strong> kamata, od<<strong>br</strong> />

denot <strong>na</strong> podnesuvaweto <strong>na</strong> reklamacijata do denot <strong>na</strong><<strong>br</strong> />

<strong>na</strong>platata.<<strong>br</strong> />

^len 7<<strong>br</strong> />

Eventualen spor vo prime<strong>na</strong>ta <strong>na</strong> ovoj dogovor se<<strong>br</strong> />

re{ava po pat <strong>na</strong> Arbitra`a.<<strong>br</strong> />

Bankite potpisnici <strong>na</strong> ovoj dogovor delegiraat<<strong>br</strong> />

po eden ~len vo Arbitra`ata.<<strong>br</strong> />

Pretsedatelot <strong>na</strong> Upravniot odbor <strong>na</strong> Zdru`enieto<<strong>br</strong> />

<strong>na</strong> bankarstvoto i osiguruvaweto so re{enie formira<<strong>br</strong> />

Arbitra`<strong>na</strong> komisija za sekoj poedine~en slu-<<strong>br</strong> />

~aj vo sostav od pet ~le<strong>na</strong>.<<strong>br</strong> />

Arbitra`<strong>na</strong>ta komisija se formira <strong>na</strong> sledniot<<strong>br</strong> />

<strong>na</strong>~in: pretsedatel i dvajca ~lenovi, po prethod<strong>na</strong><<strong>br</strong> />

soglasnost <strong>na</strong> bankite u~esnici vo sporot, imenuva<<strong>br</strong> />

pretsedatelot <strong>na</strong> Upravniot odbor <strong>na</strong> Zdru`enieto<<strong>br</strong> />

<strong>na</strong> bankarstvoto i osiguruvaweto od redot <strong>na</strong> ~lenovite<<strong>br</strong> />

<strong>na</strong> Arbitra`ata koi ne se vo raboten odnos kaj<<strong>br</strong> />

strankite vo sporot.<<strong>br</strong> />

Vo rabotata <strong>na</strong> Arbitra`<strong>na</strong>ta komisija mo`e da<<strong>br</strong> />

u~estvuvaat i drugi pretstavnici <strong>na</strong> bankite u~esnici<<strong>br</strong> />

vo sporot bez pravo <strong>na</strong> odlu~uvawe.<<strong>br</strong> />

Osta<strong>na</strong>tite dvajca ~lenovi gi opredeluvaat bankite<<strong>br</strong> />

u~esni~ki vo sporot.<<strong>br</strong> />

Komisijata se formira vo rok od 2 rabotni de<strong>na</strong><<strong>br</strong> />

od priemot <strong>na</strong> baraweto za re{avawe <strong>na</strong> sporot.<<strong>br</strong> />

Baraweto se dostavuva do stru~<strong>na</strong>ta slu`ba <strong>na</strong><<strong>br</strong> />

Zdru`enieto <strong>na</strong> bankarstvo i osiguruvawe.<<strong>br</strong> />

Komisijata e dol`<strong>na</strong> da donese odluka vo rok od 15<<strong>br</strong> />

de<strong>na</strong>.<<strong>br</strong> />

Odlukata <strong>na</strong> Komisijata e kone~<strong>na</strong> i obvrzuva~ka<<strong>br</strong> />

za u~esnicite vo sporot.<<strong>br</strong> />

Upravniot odbor <strong>na</strong> Zdru`enieto <strong>na</strong> bankarstvo i<<strong>br</strong> />

osiguruvawe donesuva svoj Delovnik za rabota <strong>na</strong> arbitra`ata.<<strong>br</strong> />

^len 8<<strong>br</strong> />

Dogovorot va`i od denot <strong>na</strong> objavuvaweto vo<<strong>br</strong> />

"Slu`ben <strong>vesnik</strong> <strong>na</strong> Republika Makedonija".<<strong>br</strong> />

___________<<strong>br</strong> />

40. Vrz osnova <strong>na</strong> ~len 5 od Pravilnikot za organizacijata<<strong>br</strong> />

i <strong>na</strong>~inot <strong>na</strong> rabota <strong>na</strong> Zdru`enieto <strong>na</strong> bankarstvoto<<strong>br</strong> />

i osiguruvaweto i Zaklu~okot od XV-ta<<strong>br</strong> />

sednica <strong>na</strong> Upravniot odbor <strong>na</strong> Zdru`enieto <strong>na</strong> bankarstvoto<<strong>br</strong> />

i osiguruvaweto, odr`a<strong>na</strong> <strong>na</strong> 13.07.<strong>2001</strong> godi<strong>na</strong>,<<strong>br</strong> />

a vo vrska so Upatstvoto za formata i sodr`i<strong>na</strong>ta<<strong>br</strong> />

