BARCLAYS WEALTH ESTATES & TRUSTS

BARCLAYS WEALTH ESTATES & TRUSTS 

Will Writing Service 

Will Instruction Form

Contents 

Section 1 – Personal details 1 5 

Section 2 – Funeral arrangements 6 

Section 3 – The executors and trustees of your estate 1 7 

Section 4 – Appointment of guardians 9 

Section 5 – Gifts of a specific item or cash sum 10 

Section 6 – Distribution of the residue of your estate1 Section 7 – Alternative wishes: Distribution of the 

14 

residue of your estate 18 

Section 8 – Declaration1 20 

Section 9 – Checklist1 22 

1 Mandatory sections to be completed.

Guide to completing 

the Will Instruction Form 

It is our aim to make this Will Instruction Form as straightforward and easy to follow as 

possible. It should not take you more than about 30 minutes to complete. 

You can use this form to provide will instructions for yourself 

as well as a spouse/partner if appropriate. 

Please note: This form is to provide instructions for a will 

and is not the will itself. 

Once you have completed this form, please send it direct to 

Irwin Mitchell solicitors. Irwin Mitchell will then prepare your 

will and provide you with any advice required. The Barclays 

Will Writing Service aims to send your will(s) to you for 

signing and witnessing within ten working days of Irwin 

Mitchell receiving your Will Instruction Form. The process 

is then complete. 

We recognise that some of the legal terms and expressions 

that are used in this form may not be familiar to you. To assist 

your understanding, within the Will Writing pack we have 

provided explanatory notes on pages 6 to 9. The Guidance 

notes follow the same order as this Will Instruction Form and 

explain the meaning of special terms and expressions as you 

come across them. 

To enable us to prepare your will each section indicates 

whether it must be completed. It is not necessary to complete 

every section of this form. 

Additional extra sheets may be attached to this form 

if required. 

Please complete clearly in BLOCK CAPITALS in black 

ballpoint pen. This will avoid delays in processing your 

application. 

2 Helpline available 9am to 5pm Monday to Friday. Calls charged at local rates. 

The Barclays Will Writing Service is offered in connection 

with Irwin Mitchell solicitors who are one of the leading 

providers of will writing services in the UK. 

Please return this completed Will Instruction Form using 

the pre-paid envelope enclosed to the following freepost 

address: 

Freepost RRTS-AKAH-KKSE 

Barclays Will Writing Service 

Irwin Mitchell Solicitors 

Riverside East 

2 Millsands 

Sheffield 

S3 8DT 

If you need help in completing this Will Instruction Form 

then please call the Barclays Will Writing helpline on 

08457 585 4432 . 

3

Important points to remember before completing this form 

1. Barclays Will Writing Service is administered by Irwin 

Mitchell. Irwin Mitchell is regulated by the Solicitors 

Regulation Authority. 

2. The information requested in this form is required for 

the purpose of preparing your will and to ensure that 

the will reflects your wishes. 

3. The information is being used by Irwin Mitchell who is 

responsible for preparing your will. 

4. You agree to any information currently held by 

Barclays Will Writing being provided to Irwin Mitchell 

for the purpose of writing your new will or amending 

your existing will. 

5. You may be contacted to confirm your instructions. 

6. The information given in this form is true, complete and 

correctly represents your wishes. 

7. If you are not currently domiciled in England or Wales 

or you intend to live permanently abroad, please do not 

complete this Will Instruction Form. You are advised to 

seek legal advice on the preparation of your will instead. 

Any will prepared for you is based on the assumption 

that you are domiciled in England and Wales (see 

Guidance notes in the Will Writing pack). 

8. You are free to leave your estate to anyone you choose, 

but please bear in mind that the law does confer rights 

on people who are wholly or partly maintained by you 

at the time of your death. If you do not provide for 

your spouse, civil partner, former spouse (who has not 

re-married) or former civil partner (who has not 

subsequently registered a new Civil Partnership) in your 

will, he/she may be able to make a claim against your 

estate. The same applies for children, whether they are 

yours or those of your spouse or civil partner whom you 

have treated as your own. Anyone else financially 

dependent upon you may also be able to make a claim. 

It will be up to the Courts to decide the validity of such 

claims. If you intend not to provide for any of the above 

people, or if you want to leave money to a child or 

person who is mentally handicapped, it is recommended 

that you seek legal advice. Irwin Mitchell solicitors can 

advise you in this regard if required. 

9. An additional charge will arise after your will has been 

prepared, should you make any alterations to your 

wishes that necessitates re-drafting your will. Therefore 

please check carefully that this form does reflect your 

wishes and nothing has been left out. 

10. Irwin Mitchell reserves the right to make an additional 

charge if the nature of your instructions are such that 

time over and above what would be considered to be a 

reasonable amount of time is spent preparing your will. 

If this should happen, you will be advised of the estimated 

additional charge before any work is undertaken. 

Please see the full Terms and Conditions of our service 

provided with the Will Writing pack. 

4

Section 1 – Personal details 

Please complete this Section. If any of the terms or expressions used below are unfamiliar to 

you, please refer to the Guidance notes on pages 6 to 9 of the Will Writing pack. If you need 

help completing this form, please call our helpline on 08457 585 443 2 . 

Please complete clearly in BLOCK CAPITALS in black ballpoint pen. This will avoid delays in processing your application. 

For yourself 

Title Mr Mrs Miss Ms Dr 

Other title Male Female 

First name(s) 

Surname 

Address 

Postcode 

Date of birth D D / M M / Y 

Contact details 

Home 

Work 

Mobile 

Email 

Preferred method of contact 

Marital status 

Single Married/In civil partnership 

Divorced Other 

Mirror wills 

Please indicate as appropriate if you require: 

Y 

Y 

Y 

Your spouse/civil partner/partner 

Title Mr Mrs Miss Ms Dr 

Other title Male Female 

First name(s) 

Surname 

Address 

Postcode 

Date of birth D D / M M / Y 

Contact details 

Home 

Work 

Mobile 

Email 


Preferred method of contact 

Marital status 

Single Married/In civil partnership 

Divorced Other 

Mirror wills to be prepared, that is, a will for you and a will for your partner (see Guidance notes) 

A will for you or wills for you and your partner to be prepared in expectation of marriage to each other 

A will for you or wills for you and your partner to be prepared in expectation of the registration of a Civil Partnership 

Y 

Y 

Y 

5

Section 1 (continued) 

Estate value 

Estimated value of your estate (see Guidance notes in the Will Writing pack) 

Up to £50,000 Up to £100,000 Up to £200,000 Up to £400,000 

Up to £500,000 Up to £600,000 Up to £800,000 Over £800,000 

Foreign assets 

Do you have any assets outside of England and Wales? 

If "Yes", please indicate the countries where those assets are held 

Yes No 

Have you already made a will in those countries? Yes No 

Section 2 – Funeral arrangements 

You only need to complete this Section if you wish to include details of your intended funeral 

arrangements in your will. 

Please indicate your funeral instructions: 

For yourself Cremation Burial Your partner Cremation Burial 

Funeral costs will automatically be treated as a debt of your estate. Your executor will be responsible for paying these costs 

from your estate. 

Whilst not necessary to include in your will, if you have any special instructions with regard to your funeral arrangements that 

you wish to include, then detail them below. Please also indicate if these are for you, your partner or both. 

6

Section 3 – The executors and trustees of your estate 

Please complete this Section. Your executor will be responsible for administering your 

estate after your death and ensuring your wishes are carried out (see Guidance notes in the 

Will Writing pack). 

Full details of the service that Barclays provides are shown on page 4 of the Will Writing pack. 

Acting as executor/trustee can be a complicated and time consuming job and will almost invariably require specialist skills, 

knowledge and experience. For this reason, we would recommend that you consider appointing a professional 

executor/trustee, such as Barclays, to deal with the administration of your estate either alone or to act alongside either 

a friend or other family members. 

Please detail below who you wish to appoint as executor and trustee of your estate. If you wish to, you may appoint Barclays 

to act as professional executor/trustee either alone or together with a friend or family member. 

Barclays to be sole executor 

Barclays to act together with surviving spouse/civil partner/partner 

Barclays to act together with the person(s) named overleaf 

Spouse/civil partner/partner to act, but if they are unwilling or unable to act, Barclays to be appointed sole executor 

The persons named overleaf to act, but if they are unwilling or unable to act, Barclays to be appointed sole executor 

Spouse/civil partner/partner to act alone but if he/she is unwilling or unable to act, the person(s) named overleaf to act 

Spouse/civil partner/partner to act together with the person(s) named overleaf 

The person(s) named overleaf to act 

7

Section 3 (continued) 

Executor/trustee 1 

First name(s) 

Surname 

Address 

Postcode 

Relationship (if any) to you 

Relationship (if any) to your partner 

Executor/trustee 2 

First name(s) 

Surname 

Address 

Postcode 



Reminder 

(a) Have you selected your executor/trustee by ticking one of the boxes on the previous page? 

(b) Your executor(s) should be over 18 years of age. 

(c) Your executor(s) can be a beneficiary of your estate. 

(d) Please do not appoint more than four executors. You do not need to appoint as many as four. If you wish to appoint 

more than two, please attach a separate sheet. 

8

Section 4 – Appointment of guardians 

You only need to complete this Section if you wish to nominate guardians for your children 

who are under the age of 18. 

Please see the Guidance notes on pages 6 to 9 of the Will Writing pack for further information about the role of guardians. 

Preference for guardianship 

Please indicate if Guardian 1 is your first choice and Guardian 2 is the alternative. If you do not tick this box, we will 

assume that you wish both parties to act together. 

Guardian 1 

First name(s) 

Surname 

Address 

Postcode 



Guardian 2 

First name(s) 

Surname 

Address 

Postcode 



Are the guardians named to act for all of your children who are under 18 years? Yes No 

If no, please indicate which guardian(s) are to act for which child/children below 

9

Section 5(a) – Gifts of a specific item 

You need only complete this Section if you want to make a gift of a specific item or items to an 

individual, charity or organisation in your will. 

It is not necessary for you to make specific gifts to deal with all of your estate. Anything that you do not detail in this Section will 

form part of the ‘residue’ of your estate dealt with in Sections 6 and 7. 

Please see the Guidance notes on pages 6 to 9 of the Will Writing pack for further information. 

Gift 1 

Please give an accurate description of the gift(s) 

Recipient’s first name(s) 

Recipient’s surname 

Address 

Postcode 

Age of beneficiary (if under 18) 



Gifts to appear in will(s) as follows: 

In my will only 

In my partner’s will only 

In both wills (made on second death) 

Gift 2 




Address 

Postcode 








Please note: If you are leaving a gift or gifts to charity, please include full name(s), address(es) and charity number(s). 

10

Gift 3 




Address 

Postcode 








Gift 4 




Address 

Postcode 









11

Section 5(b) – Gifts of a cash sum 

You need only complete this Section if you want to make a gift of a fixed sum of money to an 

individual, charity or organisation in your will. 

Gift 1 

How much is the gift? 



Address 

Postcode 







In both wills (payable once only on first death) 

In both wills (payable once only on second death) 

In both wills (payable on each death) 

Gift is to an executor and is only to be paid if 

he/she acts as executor 

Gift 2 




Address 

Postcode 













12

Gift 3 




Address 

Postcode 












Gift 4 




Address 

Postcode 













13

Section 6 – Distribution of the residue of your estate 

Please complete this Section to provide details of what you wish to happen to the residue of 

your estate (what is left after payment of funeral expenses, tax, debts and liabilities, legal costs, 

executor’s fees, legacies etc. have been deducted). 

Please tick one of the following options: 

Option 1 – Spouse/partner 

I wish to leave all of the residue of my estate to my 

spouse/civil partner/partner named in Section 1 of this 

form. If you select this option, it is important that you 

consider what should happen in the event that your 

spouse/partner does not survive you. Please go to 

Section 7 to indicate alternative wishes. 

Option 2 – Spouse/partner then children 

I wish to leave all of the residue of my estate to my 

spouse/civil partner/partner (named in Section 1 of this 

form) but if he/she dies before me then I wish my estate to 

pass to my children. If any of my children pass away before 

me, the share that they would have inherited to pass to 

their children and so on all the way down the family tree 

(see note below). Please go to Section 6(a). 

Option 3 – Children 

I have no spouse/civil partner/partner or I do not wish 

them to benefit. I wish the residue of my estate to pass to 

my children. If any of my children pass away before me, the 

share that they would have inherited to pass to their children 

and so on all the way down the family tree (see note below). 

Please go to Section 6(a). 

Option 4 – Other situations 

I wish the residue of my estate to be distributed in 

accordance with the details provided in Section 6(b). 

Please go to Section 6(b). 

Please note: If you select Option 2 or 3 for your children to benefit, then please provide details of their names in Section 6(a). 

Your will(s) will be prepared to include the named children as well as any subsequently born children so there should not 

be a need to update your will(s) to include further children (if any) born at a later date. If you do not wish us to include 

future born children, please tick this box. 

If you or your partner have stepchildren whom you wish to benefit then please ensure that details are recorded in Section 6(a). 

14

Section 6(a) – Distribution of the residue of your estate 

You only need to complete this Section if you have selected Option 2 or 3 in Section 6. Please 

record below your children’s names, your stepchildren’s names or your partner’s children’s names 

to appear in the will. If there is insufficient room, please add additional sheets. 

Child 1 

First name(s) 

Surname 

Address 

Postcode 


Relationship to you3 Relationship to your partner 3 

Child 2 

First name(s) 

Surname 

Address 

Postcode 



Child 3 

First name(s) 

Surname 

Address 

Postcode 



Child 4 

First name(s) 

Surname 

Address 

Postcode 



If you do not want your children to receive payments until they reach a certain age other than 18, please 

indicate the age (usually 21 or 25). 

Please note: The age at which your children receive payments may affect the way in which the gift to them is taxed. This is 

particularly the case if the child is in fact the child of your partner and if your estate may be worth more than the nil rate 

band threshold for Inheritance Tax. Please read the Guidance notes on pages 6 to 9 of the Will Writing pack before 

completing this part of the form. 

You do not need to complete Section 6(b) if you have completed this Section. Please go to Section 7. 

3 For example son/daughter, stepson/daughter, partner’s son/daughter. 

15

Section 6(b) – Distribution of the residue of your estate 

Please only complete this Section if you have selected Option 4 in Section 6. 

I wish the residue of my estate to be distributed as follows: 

Beneficiary 1 

First name(s) 

Surname 

Address 

Postcode 


Age gift of residue to be paid (if other than 18) 



Share to receive (for example, 100 per cent, half, etc.) 

Please indicate what you would like to happen to this 

share if the beneficiary passes away before you. If you do 

not provide alternative wishes, it will be assumed that 

you wish Option 2, below, to apply. 

Option 1 

Pay to the beneficiary’s issue 

Option 2 

Add in the same proportions to the shares of the other 

beneficiaries named in this Section. 

Beneficiary 2 

First name(s) 

Surname 

Address 

Postcode 










Option 1 


Option 2 


beneficiaries named in this Section 


16

Beneficiary 3 

First name(s) 

Surname 

Address 

Postcode 










Option 1 


Option 2 



Beneficiary 4 

First name(s) 

Surname 

Address 

Postcode 










Option 1 


Option 2 




17

Section 7 – Alternative wishes: Distribution of the residue of your estate 

You do not have to complete this Section. However, it is important that you consider completing 

this Section if there is a possibility that all of the beneficiaries of the residue of your estate 

detailed in Section 6 might not survive you. 

Would you like your will to name 

alternative beneficiaries? Yes No 

If yes, please indicate one option below: 

Option 1 

The estate to be divided, with one half going to your brothers 

and sisters and the other half to your partner’s brothers and 

sisters. Please note: Delete wording as necessary, for example, 

if you have no brothers, delete the word ‘brothers’. 

Option 2 

The estate to be divided, with one half going to your parents 

equally (or to your brothers and sisters if both parents pass 

away before you) and the other half to your partner’s parents 

(or his/her brothers and sisters if both his/her parents pass 

away before you). Please note: Amend this wording as 

appropriate to your circumstances. 

