TreeHouse Info Booklet

A Modern Approach to Denver’s Real Estate Future
Tree House
A tree house, a free house,
A secret you and me house,
A high up in the leafy branches
Cozy as can be house.
A street house, a neat house,
Be sure to wipe your feet house
Is not my kind of house at all-
Let’s go live in a tree house.
- Shel Silverstein

A NOTE FROM CLEM RINEHART
A NOTE FROM CLEM RINEHART
Thank you for your interest in TreeHouse Brokerage and
Development. Since 2004, I have been proud to be a part
of the Denver real estate community and the growth of our
city. Having moved here from New York City, I have always
focused on the urban Denver market as that is where I felt
I could add the most value for my clients.
CLEM RINEHART
Managing Broker / Owner
The real estate environment in Denver has changed a lot in
recent years, but our steadfast commitment to our clients
has not. Over time, I have carefully surrounded myself with
like-minded broker associates interested in perfecting their
craft, who also share a passion for urban Denver
neighborhoods. At TreeHouse, we always put the client first
- our clients are our extended family. Our strong, clientservice
approach to selling high-end real estate sets us apart
from the sea of brokers in the market, and this is the reason
the majority of our clients are repeat customers. We take
every opportunity to service any client very seriously. We
operate a business where people come first as residential
real estate is all about people and their most important
asset, their home. We also place a large emphasis on the
most important skill set any broker must have - transactional
know-how. Buyers and sellers in this fast-paced market rely
on their broker to skillfully conduct the transaction on their
behalf to ensure the best outcome. This attribute comes from
solid coaching grounded in experience gained through years
in the business. At TreeHouse, we work as a team to give all
our clients a leg up in this dynamic, highly competitive
market. Things happen quickly and we take pride in being
ready to spring into action for the benefit of our buyers and
sellers at any moment.
Come visit us at our home, the TreeHouse Brokerage and
Development office, and see for yourself what we are all about.

A Modern Approach to Denver’s Real Estate Future
TreeHouse Brokerage and Development is a full-service real estate firm specializing in the urban Denver Market. The TreeHouse team is
made up of experienced and client-service oriented professionals ready to assist with all your real estate needs. The real estate market has
changed tremendously in recent years. We have been around to witness these changes and adapt in response to new technology and new
business practices. Whether you are selling, buying, investing, building, or just trying to gain greater familiarity with the urban Denver real
estate market, our brokers are ready to help make your goals a reality.
Sellers • Buyers • InvestOrs
When it comes to listing your home, we understand there are a lot
of brokers out there, all of whom want your business. At TreeHouse,
we feel we stand out from the competition and can do the best job
to help you get you the most money for your home. Selling your
home can be a major hassle or a pleasurable experience, depending
on the resource you have in your corner. It is our aim at TreeHouse
to provide the best marketing and transactional skills to meet all of
your goals. We make the endeavor of selling your home as pleasant
and seamless as possible.
If you are interested in buying a home in this fast-paced market,
TreeHouse can give you the advantage any buyer needs to compete
and win. We know every deal is different, and we take a unique
approach towards every client and every situation to ensure the
best outcome. Whether the scenario calls for acting quickly and
being aggressive, or for patience and persistence, we understand
how to help our buyers get the right property at the right price.
There are many ways to craft a deal, and many pitfalls. At
TreeHouse, we believe it is paramount to get it right for the benefit
of our clients and the long-term value of their investment. We
expect to have earned the right to list your home when the time
comes to sell, and understand that the deal you made when you
bought your home means everything when the time comes to sell.
If you are an investor, your list of considerations, while similar,
might also be quite different from the typical buyer. There are many
factors to take into account and calculate in the pursuit of solid
investment properties. At TreeHouse, we understand how to help
you weigh these factors to ensure you get the most out of your
investment, whether it be a long-term hold, or a quick flip. Since
TreeHouse is also in the development business, we are quite
sophisticated in this area - much more so than other firms. We can
pass along on our knowledge in this area to ensure your investment
endeavor is a successful one.

