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PUBLISHER Virtual Media Group
22 Haute Holiday: Our Fashion Plate winners show off their holiday glamour
in some of the season’s most delightful high fashion.
32 What to Buy...For Everyone?:
A fabulous gift guide to help you through the holiday with suggestions on what to buy
for mom and dad, the boss, friends, and more!
42 Signature Dish:
Steve Puffer of Zanzibar and Steve Brown of Lily’s on Main in Ephrata sat down with
chef Kelly Kapinos to create this issue’s Signature Dish, Pretzel Chicken.
46 B&B King: Harry Jefferies and his dedicated
team of realtors reveal the ins and outs of selling
and buying Bed and Breakfasts.
Fulton Actress, Brittany Leffler
Savers, Investors, and Speculators
You Can Get a Some Help from
Providing Hope with the
18 Meet the Chef
Micah Webster of Molly’s Pub
Jim Cramer is Not from Lancaster!
Superintendent of Hempfield
School District, Dr. Brenda Becker
Bernards at Brighton
Seeing the Light at Living Light Gallery
B&B King Harry Jefferies and His Team
The Importance of Asset Allocation
Peter White Christmas
16 My Lancaster
FLL’s Brand New Feature
This Issue: Bill Puffer & Nancy Morris
On the cover: Jenna Collins. Jewelry supplied by Warren Jewellers including the stunning 5.89 karat diamond ring.
Cover hair and makeup by Avanti Salon. Above necklace: Hearts on Fire, Succession Pendant from Warren Jewellers.
Mark Pontz, Matthew G. Zanowiak, Maia Cargas, Paul Scott, Sue Barry, BJ Cherry, Rich Friedman
CONTRIBUTING PHOTOGRAPHER Steve Stoltzfus
COPY EDITOR Victoria Henderson
48 The Best Christmas Ever!:
A trip down memory lane for some recollections
of a favorite Christmas past.
Signature Dish, Pretzel Chicken
LCD TVs are still a big hit for that special
someone on your list. Check it out in
What to Buy, page 32.
The Women of Avanti
Fine Living Lancaster is published quarterly by Virtual Media Group. All contents of this issue of Fine Living Lancaster are copyrighted by Fine
Living Lancaster and Virtual Media Group. All rights reserved. The contents of this publication may not be reproduced in whole or in part
without the consent of the publisher. For advertising, article, and all other information, email email@example.com, call 717.669.9303
or visit www.finelivinglancaster.com.
The holiday season already? How is this
possible? It was just yesterday that
we were releasing our premiere
issue! Well, it has certainly been
our pleasure bringing you Fine
Living Lancaster for this, our first
year. As we bring to you our holiday
issue, we want to say thank you for the warm
and welcoming reception that we have received
from our readers. We have been overwhelmed
by your comments and accolades, and we can think
of no better way to thank you than to bring you another issue
filled with more of the fine things in Lancaster life... so off we go!
From the cover is Haute Holiday, featuring the winners of our Fashion
Plate contest including our cover model Jenna Collins. Surely you have
already noticed the nearly six carat diamond ring Jenna is sporting. Yes, it
is real, and it is waiting for you right now at Warren Jewellers! All of the
fabulous ladies (and a great story on how one of them came to be an FLL
model) await you draped in holiday finery beginning on page twenty two.
In this issue we are exited to introduce two brand new features. First, for
the culinary curious we debut Signature Dish. In this ongoing feature we
will be bringing together two minds, an FLL reader
with a passion for food and a restaurateur with a
desire for innovation. We will put them together for
conversation and creation, and the result will
be a dish culled from the meeting of these
minds – a dish inspired by the connection, a
Fine Living Lancaster Signature Dish. You will
be an insider to the creation of the dish, and
the very best part? You can enjoy the fruits of
their collaboration as the restaurant will feature
the dish on their menu for at least ninety days!
For the commencement of Signature Dish,
we connected two people with the same
first name. But, this commonality was not the
reason we connected them. Find out the real
connection between these two people on
page forty two. Fair warning though, be sure
you have your phone with you as you read,
we are confident that you will be calling for a
reservation to sample this new epicurean delight
as soon as you finish reading.