<strong>na</strong> platnite instrumenti za vr{ewe <strong>na</strong> platniot<<strong>br</strong> />

promet vo zemjata ("Sl. <strong>vesnik</strong> <strong>na</strong> <strong>RM</strong>" <strong>br</strong>. 43/<strong>2001</strong> godi<strong>na</strong>),<<strong>br</strong> />

Upravniot odbor <strong>na</strong> Zdru`enieto za bankarstvoto<<strong>br</strong> />

i osiguruvaweto <strong>na</strong> sednicata odr`a<strong>na</strong> <strong>na</strong><<strong>br</strong> />

25.10.<strong>2001</strong> godi<strong>na</strong>, go donese sledniot<<strong>br</strong> />

D O G O V O R<<strong>br</strong> />

ZA IZDAVAWE I RABOTEWE SO ^EKOVI PO<<strong>br</strong> />

TEKOVNI SMETKI NA GRA\ANITE<<strong>br</strong> />

^len 1<<strong>br</strong> />

Predmet <strong>na</strong> ovoj dogovor e:<<strong>br</strong> />

- o<strong>br</strong>azec <strong>na</strong> ~ek po tekovni smetki <strong>na</strong> gra|anite<<strong>br</strong> />

(vo <strong>na</strong>tamo{niot tekst: ~ek);<<strong>br</strong> />

- garancija <strong>na</strong> ~ek;<<strong>br</strong> />

- iznos <strong>na</strong> koj glasi ~ekot;<<strong>br</strong> />

- postapka za <strong>na</strong>plata <strong>na</strong> ~ekot.<<strong>br</strong> />

^len 2<<strong>br</strong> />

Vo koristeweto <strong>na</strong> sredstvata od tekovnite smetki<<strong>br</strong> />

<strong>na</strong> gra|anite se upotrebuvaat:<<strong>br</strong> />

- o<strong>br</strong>azec <strong>na</strong> ~ek po tekov<strong>na</strong> smetka <strong>na</strong> gra|anite<<strong>br</strong> />

PP 22 ("Sl. <strong>vesnik</strong> <strong>na</strong> <strong>RM</strong>" <strong>br</strong>. 43/<strong>2001</strong>) vo <strong>na</strong>tamo{niot<<strong>br</strong> />

tekst: ~ek 1.<<strong>br</strong> />

- o<strong>br</strong>azec <strong>na</strong> ~ek {to bankite samostojno go utvrduvaat<<strong>br</strong> />

i izdavaat soglasno so Zakonot za ~ek, vo <strong>na</strong>tamo{niot<<strong>br</strong> />

tekst: ~ek 2.<<strong>br</strong> />

^len 3<<strong>br</strong> />

Bankata koja izdala ~ek 1, go limitira iznosot <strong>na</strong><<strong>br</strong> />

~ekot do koj mo`e da glasi istiot i e dol`<strong>na</strong> <strong>na</strong> o<strong>br</strong>azecot<<strong>br</strong> />

<strong>na</strong> ~ekot da <strong>na</strong>z<strong>na</strong>~i dali isplatata <strong>na</strong> ~ekot e<<strong>br</strong> />

garantira<strong>na</strong> ili ne.<<strong>br</strong> />

Bankata koj izdala ~ek 2 e dol`<strong>na</strong> da go garantira<<strong>br</strong> />

~ekot do iznosot <strong>na</strong>z<strong>na</strong>~en <strong>na</strong> ~ekot od stra<strong>na</strong> <strong>na</strong> bankata<<strong>br</strong> />

izdava~.<<strong>br</strong> />

^len 4<<strong>br</strong> />

Limitot <strong>na</strong> ~ekot 1 do koj bankata mo`e da garantira<<strong>br</strong> />

go opredeluva:<<strong>br</strong> />

So odluka <strong>na</strong> Upraven odbor <strong>na</strong> Zdru`enieto <strong>na</strong><<strong>br</strong> />

bankarstvoto i osiguruvawe i samostojno bankata izdava~.<<strong>br</strong> />

Iznosot <strong>na</strong> koj bankata garantira za ~ek 2, samostojno<<strong>br</strong> />

go utvrduva bankata izdava~.<<strong>br</strong> />

^len 5<<strong>br</strong> />

^ekot 1 koj e garantiran od bankata izdava~, primen<<strong>br</strong> />

kako sredstvo za bezgotovinsko pla}awe se <strong>na</strong>pla}a<<strong>br</strong> />

vo bankata izdava~ ili vo druga banka nositel<<strong>br</strong> />

<strong>na</strong> platniot promet ovlaste<strong>na</strong> od bankata izdava~.<<strong>br</strong> />

Bankata {to go primila ~ekot go ispla}a <strong>na</strong> denot<<strong>br</strong> />