Development Services
TreeHouse has built and sold several developments around
Denver. We understand the challenge of taking a piece of dirt
and creating a beautiful building or community that functions
on a high level. We know there are few pursuits as complex and
mired with potential pitfalls as real estate development and we
offer very helpful consulting services in this area. We take a
unique approach to helping you develop and sell your project
for the given market so that it is beautiful, profitable, and
something you can take great pride in for years to come.

Core Values
• Maintain, Improve, and Grow our brokers’ business
• Focus more on people than profitability
• Focus on creating the best culture
• Clients = Family
• Provide our brokers a solid brand platform and comprehensive
marketing tools to help serve their clients
• Create a team environment passionate about the Denver urban real estate market
• Always promote a collaborative
business sharing and “team” concept
• Be exceptional leaders gaining influence one relationship at a time
• Strive to perfect our craft and be the best possible resource for all clients
• Treat every transaction, regardless of size, with the same
level of attention and service
• Commit to new technology and business practices as
leaders in our industry and experts in our field

Services
Services

SPECIAL ASSETS
SPECIAL ASSETS
TREEHOUSE BROKERAGE & DEVELOPMENT
TREEHOUSEDENVER.COM
It is no secret that today’s real estate market is very internet driven.
At TreeHouse, we believe that the internet will never replace a
skilled transactional broker, but acknowledge the importance of our
online presence. We are committed to search engine optimization
(SEO) and understanding how people find brokers on the internet.
We also place great importance on prominent internet presence for
all TreeHouse listings. It is our job to ensure your listing stands out
from all that is out there and sells quickly!
WEEKLY SALES MEETINGS
At TreeHouse, we focus on conducting meaningful and comprehensive company-wide sales meetings each and every week. These
meetings are designed to promote collaboration within TreeHouse (activity breeds activity), provide crucial market information, and
encourage sharing of wisdom and resources to benefit all broker associates. We believe these regular meetings help create a fun yet
competitive environment that leads to more purposeful and productive broker associates.
TREEHOUSE BRAND
Our brand is a unique and special aspect of the TreeHouse business. We fit between the stodgy national brokerage chains that ignore
local markets, and the small mom-and-pops without the bandwidth to grow. Our brand represents our relevant and sophisticated
brokerage business that proudly reflects our definite place in the growing Denver real estate market. We all know brand is important
in real estate, and TreeHouse has the local name recognition and track record to help you meet your goals in this competitive market.