Another debut this issue is My Lancaster.
We are opening our pages to the thoughts
of individuals that love not just Lancaster in
general, but a specific area in particular. We start
this new feature with the musings of Bill Puffer
and Nancy Morris. Both of these names have
been synonymous with Downtown Lancaster
for a very long time. They live there; they work
there, and they play there, so who else could
better express a passion for our Downtown?
My Lancaster debuts on page sixteen.
Of course your favorites are back; you will get
acquainted with one of the bright and shining
lights of the Fulton Theater in Meet on page
four. And you will get an insight on the Bed
& Breakfast game from Harry Jefferies in Live
on page forty six. On page thirty one, Find
Bernard’s at Brighton where you can enjoy a
day of rejuvenation before the holidays begin in
From the Editor:
earnest. Meet The Chef returns on page eighteen with Micah Webster
of Molly’s Pub. Micah is a gregarious and animated fellow with a viewpoint
on dining out that will be sure to have you adding Molly’s to your dining
Speaking of the holidays, we had to make sure you were prepared for
the gift giving with the very finest choices for everyone on your list. Maia
Cargas did all of your legwork for you, and the perfect gift for everyone
is ready for your discovery on page thirty two. And while fine gifts are
certainly a part of the season, fine memories are gifts that are truly
priceless. We were fortunate to have collected some holiday memories
from a diverse group of Lancastrians in the Best Christmas Ever beginning
on page forty eight.
And, as we look to think of others that could use a helping hand not just
during the holidays, but every day, we are pleased to bring you the return
of Give. We invited Renee Valentine of Milagro House to bring us the
story of this wonderful place doing good works every day. Truly this house
is a very, very fine house.
All this and much more await you just ahead. We invite you to pour a
glass of eggnog, turn the page and enjoy this issue as much as we enjoyed
bringing it to you. We wish you a fine holiday season, and we look forward
to seeing you in 2008! FLL
Title Insurance • Title Searches
EVENING & WEEKEND SETTLEMENTS
717-581-5841- Ofc. • 717-581-5845- Fax
For ticket infomation
call the Fulton at
Appearing in the Fulton Theater’s, Fiddler on the Roof,
November 29 – December 30, 2007
FLL: Tell us about your role in Fiddler on the Roof?
BL: Well, I haven’t begun rehearsals yet; they begin Nov. 6; however,
I’ll tell you what I know. I’m playing Mirala. She’s a Jewish momma in the
village of Anatevka (a little village with mostly Jews and Russians occupying
it). I’ll be a member of the chorus, and will be dancing and singing all
throughout the show.
FLL: How did you land the role?
BL: I’ve worked with the director, Gary John LaRosa, in a previous show
at the Fulton. He cast me in the fall of ‘06 as Cha Cha DiGregorio in
Grease. It was a wonderful, fun experience for both of us, and I think it was
just a matter of time before we worked together again. So I showed up for
the audition for Fiddler on the Roof about a month ago, and Gary John must
have seen something in me that he wanted for his show. So he offered me
the role of Mirala, and I happily accepted!
FLL: You also have another connection to the Fulton, correct?
BL: I’m the costume associate here at the Fulton. This is my third season
as a full-time staff member in the costume department. I work very closely
with the costume shop supervisor/ wig designer, and the costume designer.
FLL: So then, the question with the likely obvious answer, which is more
fun, backstage or onstage?
BL: Yikes, you want to get me in trouble?! Okay, well, I’ll absolutely give
you an honest answer, and I bet it’s not a surprise. I love to perform; it’s
what I was born to do. Ever since I can remember, I’ve wanted to be on
the stage. I would stage impromptu concerts on my bed, with my bedposts
as my “microphone.” I even remember back in third grade, wanting so
badly to be Julia Roberts in the movie Pretty Woman that I signed my
papers “Vivian” and insisted that my life’s ambition was to “be a hooker.”