If you selected Option 1 or 2 above, it will be assumed 

that you wish the principle that a child will receive 

his/her deceased parents’ share to be followed all 

the way down the family tree. 

Option 3 

The estate to be divided amongst the following people in 

the proportions given. Please give their full name(s), 

address(es) and the shares of the estate they are to 

receive in the space provided. If there is insufficient space, 

please add extra sheets. 

Alternative beneficiary 1 

First name(s) 

Surname 

Address 

Postcode 







share if the beneficiary/beneficiaries pass away before 

you. If you do not provide alternative wishes, it will be 

assumed that you wish Option 2, below, to apply. 

Option 1 


Option 2 




18


First name(s) 

Surname 

Address 

Postcode 










Option 1 


Option 2 




First name(s) 

Surname 

Address 

Postcode 










Option 1 


Option 2 




19

Section 8 – Declaration 

You must read and sign this Section. If you fail to do this, we cannot prepare your will(s). 

Please tick as appropriate 

Please prepare a will for me/us4 reflecting the instructions 

contained in this form and on the basis of the General Terms 

and Conditions for this service, a copy of which I/we4 acknowledge to have received and read. I/We4 confirm 

that I/we4 agree to the Terms and Conditions. 

If I/we4 have chosen to appoint Barclays as my/our4 executor 

and/or trustee, I/we4 further acknowledge that I/we4 have 

received and read both the Terms and Conditions for Trust, 

Fiduciary, Fund Administration and Corporate Services of 

Barclays Wealth and the applicable Schedule of Fees. 

Fee options 

Only one of the following will apply to you. I/We4 agree to 

pay the following (please tick the relevant boxes): 

Option 1 

If Barclays Will Writing has not prepared a will for you in the 

past the fees are: 

Single will – £90 inclusive of VAT 

Mirror wills – £135 inclusive of VAT 

Please attach a cheque payable to Irwin Mitchell or provide 

your credit/debit card details on the opposite page. 

Option 2 

If Barclays Will Writing has prepared a will for you in the past 

and you now wish to amend it the fees are: 

Single will amendment – £60 inclusive of VAT 

Mirror wills amendments – £90 inclusive of VAT 

4 Delete as appropriate. 

Please complete the following for Option 2 only: 

I/We4 confirm the attached is a copy of the last will(s) 

prepared by you for me/us4 and that no changes were 

made prior to or after its execution 

I/We4 confirm I/we4 have not signed codicil(s) to 

my/our wills as attached 

I/We4 confirm that the instructions set out in this form 

to amend my/our4 will(s) are based on the attached 

copy will(s) 

Please attach a cheque payable to Irwin Mitchell or provide 

your credit/debit card details on the opposite page. 

20

Payment details 

Pay by (please tick one) Visa Mastercard Switch Delta 

Card number 

Cardholder’s name 

Start date M M / Y Y Y Y Expiry date M M / Y Y Y Y 

Issue number (if Switch) Security code 

Signature of cardholder 

Date D D / M M / Y Y Y Y 

Important note for all clients 

Please ensure that you sign below. Your signature(s) 

authorise us to prepare will(s) based on these instructions. 

Signature of applicant 

Print name 

Date D 

D / M M / Y 

Signature of spouse/civil partner/partner (only required if 

mirror wills are to be prepared) 

Print name 

Date D D / M M / Y 

Y 

Y 

Y 

Y 

Y 

Y 

Please note: Your details are held by Barclays Bank Trust 

Company and Irwin Mitchell as joint data controllers. Your 

details may be passed by Barclays to their agents or their 

third party administrators. 

You have the right of access to your personal records held 

on Barclays Bank Trust Company’s and Irwin Mitchell’s files 

by written request to The Data Protection Co-ordination 

Officer, Barclays Wealth Estates & Trusts, Osborne Court, 

Gadbrook Park, Northwich, Cheshire, CW9 7UE and 

The Compliance Officer, Irwin Mitchell, Riverside East, 

2 Millsands, Sheffield, S3 8DT. 

If you do not wish to receive details of products and services 

from Barclays Bank Trust Company Limited and other 

members of the Barclays Group, please write to us at the 

above address providing your full name, address and 

product or service details. 

21

Section 9 – Checklist 

Please send your completed Will Instruction Form in the enclosed pre-paid envelope to: 

Freepost RRTS-AKAH-KKSE, Barclays Will Writing Service, Irwin Mitchell Solicitors, 

Riverside East, 2 Millsands, Sheffield, S3 8DT. 

Please confirm the following before you send this form: 

1. Have you fully completed Sections 1, 3, 6 and 8 

of this form? 

2. Have you completed all other Sections as required? 

3. Have you enclosed your payment, or provided 

payment details, as specified in Section 8? 

4. Have you given us full names (first names and 

surnames) for everybody mentioned in the form? 

5. Periodically Barclays Will Writing Service seeks feedback 

from clients who have had wills prepared by the service. 

Would you be prepared to complete a short questionnaire 

if asked? 

You Yes No 

Your partner Yes No 

6. If this is the first time that you have used Barclays Will 

Writing Service, please indicate how you heard about 

our services. If this was via your Barclays banking 

branch, please include your branch sort code details 

below. 


The Barclays Will Writing Service aims to send your will(s) 

within approximately ten working days of Irwin Mitchell 

receiving your Will Instruction Form. Please allow for 

seasonal postal delays. Irwin Mitchell will include with your 

will, notes on the signing procedures, the clauses in the 

will(s) etc. 

Irwin Mitchell always aim to achieve the ten working day 

turn-around, but will action your application in the quickest 

possible time. Some times of the year are busier than others, 

and at these times the ten-day target may be exceeded. 

If you do not receive the documents within this period 

please contact the Barclays Will Writing helpline on 

08457 585 4432 . 

Please use the Barclays Will Writing helpline number above 

if you have any queries or problems in completing the form. 

Bank use only 

Sort and outlet code 

Staff number 

Staff name 

Adviser number 

Adviser name 

Mail van code 

Branch address 

22

This item can be provided in Braille, large print or audio by calling 0800 400 100* (via TextDirect if appropriate). 

If outside the UK please call: +44(0)1624 684 444**. 

*Lines are open 8am to 8pm UK time Monday to Friday and 9am to 5pm UK time Saturday and UK bank 

holidays. Calls to 0800 numbers are free if made from a UK landline. 

**Lines are open 8am to 6pm UK time Monday to Friday excluding UK bank holidays. 

Call costs may vary – please check with your telecoms provider. Calls may be recorded so that we can monitor 

the quality of our service and for security purposes. 

Barclays Wealth is the wealth management division of Barclays and operates through Barclays Bank PLC and its subsidiaries. 

Barclays Wealth Estates and Trusts is a trading name of Barclays Fiduciary Services (UK) Ltd (Registered No. 2362041) and Barclays Bank Trust Company Ltd (Registered No. 920880). 

Both are registered in England with registered offices at 1 Churchill Place, London E14 5HP. Barclays Bank Trust Company Ltd is authorised and regulated by the Financial Services 

Authority. 

Irwin Mitchell is operated by Irwin Mitchell LLP which is a limited liability partnership registered in England and Wales, company number OC343897. Other than in Scotland, Irwin 

Mitchell is regulated by the Solicitors Regulation Authority, registration number 51747. 

Item Ref: BWL0376. January 2010



Making it easier for you, now and in the future

Contents 

Will writing – made easy 1 

Why should you make a will? 2 

About the Barclays Will Writing Service 3 

How the Barclays Executorship Service can help 4 

Guidance notes 6 

Make a difference 10 

The service promise to you 12

Will writing – made easy 

At Barclays Wealth, we understand that wealth means different things to different people and 

believe that no-one is better placed to help you acquire wealth, use and enjoy it, protect it and 

pass it on. 

Making a will is one of the most important things you can do 

to help ensure your estate is passed on in accordance with 

your wishes. And at Barclays Wealth, we aim to make the 

process as straightforward and easy to follow as possible. 

The service we offer 

This pack is your first step towards making or updating 

your will: 

• Simply complete the Will Instruction Form – it should not 

take you more than 30 minutes – and return it in the 

enclosed pre-paid envelope 

• Your will(s) should usually be prepared within ten 

business days of receipt of your instructions by our 

partners Irwin Mitchell solicitors 

• Irwin Mitchell send the will(s) to you for signing and 

witnessing – the process is then complete 

We pride ourselves on the quality of service provided. 

With a dedicated helpline offering information and guidance, 

you will find full details of the service in this brochure. 

If you need any assistance with the completion of the 

enclosed Will Instruction Form, please ring the Barclays Will 

Writing helpline on 08457 585 443*. 

We look forward to helping you with this important matter. 

*Helpline available 9am to 5pm Monday to Friday. Calls charged at 

local rates.

Why should you make a will? 

A will is the only way to ensure your wishes are carried out and your estate passes on to 

future generations in the way that you intend. 

Making a will and ensuring that it is kept up-to-date is an 

essential part of estate planning. Most of us would not want 

to leave things to chance with our own financial situation. 

That is why many of us save for the future, make provision 

for our pensions and insure ourselves, our houses and our 

possessions. As well as planning for the future, by making a 

will you can also plan for the future of those that you care 

most about. 

What if I do not have a will? 

A will enables you to decide who should receive what from 

your estate rather than leaving it to chance that your estate 

will pass as you would wish. 

If you pass away without a will, your estate passes under 

the laws of intestacy. This can have surprising results. 

For example, if you are married or in a civil partnership your 

spouse may not receive all of your assets. Alternatively, 

if you live with someone but are not married or in a civil 

partnership with them, they will receive nothing automatically. 

Please note: Throughout this brochure we make references 

to ‘spouse’. In this context it includes husband, wife or 

civil partner. 

How can I provide for my children? 

If you have children who are minors, it is important to 

appoint guardians to look after them should anything 

happen to you. 

You may be concerned about protecting your assets should 

your spouse remarry after your death or if you have children 

from a previous relationship. One way to do this is to give 

your spouse a life interest in your estate. This means that 

*Helpline available 9am to 5pm Monday to Friday. Calls charged at local rates. 

your spouse will be able to receive the income only from 

your estate (including the right to live in the family home), 

and on their death, capital will be paid to other beneficiaries, 

usually your children. 

However, in many cases, an absolute gift to your spouse is 

appropriate if you are confident your spouse will provide for 

your children. 

If you would like further information about how this can be 

incorporated in your will, please call the Barclays Will Writing 

helpline on 08457 585 443*. 

How will my estate be administered? 

In your will you need to appoint an executor who will have 

responsibility for administering your estate and carrying out 

your wishes. This is an important responsibility. It can be a 

complicated and time-consuming role, and will invariably 

require specialist knowledge and skills. Barclays can assist 

you by acting as your executor. You will find further details 

of the service that Barclays provides on page 4. 

How often should I update my will? 

It is important that you review your will regularly to ensure 

that it reflects your current wishes and takes into account 

changes in both your own circumstances and those of your 

intended beneficiaries. A birth in the family, marriage, 

bereavement, divorce or separation as well as changes in 

financial circumstances may require changes to be made 

to your will. 

2

About the 

Barclays Will Writing Service 

It is our aim to make the process of making a will as straightforward and easy 

to follow as possible. 

The Barclays Will Writing Service is offered in connection 

with Irwin Mitchell solicitors, one of the leading providers of 

will writing services in the UK. 

To assist you with the completion of the Will Instruction 

Form, we explain some of the choices available to you and 

have provided helpful guidance notes within this brochure. 

These notes follow the same order as the Will Instruction 

Form and explain the meaning of certain terms and 

expressions as you come across them. 

Once you have completed the Will Instruction Form 

enclosed, please send it directly to Irwin Mitchell solicitors 

in the pre-paid envelope provided. Irwin Mitchell will then 

prepare your will and send this to you. If appropriate, Irwin 

Mitchell will be able to provide you with any advice required 

and any related legal services relevant to the preparation of 

your will. If additional costs are involved, they will advise you 

of this before work is commenced. 

The Barclays Will Writing Service is very competitively priced 

(see below), enabling you easily to move forward in ensuring 

that your estate is passed on in accordance with your wishes. 

All prices are inclusive of VAT. 

Single will £90 

Standard 

service 

Mirror wills (for married couples/partners) £135 

Single will amendment £60 

Mirror will amendment £90 


Barclays has a financial arrangement with Irwin Mitchell 

for wills prepared through the Barclays Will Writing Service. 

A percentage of the total will charges detailed will be paid to 

Barclays inclusive of VAT. These are currently up to £25.37 

for a single will (£27.69 for an amendment) and £29.25 for 

mirror wills (£43.00 for mirror will amendments). Prices and 

fee share arrangements are subject to change. 

Complex will arrangements 

In some cases your will instructions may be too complex to 

be accommodated through the standard Barclays Will Writing 

Service, for example, if you are intending to include certain 

types of trust structure in your will, are considering tax 

planning or more comprehensive legal advice is required. 

If this should occur then there may be costs in addition to the 

fees shown above. Irwin Mitchell will provide an estimate of 

the cost of additional work to you for agreement before any 

work is commenced. 

Any questions? 

If you need help in completing the Will Instruction 

Form, please call the Barclays Will Writing helpline on 

08457 585 443*. 

3

How the Barclays Executorship 

Service can help 

When you make a will through the Barclays Will Writing Service, you need to tell us (by 

completing Section 3 of the Will Instruction Form) who you wish to appoint as your executor. 

An executor is the person who will be responsible for administering your estate and carrying 

out your wishes. It can be a complicated and time-consuming job so you need to think 

carefully about who the best person will be. 

Appointing Barclays as your executor will relieve someone of 

a great number of responsibilities, including: 

• registering the death and arranging the funeral 

(if required) 

• identifying and tracing the assets of the estate 

• interpreting the terms of the will (in light of family 

circumstances when you pass away) and establishing 

contact with those entitled 

• obtaining a Grant of Probate (which proves the will 

is valid) 

• agreeing and settling lifetime tax liabilities 

• collecting the assets and paying debts 

• administering assets at home and abroad, such as 

property and businesses, until they can be sold or 

transferred 

• agreeing and settling liability to Inheritance Tax and 

preparing estate tax returns 

• distributing the estate to the beneficiaries 

• acting as trustee of any trusts arising under the will 

• preparing all necessary accounts and documentation 

At Barclays we have considerable experience in all these areas. 

If you appoint us as your executor you can relax, confident in 

the knowledge that your estate will be in safe hands. 


What we offer 

• Safe custody of your will(s) free of charge 

• Impartial and continuous service 

• Experienced staff, trained in legal and financial matters 

• A personal administrator 

• A reputation for integrity 

• The resources of the Barclays Bank PLC worldwide 

banking network 

Next step 

If you would like to appoint Barclays as an executor under 

your will, you simply need to tick one of the appropriate 

options in Section 3 of the Will Instruction Form. The option 

you select will depend on whether you wish Barclays to act 

as sole executor, jointly with another or subject to someone 

else being unwilling or unable to act. Full Terms and 

Conditions and details of our charges for this service are 

enclosed within this Will Writing pack. 

If you have any further queries regarding 

Barclays Executorship Service then please call the 

Barclays Will Writing helpline on 08457 585 443*. 

4

Guidance notes 

If you require additional guidance, more information or to speak to Irwin Mitchell solicitors 

please contact the Barclays Will Writing helpline on 08457 585 443*. 

Domicile 

Domicile is a complex legal concept that for UK purposes 

determines the legal system under which your will is to be 

interpreted and administered. For most people their residence 

and domicile are the same as the country in which they live. 

However if you or your parents were born outside England 

and Wales, or you intend to live permanently outside England 

and Wales, you should consider taking legal advice. The 

will(s) prepared for you by the Barclays Will Writing Service 

are on the basis that you are domiciled in England and Wales. 

Civil partners 

Civil partners are a same-sex couple who have registered 

a civil partnership in England and Wales and whose 

partnership has not subsequently terminated through 

death, dissolution or annulment. 