<strong>na</strong> priem, odnosno <strong>na</strong>jdoc<strong>na</strong> sledniot raboten den<<strong>br</strong> />

i ja zadol`uva bankata izdava~.<<strong>br</strong> />

Vo slu~aj <strong>na</strong> zadol`uvawe so ~ek koj e falsifikat,<<strong>br</strong> />

odnosno zloupotreben, <strong>na</strong>~inot <strong>na</strong> re{avawe <strong>na</strong><<strong>br</strong> />

reklamaciite se utvrduva so me|useben dogovor <strong>na</strong> nositelite<<strong>br</strong> />

<strong>na</strong> platniot promet.<<strong>br</strong> />

^len 6<<strong>br</strong> />

^ekot 1 ~ija isplata ne e garantira<strong>na</strong> se podnesuva<<strong>br</strong> />

<strong>na</strong> <strong>na</strong>plata samo kaj bankata izdava~.<<strong>br</strong> />

^len 7<<strong>br</strong> />

^ekot 2 se podnesuva <strong>na</strong> <strong>na</strong>plata samo kaj bankata<<strong>br</strong> />

izdava~ i istiot se ispla}a istiot, odnosno sledniot<<strong>br</strong> />

raboten den.<<strong>br</strong> />

^len 8<<strong>br</strong> />

Eventualen spor vo prime<strong>na</strong>ta <strong>na</strong> ovoj dogovor se<<strong>br</strong> />

re{ava po pat <strong>na</strong> Arbitra`a.<<strong>br</strong> />

Bankite potpisnici <strong>na</strong> ovoj dogovor delegiraat<<strong>br</strong> />

po eden ~len vo Arbitra`ata.<<strong>br</strong> />

Pretsedatelot <strong>na</strong> Upravniot Odbor <strong>na</strong> Zdru`enieto<<strong>br</strong> />

<strong>na</strong> bankarstvoto i osiguruvaweto so re{enie<<strong>br</strong> />

formira Arbitra`<strong>na</strong> komisija za sekoj poedine~en<<strong>br</strong> />

slu~aj vo sostav od pet ~le<strong>na</strong>.<<strong>br</strong> />

Arbitra`<strong>na</strong>ta komisija se formira <strong>na</strong> sledniot<<strong>br</strong> />

<strong>na</strong>~in:<<strong>br</strong> />

Pretsedatel i dvajca ~lenovi, po prethod<strong>na</strong> soglasnost<<strong>br</strong> />

<strong>na</strong> bankite u~esnici vo sporot, imenuva pretsedatelot<<strong>br</strong> />

<strong>na</strong> Upravniot odbor <strong>na</strong> Zdru`enieto <strong>na</strong><<strong>br</strong> />

bankarstvoto i osiguruvaweto od redot <strong>na</strong> ~lenovite<<strong>br</strong> />

<strong>na</strong> Arbitra`ata koi ne se vo raboten odnos kaj strankite<<strong>br</strong> />

vo sporot.<<strong>br</strong> />

Vo rabotata <strong>na</strong> Arbitra`<strong>na</strong>ta komisija mo`e da<<strong>br</strong> />

u~estvuvaat i drugi pretstavnici <strong>na</strong> bankite u~esnici<<strong>br</strong> />

vo sporot bez pravo <strong>na</strong> odlu~uvawe.<<strong>br</strong> />

Osta<strong>na</strong>tite dvajca ~lenovi gi opredeluvaat bankite<<strong>br</strong> />

u~esni~ki vo sporot.<<strong>br</strong> />

Komisijata se formira vo rok od 2 rabotni de<strong>na</strong><<strong>br</strong> />

od priemot <strong>na</strong> baraweto za re{avawe <strong>na</strong> sporot.<<strong>br</strong> />

Baraweto se dostavuva do Stru~<strong>na</strong>ta slu`ba <strong>na</strong><<strong>br</strong> />

Zdru`enieto <strong>na</strong> bankarstvo i osiguruvawe.<<strong>br</strong> />

Komisijata e dol`<strong>na</strong> da donese odluka vo rok od 15<<strong>br</strong> />

de<strong>na</strong>.<<strong>br</strong> />

Odlukata <strong>na</strong> Komisijata e kone~<strong>na</strong> i obvrzuva~ka<<strong>br</strong> />

za u~esnicite vo sporot.<<strong>br</strong> />

Upravniot odbor <strong>na</strong> Zdru`enieto <strong>na</strong> bankarstvo i<<strong>br</strong> />

osiguruvawe donesuva svoj Delovnik za rabota <strong>na</strong> Arbitra`ata.<<strong>br</strong> />

^len 9<<strong>br</strong> />

Dogovorot va`i od denot <strong>na</strong> objavuvaweto vo<<strong>br</strong> />

"Slu`ben <strong>vesnik</strong> <strong>na</strong> Republika Makedonija".

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