MARKETING
PRINT MARKETING
Marketing a home is the most important part of attracting the appropriate buyer. We take the following steps to ensure the home is
tastefully marketed, whether it is through print, digital, or any other method.
PHOTOGRAPHY
You only get one chance to make a first impression and this is paramount in real estate. Having a home professionally
photographed is one of the most important steps to listing your home. With over 89% of home buyers initially shopping
online, it is more important than ever to make your home stand out from others on the market. We enlist professional
real estate photographers who will ensure the home looks its absolute best. Our photographers use state-of-the art
technology such as HD video, virtual tours and customized home websites.
BROCHURES
Those beautiful, professional photos of your home will be on display in a customized brochure that our marketing team
will create for you.
FLYERS
2700 Larimer Street, Suite B
Denver, CO 80205
You MUST be on our interest list to purchase a unit
at S * Park, so visit liveatspark.com today and sign up!
S*Park SaleS launch Party
S*Park SaleS
launch Party
TreeHouse Brokerage and Development invites you to come celebrate
the upcoming sales launch for S * Park, a 99 unit residential condo
community development at 25th & Lawrence in Curtis Park/RiNo/Denver
Enjoy a cocktail and light bites on us, and get the most up to date
information about S * Park. Sales begin on Thursday, July 28th. Join
our interest list for more info on how to reserve a unit.
Monday, July 18th
5:30-7:30
Sales ignite in July!
Learn more about S * Park and join
our interest list by visiting:
www.liveatspark.com
Ph: 303-296-3331
Email: info@liveatspark.com
facebook.com/liveatspark
instagram: @liveatspark
Brokerage services provided by:
you MuSt be on our interest list to purchase a unit at S * Park, so visit
liveatspark.com today and sign up!
Finn’S Manor
Preferred lending provided by:
2927 Larimer St.
Denver, CO 80205
The information provided in these materials is strictly for informational purposes and shall not
be construed as an advertisement, offer or enticement to purchase real property. All elements,
designs, plans, renderings, features, amenities, prices and any other information presented
hereon are for informational purposes only, are not guaranteed, and are subject to change
or elimination without prior notice. Where provided, maps, floor plans and models are not to
scale, and all measurements are approximate. Views are not guaranteed. Verify all items before
purchasing. The project has not been registered under various state or federal laws, and this
material is not addressed to residents in any states which require registration. Void where
prohibited by law. © 2016 S*Park
*Offer of credit is subject to credit approval. | NMLS#: 300599 | LMB#717246
Flyers are an effective way to communicate important information to the public. These can be placed outside in a
brochure box outside the property, delivered to brokerage community, or emailed using our email marketing tools.
JUST LISTED POSTCARDS
FEATURES: DETAILS:
- Bright corner loft in the heart of LoDo
w/ 10’ ceilings
- Expansive, open floorplan w/ large
private terrace
- Incredible city and mountain views
- Perfect for indoor/outdoor entertaining
- Beautiful oak wood floors throughout
- Spacious master suite with
5-piece bath
- Custom walk-in closet
- Beds: 2
- Baths: 2
- Parking: 2 dedicated
(B1-34 & B1-35)
- Year Built: 1997
- Storage Unit: S1-16
1499 Blake St. #6C
Once a home is listed on the market, it’s time to get the word out. We know it is effective to let relevant neighbors and the
surrounding community know the home is for sale. We do this through the use of our direct mailing resources.
- Open kitchen with slab granite and
gas cooktop
- Gas burning fireplace in living room
- New Hunter Douglas blinds.
- 2 oversize secure garage parking spots
- 24 hour doorman, fitness center,
roof deck
- Square Feet: 1,828
- HOA Fees: $564/month
- HOA Includes: 24 hour security,
ext. maintenance w/roof, fitness
facility, grounds maintenance,
insurance, heat, water, sewer,
trash
- Taxes: $3,230
- School District: Denver 1
JUST SOLD POSTCARDS
3003 East Third Ave., Ste 201 || Denver, CO 80206 || P: 303.570.2006
Email: Clem@TreeHouseDenver.com || www.TreeHouseDenver.com
Exclusively Marketed by:
Listed by Clem Rinehart - Broker/Owner
Co-listed by Tara Head - Broker Associate
We believe one of the most important ways to promote our broker associates and their successful TreeHouse
transactions is to let other owners in the neighborhood know about them. Just Sold postcards are a great way of proving
we know the local market and have a track-record that shows it!
TreeHouse Brokerage and Development
Bright Updated Corner
Unit in Palace Lofts
1499 Blake St. #6C
- 2 Bedrooms -
- 2 Baths -
- 1,828 SF -

Showings & VIRTUAL TOUR
CENTRALIZED SHOWING SERVICE
CSS is a full service showing management database, making it the quickest and most efficient way to get buyers in your home.
• Showings can be set 24 hours a day, 7 days a week.
• Showing requests can be sent to your smart phone; giving you the control to approve or decline showings.
• Automatic feedback reports are sent immediately.
WEEKLY REPORT
Weekly reports provide you with updates regarding the online activity showing interest in your home.
• How many people clicked on your listing
• How long people stayed on your property website
• Which photos are most popular

BUYER RESOURCE GUIDE
BUYER RESOURCE GUIDE
SNAPSHOT
BUYER CONSULTATION
As your trusted advisor, it is our responsibility to ensure
you make the best possible deal on any given home. It
goes without saying: we do this every day - you do not!
We understand that buying a home can involve a
multitude of emotions. In order to ensure the buying
process is as seamless as possible, this resource guide can
be a helpful educational tool, taking you from the initial
buyer consultation to the closing table.
Understand
Client Goals
Every buyer is
different!
Loan
Pre-Approval
Understand
your monthly
payment and
target price
range.
Neighborhood
Identification
Love where
you live!
View
Properties
The fun part!
Comparative
Marketing Analysis
Understand the
market!
SUBMIT OFFER
At TreeHouse Brokerage and Development, we pride
ourselves on being knowledgeable and experienced
and want to put those assets to work for you! We are
committed to representing you with the utmost level
of quality, integrity, and personalized customer service.
Our passion for real estate is undeniable!
$
Closing
Get those keys!
Finalize
Loan Approval
Tie up any loose
ends and prepare
to close!
Inspection Process
and Negotiation
Time to get
tough!
Title Commitment
Examine Title
Documents
Final Walk Through
Inspection
Appraisal Process