Property held jointly 

Under English law there are two methods of jointly 

owning property: 

1. Under a beneficial joint tenancy the entire property 

passes to the survivor(s) on a death 

2. Under a tenancy-in-common a person’s share of the 

property can pass under the terms of their will or 

intestacy 

If required, Irwin Mitchell can advise you on how you own 

property jointly with another. 

If you and your spouse or partner have together decided to 

include in your wills any specific gifts of houses or land or 

other property that you own jointly with each other as 

beneficial joint tenants, and these gifts in the wills are not 

to your co-owner, you will need to change the way in which 

you own the property jointly. Irwin Mitchell solicitors can 

help you with this. 


Inheritance Tax 

If you are domiciled in the UK, Inheritance Tax (IHT) is the tax 

payable on your estate when you pass away and on certain 

lifetime gifts. Wills can be an important tool in helping to 

reduce potential liability to IHT. Barclays can provide a more 

detailed guide about IHT. 

Where you wish a surviving spouse or a charity (both of 

which are usually exempt from IHT) to share the residue of 

your estate with other people (who are not exempt from IHT), 

any IHT liability attributable to residue will be deducted only 

from the shares of those other people so that the entitlement 

of the spouse or charity will not be affected by any IHT. 

Gifts to children 

There is space on the Will Instruction Form to specify at 

what age you would like your children to receive payments 

from residue. If you choose 18 years and you are the parent 

or step-parent of the child in question there should be no 

problem. If on the other hand you choose an age greater 

than 18 or you are not the parent or step-parent of the child 

in question there may be IHT implications of the gift if your 

estate exceeds the IHT nil rate band. If any of these 

circumstances apply to you, Irwin Mitchell can advise you 

about the implications. 

Under wills prepared by the Barclays Will Writing Service, 

if you make a specific gift (other than residue, for example 

a cash gift) to any of your children and they pass away 

before you, the gift to them will fail and fall into the residue 

of your estate. However, under Sections 6 and 7 of the Will 

Instruction Form, any share of the residue of your estate 

that passes to your children can pass to their children if they 

pass away before you so long as you choose this option. 

6

Section 1 

Mirror will 

A will which contains almost identical terms to your will. 

Many spouses/partners have mirror wills in which they leave 

their estate to the same beneficiaries named in both wills to 

benefit on the death of the surviving spouse/partner. The 

survivor can however still change the terms of their will after 

the death of the first to pass away. 

Wills in expectation of marriage/civil partnership 

If you and your partner intend to get married soon your 

will(s) can be made ‘in expectation of your marriage’ which 

means it/they will be valid before and after the marriage 

takes place. Marriage would otherwise cancel a will. The 

same principle applies for partners intending to form a civil 

partnership. 

Foreign assets 

Unless you specify otherwise, your will is prepared to cover 

your worldwide assets and will cancel any other will (even 

one made to cover assets outside of England and Wales). 

However the law of the country in which the assets are 

situated may limit the effectiveness of any gift under your 

will. If you have assets outside England and Wales you 

should seek advice in the country where those assets are 

situated. 

If you already have a foreign will which is to remain in force 

or you are arranging for a foreign will to be prepared please 

fill in the details in Section 1 of the Will Instruction Form. 

The value of your estate 

Please tell us the value of your estate. If you have asked 

for mirror wills to be prepared, please show the combined 

value of your assets. The value does not need to be exact. 

An estimation of the band into which you believe the value 

of your estate will fall is sufficient. When giving the value 

please consider the following: 

1. Property owned jointly with any other person usually 

passes to the survivor on the first death, regardless of the 

terms of the will. If you wish to ensure that this does not 

happen and for the property to instead pass under your 

will you will need to change the way in which you own 

the property jointly. Otherwise assets in your sole name 

only will usually pass under the terms of your will. 

2. If you have a pension fund, depending on the type of 

pension arrangement, death benefits may either pass into 

your estate or be paid at the discretion of the pension 

fund trustees direct to your dependants. You should 

check with your pension provider how any benefits can 

be dealt with following your death. 

3. Life assurance policies, if written in trust, are payable to 

the person(s) named in the policy and not under your will. 

Section 3 

Executors and trustees 

Person or persons who will administer your estate on your 

death and will ensure that your wishes are carried out. You 

can choose up to four executors although two is normally 

enough, or one if you wish to appoint a professional 

executor. If you want to put money in a trust for children 

under 18, say, the executors/trustees will be responsible 

for managing this sum. 

Executors must be 18 or over and should be capable of dealing 

with complex issues. For this reason, we recommend a 

professional executor such as Barclays. See further details on 

page 4 of this brochure about the service Barclays provides. 

7

Section 4 

Guardians 

These are people who will look after your children (if under 

18 years old) at the time of your death. A surviving parent 

from a marriage has certain parental rights over the 

guardianship of his/her children, so you do not need to 

name them. If you are not married to the other parent of 

your child you are advised to state your wishes with regard 

to guardianship, even if the person you wish to appoint is 

your child’s other parent, but no advice can be given by us 

as to the effectiveness of your wishes. Guardians must be 

18 or over. 

A civil partner who has parental responsibility for a child 

may appoint another individual to be the child’s guardian. 

If the person appointed is a civil partner, the appointment 

is automatically cancelled if the civil partnership is dissolved 

or revoked. 

However in most cases such an appointment will not take 

effect until the death of the surviving parent. The guardian 

is responsible for the welfare and upbringing of the child. 

Liaison between the trustee and the guardian is required 

to plan for the child’s financial future. The will includes wide 

powers to enable your trustees to release both capital and 

income to assist with maintenance, education or benefit of 

any child in the care of a guardian. 

Section 5 

A legacy – a gift which you wish to leave a person(s) or 

organisation under your will. 

There are several types of legacy including: 

• a money legacy, for example £1,000 to Mr X 

• a specific legacy, for example, ‘my gold wedding ring to 

my daughter’ 

It is important to describe the item(s) accurately to avoid 

confusion. Unless you indicate otherwise the will is prepared 

so that any beneficiary under the age of 18 will receive that 

legacy at 18 together with all interest and appreciation 

accruing up to that age. 

For gifts of a specific item and gifts of a cash sum of £5,000 

or less (detailed in Section 5(a) and 5(b) respectively, of the 

Will Instruction Form), your will shall be prepared so that the 

gift will be made absolute to that beneficiary whatever their 

age at the time of your death. 

If you leave a house or flat, in sole ownership, to a 

beneficiary you should state whether it should be passed 

to them with any outstanding mortgage liability, or whether 

such a liability should be paid by your estate first (called 

‘free of mortgage’) if there are sufficient funds. 

Unless you state that the gift of any property is to pass 

‘free of mortgage’, your will is prepared on the basis that any 

outstanding mortgage/liability will be the responsibility of 

the beneficiary who receives the property. 

If you ever sell or move from the house/flat you specify 

as a gift, it is important that you review your will. You can 

however state that any private residence you own on death 

passes to the named beneficiary or beneficiaries. 

8

A gift of a sum of money or a specific item of property 

will not take effect if the intended recipient passes away 

before you. If that happens, that gift will form part of your 

residuary estate and be disposed of in accordance with your 

wishes outlined in Sections 6 and 7. You may find that is 

acceptable with your wishes but if it is not, please indicate 

on the form your intended substitute beneficiaries. 

Section 6 

Residue 

This is what’s left of your estate after funeral expenses, 

inheritance and other taxes, debts and liabilities, legal 

costs, executor’s fees, legacies and other costs have been 

deducted. You must name a beneficiary or beneficiaries to 

inherit the residue in every will, as it is unlikely that your 

estate can be disposed of by specific gifts alone. 

Issue 

This means children, their children and so on all the way 

down the family tree. 

Section 7 

Alternative wishes – we recommend that you specify reserve 

beneficiaries in the event that all the named beneficiaries of 

the residue of your estate, indicated in Section 6, pass away 

before you. If not, your estate could pass under the laws of 

intestacy. You may, for example, wish to leave half your estate 

to your parents, the remaining half to your partner’s parents. 

If they pass away you could specify that brothers and sisters 

inherit (or their issue). Alternatively, you may want to name 

a charity/charities. The choice is yours. 


Section 8 

The Declaration 

Your will cannot be prepared without a signed Declaration. 

For mirror wills, both partners must sign. Please read the 

Declaration carefully before signing. 

The Barclays Will Writing Service aims to send you your 

will(s) within approximately ten working days of Irwin 

Mitchell receiving your Will Instruction Form. Please allow 

for seasonal postal delays. Irwin Mitchell will include notes 

explaining the signing procedure, the clauses in the will, 

and so on. 

If you do not receive the documents within this period 

please call the Barclays Will Writing helpline on 

08457 585 443*. 

9

Make a difference 

Remember a charity in your will. Money left in wills is the biggest source of income for 

charities in the UK. These donations enable charities to continue to deliver their vital 

services, upon which so many people and projects depend. 

When planning a will, you should think of your family and 

friends first – but would you also like to leave something to 

a charity you support? 

By including a gift, no matter how large or small, to your 

favourite charity or charities, you can be sure your chosen 

charity or charities can continue with their good works after 

your death. 

Many people support charities during their lifetime and 

leaving a gift in your will enables the charity to use the gift 

for its purposes. There are many charities doing all sorts of 

good works and your gift in your will can assist them. A free 

Will Guide providing advice on all aspects of leaving money 

to charity in a will is available from ‘Remember a Charity’, a 

campaign run by more than 100 UK charities. For a copy of 

this guide call 0808 1802 080 or visit 

www.rememberacharity.org.uk 

Leave the world a better place by leaving a bequest to a 

charity in your will with the assistance of the Barclays Will 

Writing Service. 

How do I leave money or assets to a charity in my will? 

All you need to do is include the charity or charities you 

want to benefit in Sections 5, 6 or 7 of the enclosed Will 

Instruction Form, setting out an accurate description of the 

gift and the full name of the charity and its address and 

charity number if you know it. If it is your wish that the gift 

is used for local or specific purposes by the charity please 

add this to the Will Instruction Form. 

What can I leave to a charity? 

You can leave anything of value – it does not have to be 

money. You could leave jewellery, furniture, property, shares, 

art as well as a cash sum. Whatever you leave, however 

large or small, it is likely to be welcomed by the chosen 

charity and used by them to further their work. 

What if I do not know the name of the charity I want 

to benefit? 

A gift to a charity is best worded so that a specific charity 

is named in your will. If you need further details contact the 

‘Remember a Charity’ campaign by calling 0808 1802 080 

or visit www.rememberacharity.org.uk where you’ll find a 

list of all the charities who are part of the campaign with 

Barclays and others. If you do not have access to the internet 

please ring ‘Remember a Charity’ and they will send you a 

list of the supporting charities. Your local library will have a 

list of charities registered with the Charity Commission. 

What are the tax benefits of leaving money to a charity? 

When you pass away the assets of your estate are added 

up, and if your estate is valued at more than your available 

Inheritance Tax (IHT) nil rate band, then there may be an 

IHT liability subject to various exemptions and reliefs. We 

cannot give advice on your specific Inheritance Tax queries. 

Any gifts you make in your will to a UK charity should 

normally be exempt from IHT so the charity will receive the 

full amount you bequeath, subject to there being sufficient 

assets in your estate. 

Do I need to tell the charity I have included in my will a 

gift to the charity? 

No, but if you wish to, please contact the charity to let them 

know. They will be pleased to hear of your support and will 

be able to advise you on the best way to proceed should 

you have specific requirements in connection with your gift 

or your gift is of a special nature. 

10

The service promise to you 

Barclays prides itself on the quality of service provided. 

Irwin Mitchell’s service standard is a commitment to 

providing a quality service that provides value for our 

clients, to meet or exceed their expectations and which 

they are pleased to recommend to others. 

At Irwin Mitchell we look to provide you with clear 

information and guidance and will inform you where we 

consider more comprehensive legal advice is required. 

Together with Barclays Will Writing we have developed 

internal client care standards specific to the Barclays Will 

Writing Service to ensure that we are providing you with 

a first class service and product. 

Service standards 

• With a dedicated helpline specifically for Barclays Will 

Writing Service clients, we ensure that you are directed to 

Irwin Mitchell’s dedicated Barclays Will Writing team. This 

team will answer any queries both before and as we 

progress your application. 

• We will aim to answer your call within five rings and take 

responsibility for assisting you. 

• If the person you have called is unavailable then a 

colleague will help. If we cannot deal with your enquiry 

straightaway, we will ensure that your call is returned 

within a timescale that will be agreed with you. 

• All correspondence requiring a response will be 

acknowledged on the day of receipt. If a full reply is not 

possible immediately, we will keep you fully informed until 

your issue is resolved. 

• Any expression of dissatisfaction will be considered 

seriously and we will ensure that we respond promptly 

to any complaint. Irwin Mitchell is committed to providing 

a professional, efficient and courteous service to all 

our clients. 

• If you feel that we have failed to achieve an acceptable 

standard of service we want you to tell us. We regard it 

as an opportunity to monitor and improve our quality of 

service. We will investigate your concerns objectively and 

try to generate a positive and speedy solution. 

• Upon request, we will provide details of our formal 

complaints process including your right to refer the issue 

to the Solicitors Regulation Authority for an independent 

review if our response to your complaint is not acceptable 

to you. 

12









Barclays Wealth Estates and Trusts is a trading name of Barclays Fiduciary Services (UK) Ltd (Registered No. 2362041) and Barclays Bank Trust Company Ltd (Registered No. 920880). 

Both are registered in England with registered offices at 1 Churchill Place, London E14 5HP. Barclays Bank Trust Company Ltd is authorised and regulated by the Financial Services Authority. 

Irwin Mitchell is operated by Irwin Mitchell LLP which is a limited liability partnership registered in England and Wales, company number OC343897. Other than in Scotland, Irwin Mitchell is 

regulated by the Solicitors Regulation Authority, registration number 51747. 




General Terms and Conditions 

1. Interpretation 

In these Terms and Conditions: 

(a) ‘BWW’ means Barclays Will Writing or its agent or any 

third party instructed by Barclays Will Writing to act on 

its behalf in the provision of the Will Writing Service 

other than Irwin Mitchell. 

(b) BWW is a trading name of Barclays Bank Trust Company 

Limited. 

(c) ‘Irwin Mitchell’ means Irwin Mitchell Solicitors of 

Riverside East, 2 Millsands, Sheffield, S3 8DT. 

(d) ‘You’ means a person who contracts with BWW and 

Irwin Mitchell for the provision of a will using the Barclays 

Will Writing Service and includes the person’s partner 

where a will is also being prepared for them and ‘your’ 

shall be construed accordingly. 

(e) ‘Partner’ means a person’s husband, wife, civil partner 

or partner. 

(f) ‘Barclays Additions’ includes the Additions account, 

Additions Plus account, Additions Active account, 

Premier Life account and any other Barclays account 

under which the account holder is entitled to a free will 

in accordance with its Terms. 

(g) ‘We’, ‘us’ and ‘our’ means BWW and Irwin Mitchell. 

(h) These Terms and Conditions are governed by and will be 

construed in accordance with English law. 

2. BWW’s role 

(a) Barclays Will Writing Service is a referral service whereby 

BWW will provide the Will Instruction Form and Irwin 

Mitchell is responsible for the provision of wills. 

(b) Where the completed Will Instruction Form is returned to 

BWW, BWW will forward it to Irwin Mitchell and will have 

no further involvement in the will writing process. 

(c) Where the completed Will Instruction Form is received 

direct by Irwin Mitchell, BWW will have no involvement in 

the will writing process other than the provision of the 

Will Instruction Form. 

(d) Will instructions are only accepted on a ‘BWW Will 

Instruction Form’ or such similar form as BWW may supply. 

(e) Instructions by fax or email are not accepted by BWW. 

(f) Documents provided to you by BWW will be sent by first 

class post to the address provided by you. 

(g) All communication following the receipt by Irwin Mitchell 

of the Will Instruction Form will be between you and 

Irwin Mitchell, which includes the clarification of any will 

instructions. You will have a direct contractual relationship 

with Irwin Mitchell and Irwin Mitchell will provide you 

with additional information about this relationship. 