I remember crying at the movie “Annie” because at the end when the
fi reworks are going off and Annie is safe and sound with her new family,
I wanted to be “in the TV with them!” I’m really happy as the costume
associate too – I went to college and earned a degree in theatre, so I
discovered the joys of being backstage there. And I honestly love both,
believe it or not. Being behind the scenes, scrambling to get those last few
costumes built, or fi nding the perfect 1850’s velvet boot (or better yet,
fi nding it for less than $30!) is pretty exciting too.
FLL: It sounds like both things are fun! Tell us a bit about your family. Are
they here in Lancaster?
BL: I’m actually from a small town in Nebraska! I moved here a little over
two years ago. My parents are barbers back in Nebraska, and I have three
younger brothers. Here in Lancaster, my better half’s name is Brian, and
we have an adorable Pomeranian pup, Gus. We live in a little row house in
downtown Lancaster and love it. It’s quite different here than in Nebraska
– most people back there have their own yards, their own garages even!
When I fi rst visited Lancaster, it felt like I’d time-traveled – everything here
is so historic, so condensed, but so intricate and beautiful too.
FLL: So being a transplant, other than the theater, what is your favorite
thing or place so far in Lancaster?
BL: Defi nitely Central Market. I count the days down ‘til the next market
day. The Espresso Yourself coffee guys are so funny, and the Salad Stand
is my go-to for lunch. If I want a really special treat (which is basically
every day I go there), I visit Wendy Jo for her famous pumpkin rolls or
her creamcheese muffi ns/cupcakes (if I visit her in the morning, I call
them “muffi ns”).
FLL: Well, on behalf of Fine Living Lancaster, we think that you are going
to be one of Lancaster’s favorite things! Welcome, and thanks for spending
some time with us. FLL
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Savers, Investors, and Speculators
By Matthew G. Zanowiak, ChFC
The Planners in our Practice meet
with many different types of people
every week. The younger Planners
often meet with couples who are relatively
just starting out. They have young children
or no children, a house, two incomes,
day care expenses and tons of dreams
and ambitions. We may help them with
some life or disability insurance, establishing
an initial emergency fund, a college 529
Investment Plan or a Roth IRA.
The next group of people we help is fairly
well established and full throttle into their
goals and desires. They’ve been putting
money away for college (or have children
who have graduated), their retirement
plan at work has a couple of zeros after it;
they’re at the back-end of their mortgage
and starting to put away more money on a
regular basis. We typically help these folks
with the initial stages of Estate Planning,
make sure their Asset Allocation (which
eggs in which baskets?) is consistent with
their tolerance for risk, and analyze what
their retirement income is likely to be.
At the opposite end of the spectrum we
help clients who are a pitching wedge
away from retiring from their full time
positions. These folks usually have
grandchildren or some in the making; their
homes are close to being paid off, and
more and more they are caring for their
parents. Their larger concern is more often
the return of their money rather than the
return on their money.
This introduction is kind of a long way to
go for a drink of water, but what do all
of these folks have in common? Answer:
They have a need to balance future income
and asset goals with current available cash
flow and account balances. The difference,
however, may lie in the ways they
complete this task.
Some people are Savers; some are
Investors, and some are Speculators. While
these labels may seem like the same thing,
the differences can be substantial. Take the
couple who has decided to squirrel away
$25 every month for Junior’s college bill.
While certainly admirable, this less-than-adollar-a-day
commitment should hardly be
called Investing; this is Saving. While it can
be argued that saving will lead to investing
and, at least initially, the habit of regularly
setting money aside is more important
than the amount you are setting aside,
this is still Saving. Unfortunately, you will
not Save your way to a large dollar (aka
College or Retirement) goal in a relatively
short time frame.
Permit me, if you will, to make an illadvised
leap from Saving to Speculating.
Know anyone who watches their
investments several times a day and
changes their holdings more frequently
than the Convention Center move-in date?
This is a form of Speculator. He is trying
to time the market, get in and get out
based on the illogical, emotional whims of
the stock market. The Market’s been up
for three days so he switches to bonds.