BUYING PROCESS
PRE LOAN APPROVAL BUYING PROCESS WHY OFFER PRICE IS SO IMPORTANT
Buyers CHECKLIST
DOCUMENTATION CHECKLIST
• Signed application package with borrower’s authorization and 4506-T (request for transcript of tax return)
• Homeowner’s insurance agent’s name and phone number
• Explanation letter for any derogatory credit, employment gap or recent credit inquiries
ASSETS
• Most recent two months bank statements with ALL pages attached, even the ones stating “intentionally left blank”
• Most recent two months statements for stocks, bonds, IRA’s, or other assets required for closing and/or reserves
ADDITIONAL ITEMS – BORROWER SPECIFIC
• Social security and/or pension benefit awards letter(s)
• Evidence of any other income, example: child support, alimony or disability
• Adjudicated divorce decree and separation paper
• Lease agreements for any rental property owned if not reflected on tax returns
• Schedule of real estate owned
• Most recent two years corporate and/or partnership tax returns (all pages) including K-1’s (if 25% or more ownership of a business)
YTD profit and loss statement for any business owned
• Title held in “revocable trust” – copy of complete trust document – if applicable
DETERMINING YOUR BUDGET
Factors to include when calculating your monthly payment:
• Monthly HOA payments
• Property taxes
• Insurance costs
The price you offer to pay for your desired home is based on a wide variety of factors. These are specific to the real estate market,
your financial situation, and the home value itself. Among those home buying factors are the health of the overall market, the
physical condition of the house, desirability of the neighborhood, sale prices of “comps” or comparable homes in the
neighborhood, resale potential, and seller motivation.
Buyers will benefit from the professional advice of a Realtor when it comes to effectively advising the correct offer price for a
property and understanding today’s market trends. A knowledgeable, skilled TreeHouse Broker will offer expertise and guide
customers through today’s complicated real estate process.
At TreeHouse Brokerage and Development we have developed specialized tools to help you get the home you desire. We offer
up-to-the-minute information about the Denver real estate market, including specifics about what is happening in your
preferred neighborhood.
How Much Is My House Worth
How much is the house worth? Should you ask for less than the listed price? Your TreeHouse Broker provides the
answers to these and many other questions by completing a Comparative Market Analysis (CMA), which takes into
account all the variables that may affect the value and potential price of the home you intend to purchase.
Comps
Research of similar homes currently on the market, as well as recent sales and expired listings, help determine
your home’s fair market value.
THE MARKET
Economic outlook and seasonal trends, as well as the number of competitive homes on the market, can affect
demand for the home you are intending to purchase.
RATES
Interest rates and anticipated movement up or down affect the size of your competition pool.
Location
Proximity to schools, parks, shopping, and transit can play a significant role in determining your asking price.