(h) BWW reserves the right, at their complete discretion, to 

decline to provide the Will Instruction Form to you. 

3. BWW’s limitations 

(a) BWW is not responsible for the preparation of your will 

and is under no duty to prepare your will. 

(b) BWW is not responsible for the verification of any of 

the information provided by you in the Will Instruction 

Form. For the avoidance of doubt, BWW is not 

responsible for the verification of your identity, your age 

or testamentary capacity. 

(c) From the time BWW provides the Will Instruction Form 

to you, or if BWW receives the completed Will Instruction 

Form then from the time it is forwarded to Irwin Mitchell, 

BWW will no longer have any responsibility to you or owe 

you any duties in respect of the preparation, approval or 

execution of your will. 

(d) BWW is not responsible for the provision of any advice in 

connection with the terms of your will or your personal 

circumstances and is under no duty to provide any 

advice to you. 

(e) BWW is not responsible for the supervision of the 

execution of your will and does not have any 

responsibility to ensure that it is correctly executed. 

(f) BWW does not have any responsibility for the future 

review of your will. This responsibility rests with you. 

4. Barclays Executorship Consultant 

(a) In appropriate circumstances BWW can arrange for a 

Barclays Executorship Consultant to assist you in 

completing the Will Instruction Form. 

5. Irwin Mitchell’s role 

(a) Irwin Mitchell is responsible for the provision of wills 

referred by BWW. 

(b) A solicitor/client relationship exists between you and 

Irwin Mitchell as soon as Irwin Mitchell receives your 

Will Instruction Form. 

(c) Irwin Mitchell is responsible for the preparation of your 

will after receipt of the Will Instruction Form. 

(d) Irwin Mitchell is responsible for the provision of advice in 

connection with the preparation of your will and is under 

a duty to provide advice to you although the provision of 

advice or other legal services may result in additional 

fees being paid by you. 

(e) Irwin Mitchell will only accept will instructions on a 

‘BWW Will Instruction Form’ or such similar form as 

BWW may supply. 

(f) Instructions by fax or email are not accepted by Irwin 

Mitchell. 

(g) From receipt of the Will Instruction Form by Irwin Mitchell 

all communication will be between you and Irwin Mitchell. 

(h) Documents provided to you by Irwin Mitchell will be sent 

by first class post to the address provided by you. 

(i) Irwin Mitchell provides wills in accordance with English 

law and the formalities for wills that are to be signed 

under English law. 

(j) Irwin Mitchell reserve the right, at their complete 

discretion, to decline to provide any will. Where Irwin 

Mitchell do so decline, Irwin Mitchell will refund any fees 

paid when Irwin Mitchell notify you of their decision. 

6. Irwin Mitchell’s limitations 

(a) Irwin Mitchell is not responsible for the verification of any 

of the information provided by you in the Will Instruction 

Form. For the avoidance of doubt, Irwin Mitchell is not 

responsible for the verification of your identity or your age. 

(b) Irwin Mitchell is not responsible for the supervision of the 

execution of your will and does not have any 

responsibility to ensure that it is correctly executed. 

(c) Irwin Mitchell does not have any responsibility for the 

future review of your will. This responsibility rests with you.

7. Fees 

(a) Unless you are a Barclays Additions client entitled to a 

free will under the Terms of your Barclays Additions 

account, the fee payable for the provision of your will is 

that shown in the Will Instruction Form completed by 

you. Where additional work is carried out by Irwin 

Mitchell for you or if your will instructions are complex, 

there may be costs in addition to the fee shown in the 

Will Instruction Form. An estimate of the cost of any 

additional work will be provided to you by Irwin Mitchell 

before any work is commenced and you will be 

responsible for these costs. 

(b) If you are a Barclays Additions client, under the Terms of 

your Barclays Additions account you will usually be 

entitled to a free will and a free annual update through 

the Barclays Will Writing Service (whereby the will or any 

codicil is prepared by Irwin Mitchell). If your will 

requirements are too complex to be accommodated 

through the standard service, BWW will make a 

contribution towards the payment of Irwin Mitchell’s or 

any other solicitor’s costs for the preparation of your will. 

If this should arise, you will be advised by BWW of the 

amount of the contribution to be made by BWW and 

Irwin Mitchell or the other solicitor will provide you with 

an estimate of any additional costs which you may be 

required to make before any work is commenced. For the 

avoidance of doubt, the contribution by BWW does not 

extend to the cost of any additional work carried out by 

Irwin Mitchell or any other solicitor. Although BWW 

makes this contribution towards Irwin Mitchell’s or the 

solicitor’s costs, BWW will not be the solicitor’s client. You 

will have a direct contractual relationship with the 

solicitors which will include, amongst other matters, you 

being responsible for the balance of any costs. 

(c) The fee applicable to you as shown in the Will Instruction 

Form is payable to Irwin Mitchell when your will 

instructions are submitted. 

(d) No fee is payable by you to BWW. 

(e) BWW has a financial arrangement with Irwin Mitchell in 

respect of the will instructions referred to them. Irwin 

Mitchell pay to BWW a fee for the administrative work 

involved in the preparation of the will. 

(f) In the event you decide not to sign a will that Irwin 

Mitchell has provided, any fees paid for its provision will 

not be refunded. 

(g) Irwin Mitchell will refund any fees paid in full if you 

request Irwin Mitchell not to proceed with your will prior 

to its preparation. Irwin Mitchell will provide additional 

information about your rights to cancel the contract for 

preparation of the will. 

8. Data Protection 

8.1 For the purposes of providing you with the Barclays Will 

Writing Service, you agree that Barclays Bank Trust Company 

Limited and Irwin Mitchell may share information held by 

either party about you (both parties will be acting as a data 

controller). Further information on how your information will 

be used is set out below. 

8.2 In order to provide you with products and services, we need 

to collect, use, share and store personal and financial 

information about you (‘your information’). This includes 

information which we: 

(a) obtain from you or third parties, such as employers, joint 

account holders, fraud prevention agencies or other 

organisations, when you apply for a product or service, 

or which you or they give to us at any other time; or 

(b) learn from the way your product or service is managed, 

from the transactions made such as the date, amount, 

currency and the name and type of supplier and from 

the payments which are made to/from your account. 

8.3 Where you provide personal and financial information relating 

to others (such as dependants, other family members, joint 

account holders, beneficiaries, co-trustees) you confirm that 

you have their consent or are otherwise entitled to provide 

this information to us and for us to use it in accordance with 

this agreement. 

8.4 We may record or monitor telephone calls and monitor 

electronic communications (including emails) between us so 

that we can check instructions and make sure that we are 

meeting our service standards. You understand that internet 

communications are not secure unless the data being 

transmitted is encrypted and that standard communications 

by email are not secure. 

8.5 Where we transfer your information to a service provider or 

agent in another country (including, without limitation, 

countries outside the European Economic Area), we will make 

sure the service provider or agent agrees to apply the same 

levels of protection as we are required to apply to your 

information and to use your information strictly in accordance 

with our instructions. 

8.6 We will retain information about you after the termination of 

this product or service or if your application is declined or 

abandoned for as long as permitted for legal, regulatory, fraud 

prevention, financial crime and legitimate business purposes. 

8.7 You can ask for a copy of the information we hold about you 

by writing to us. A fee may be charged for this service as 

permitted by appropriate law or regulation. Contact details are 

as follows: 

- the Data Protection Co-ordinator, Barclays Will Writing, 

Estate and Trust Services (address on page 3); and 

- the Compliance Officer, Irwin Mitchell (address in 

Clause 1(c)). 

How Barclays Bank Trust Company Limited will use your data 

8.8 BWW and other companies in the Barclays Group will use 

your information to administer the product or service, give 

you statements and provide our services and products, for 

assessment and analysis (including credit and/or behaviourscoring, 

market and product analysis), to prevent and detect 

fraud, money laundering and other crime, carry out regulatory 

checks and meet our obligations to any relevant regulatory 

authority, and to develop and improve our services to you and 

other clients and protect our interests. 

8.9 BWW and other members of the Barclays Group may use your 

information to inform you by letter, telephone, text (or similar) 

messages, digital television, email and other electronic 

methods, about products and services (including those of 

others) which may be of interest to you. You may tell BWW at 

any time if you do not wish to receive marketing 

communications from BWW and/or other members of the 

Barclays Group by writing to Barclays providing your full name, 

address and product or service details. 

8.10 BWW may give information about you and how your products 

or services are managed to the following wherever located: 

- other companies within the Barclays Group; 

- companies and organisations that provide services to us or 

are acting as our agents; 

- anyone to whom we may transfer our rights and/or 

obligations under this agreement; 

- any third party as a result of any restructure, sale or 

acquisition of any company within the Barclays Group, 

provided that any recipient uses your information for the 

same purposes as it was originally supplied to us and/or 

used by us; 

- your advisers (including but not limited to accountants, 

lawyers or other professional advisers); 

- to any person notified by you as authorised to give 

instructions or to use the service on your behalf for the 

purpose of managing and administering the service 

provided under the agreement; 

- to the extent reasonably necessary to enable us to perform 

the agreement; and/or where the Barclays Group has a 

duty to do so, or if law or regulation allows us to do so.

How Irwin Mitchell will use your data 

8.11 Irwin Mitchell will use your information to administer the 

product or service and provide our services, to prevent and 

detect fraud, money laundering and other crime, carry out 

regulatory checks and meet its obligations to any relevant 

regulatory authority or those requirements imposed by law, 

and to develop and improve its services to you and other 

clients and protect its interests. This may involve disclosing 

data to third parties where it may be necessary or beneficial 

in carrying out those services. We may also need to disclose 

data to third parties in order to comply with the law and 

regulatory requirements, or to prevent fraud or money 

laundering. 

8.12 Where authorised by you, Irwin Mitchell may disclose your 

information to a third party for the purposes of preparing a 

deed. The third-party solicitors, or such other party as Irwin 

Mitchell may develop a commercial relationship with from 

time to time, will process your information under its Terms 

and Conditions and not as Irwin Mitchell’s agent or service 

provider, but such Terms and Conditions will not prevent the 

third party sharing your information with Irwin Mitchell, nor 

prevent Irwin Mitchell processing your information as set out 

in this section. 

What to do if you have a complaint 

If you have a complaint concerning Irwin Mitchell 

If you have a complaint about the services provided by Irwin 

Mitchell then any expression of dissatisfaction will be considered 

seriously and they will ensure that they respond promptly to any 

complaint. 

Irwin Mitchell is committed to providing a professional, efficient and 

courteous service to all their clients. If you feel that they have failed 

to achieve an acceptable standard of service they want you to tell 

them. They regard it as an opportunity to monitor and improve 

their quality of service. They will investigate your concerns 

objectively and try to generate a positive and speedy solution. 

If you have a complaint, you should in the first instance contact the 

person dealing with your case. This is usually the person named in 

the initial letter they sent to you at the start of your matter. You can 

do this either by telephone, in writing or via email. In many cases 

the person normally dealing with your matter will be able to resolve 

your problem immediately. If this is not possible they aim to provide 

a full response within a maximum of 10 working days. If the matter 

is complex you may have to wait a little longer but they will always 

write to you within 10 working days to provide a full update on 

progress and give you an estimate as to when they can provide a 

full response. 

If you are not happy with the reply provided by the person normally 

dealing with your case you can refer the matter to his/her 

supervising partner or manager. The name of the supervising 

partner or manager will also be found on your initial 

correspondence or, if you do not have this, by contacting their 

Client Care Team on 0121 214 5466. The supervising partner or 

manager will consider your complaint and carry out an investigation 

and will provide a proposed solution within 10 working days. If the 

matter is complex and it takes longer to deal with your complaint, 

they will contact you to give you an approximate timescale of when 

you can expect a response. If they believe it would be helpful, they 

may suggest a meeting. 

If, following investigation by the supervising partner or manager, 

you are still not satisfied with the response then your complaint 

may be referred to their Client Care Manager, at 31 Temple Street, 

Birmingham, B2 5DB. They will ensure that your complaint is 

carefully examined and resolved as quickly as possible. 

If you are not satisfied with their final response you may refer your 

complaint to the Legal Complaints Service. The Legal Complaints 

Service will usually only consider a complaint if Irwin Mitchell’s 

internal complaints procedure has been exhausted. 

If you have a complaint about the services provided by Barclays 

It is the aim of Barclays Will Writing to provide a high quality of service 

to our clients. However, we recognise that occasionally something may 

go wrong and at such time our concern would be to ensure that 

matters are resolved as quickly as possible to your satisfaction. 

If you are unhappy with the service that you have received you 

should, in the first instance, pursue your complaint with the 

department with which you have been dealing. In the event that 

you are unable to obtain a satisfactory resolution, your complaint 

should be directed to: 

The Senior Manager 

Barclays Wealth Estates & Trusts 

Osborne Court 

Gadbrook Park 

Northwich 

Cheshire 

CW9 7UE 

Telephone: 01606 313 350 

Fax: 01606 313 421 

Email: eandt-info@barclayswealth.com 

Details of our complaint-handling procedures are available on 

request or on our website at www.wills.barclays.com 

Barclays Bank Trust Company Limited is a member of the Financial 

Ombudsman Service. In addition it is authorised and regulated by the 

Financial Services Authority in the conduct of its investment business. 

Your rights to compensation under the Financial Services 

Compensation Scheme in the event of our failure to meet any 

liabilities to you are set out in a statement which is available 

upon request.









Barclays Wealth Estates and Trusts is a trading name of Barclays Fiduciary Services Ltd (Registered No 2362041) and Barclays Bank Trust Company Ltd (Registered No 920880). Both are 

registered in England with registered offices at 1 Churchill Place, London E14 5HP. Barclays Bank Trust Company Ltd is authorised and regulated by the Financial Services Authority. 

Irwin Mitchell is operated by Irwin Mitchell LLP which is a limited liability partnership registered in England and Wales, company number OC343897. Other than in Scotland, 

Irwin Mitchell is regulated by the Solicitors Regulation Authority, registration number 51747. 


BARCLAYS WEALTH ADVISORY 

Terms and Conditions for Trust, Fiduciary, 

Fund Administration and Corporate Services 

1

Terms and Conditions 

Applicability of these Terms and Conditions 

1. (a) These Terms and Conditions as amended by 

Barclays Wealth from time to time, shall apply, subject 

to applicable law, in all cases where Barclays Wealth acts 

outside the U.S.A. as personal representative, trustee, 

attorney, manager, administrator, operator, agent, director 

or other offi cer, signatory or shareholder, fi duciary, partner, 

registered offi ce service provider or otherwise in relation to 

any Arrangement whether or not expressly incorporated in 

the Governing Instrument or any Agreement. 

(b) In relation to some of the Services, supplemental terms 

and conditions (as amended from time to time) shall 

apply subject to applicable law, and those Clients affected 

by such supplemental terms and conditions will be given 

notice of them. In the event of any confl ict between the 

terms of the supplemental terms and conditions and these 

Terms and Conditions, the terms of the supplemental 

terms and conditions shall prevail. 

(c) These Terms and Conditions are effective from 

1 January 2010. 

(d) Except where clause 71 of these Terms and Conditions 

applies, any amended version of these Terms and Conditions, 

the Schedule of Fees and any supplemental terms and 

conditions, will be effective (and the Client, where applicable, 

shall be bound by any changes in the relevant amended 

versions) when published in accordance with clause 2. 

Publication of these Terms and Conditions 

2. These Terms and Conditions, the Schedule of Fees and any 

supplemental terms and conditions will be ‘published’ on the date 

which Barclays Wealth has formally determined that these shall 

take effect, provided that, by such date, these documents are 

produced in printed form and are available from the appropriate 

offi ce of Barclays Wealth or through the Barclays Wealth website. 

Confl ict with Governing Instrument 

3. These Terms and Conditions should be read and will take effect 

in conjunction with the Governing Instrument and any relevant 

Agreement. In the event of any confl ict between the terms of 

either the Governing Instrument or any relevant Agreement 

and these Terms and Conditions, the terms of the Governing 

Instrument or relevant Agreement shall prevail. 