It’s been twenty years since the Market’s
largest single day decline (October, 1987)
so I’m going to cash. The moon is full
under Aquarius so I’m buying water stocks.
All are positively ludicrous reasons to make
wholesale changes to a portfolio. Yet many
Speculators will do just that while chasing
the Holy Grail of one half of one percent
extra rate of return. The fact of the
matter is that the deck is stacked heavily
against this person. Case in point: over a
year’s time, if you were to miss the five
best days in the market (because you
speculated out) your actual returns for said
year would be decimated.
Cradled comfortably between the Saver
and the Speculator is the Investor. This
person has a big picture view of what he
wants to accomplish. With the help of
an accredited, seasoned Professional, he
carefully assesses his situation. After this
assestment, he chooses a path on which to
travel and then does something astonishing:
he resists any paralysis-by-analysis, avoids
the “on your mark...get-set...get-set...getset...get-set”
syndrome and actually begins.
Novel concept? You’d be surprised. The
road away from success is studded with
reasons not to do something.
Although two of my best friends are
Rocket Scientists, this, folks, is not Rocket
Science. With the help of a guide to design
the course as well as watch his back, the
Investor set a target, chose the best tool
to hit that target, started down the path
realizing there will be road blocks and
detours along the way, and is loath to
make wholesale changes based on shortterm
The game plan? Once you have started,
review your progress regularly. Make
minor adjustments along the way and
major changes only when absolutely
necessary. Ponder this: When a 747 takes
off from Lancaster Airport (Check that.
That’s speculating). When a jet leaves
Harrisburg heading to Chicago, for fully
95% of the journey the pilot cannot see
his target. He knows the Windy City is out
there, but he cannot see it. In fact most of
the time, his aircraft is off course. It is with
subtle corrections along the way that he
is able to arrive safely in Chicago relatively
Your Investment Portfolio should be the
same. Discover where you are today,
choose a direction, design a game plan,
implement your strategy, make subtle
corrections as necessary, and avoid
the temptation to jump in and out of
the market. It might even help to have
someone who has been there before to
give you some guidance.
As we head into the New Year, I can’t
resist the time tattered tradition of helping
you get organized. Therefore, here are a
few tips (in no particular order) to help you
solve some Financial Problems you may be
wrestling with or accomplish some Financial
Goals you’ve had in mind:
1. Avoid Water Cooler Financial Planning.
The guy at the office usually is not the
guru he professes to be. Take the rate
of return he proudly broadcasts and cut
it in half. Now you’re getting closer to
2. Do not marry an investment. At some
point it will be time to get out of the
mutual fund. It’s an investment strategy,
not a tattoo.
3. Stay on track and stay invested.
4. Resist the urge to change just because
everyone else is. Remember the
proverbial bridge your mother used
to ask you about jumping off with your
5. Ignore external, short-term distractions.
It’s just noise.
6. Realize you are investing for the long
term. Act that way.
7. Measure with your odometer not a
micrometer. It is forty-four miles from
our office in Oregon Commons to
Harrisburg. I can measure that distance
with the odometer in my car, a tape
measure, a yard stick, or a ruler. Each
will work. Which is more practical?
Watching and changing your investments
on a daily basis is tantamount to
measuring the trip to our Capital with
a ruler. Use the odometer and enjoy
8. Avoid the “on your mark...get-set...getset...get-set”
9. Begin today.
Matthew G. Zanowiak is a Chartered Financial
Consultant with Lancaster Financial Services.
With over twenty-four years in the Financial
Service Industry his practice focuses on Total
Financial Planning, emphasizing on Retirement
Planning and College Planning. You can visit him
at www.lancasterfinancialgroup.com or call him
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Don’t Do It Yourself
Say “Yes” to Y.E.S. Concierge
By Maia Cargas
Your Errand & Services Concierge is a
unique service new to the area as of June.
I had the pleasure of talking with Nancy
Stewart, managing partner and one of
the four founders. Stewart has acquired
experience from a range of industries,
including more than twenty years in
sales, marketing, and tourism. Nancy’s
professional and personal life experiences
enable her to provide superior service in
her most recent endeavor.