UNDER CONTRACT PROCESS TITLE COMMITMENT UNDER CONTRACT PROCESS INSPECTION
1 ST PHASE – TITLE COMMITMENT
Title insurance protects your investment against loss arising from title defects.
Once under contract, the buyer will receive the Preliminary Title Commitment. This usually happens within one week. This will be sent from
the title company researching the chain of title, and handling the transfer of deed and closing.
2 nd PHASE – Property Inspection
The broker will recommend reputable inspectors the buyer can choose from to perform a thorough inspection of the home. It is recommended
that the buyer attend the inspection to learn as much as possible about the home and any problems that might exist. This is the moment in
the transaction where the buyer should attempt to become comfortable with every aspect of the home they intend to purchase, and
renegotiate the deal, if necessary, given the findings of the inspection.
Over time, real property may go through several ownership changes referred to as the “chain of title.” Each time a property changes hands,
the title company must record the deed along with any mortgages. Since this is a human process, mistakes can be made. Unpaid expenses
might also remain attached to the property when title is transferred. For these reasons, the title company must examine public records for
matters affecting title. Colorado law requires the seller to purchase a Title Insurance Policy for the buyer every time title to a property is
transferred to a new owner.
WHAT DOES INSPECTION COVER?
WHAT’S NOT COVERED
(all of which can be ordered/inspected separately)
• Exterior
• Roofing
• Sewer
• Environment
• Heating and A/C
• Insulation
• Structural Report
• Radon
• Structure
• Electrical
• Well/septic
• Exterior specialists
• Plumbing
• Interior
COMMON TITLE DEFECTS
• Fraud and forgery
• Liens for unpaid taxes
• Outstanding mortgages
• Easements
• Incorrect notary acknowledgements
• Improper vesting and incorrect names
• Workman’s liens from unpaid repairs and improvements
The title insurance policy is a very important document and should be kept in a safe place in the event any issues
with title arise down the road.
HOW LONG DOES THE INSPECTION LAST?
The inspection could last anywhere from one to five hours. Every
inspector is different and it also depends on the square footage of
the home or condo he-she is inspecting.
WHAT HAPPENS AFTER THE INSPECTION?
You will either be sent an email or given a full, detailed report of
the inspection. Usually the inspector labels every component
from above as:
Satisfactory – Indicates the component is functionally
consistent with its original purpose but may show signs of
normal wear and tear and deterioration.
Marginal – Indicates the component will probably require
repair or replacement anytime within five years.
Poor – Indicates the component will need repair or replacement
now or in the very near future.
Major Concerns – A system or component that is considered
significantly deficient or is unsafe.
Safety Hazard – Denotes a condition that is unsafe and in need
of prompt attention.
After the inspection, the broker will help determine what the
buyer might request from the sellers as far as repairs and/
or replacements, and will prepare the Inspection Objection. It is
always important to keep in mind what is appropriate and
reasonable to ask for in the spirit of the original deal made with
the seller. If too many defects exist and the property becomes
unappealing, the buyer has the unconditional option to terminate
the contract and receive a full refund of their earnest money. If the
buyer and seller agree on a mutually acceptable way forward,
that is memorialized in the Inspection Resolution.

UNDER CONTRACT PROCESS APPRAISAL UNDER CONTRACT PROCESS LOAN OBJECTION/CONDITIONS
3 rd PHASE – APPRAISAL
What Is A Property Appraisal?
An appraisal is a standard part of the mortgage process. Banks and mortgage companies will give the borrower a loan amount based on
the appraised value of the property. The appraiser visits the home and, through the use of comparable properties, issues the Appraisal
Report. The loan will be issued using the home’s value as collateral, so it is important the home appraises at or above the contract price.
What Happens if the Appraisal Comes in Low?
If the Appraisal Report comes in below the contract price it represents a problem for the buyer. In the event this is the case there are
generally three options for the buyer:
• Renegotiate the contract to the appraised value
4 th PHASE – LOAN OBJECTION/CONDITIONS
Loan Objection Deadline
The Loan Objection deadline date, is the date by which the loan must be
satisfactory to the buyer in their subjective discretion. Specifically, “the
contract is conditional upon buyer determining, in buyer’s subjective
discretion, that the availability, terms, conditions, and cost of such new
loan are satisfactory to buyer.” By that date, if the buyer does not obtain
loan approval from their lender, the buyer may choose to terminate the
contact and receive a full refund of their earnest money.
Loan Conditions
The Loan Conditions are the terms provided by the lender to
the buyer under which the lender agrees to issue the loan. They
include the interest rate, length of loan agreement, and any
requirements the buyer must meet prior to obtaining the loan.
• Make up the delta between the appraised value and the contract price with additional cash at closing
• Terminate the contract and receives a full refund of their earnest money
Source: Realtor.com