Defi nitions and interpretation 

4. ‘Agreement’ means any agreement in writing entered 

into between Barclays Wealth and the Client and/or the 

Arrangement relating to the Services. 

‘Appointee’ means all Persons provided by Barclays Wealth to 

act as a director or other offi cer, trustee, manager, signatory or 

shareholder of any Arrangement. 

‘Arrangement’ means any Estate, trust, power of attorney, fund, 

agency, Company, association, foundation, partnership or 

other entity. 

‘Associated Person’ means in relation to an individual who is 

a minor, a parent or guardian and in relation to a Company, a 

Company which is a subsidiary, parent or affi liate of such Company. 

‘Authorised Person’ means the Client and any other Person 

(including Barclays Wealth or any member of the Barclays 

Group) who is entitled to give Barclays Wealth Communications 

in respect of any Arrangement or Services. 

‘Barclays Group’ means the Barclays Wealth Companies set out in 

the Appendix and any Associated Person of any such Companies. 

‘Barclays Wealth’ means, as applicable, any one or more of the 

companies set out in the Appendix, which together operate 

within the wealth management division of the Barclays Group. 

‘Client’ means, as appropriate, any one or more of the Persons 

engaging the Services and, in the case of an individual, includes 

that individual’s heirs, personal representatives and assigns and, 

in the case of a Company, includes its successors and assigns. 

‘Client Information’ means all present and future information or 

documents concerning an Arrangement and/or concerning any 

Client or Person who is or may be in any way interested under 

an Arrangement or who has benefi ted from it or who is referred 

to in the relevant Governing Instrument or any associated 

document or who has directly or indirectly contributed assets to 

an Arrangement. 

‘Communications’ means directions, instructions, advice, 

requests or recommendations that an Authorised Person 

is entitled to give to Barclays Wealth in respect of any 

Arrangement or Services. 

‘Company’ means a body corporate or any other legal Person 

whether or not it is a body of persons. 

‘Designated Investment Manager’ means any investment manager 

validly designated by the Client in the Governing Instrument. 

‘Employee’ means any director, offi cer, consultant or employee 

of any Company within the Barclays Group. 

‘Estate’ where Barclays Wealth is acting as a personal 

representative or under a power of attorney includes but is not 

limited to, all property to which the power relates. 

‘Governing Instrument’ means the applicable trust instrument, 

Company documentation, foundation management or 

partnership agreement, will, power of attorney, fund offering 

memorandum, fund administration agreement or any other 

document under which Barclays Wealth acts in relation to an 

Arrangement. 

‘Person’ means any natural or legal person. 

‘Schedule of Fees’ means the relevant schedule of charges as 

amended from time to time by Barclays Wealth in respect of its 

charges for the Services. 

‘Services’ means, as appropriate, all or any of the services 

carried out or performed for or on behalf of, or in connection 

with (whether before or after its establishment), any 

Arrangement by Barclays Wealth or any Appointees or 

Employees (including, without limitation, the provision of 

trustees, directors and shareholders and the administration 

of such Arrangement as may, from time to time, be more 

particularly set forth in writing between the relevant parties). 

In these Terms and Conditions unless the context requires 

otherwise: 

(a) words importing the singular shall include the plural and 

vice versa; 

(b) the masculine gender shall include the feminine and the 

neuter and vice versa in each case; 

(c) headings and titles are for convenience only and do not 

affect the interpretation of these Terms and Conditions; and 

(d) a reference to any statute, statutory provision or regulation 

will be construed as a reference to the same as it may be 

amended, modifi ed, consolidated or re-enacted from time 

to time. 

Legal and tax advice 

5. Barclays Wealth is not a legal or tax advisor and does not hold 

itself out as a practitioner or expert qualifi ed and capable 

to give legal or tax advice. Barclays Wealth does not provide 

any Arrangement, Client or any Person associated with an 

Arrangement or Services with legal or tax advice. 

2

6. In order to provide the Client with information on the Services, 

Barclays Wealth may explain to the Client its understanding 

of the generic legal or tax position relating to the Services. 

Barclays Wealth does not warrant or assume any duty of 

care to investigate into whether or not, or to ensure that, the 

information is complete, up-to-date, accurate or necessarily 

appropriate to or takes into account fully the circumstances 

of the Client or the Arrangement. Barclays Wealth does not 

assume any legal responsibility for anyone acting on the 

information provided. 

7. In accepting these Terms and Conditions, the Client irrevocably 

agrees that any discussions that Barclays Wealth may enter 

into with the Client or any other Person associated with an 

Arrangement, involving legal and/or taxation matters, are for 

general information purposes only and cannot in any way be 

construed as legal and/or tax advice and cannot be relied upon 

as legal and/or tax advice. 

8. Any Client or any other Person associated with an Arrangement 

has sole responsibility for the management of their legal and 

tax affairs including any applicable fi lings and payments and 

complying with any applicable laws and regulations. 

Barclays Wealth recommends that any Client or Person 

associated with an Arrangement obtains their own independent 

legal and/or tax advice tailored to their own circumstances. 

Payment of liabilities 

9. Subject to the terms of the Governing Instrument, 

Barclays Wealth may pay from the assets of the Arrangement any 

liabilities (including tax liabilities) in respect of the Arrangement 

notwithstanding that such liabilities may not be strictly 

enforceable against Barclays Wealth. Alternatively, 

Barclays Wealth may instruct the Client to procure that the 

Arrangement discharges such liabilities. Barclays Wealth shall be 

entitled to exoneration and indemnity out of the Arrangement 

for any liability, loss, or expense and interest on these, incurred in 

making such payments or in giving such instructions to the Client. 

Exoneration 

10. To the extent permitted by applicable law, where 

Barclays Wealth is acting in relation to an Arrangement neither 

it nor any member of the Barclays Group nor any Appointee 

or Employee shall be liable for any loss or damage directly or 

indirectly caused or suffered by any Client or any other Person 

including costs and expenses incurred as a result of the actions 

of Barclays Wealth or any member of the Barclays Group or any 

Appointee or Employee other than loss or damage suffered as a 

result of the dishonesty, actual fraud, wilful misconduct or gross 

negligence or, only in the case of claims for breach of contract, 

the negligence of Barclays Wealth, any member of the 

Barclays Group or any Appointee or Employee. 

Indemnities 

11. (a) Barclays Wealth and all members of the Barclays Group, any 

Appointees and Employees (‘the Indemnifi ed Persons’) shall 

be indemnifi ed out of the assets which are subject to the 

Arrangement for any fees payable for the Services and for 

any liability, loss or expense incurred in the provision of the 

Services and for any judgment recovered against and paid 

by any Indemnifi ed Person other than liability, loss, expense 

or judgment arising out of the dishonesty, actual fraud, 

wilful misconduct or gross negligence or, only in the case of 

Services which are contractual in nature, the negligence of 

any such Indemnifi ed Person (‘the Liabilities’). 

(b) The Client acknowledges and agrees that in connection with 

the indemnifi cation obligations entered into by the Client under 

these Terms and Conditions Barclays Wealth is acting for itself 

and for each of the other Indemnifi ed Persons as trustee and 

owner of the claim on their behalf. The Client further agrees 

with Barclays Wealth to indemnify the Indemnifi ed Persons and 

each of them in respect of the Liabilities. 

Force majeure 

12. None of Barclays Wealth, any member of the Barclays Group, 

any Appointee or Employee shall be held liable for any failure 

or delay in the performance of Barclays Wealth’s obligations 

in respect of the Services arising out of or in connection with 

circumstances beyond its reasonable control (including, without 

limitation, acts of God, civil or military disturbances, outbreaks 

of war, acts of terrorism, natural disaster, acts of government 

or any other authority, accidents, labour disputes or any power, 

telecommunications or computer failure). 

Right of retention 

13. Upon or in contemplation of the termination of the Services, 

Barclays Wealth together with the Barclays Group, and any 

Appointees and Employees, shall be entitled to pay out of the 

assets subject to the Arrangement and/or to make retentions 

for such fees and expenses including, without prejudice to the 

generality of the foregoing, any amounts as it or they may think 

appropriate in respect of any actual or contingent liability and 

may take such action as it or they deem necessary to limit such 

liability. Where any retention is made that exceeds the liabilities 

in respect of which the retention was made, such surplus, once 

ascertained, shall be repaid without undue delay to the Client or 

the Arrangement, as appropriate. 

Rights to survive termination 

14. Clauses 5 to 13 of these Terms and Conditions inclusive shall 

not be affected by the termination of the Services. 

Fees and expenses 

15. Barclays Wealth shall be entitled to fees for the Services in 

accordance with its last published Schedule of Fees that 

relate to the Services unless the Governing Instrument and/or 

relevant Agreement expressly states otherwise. 

16. Barclays Wealth may decide how to allocate its fees and 

expenses as between income and capital, or as between 

different interests in income and capital or as between 

different parts of an Arrangement or different interests in 

the Arrangement. 

17. Subject to applicable law, the fees and expenses of Barclays 

Wealth in relation to the Services shall be a fi rst charge on all 

the assets of the Arrangement. 

Administration and management 

18. This clause 18 of these Terms and Conditions is subject to 

clause 69 of these Terms and Conditions. Barclays Wealth and 

the Barclays Group may act in any circumstances where either 

of them may have a confl ict of interest without being liable to 

account for any profi t made, including, without prejudice to the 

generality of the foregoing, the following, it may: 

(a) act as banker, stockbroker, investment advisor or 

investment manager and transact any banking, investment 

or allied business in respect of any Arrangement in 

accordance with these Terms and Conditions and shall 

be entitled to fees and expenses in accordance with its 

appropriate published Schedule of Fees from time to time 

in effect; 

(b) retain a share of brokerage and any insurance or other 

commissions including trail (which are payments that are 

repeated from time to time and the continuance of which 

might depend on the retention of investments or services) 

and similar commissions; 

(c) employ and agree terms with any Person (including another 

Barclays Wealth Company or any Associated Person of any 

Barclays Wealth Company) to act as banker, stockbroker, 

investment advisor or investment manager or to transact 

any business or to provide any services or for any other 

purpose whether or not of a banking or investment nature; 

(d) appoint any Person (including another Barclays Wealth 

Company or any Associated Person of any Barclays Wealth 

Company) as a director or offi cer of a Company, shares or 

3

securities of which may comprise part of the assets of the 

Arrangement, and retain any remuneration received from 

the Company or otherwise from the appointment; 

(e) invest all or some of the property of the Arrangement in 

shares or stock of Barclays Bank PLC or in units of any 

collective investment scheme including schemes of which 

Barclays Wealth or any Associated Person of any Barclays 

Wealth Company is a manager or trustee, on the normal 

terms; and 

(f) aggregate purchase and sale transactions for quoted 

investments forming part of any Arrangement with like 

orders from other Arrangements. 

19. Barclays Wealth may act through any Employee. 

20. Subject to the terms of the Governing Instrument, 

Barclays Wealth may effect insurances on behalf of an 

Arrangement at the expense of the Arrangement in respect 

of any risks of any kind whatsoever which Barclays Wealth 

considers may affect the assets of the Arrangement. 

21. When a Designated Investment Manager is acting in respect of 

an Arrangement, this clause 21 of these Terms and Conditions 

shall not apply. Barclays Wealth reserves the right at the risk 

and responsibility of the Arrangement to vest any property of 

such Arrangement in any Person as its nominee. When 

Barclays Wealth acts jointly with another or others, all monies, 

securities and documents of title shall be held by or under 

the control of Barclays Wealth alone and the name of Barclays 

Wealth or its nominee shall be placed fi rst in the registers 

of all registered securities or other property. Barclays Wealth 

shall enable any Person(s) with whom it acts jointly to have 

reasonable facilities for verifi cation or inspection of such assets 

held subject to the Arrangement. 

22. Barclays Wealth may appoint any other Person (including 

a member of the Barclays Group) to be its agent, attorney 

or manager to assist in the whole or any aspect of the 

administration or management of an Arrangement and may 

delegate to such Person the whole or any aspect of its duties, 

functions and responsibilities in relation to the Arrangement on 

such terms as it may choose. 

23. Every appointment, whether under any statutory power or 

under any special power, of a new trustee during the period of 

trusteeship of Barclays Wealth shall be subject to the consent in 

writing of Barclays Wealth. 

24. Barclays Wealth will be fully indemnifi ed out of the 

Arrangement against all liability relating to a business (whether 

incorporated or unincorporated) and all consequent expenses 

and losses. Barclays Wealth shall be entitled to employ in the 

business such assets of the Arrangement as it shall think fi t 

whether or not that property was employed in the business 

before its appointment. 

25. Barclays Wealth may take external advice on any question 

concerning the Arrangement and from such Person as it thinks 

appropriate, and all charges and expenses incurred in this way 

will be payable by the Arrangement. 

26. Barclays Wealth may in its absolute discretion decline to accept 

or retain any assets, including real estate, non-publicly traded 

shares, or other non-fi nancial assets after undertaking a due 

diligence review as part of its business acceptance and/or 

ongoing review process. When required by Barclays Wealth the 

Client shall supply such information as may be required including, 

but not limited to, fi nancial statements and valuations, subject 

to applicable law. Barclays Wealth may in its absolute discretion 

decline to prepare full accounts in relation to any Arrangement. 

27. Save as otherwise expressly provided in these Terms and 

Conditions or in the Governing Instrument, or in the case of the 

Governing Instrument where the context manifestly requires 

otherwise, none of the powers given to Barclays Wealth, any 

member of the Barclays Group or any Employee in these Terms 

and Conditions is a fi duciary power and all such powers may be 

exercised having regard solely to its own interests. 

Client’s undertakings 

28. The Client hereby undertakes: 

(a) that prior to the creation of the Arrangement, the Client 

has complied with all laws in any applicable jurisdiction that 

apply to the Services, and all such laws will continue to be 

complied with; 

(b) not to use, in any way, the name of any of the companies 

within Barclays Wealth or any other members of the 

Barclays Group, without the prior written consent of 

Barclays Wealth; 

(c) immediately upon becoming aware of the following, the 

Client shall give notice to Barclays Wealth of: 

(i) any event which could be reasonably foreseen to 

have a material effect on the Arrangement, its assets 

or activities or upon Barclays Wealth’s willingness or 

ability to continue to provide the Services (including, 

without limitation, any act evidencing the insolvency of 

the Client or commencing its liquidation, winding up or 

dissolution) or upon the insolvency of the Arrangement 

or upon the probability of Barclays Wealth being paid 

for the Services and recovering its costs or being 

reimbursed for expenses in relation to them; or 

(ii) any actual or threatened litigation in any jurisdiction 

or any actual or threatened investigation by any 

judicial, regulatory or tax authority in relation to the 

Arrangement or the Client and any progress in these, 

and to promptly provide such information as 

Barclays Wealth may, in its discretion, require in this 

respect (including, without limitation, information as to 

the status of such litigation or information); 

(d) to ensure that the Arrangement will not be engaged or 

involved, directly or indirectly, in any unlawful activity or 

used for any unlawful purpose or receive the proceeds of 

unlawful activity in any jurisdiction; and 

(e) where the Services include the provision of Appointees: 

(i) the Client shall not, without the prior written consent 

of Barclays Wealth, take any action, enter into any 

agreement or contract, give any undertaking, make any 

representation or otherwise incur any liability on behalf 

of the Arrangement; 

(ii) the Client will not hold himself out as agent or 

representative of the Arrangement or use the name of 

the Arrangement in any business activities without the 

prior written consent of Barclays Wealth; 

(iii) the Client agrees to ensure that the Arrangement will 

not be involved in any activities which would require a 

licence, consent or approval in any relevant jurisdiction 

without fi rst obtaining such licence, consent or 

approval or which would breach any conditions 

contained in any such licence, consent or approval. 

29. The Client shall procure that the Arrangement complies with all 

fi ling requirements in any applicable jurisdiction and that all tax 

liabilities payable by the Arrangement are discharged. The Client 

shall also procure that any tax liabilities of the Arrangement, are 

discharged from the assets of the Arrangement, where Barclays 

Wealth instructs the Client to do so in accordance with clause 9 

of these Terms and Conditions. 