Y.E.S. Concierge offers a range of
services from pet care to event planning.
Shopping, traveling, and business services
are examples of common services offered
by this unique company. Gift certificates
are available, which can be very helpful
through the holiday season. Personal
shopping and gift-wrapping services are
also conducive to a relaxed holiday. This
service will do whatever it takes to satisfy
its clients. From small errands to planning
big events, Y.E.S. Concierge will provide
any necessary arrangements to make your
day a success.
Nancy explains the business in her
FLL: What is the purpose behind Y.E.S.
Y.E.S.: The purpose of the business is to
help other people enjoy life… find time to
enjoy their kids, to focus on work, to focus
on their families and their homes.
FLL: In what way are your three other
business partners qualified to provide
The ladies of Y.E.S. Concierge; Nancy Stewart, Barb Shopf, Nancy Smith, Barbara Royer
Y.E.S.: Most of us have been very busy
moms or career people, so we know
how difficult it is to juggle everything.
Barb Shopf has a marketing background;
Nancy Smith is customer service; I’m
(experienced in) marketing and advertising,
and Barb Royer is our animal lover. We all
bring unique qualities to the table. We are
a great team.
FLL: How did you apply your business
experience to your new company?
Y.E.S.: I was in the tourism industry
looking at how to make the tours better
and fun… in advertising agencies you’re
always catering to the client. Again, it boils
down to customer service.
FLL: Where do you see Y.E.S. Concierge
in the near future?
Y.E.S.: We’re growing. My goal is to have
people that we trust (as employees). I see
growth happening, and I see our territory
expanding. I would like to employ more
people in order to maintain a high level of
FLL: Is there one aspect of your work
ethic that surpasses the rest?
Y.E.S.: Trust and customer service. We
are insured and bonded because we go
into people’s homes and offices.
FLL: Trust is a big thing…
Y.E.S.: Huge. Trust and customer service.
FLL: Customer service makes all the
difference in the world.
Y.E.S.: Yes. That is what our business is
FLL: How did the concept of Y.E.S.
Y.E.S.: Nancy Smith and I used to work
together, and we got along really well. We
always said, ‘Hey we should do something
together.’ So this concept just kind of hit
us. You know how you think of things,
and you never take it and run with it? This,
I conceptualized, and then thought there’s
a tremendous need, let’s do it! It’s a new
FLL: When someone comes to you, is
there a standard way of handling meeting
Y.E.S.: It’s all customized. Everyone has
different needs and desires and ways of
interacting. Everything is customized to
FLL: How do you begin your relationship
with a client?
Y.E.S.: We meet with prospective clients
first, making sure they are comfortable
before writing the contract. We try to
assess clients and then accommodate
FLL: What is the essence of what you do?
Y.E.S.: We’ll do the research for you;
we’ll make appointments for you; we’ll
do whatever it is that makes life easier so
people can relax.
FLL: Can you identify some of the main
aspects of your working mission?
Y.E.S.: Making sure things get done in a
timely manner. Meeting the customers’
Just trying to get back to basics. And
relaxation. I just think it’s a good idea to let
some of the little stuff go so you can enjoy
the most important things. Our goal is to
take over some of your daily chores and
tasks so you can enjoy the most important
things in your life.
FLL: Can you outline a sample success
with a client?
Y.E.S.: For example, we had this client
whose house we were organizing. In one
corner she had stacks of recipes thrown in
a pile. So I got her a binder and titled the
front, and created a place to store all of
her recipes. She didn’t expect it, and she
FLL: That’s an important point
that makes you different from just
completing the tasks and jobs that
they asked for- she didn’t ask you to
make a personalized recipe book…
Y.E.S.: It’s sympathetic; it’s concern;
FLL: The human element is what
sets you apart…
Y.E.S.: In this area there is nothing
like what we do. We do it all. We
want to build long-term relationships.