BUYER RESOURCES
HELPFUL TIDBITS BUYERS RESOURCES AGENCY TERMS
Don’t Buy If You Can’t Stay Put
If a buyer cannot commit to remaining in the house for at least a few years, then buying is probably not a good idea. With the transaction
costs of buying and selling a home, the possibility of losing money is real, even in a rising market. When prices are falling, it can be an even
worse proposition.
Start By Shoring Up Your Credit
Since most buyers borrow money when they purchase a home, it is essential to must make sure credit history is as clean as possible. A few
months before the house hunting begins, get copies of all credit reports, make sure the facts are correct, and promptly attempt to repair
any problems that are discovered.
Aim For A Home You Can Really Afford
No one wants to be house-poor. It is important to get good advice related to what is an appropriate amount to spend on a primary
residence, given income and savings.
EVEN IF YOU CAN’T PUT 20% DOWN, YOU MAY STILL QUALIFY FOR A LOAN
There are a variety of lenders who can offer competitive interest rate mortgages that require a smaller down payment.
Buy In A District With Good Schools
In most areas, this advice applies even if you don’t have school-age children. Reason: When it comes time to sell, strong school districts
are a top priority for many home buyers, thus helping to boost property values.
Choose Carefully Between Points And Rate
When selecting a mortgage, buyers have the option to pay upfront for an interest rate reduction. If you plan to stay in the house for a
considerable period of time, say three to five years (or more), it’s usually a better deal to buy the points. A lower interest rate will save
money over time.
Before House Hunting, Get Pre-Approved
Getting pre-approved will save the grief of looking at houses that are too expensive. This is not to be confused with pre-qualification, which
is based on a cursory review of finances, pre-approval from a lender is based on the borrower’s actual income, debt, and credit history.
Do Your Homework Before Bidding
An opening bid should be based on the sales trend of similar homes in the neighborhood. So before making an offer, consider recent sales
of comparable homes with the help of your broker.
Why Use A Realtor®
All TreeHouse brokers are required to be a licensed Realtor® to better serve you when buying a home. As Realtors, we provide much more
than the service of helping you find your ideal home. We are expert negotiators, seasoned contract writers, and superb navigators through
the local neighborhoods. We abide by a Code of Ethics and Standards of Practice enforced by the National Association of Realtors (NAR).
Keep in mind, that all real estate brokers must be licensed, but may not be Realtors. Buying a home is a big investment decision for you, so
make sure you are being represented to the fullest potential with a Realtor from TreeHouse.
Buyer’s Agent
A Buyer’s Agent works solely on behalf of the buyer to promote the
interest of the buyer with the utmost good faith, loyalty and fidelity.
The Agent negotiates on behalf of, and acts as an advocate for the
buyer. The Buyer’s Agent must disclose to potential sellers all
adverse material facts actually known by the Buyer’s Agent
including the buyer’s financial ability to perform the terms of the
transaction and if it is a residential property, whether the buyer
intends to occupy the property. A separate written Buyer Agency
Agreement is required, to set forth the duties and obligations of the
Broker and the buyer.
Listing Agreement
A Seller’s Agent (or Listing Agent) works solely on behalf of the
seller to promote the interests of the seller with the utmost good
faith, loyalty and fidelity. The Agent negotiates on behalf of, and
acts as an advocate for the seller. The Seller’s Agent must disclose
to potential buyers all adverse material facts actually known by
the Seller’s Agent about the property. A separate written listing
agreement is required, to set forth the duties and obligations of
the Broker and seller.
Transaction Broker
A Transaction Broker assists the buyer, or seller, or both throughout
a real estate transaction by performing terms of any written or oral
agreement. To fully inform the parties, preset all offers and assist
the parties with any contracts, including the closing of the
transaction without being an agent or advocate for either of the
parties. A transaction broker must use reasonable skill and care in
the performance of any oral or written agreement and must make
the same disclosures as agents about all adverse material facts and
actually known by the transaction broker concerning a property or
a buyer’s financial ability to perform the terms of a transaction and,
if it si a residential property, whether the buyer intends to occupy
the property. No written agreement is required.
Customer
A Customer is a party to a real estate transaction with whom the
Broker has no brokerage relationship because such party has not
engaged or employed the Broker, either as the party’s Agent or as
the party’s Transaction Broker.
*Source: Colorado Real Estate Commission

TreeHouseDenver.com
(303)296-3331