30. The Client shall notify Barclays Wealth, and as appropriate 

obtain Barclays Wealth’s prior written consent, before alienating, 

assigning, selling, pledging or otherwise disposing of or 

encumbering any part of the Client’s interest in the Arrangement. 

4

31. Where the Client is more than one Person: 

(a) each such Person will be deemed to have appointed the other 

such Person(s) to act as his agent to exercise full power and 

authority in connection with the Services on his behalf; and 

(b) all obligations of the Client under these Terms and 

Conditions and otherwise in connection with the Services 

shall be joint and several. 

Enforcement and validity 

32. If either Barclays Wealth or the Client chooses at its discretion 

not to enforce any term which forms part of these Terms and 

Conditions, this will not prejudice either Barclays Wealth’s or 

the Client’s rights to either enforce such term at a later date or 

enforce the rest of these Terms and Conditions. 

33. If any term of these Terms and Conditions or any provision of the 

Governing Instrument is invalid, illegal or unenforceable in any 

respect, such term or provision (as the case may be) shall either: 

(a) be deleted; or 

(b) if such term or provision would be valid or enforceable 

if some part of it were deleted or modifi ed, the term or 

provision in question shall apply with whatever deletion or 

modifi cation is necessary to make it valid or enforceable, 

and, in either case, the validity, legality and enforceability of 

the remaining terms and provisions shall not in any way be 

affected or impaired. 

Notices 

34. (a) Any notice required to be given by the Client or any 

other Person to Barclays Wealth under these Terms and 

Conditions shall be in writing addressed to Barclays Wealth 

at the relevant administration offi ce and for the avoidance 

of doubt, notices may not be given by email. 

(b) Any notice required to be given by Barclays Wealth to 

the Client or any other Person under these Terms and 

Conditions, shall be in writing addressed to the last known 

usual address or last known usual email address of such 

Client or Person and in the case of any Company, to the 

registered address of that Company. 

(c) For these purposes, any notice: 

(i) delivered personally shall be deemed to have been 

given at the time of such delivery; 

(ii) delivered by courier shall be deemed to have been 

given at the time of such delivery; 

(iii) sent by ordinary post shall be deemed to have been 

given seventy two hours after posting; 

(iv) sent internationally by airmail shall be deemed to have 

been given seven days after posting; 

(v) sent by facsimile shall be deemed to have been given at 

the time of dispatch being confi rmed by the facsimile 

transmission sheet provided, where the recipient is a 

business, the facsimile is sent during the business hours 

of the recipient, otherwise at the time the recipient’s 

offi ce next opens for business after the transmission 

sheet has been sent; 

(vi) sent to a Hold Mail mailing address shall be deemed to 

have been given to the Client at the date the letter is 

dated; and 

(vii) sent by email shall be deemed to have been given at 

the time of despatch provided Barclays Wealth does 

not receive a response to the effect that it has not been 

successfully delivered to the recipient. 

Assignment and change of administrative centre 

35. Barclays Wealth may, upon giving reasonable notice to the 

Client of its intention to do so, assign or transfer the whole 

or any part of its rights and benefi ts under these Terms and 

Conditions to any Person in any jurisdiction. For the purpose 

of any such assignment or transfer, Barclays Wealth may 

disclose information about the Client, the Arrangement or any 

connected persons including benefi ciaries or objects, to any 

prospective assignee or transferee, provided that 

Barclays Wealth shall use its reasonable endeavours to procure 

that such prospective assignee or transferee is placed under 

an obligation of non-disclosure equivalent to that observed by 

Barclays Wealth under these Terms and Conditions. 

36. The Client shall not assign or otherwise transfer all or any part 

of its rights, benefi ts and/or obligations under these Terms and 

Conditions without the prior written consent of Barclays Wealth 

(which Barclays Wealth will not unreasonably withhold). 

37. Barclays Wealth may carry on the administration of the 

Arrangement anywhere it thinks fi t. 

Merger or sale within Barclays Group 

38. In connection with any merger, amalgamation or reconstruction 

within the Barclays Group, Barclays Wealth shall be entitled to 

execute one or more documents specifying that in relation to all 

or some of the Arrangements for which it provides Services, the 

entity continuing and providing the Services after the merger, 

amalgamation or reconstruction (‘Newco’) shall automatically 

be substituted for the Barclays Wealth entity previously 

providing the Services (‘Oldco’), which shall, at that point, be 

discharged, provided that: 

(a) Newco shall be accountable to the Arrangement for the 

acts and omissions of Oldco; 

(b) Oldco (for as long as it continues to exist) shall continue to 

be entitled to indemnifi cation and reimbursement from the 

Arrangement for its acts and omissions prior to such merger, 

amalgamation or reconstruction in the same manner as if it 

had continued to act and provide the Services; and 

(c) these Terms and Conditions shall apply to Newco as if it 

were a Company within Barclays Wealth. 

39. In the event that the whole or any part of the business of 

Barclays Wealth is sold or transferred to another Company: 

(a) neither Barclays Wealth nor the Barclays Group shall have 

any duty to account to the Client or any Arrangement 

for any sum of money or other consideration received in 

respect of the sale or transfer; and 

(b) Barclays Wealth shall be discharged from its obligations 

in respect of any Arrangements which are part of the sale 

or transfer, provided that in relation to any trust of which 

Barclays Wealth is trustee, Barclays Wealth validly appoints 

a new trustee following the sale or transfer. 

Termination 

40. Subject to applicable law, the Services shall be terminated: 

(a) upon the expiry of not less than one month’s notice of 

termination given by Barclays Wealth to the Client; or 

(b) immediately, upon Barclays Wealth giving to the Client 

notice of termination in the event of: 

(i) the property of the Client being ‘declared en désastre’ 

or the Client becoming insolvent or going into 

liquidation (other than a voluntary liquidation for the 

purpose of reconstruction or merger upon terms 

previously approved in writing by Barclays Wealth) or 

administration or a receiver being appointed or if some 

event having equivalent effect occurs; or 

(ii) the Arrangement becoming insolvent or going into 

liquidation (other than a voluntary liquidation for the 

purpose of reconstruction or merger upon terms 

previously approved in writing by Barclays Wealth) or 

a receiver being appointed or if some event having 

equivalent effect occurs; or 

(iii) the Client committing a material breach of these Terms 

and Conditions, the Governing Instrument or any 

Agreement and (if such breach is capable of remedy) 

the Client not making good such breach within one 

month of service upon the Client of notice requiring the 

remedy of such breach; or 

5

(iv) the Client failing to make available to Barclays Wealth 

the information and documentation required under 

clause 59 of these Terms and Conditions either when 

required or in a form acceptable to Barclays Wealth. 

(c) upon the expiry of not less than one month’s notice of 

termination given by the Client to Barclays Wealth; or 

(d) immediately, upon the Client giving to Barclays Wealth 

notice of termination in the event of; 

(i) The relevant Barclays Wealth Company becoming 

insolvent or going into liquidation (other than a 

voluntary liquidation for the purpose of reconstruction 

or merger) or a receiver being appointed or if some 

event having equivalent effect occurs; or 

(ii) The relevant Barclays Wealth Company committing 

a material breach of these Terms and Conditions or 

of the Governing Instrument and (if such breach is 

capable of remedy) Barclays Wealth not making good 

such breach within one month of service upon Barclays 

Wealth of notice requiring the remedy of such breach. 

41. Provision of the Services provided by Barclays Wealth in relation 

to the Arrangement may be terminated by Barclays Wealth 

immediately without giving notice, if Barclays Wealth considers that: 

(a) continuing to provide the Services would be assisting 

criminal activity; or 

(b) continuing to provide the Services would constitute a 

breach of any applicable law or government sanction; or 

(c) the Client has provided Barclays Wealth with any false 

information at any time; or 

(d) it is inappropriate for a Person authorised to give 

Communications to do so; or 

(e) the behaviour of the Client means that it is inappropriate for 

Barclays Wealth to continue to provide the Services; or 

(f) in continuing to provide the Services Barclays Wealth may 

suffer damage to its reputation; or 

(g) the Client has been in a serious or persistent breach of 

these Terms and Conditions or any supplementary terms 

and conditions; or 

(h) the Client at any time fails to meet the applicable eligibility 

criteria including but not limited to where the Client, is or 

becomes, resident in a country or territory with legal or 

regulatory restrictions on Barclays Wealth continuing to 

provide the Services. 

Communications 

42. Barclays Wealth may act upon Communications (whether by 

letter, fax, email, orally, telephone or otherwise) given by any 

Person that it reasonably believes to be an Authorised Person and 

Barclays Wealth is not obliged to verify the identity of any Person 

purporting to be so authorised subject as provided below: 

(a) Barclays Wealth may act upon Communications given in a 

document that Barclays Wealth reasonably believes bears 

the Authorised Person’s original signature(s), provided that: 

(i) the Authorised Person follows any applicable security 

procedures established in accordance with the 

Arrangement; or 

(ii) if the Authorised Person has not set up security 

procedures Barclays Wealth believes in good faith that 

the Communications are from the Authorised Person and 

there are no circumstances of which Barclays Wealth is 

aware that cast signifi cant doubt on the identity of the 

Person giving the Communications. 

(b) Barclays Wealth may continue to act on the Communications 

of an Authorised Person until Barclays Wealth receives actual 

notice that the Authorised Person has lost capacity or is 

otherwise no longer authorised to give Communications. 

(c) Communications are effective when Barclays Wealth receives 

them, but Barclays Wealth may require that an Authorised 

Person confi rm in writing any Communications given orally, 

by telephone, by fax or electronically prior to acting on them. 

(d) Where there is more than one Authorised Person and 

Barclays Wealth receives Communications from one of 

them but before acting receives inconsistent or confl icting 

Communications from another Authorised Person or 

receives simultaneous confl icting Communications from 

two or more Authorised Persons, Barclays Wealth shall be 

entitled to refuse to act upon any such Communications 

until it is provided with unequivocal Communications agreed 

upon and confi rmed in writing by all Authorised Persons. 

(e) Barclays Wealth reserves the right to take additional 

security measures at any time before acting on 

Communications received by it. 

(f) Barclays Wealth requires Communications to be given to it 

in the English language unless any Agreement provides 

otherwise. 

(g) Barclays Wealth may refuse to act on any Communication 

and will take reasonable steps to notify the Authorised 

Person accordingly if; 

(i) Barclays Wealth reasonably considers that to do so 

would cause it to break any applicable law, regulation, 

code or other duty; or 

(ii) it is not in writing or Barclays Wealth reasonably 

considers that it is not suffi ciently clear or it is incomplete, 

ambiguous or contains errors or is not in English; or 

(iii) Barclays Wealth reasonably considers that it is 

impractical or impossible to do so; or 

(iv) any Communication is received too late for Barclays 

Wealth to act upon; or 

(v) it suspects fraud in the delivery, transmission or receipt 

of any Communications; or 

(vi) Barclays Wealth reasonably considers that to do so would 

either damage its reputation or be in contravention of its 

internal policies. 

(h) Barclays Wealth may refuse to act on any purported 

Communication if Barclays Wealth reasonably considers 

that it is not given by an Authorised Person. 

(i) Where Barclays Wealth must obtain a Communication 

from an Authorised Person but it is impractical or 

impossible to obtain such Communication in a 

timely fashion or a Communication is contrary to 

the interests of the Arrangement which may lead to 

any of Barclays Wealth or any Employees incurring 

personal liability, or Barclays Wealth has not been able 

to obtain Communications from an Authorised Person 

in circumstances where Barclays Wealth believes that 

action is required, Barclays Wealth is authorised (but not 

obliged) to take any action it reasonably deems necessary 

or appropriate without liability for any resulting loss. 

(i) An Authorised Person may request Barclays Wealth to send 

Communications addressed to the Authorised Person, to a 

separate Hold Mail account in the name of the Authorised 

Person and that account shall be subject to the terms and 

conditions of the Company or institution providing that account. 

(j) An Authorised Person may request Barclays Wealth to send 

Communications addressed to the Authorised Person care of 

another Person (including a member of the Barclays Group). 

(k) The Authorised Person shall be responsible and liable for 

any loss or damage, which may result from Barclays Wealth, 

upon the request of the Authorised Person, sending 

Communications addressed to the Authorised Person to a 

Hold Mail account in the name of the Authorised Person 

or care of another Person and Barclays Wealth shall not be 

responsible or liable for any such loss or damage. 

Recording of telephone conversations 

43. Barclays Wealth will record and monitor telephone conversations 

where it is required to do so by any applicable law. Otherwise, for 

security, legitimate business purposes and to maintain service 

standards, Barclays Wealth may, at its absolute discretion, record 

and monitor telephone conversations. 

Electronic communications 

44. There is no guarantee that any electronic communications 

from Barclays Wealth will be secure, virus free or successfully 

delivered. Subject to clause 34, Barclays Wealth may use electronic 

communications with the Client, Authorised Person or any other 

6

Person connected with the Arrangement. Barclays Wealth shall 

not be liable if any electronic communications are intercepted, 

delayed, corrupted, not received or received by Persons other 

than the intended addressees. Where it is believed that this has 

happened with an electronic communication Barclays Wealth 

will try to confi rm the communication with the Client, Person or 

Authorised Person concerned. For security, legitimate business 

purposes and to maintain service standards, Barclays Wealth may 

monitor internet communications (including emails) between 

it/its Employees and Clients, Authorised Persons or any other 

Person connected with an Arrangement as well as the use by such 

Persons of any website or online facilities Barclays Wealth operates. 

Disclosure 

45. Where Barclays Wealth is bound by the requirements of banking 

or trustee confi dentiality law, it shall ensure that any Client 

Information will only be disclosed in accordance with such 

law. Supplementary terms and conditions may be provided to 

Clients of the Switzerland and Cayman Islands Barclays Wealth 

Companies where appropriate. 

46. Subject to any applicable supplementary terms and conditions, 

Barclays Wealth may disclose any Client Information if: 

(a) in the opinion of Barclays Wealth reached in good faith 

(which shall be conclusive and binding), disclosure is 

necessary or desirable for Barclays Wealth to perform its 

functions in relation to the Arrangement; or 

(b) disclosure is to any Person who provides a service to, 

or performs a function for, the Arrangement or who is 

otherwise appointed by Barclays Wealth in connection with 

the Arrangement or who is acting as Barclays Wealth’s agent 

or sub-contractor (including their agents) including without 

limitation, legal and other professional advisors provided that 

where Barclays Wealth discloses information to any such 

Person in another country (including, without limitation, 

countries outside the European Economic Area) Barclays 

Wealth will ensure that the Person agrees to apply the same 

level of protection as Barclays Wealth is required to provide 

to apply to the information and to use the information in 

accordance with Barclays Wealth’s instructions; or 

(c) disclosure is to other members of the Barclays Group in 

connection with any service provided to the Arrangement 

or to any Client or any other Person; or 

(d) disclosure is ordered by a Government department, 

regulatory authority or Court having jurisdiction over 

Barclays Wealth, any affi liate of Barclays Wealth, or any 

assets of the Arrangement or any entity directly or 

indirectly comprised within the Arrangement; or 

(e) disclosure is in connection with or to assist with any 

Arrangement, Client or other Person’s tax fi ling or reporting 

requirements; or 

(f) where any internet service is provided to the Arrangement, 

disclosure is to the operator of the service; or 

(g) disclosure is to any third party as a result of any merger, 

restructure, sale or acquisition of any Company within the 

Barclays Group or to anyone to whom Barclays Wealth 

may transfer its rights and/or obligations under the 

Arrangement provided that any recipient uses information 

for the same purposes as it was originally supplied to 

Barclays Wealth and/or as used by Barclays Wealth; or 

(h) disclosure is to any Authorised Person in respect of the 

Arrangement including but not limited to fi nancial advisers 

or agents; or 

(i) disclosure is to Companies and organisations that assist 

Barclays Wealth to process transactions under the 

Arrangement including but not limited to executing trades 

on an exchange; or 

(j) in the case of Barclays Wealth companies in Singapore, 

disclosure is permitted under applicable banking or 

trustee confi dentiality legislation in Singapore, including 

(as applicable) the Trust Companies Act, Chapter 336 of 

Singapore or the Banking Act, Chapter 19 of Singapore; or 

(k) for any purpose permitted in accordance with clauses 47 

through 58 below. 

47. Without prejudice to clause 45, where Barclays Wealth is 

trustee of a trust it need not disclose any information or 

documents unless required to do so under the relevant 

governing law of the trust. 

48. Where Barclays Wealth transfers or discloses information to any 

Person in accordance with clause 46, unless such information 

is transferred or disclosed by virtue of sub-clause 46(d), 

Barclays Wealth will ensure that any such Person in another 

country (including, without limitation, countries outside the 

European Economic Area) agrees to apply the same level of 

protection as Barclays Wealth is required to provide to apply to 

the information and to use the information in accordance with 

Barclays Wealth’s instructions. 

Data protection 

49. Where Barclays Wealth is bound by the requirements of 

applicable data protection laws, it shall, ensure that any 

personal data gathered shall be used, shared and stored in 

accordance with such legislation. 

50. Where the Client provides personal and fi nancial information 

about others (such as dependants, other family members, 

benefi ciaries and a joint account holder, where applicable) the 

Client undertakes that it has their consent or is authorised 

to provide consent on their behalf or is otherwise entitled to 

provide this information to Barclays Wealth for and is authorised 

on their behalf to consent to the processing of that information 

including sensitive personal data by Barclays Wealth in 

accordance with these Terms and Conditions and to receive any 

data protection notices. 

51. Barclays Wealth may process and disclose Client Information 

relating to medical, health, lifestyle, ethnic background and 

criminal offences alleged or otherwise that is provided by the 

Client or that Barclays Wealth obtains from third parties for the 

purposes of: 

(a) assessing and identifying products and services; 

(b) applying for a product of an insurance Company/ 

organisation; and 

(c) detecting and preventing crime (including without 

limitation fraud and money laundering). 

52. Barclays Wealth and other Companies in the Barclays Group 

will use Client Information to administer and manage the 

Arrangement, provide the Client with statements and provide 

their services and products, for assessment and analysis 

(including credit and/or behaviour scoring, market and product 

analysis), to prevent and detect fraud, money laundering 

and other crime, carry out regulatory checks and meet their 

obligations to any relevant regulatory authority, and to develop 

and improve their services to the Client and protect their interests. 

53. In order to make or receive payments, the details of the 

payment (including information relating to those involved in the 

payment) may be received from or sent to another jurisdiction, 

where it could be accessible by regulators and authorities 

in connection with their legitimate duties (for example, the 

prevention of crime). In instructing Barclays Wealth to make 

payments, the Client agrees to this on behalf of itself and others 

involved in the payments. 

54. In order to provide the Client and any Person associated with an 

Arrangement (as the case may be) with products and services 

Barclays Wealth needs to collect, use, share and store personal 

and fi nancial information about individuals including the Client 

and other individuals associated with an Arrangement. Barclays 

Wealth may obtain this information from the relevant individual 

directly or from third parties, such as employers, joint account 

holders, credit reference agencies, fraud prevention agencies or 

other organisations either at the time when the Client applies 

for services provided by Barclays Wealth or which the relevant 

individual or any third party gives to Barclays Wealth at any 

other time. 

7

55. Barclays Wealth gives Client Information to and receives 

information from credit reference agencies and fraud prevention 

agencies. Barclays Wealth and other organisations may access 

and use this information to prevent and detect fraud, money 

laundering and other crimes and to make credit assessments. 

Examples of circumstances when Client Information or 

information relating to a Client’s partner or other members of 

that Person’s household may be shared include but are not 

limited to: 

(a) checking details on applications for credit and credit related 

or other facilities; 

(b) managing credit and credit related accounts or facilities; 

(c) recovering debt; 

(d) checking details on proposals and claims for all types of 

insurance; 

(e) checking details of job applicants and employees; 

(f) making enquiries when a Client asks for any lending 

products or investment products and to assist in managing 

the Arrangement; and 

(g) accepting any assets or distributing any assets in respect of 

an Arrangement. 

56. Information held about a Client by the credit reference agencies 

may already be linked to records relating to a Client’s partner or 

members of a Client’s household where a fi nancial ‘association’ 

has been created. Any enquiry that Barclays Wealth makes at a 

credit reference agency may be assessed with reference to any 

‘associated’ records. Another Person’s record will be ‘associated’ 

with the Client’s when: 

(a) the Client makes a joint application; or 

(b) the Client advises Barclays Wealth of a fi nancial 

‘association’ with another Person; or 

(c) if the credit reference agencies have existing linked or 

‘associate’ records. 

This ‘association’ will be taken into account in all future 

applications by either or both the Client and the Person whose 

record is ‘associated’ and shall continue until either Person 

applies to the credit reference agencies and is successful 

in fi ling a ‘disassociation’. Barclays Wealth does not give 

information about savings accounts to credit reference 

agencies. 

57. Credit reference agencies keep a record of enquiries and may 

record, use and give out information that Barclays Wealth gives 

them to other lenders, insurers and other organisations. If false 

or inaccurate information is provided or fraud is suspected 

details may be passed to fraud prevention and credit reference 

agencies. Law enforcement agencies may access and use this 

information. The information recorded by fraud prevention 

agencies may be accessed and used by organisations in 

different countries. If the Client wishes to receive details of the 

relevant fraud prevention agencies, the Client may contact the 

appropriate administration offi ce of Barclays Wealth. 

Marketing 

58. Barclays Wealth and other Companies in the Barclays Group 

may use Client Information to inform the Client by letter, 

telephone, text (or similar) messages, digital television, email 

and other electronic methods, about products and services 

(including those of others) which may be of interest to the 

Client. The Client may tell Barclays Wealth at any time if it does 

not wish to receive marketing communications from Barclays 

Wealth and/or other Companies in the Barclays Group by 

writing to the appropriate administration offi ce of Barclays 

Wealth listed in the Appendix, and providing the Client’s full 

name and address. 

Client identity 

59. Barclays Wealth is required by Anti-Money Laundering 

regulations to obtain information and documentation to 

identify and verify the identity of the Client and certain Persons 

interested under an Arrangement or who may benefi t from 

it or who have directly or indirectly contributed assets to an 

Arrangement or who are connected to the Arrangement, and to 

identify the source of assets introduced to an Arrangement and 

the source of wealth from which such assets derive, unless an 

exemption is available. If such information and documentation 

is not made available when required and/or not in a form 

acceptable to Barclays Wealth then Barclays Wealth may, 

without liability, terminate its services with immediate effect. 

The time at which such information and documentation is 

required and the form in which it shall be delivered to Barclays 

Wealth shall be determined by Barclays Wealth in its absolute 

discretion subject to the applicable regulations. 

Governing laws and jurisdiction 

60. These Terms and Conditions will be governed by and construed in 

accordance with the governing law of the Governing Instrument or 

Agreement. These Terms and Conditions are supplied in English, 

and unless agreed otherwise, all communications between 

Barclays Wealth and the Client will be in English. 

61. The Courts of the jurisdiction of the governing law of the 

Governing Instrument or Agreement shall have exclusive 

jurisdiction to settle any dispute arising in connection with 

these Terms and Conditions, including their creation, validity, 

effect, interpretation or performance, and for such purposes 

and to the extent permitted by applicable law, the Client 

irrevocably submits to the jurisdiction of the Courts of such 

jurisdiction. Proceedings to enforce any judgement obtained in 

such Courts may be taken in any jurisdiction. 

Clauses relating to the Services provided by Barclays Wealth from 

England and Wales only 

62. In the absence of an express contrary direction in a will, Barclays 

Wealth, and any other executor or administrator acting with 

them, shall have the power to apply the statutory power of 

appropriation without the consents required by section 41 

Administration of Estates Act 1925 being obtained, and further 

that this power to appropriate without consent (in the absence 

of express contrary intention in the governing instrument) shall 

also apply where Barclays Wealth acts, whether solely or jointly 

with others, as trustee. 

63. In connection with the Financial Services and Markets Act 

2000, Barclays Bank Trust Company Limited and Barclays Bank 

PLC are authorised and regulated by the Financial Services 

Authority (‘FSA’) in the course of their investment business and 

so will act in accordance with such of the rules of the FSA or 

any other relevant regulatory body as may be applicable from 

time to time. 

64. A Person who is not a Client will have no rights under the 

Contracts (Rights of Third Parties) Act 1999 or otherwise to 

enforce any of these Terms and Conditions. 

65. When cash fractions or share fractions are received as a result 

of Company reorganisations, scrip and rights issues, scrip 

dividends or any similar distributions by bodies corporate and 

the cash fraction or the cash proceeds of the sale of a share 

fraction in any trust, Estate or attorneyship is less than £5 for 

an investment registered in the United Kingdom or £10 for an 

investment registered outside the United Kingdom, Barclays 

Wealth may, at its sole discretion elect not to pay such fractions 

to the trust, Estate or attorneyship but instead: 

(a) pay them to a body or bodies established for purposes 

regarded as charitable under the law of England and Wales 

as it shall in its absolute discretion determine; or 

(b) pay them to a trust established by Barclays Wealth for similar 

purposes regarded as charitable under the law of England 

and Wales as it shall in its absolute discretion determine. 

8

Clause relating to the Services provided by Barclays Wealth from 

Jersey or Guernsey only 

66. For obligations and rights relating to the Services provided by 

Barclays Wealth from Guernsey or Jersey only, any rights which 

any Person or the Arrangement may have under these Terms 

and Conditions pursuant to the ‘droit de discussion’ and ‘droit 

de division’ are excluded. ‘Droit de discussion’ is the right to 

require Barclays Wealth to pursue and exhaust the assets of a 

third party for payment of monies due to Barclays Wealth before 

pursuing such payment from the Client or Arrangement under 

these Terms and Conditions. ‘Droit de division’ is the right to 

have liability under these Terms and Conditions divided or 

apportioned in some way with another Person. 


Isle of Man only 

67. In the absence of an express contrary direction in a will, Barclays 

Wealth, and any other executor or administrator acting with 

them, shall have the power to apply the statutory power of 

appropriation without the consents required by section 45 of 

the Administration of Estates Act 1990 being obtained, and 

further that this power to appropriate without consent (in 

the absence of express contrary intention in the Governing 

Instrument) shall also apply where Barclays Wealth acts, 

whether solely or jointly with others, as trustee. 

68. A Person who is not a Client will have no rights under the 

Contracts (Rights of Third Parties) Act 2001 or otherwise to 

enforce any of these Terms and Conditions. 


Switzerland only 

69. The Client accepts that any share of brokerage and any 

insurance or other commissions received from third parties in 

connection with the Services and retained by Barclays Wealth 

pursuant to clause 18 of these Terms and Conditions, which 

represent ‘Retrocessions’, are part of the fees of Barclays Wealth 

and so accrue to Barclays Wealth. 

70. As an exception to the provisions of Article 405 CO, any 

contractual relationship between the Client or the Client’s 

successors or legal representatives and Barclays Wealth, shall 

not terminate upon the Client’s death, loss of legal capacity or 

the Client being adjudicated absent, insolvent or bankrupt. 

71. The Client will be given notice of any amendments to these 

Terms and Conditions, any applicable Schedule of Fees and any 

applicable supplementary terms and conditions, at least 30 

days before the publication of the relevant amended version. In 

the absence of any objections by the Client within 30 days of 

the date of such notice, the amended version shall be deemed 

to be approved by the Client. The amended version will be 

effective if it is deemed to have been approved by the Client or 

has been expressly approved by the Client and when published 

in accordance with clause 2 of these Terms and Conditions. 

Client’s certifi cation of non-United States of America Status 

72. Where Barclays Wealth acts outside the U.S.A. the Services are 

generally not provided to 

(a) U.S. citizens; 

(b) U.S. residents for U.S. income tax purposes. The defi nition 

of residence for these purposes is taken to be from the 

Internal Revenue Code as amended from time to time; 

(c) U.S. domiciliaries for U.S. Estate, gift or generation skipping 

purposes. 

73. The Client certifi es that he does not fall under any of the above 

categories and undertakes to inform Barclays Wealth as soon as 

reasonably practicable if his status in this regard changes. 

74. The Client authorises Barclays Wealth to make representations 

and disclosures including, but not limited to, U.S. withholding 

tax matters and indemnifi es Barclays Wealth in the event of 

any legal fees, penalties or expenses generally that may arise 

as a result of false or inaccurate information being provided to 

Barclays Wealth. 

Clause relating to the Services provided by Barclays Wealth from 

Singapore only 

75. No Person shall acquire any rights pursuant to the Contracts 

(Rights of Third Parties) Act, Chapter 53B of Singapore, to 

enforce these Terms and Conditions. 

Powers of attorney 

76. Where Barclays Wealth acts under a power of attorney: 

(a) Barclays Wealth shall be entitled to access any information 

from the donor’s bankers, solicitors, accountants or other 

professional advisers that Barclays Wealth in its absolute 

discretion requires in order to manage the donor’s affairs; 

(b) Barclays Wealth shall have the right to access the original 

or a certifi ed copy of the donor’s last will (and any codicils 

to the donor’s last will) in order to assist it with the 

management of the donor’s affairs. 

Complaints 

77. If the Client wishes to complain, the Client may do so in person, 

in writing, by post or email, or by telephone. To obtain a copy 

of Barclays Wealth’s complaint handling procedures, or to 

make a complaint, the Client should contact the appropriate 

administration offi ce of Barclays Wealth. 

9

Appendix 

The companies included in the defi nition ‘Barclays Wealth’ are as follows: 

England and Wales 

Barclays Bank PLC 

Administration Offi ce & Registered Offi ce: 

1 Churchill Place 

London E14 5HP 

England 

Registered No: 1026167 

Barclays Bank Trust Company Limited 

Administration Offi ce: 

Osborne Court 

Gadbrook Park 

Northwich, Cheshire CW9 7UE 

Telephone: +44 (0)8457 660 936 

Fax: +44 (0)1606 313 421 

Registered Offi ce: 



England 


Barclays Fiduciary Services (UK) Limited 


Osborne Court 

Gadbrook Park 


Telephone: +44 (0)8457 660 936 

Fax: +44 (0)1606 313 421 




England 


Jersey 

Barclays Private Bank & Trust Limited 


PO Box 82 

39/41 Broad Street 

St Helier, Jersey 

Channel Islands JE4 8PU 

Telephone: +44 (0)1534 873 741 

Fax: +44 (0)1534 872 737 


Barclays Wealth Trustees (Jersey) Limited 


PO Box 248 



Channel Islands JE4 5PS 

Telephone: +44 (0)1534 711 111 

Fax: +44 (0)1534 873 526 




Channel Islands JE4 8PU 


Barclays Wealth Fund Managers (Jersey) Limited 


PO Box 248 



Channel Islands JE4 5PS 

Telephone: +44 (0)1534 711 111 

Fax: +44 (0)1534 873 526 


Guernsey 

Barclays Wealth Fund Managers (Guernsey) Limited 


PO Box 671, Level 1 

Regency Court, Glategny Esplanade 

St Peter Port, Guernsey 

Channel Islands GY1 3ST 

Telephone: +44 (0)1481 747 474 

Fax: +44 (0)1481 710 147 


Barclays Wealth Trustees (Guernsey) Limited 


PO Box 671, Level 1 

Regency Court, Glategny Esplanade 

St Peter Port, Guernsey 

Channel Islands GY1 3ST 

Telephone: +44 (0)1481 747 474 

Fax: +44 (0)1481 710 147 


Isle of Man 

Barclays Private Bank & Trust (Isle of Man) Limited 


4th Floor Queen Victoria House 

Victoria Street, Douglas 

Isle of Man IM99 1DF 

Telephone: +44 (0)1624 682 828 

Fax: +44 (0)1624 682 899 


Barclays Wealth Trustees (Isle of Man) Limited 


PO Box 312 



Isle of Man IM99 2BJ 

Telephone: +44 (0)1624 682 828 

Fax: +44 (0)1624 646 850 

Registered No: 55260C 

10

Barclays Wealth Fund Managers (Isle of Man) Limited 


PO Box 312 



Isle of Man IM99 2BJ 

Telephone: +44 (0)1624 682 828 

Fax: +44 (0)1624 646 850 


PO Box 312 

Grosvenor House 

66/67 Athol Street 

Douglas, Isle of Man IM99 2BJ 

Registered No: 118158C 

Switzerland 

Barclaytrust (Suisse) S.A. 


8-10 rue d’Italie 

1204 Geneva, Switzerland 

Telephone: +41 22 819 5900 

Fax: +41 22 819 5999 

Registered No: 400 / 1986 

Barclays Bank (Suisse) S.A. 


8-10 rue d’Italie 

1204 Geneva, Switzerland 

Telephone: +41 22 819 5111 

Fax: +41 22 310 6460 

Registered No: 1381/1986 

India 

Barclays Wealth Trustees (India) Private Limited 


Titanium, 2nd Floor 

Western Express Highway 

Plot No. 201, Goregaon (East) 

Mumbai – 400063, India 

Telephone: +91 22 6731 5000 

Fax: +91 22 6731 5099 


Singapore 

Barclays Wealth Trustees (Singapore) Limited 


Level 28, South Tower 

1 Raffl es Quay, 

Singapore 048583 

Telephone: +65 6308 3000 

Fax: +65 6308 3289 

Registered No: 200906350R 

Hong Kong 

Barclays Wealth Trustees (Hong Kong) Limited 


42/F Citibank Tower 

3 Garden Road, Central Hong Kong 

Telephone: +852 2903 4692 

Fax: +852 2903 4680 


Suite 3201-2, ICBC Tower 

3 Garden Road 

Central Hong Kong 


Cayman Islands 

Barclays Private Bank & Trust (Cayman) Limited 


PO Box 487 GT 

4th Floor, First Caribbean House 

Grand Cayman, Cayman Islands 

British West Indies 

Telephone: + 1 345 949 7128 

Fax: + 1 345 949 7657 


11

1 


If outside the UK please call: +44 (0)1624 684 444**. 

* Lines are open 8am to 8pm UK time Monday to Friday and 9am to 5pm UK time Saturday and UK bank 



Call costs may vary – please check with your telecoms provider. Calls may be recorded so that we can monitor the 

quality of our service and for security purposes. 


Barclays Bank PLC is registered in England and is authorised and regulated by the Financial Services Authority. Registered No: 1026167. Registered Offi ce: 1 Churchill Place, London E14 5HP. 

Barclays Private Bank & Trust Limited. Registered number: 6056. Registered Offi ce 39/41 Broad Street, St. Helier, Jersey JE4 8PU, Channel Islands. Barclays Private Bank & Trust Limited is 

regulated by the Jersey Financial Services Commission. 

Barclays Private Bank & Trust Limited is regulated by the Guernsey Financial Services Commission under Section 4 of the Protection of Investors (Bailiwick of Guernsey) Law 1987 to carry 

on restricted activities in connection with controlled Investment Business carried out from and within Guernsey. 

Barclays Private Bank & Trust (Isle of Man) Limited. Registered in the Isle of Man. Registered Number 1478. Registered Offi ce 4th Floor, Queen Victoria House, Victoria Street, Douglas, 

Isle of Man. IM99 1DF. Barclays Private Bank & Trust (Isle of Man) Limited is licensed by the Isle of Man Financial Supervision Commission to take deposits, provide collective investment 

schemes and provide corporate and trust services. 

Barclays Private Bank & Trust (Cayman) Limited. Registered in the Cayman Islands. Registered Number: 29978. Registered Offi ce: First Caribbean House, 25 Main Street, Shedden Road, 

George Town, Grand Cayman, Cayman Islands. Barclays Private Bank & Trust (Cayman) Limited is regulated by Cayman Islands Monetary Authority and holds a category B banking license 

duly authorised to provide restricted Banking business, and Trust company business under the Banks and Trust Companies Law (2007) Revision. BPB & T (Cayman) Limited is a regulated 

Corporate Service Provider and under the Mutual Funds Law (2007) Revision holds a Mutual Funds Administrators License. 

Barclays Wealth Trustees (Jersey) Limited Registered No. 12781. Registered Offi ce: 39-41 Broad Street, St Helier, Jersey JE4 5PS, Channel Islands. Barclays Wealth Trustees (Jersey) Limited 

is regulated by the Jersey Financial Services Commission. 

Barclays Wealth Trustees (Guernsey) Limited is licensed by the Guernsey Financial Services Commission under The Regulation of Fiduciaries, Administration Businesses and Company 

Directors, etc. (Bailiwick of Guernsey) Law 2000. Registered in Guernsey, Channel Islands. Registered Number 24531. Registered Offi ce: Regency Court, Glategny Esplanade, St Peter Port, 

Guernsey GY1 3ST. 

Barclays Wealth Trustees (Isle of Man) Limited is licensed by the Isle of Man Financial Supervision Commission to provide corporate and trust services. Registered Offi ce: P.O. Box 312, 4th 

Floor, Queen Victoria House, Victoria Street, Douglas, Isle of Man IM99 2BJ, British Isles. Registered in the Isle of Man. Company Number 055260C. VAT Registration No 243 8522 62. 

Barclays Wealth Fund Managers (Jersey) Limited Registered number: 93208. Registered Offi ce: 39-41 Broad Street, St Helier, Jersey JE4 5PS, Channel Islands. Barclays Wealth Fund 

Managers (Jersey) Limited is regulated by the Jersey Financial Services Commission. 

Barclays Wealth Fund Managers (Guernsey) Limited is licensed by the Guernsey Financial Services Commission under The Protection of Investors (Bailiwick of Guernsey) Law, 1987. 

Registered in Guernsey, Channel Islands. Registered Number 33717. Registered Offi ce: Regency Court, Glategny Esplanade, St Peter Port, Guernsey GY1 3ST. 

Barclays Wealth Fund Managers (Isle of Man) Limited is licensed by the Isle of Man Financial Supervision Commission to provide collective investment scheme services and provide 

corporate services. Registered Offi ce: P.O. Box 312, 4th Floor, Queen Victoria House, Victoria Street, Douglas, Isle of Man, IM99 2BJ, British Isles. Registered in the Isle of Man. Company 

Number118158C. VAT Registration No 243 8522 62. 

Barclays Wealth Trustees (Hong Kong) Limited is part of Barclays Wealth. 

Barclays Wealth Estates and Trusts is a trading name of Barclays Fiduciary Services (UK) Ltd (Registered No 2362041) and Barclays Bank Trust Company Ltd (Registered No 920880). Both are 

registered in England with registered offi ces at 1 Churchill Place, London E14 5HP. Barclays Bank Trust Company Limited is authorised and regulated by the Financial Services Authority. 

Barclays Bank (Suisse) S.A. is a Swiss Bank regulated and supervised by FINMA. Registered in Switzerland. Registered No. 1381/1986. Registered Offi ce: 8/10 Rue d’Italie, CH-1211, Geneva, 

Switzerland. Registered VAT No. 288 787. 

Barclaytrust (Suisse) S.A. is incorporated in Switzerland and is wholly owned by Barclays Bank (Suisse) S.A. 

Barclays Wealth Trustees (Singapore) Limited holds a trust business licence from the Monetary Authority of Singapore and provides trustee and trust administration services. 

Item Ref: 9908496. June 2010


Schedule of fees for Probate services 


1. Fees including VAT for acting as Executor or 

Administrator 

Gross estate value Service fee 

Up to £200,000 £6,000 

£200,001 - £300,000 £9,600 

£300,001 - £400,000 £12,000 

£400,001 - £500,000 £15,600 

£500,001 - £1,000,000 £18,000 

£1,000,001 - £3,000,000 £36,000 

Over £3,000,000 By agreement 

In most cases we will confirm a fixed fee as soon as 

practical following notification of the death, however in 

some cases we will need to make an additional charge for 

activities listed in point 3. 

All the fees quoted above are inclusive of the following 

activities: 

• Probate valuation of investments excluding private 

company shares 

• Legal fees for preparing the probate application 

along with probate court fees 

• Estate tax returns 

• Indemnity fees – Leasehold property and missing 

share certificates 

• Postage and telephone costs 

2. Disbursements 

All fees quoted above are exclusive of disbursements, 

expenses and third party costs properly incurred e.g. estate 

agents commission and solicitors costs. These expenses will 

be charged in addition to the fees quoted above. 

3. Fees for complex / other activities 

In addition to the fees detailed in 1, a charge for services 

may be made when dealing with the following: 

• Business or agricultural property 

• Operating or selling a business 

• Private company shares 

• Assets abroad 

• Assets of a specialised nature e.g. fine art 

• Complex tax issues 

• Tax returns for the period to the date of death will 

be charged at £420 per return or if our work 

confirms no return is required, a lesser charge of 

£240 will apply. Tax returns for the estate 

administration period are included in the service 

fee 

• An unclear will 

• Freehold or leasehold property issues e.g. missing 

title deeds 

• Transfer of investments or other assets to 

beneficiaries 

• Deeds of variation, disclaimer and renunciation of 

appointment as executor 

• Engagement in litigation or dealing with threatened 

or anticipated litigation (including caveats) 

• All other duties of an unusual or complex nature 

Such fees will be charged based on time spent (rates 

available on request) except for tax returns to the date of 

death which are shown above as fixed fees. 

These fees are effective for deaths occurring on or after 1 January 2011

4. General 

The fees quoted in this schedule are inclusive of VAT 

at 20%, where applicable. 

This schedule of fees should be read in conjunction with, 

and applies subject to the “Terms and Conditions for the 

Trust, Fiduciary, Fund Administration and Corporate 

Services” of Barclays Wealth as may be amended from time 

to time. 

Next Step 

For further information, please contact us: 


Osborne Court 

Gadbrook Park 


Telephone: +44 (0)8457 660936 

Email us at eandt-info@barclayswealth.com 

barclayswealth.com 








Barclays Wealth is the wealth management division of Barclays and operates through Barclays Bank PLC and its subsidiaries. Barclays Wealth Estates and Trusts is a trading name of 

Barclays Fiduciary Services (UK) Ltd (Registered No 2362041) and Barclays Bank Trust Company Ltd (Registered No 920880). Both are registered in England with registered offices at 1 

Churchill Place, London E14 5HP. Barclays Bank Trust Company Limited is authorised and regulated by the Financial Services Authority. 



Schedule of fees for acting as Trustee 


1. Fees for acting as trustee* 

We may charge an acceptance fee on the acceptance of 

trusteeship or on the acceptance of further assets into a 

trust of which we are already a trustee. In each case the fee 

will be commensurate with the work and responsibility 

involved and negotiated on each relevant occasion. There 

will be no charge for acceptance of a trust of any part of an 

estate of which we have been executor or administrator, but 

fees will be payable for acting as trustee from the time 

when the trust is constituted by appropriation, even if the 

administration of the estate is not complete. 

The annual management fee is payable in advance on 

commencement of the service with subsequent fees 

normally falling due at the start of each year. It is 

calculated on a percentage basis on the higher of the book 

or market value (actual or estimated) of the gross capital 

assets held in the trust at commencement or each 

anniversary at a rate of 1.35% per annum subject to a 

minimum fee of £750 per annum. 

We have discretion in determining the book or market value 

of the gross assets but will only exercise this discretion in a 

reasonable manner. An adjustment may be made in respect 

of any year in which substantial additions, distributions or 

releases of capital are made. Normally, the fee will be 

charged against capital but may be charged against income. 

In appropriate cases the management and withdrawal fees 

on annuity funds and settled legacies, including minors’ 

interests, may be commuted at our discretion and charged 

against the capital of the residuary estate. 

A withdrawal fee at the rate of 3.5% will be payable out of 

capital on the gross amount or market value (actual or 

estimated) of any capital funds or assets paid out or 

*Except for the Barclays Wealth Prestige Trust and the Barclays Wealth Preservation Trust. 

released from the trust, whether in the course of 

administration or by way of distribution to beneficiaries or 

upon us ceasing to act in the trust. A reduction to this 

withdrawal fee may be considered in cases where the work 

involved is straightforward or level of responsibility is 

disproportionate in relation to the amount of the fee. 

We may charge a transaction fee of up to 2.5% of the 

purchase price whenever unit trust units or open-ended 

investment company shares (UT/OEIC) are purchased by us 

at creation price. The creation price for these purposes being 

the price at which new units or shares are sold to us where 

the price is based solely on the value of the underlying 

assets of the UT/OEIC without the addition by the UT/OEIC 

manager of any commission or management charges. 

Where we hold investments within a unit trust or openended 

investment company, we may make a ‘switching’ 

charge of up to 0.25% of the value of the transaction where 

we sell and re-invest in other units, for example, to utilise 

available Capital Gains Tax allowances. The transaction fee 

referred to above will not be charged in these circumstances. 

2. Valuation fees 

To provide a valuation of stocks and shares for probate and 

taxation purposes (including on the death of a life tenant, 

termination of a trust or other change of interest) our 

charges are as follows: 

• 0.15% of the first £100,000 

• 0.10% of the next £100,000 

• 0.05% of the balance over £200,000 

A charge of £5 per holding up to 12 holdings and £3 per 

holding in excess of 12 holdings will also apply. 

An additional charge per holding may be made if extensive 

research is required. 

Minimum fee – £50

3. Taxation fees 

We will charge the following fees for each tax year or part 

thereof after the commencement of the administration of 

any trust administered by us: 

• Fee for tax return completion – £350 

• Fee for property income, where applicable – Minimum fee 

of £70 per property or block of properties 

What constitutes a ‘block’ of properties to be determined at 

our discretion. 

These fees cover the cost of preparation and submission of 

returns, the checking of assessments received and 

payment/collection of liabilities/repayments. 

These fees are not applicable to any returns required by 

HMRC in relation to Inheritance Tax or VAT. 

4. Special fees relating to trustee duties 

In addition to all other fees, a charge for services rendered 

may be made when dealing with a business or private 

company shares, assets abroad, assets requiring any 

specialised valuation or sale, deeds of variation or disclaimer, 

freehold or leasehold property or mortgages, for valuing or 

obtaining valuations of trust assets, for preparing returns, 

claims and calculations for taxation and other purposes; for 

onerous and unusual work in connection with identification 

and security of chattels, documents or premises; for 

furnishing more than usually detailed or frequent 

information; registering a notice of charge; for attendances; 

for journeys outside our offices; for engagement in litigation 

or dealing with threatened or anticipated litigation 

(including caveats); and for all duties of an unusual nature. 

Such charges will be levied commensurate with time 

expended and the level of staff involved. 

5. Disbursements 

All fees quoted above are exclusive of disbursements, 

expenses and third party costs properly incurred. This will 

include but is not limited to legal fees, audit fees and travel, 

telephone, courier or general postage costs. These expenses 

will be charged in addition to the above fees. 

6. General 

This schedule of fees should be read in conjunction with, 

and applies subject to the ‘Terms and Conditions for Trust, 

Fiduciary, Fund Administration and Corporate Services’ of 

Barclays Wealth as may be amended from time to time. 

The fees quoted in this schedule are subject to VAT, where 

applicable. 

Next Step 

For further information, please contact us: 


Osborne Court 

Gadbrook Park 


Telephone: +44 (0)8457 660936 

Fax: +44 (0)1606 313421 

www.barclayswealth.com 

These fees are effective from 1 July 2010. 








Barclays Wealth is the wealth management division of Barclays and operates through Barclays Bank PLC and its subsidiaries. Barclays Wealth Estates and Trusts is a trading name of 

Barclays Fiduciary Services (UK) Ltd (Registered No 2362041) and Barclays Bank Trust Company Ltd (Registered No 920880). Both are registered in England with registered offices at 

1 Churchill Place, London E14 5HP. Barclays Bank Trust Company Limited is authorised and regulated by the Financial Services Authority. 

Item Ref: BWL1356. July 2010

BARCLAYS WEALTH ESTATES & TRUSTS

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