FLL: To what do you attribute
Y.E.S.: Where there’s a will there’s a
way. Diligence. Building relationships,
networking- staying connected.
FLL: Do you use a specific pay scale?
Y.E.S.: $25/hr and $40/hr event
planning. We offer different packages
5 hrs week- 20 hrs week. Our costs
are reasonable enough that almost
anyone can use our services.
FLL: What do you find most
rewarding about your work?
Y.E.S.: When people are satisfied.
So you can actually make a difference
and impact people’s lives, help
eliminate people’s stress. It stresses
people out if they need to do
something and can’t. To make
people smile. FLL
Y.E.S. Concierge is located at 135
Treetops Drive, Lancaster PA
and can be reached at 866-442-
5413 or on the web at
Maia Cargas has a strong passion
for literature and art. She resides in
downtown Lancaster and can be
reached at firstname.lastname@example.org
Enjoy your life again with help
from Y.E.S. Concierge!
I married directly out of college and in
1982 was living outside of Washington,
DC with my husband, a new associate at
an important DC Law Firm. We had it all
– a beautiful home, two cars and a pretty
high-class lifestyle. Not bad for two kids
who’d grown up on the lower end of
After trying for several years, we accepted
that I was unable to have children and in
1985, my husband and I adopted our first
child, Joseph, from Korea. By 1988, our
daughter, Jessica, was with us and our
family, for a short time, was complete.
Unfortunately, things weren’t as pretty
as they looked. My husband worked
constantly in pursuit of a partnership at
the firm, and I was a stay-at-home mom
with an addiction to drugs and alcohol.
Despite our best intentions, my husband’s
long absences from the home and my
worsening alcoholism made a successful
My family dissolved when my son was
four and my daughter, two. I’d lost my
husband and everything for which we
had worked together for over ten years
to build. Although I was quick to blame
him for everything that had gone wrong,
it has become very clear to me that our
relationship would never have gone into
such a tailspin if I had been the wife and
mother I had needed to be. As a single
mother, I was completely ineffective. I
was unable to keep a job, had to share my
rented home with several other “troubled”
people and nearly had my children
removed from my custody by Children
Services in Virginia. I had alienated most of
my family members and my ex-husband
wanted nothing to do with me and little
to do with our children. I was on my
own – and a complete mess. The night
my children and I were picked up by a
van from one of the homeless shelters in
Washington, DC, I wanted to die. Because
of my choices, we were living a nightmare.
With a neighbor’s intervention and God’s
grace, I was able to get sober in 1990.
I didn’t stop drinking because, all of a
sudden, I thought it was a great idea. I
stopped drinking because, although I didn’t
care if I lived or died, I loved my children
with all my heart. I’d already lost most of
my life, but I would not lose my kids. My
children saved my life. With recovery came
my first glimpse of what it really means,
what it really takes, to be a mother. As
a recovering alcoholic, I was associated
this issue of Fine Living Lancaster we celebrate charity by recognizing the amazing
well-doings of Milagro House. To continue our efforts to give, we invite you the
reader to send your thoughts on charitable organizations; local, national or global, for
the consideration of other readers.
with a group of people who truly loved
me despite the mistakes I’d made in my
life. When I agonized with them over the
“wreckage of my past,” they simply told
me, “You never have to feel that way
again.” Years passed, I continued to work
on my new way of life, and slowly but very
surely, I became a better woman and, as a
result, a much better mother.
My life did not become a bed of roses
immediately after I stopped drinking. So
many things were broken; financially I
was a wreck, and my children and I had
to learn to live without the support and
love of a man who had been important
to us. Then, the most awful things I could
imagine came to pass. At eight months
sober, I fell asleep at the wheel of the car
I was driving and caused an accident in
which a twelve-year old boy lost his life;
the love of my friends and the help of
some very compassionate counselors kept
me from falling back into my old way of
life. A year and a half later, being violently
raped by a sex-offender who had just been
released from prison, brought me to my
knees. It hurt almost too much to breathe.
A brief, violent and abusive marriage was
the last straw; I had absolutely nothing in
the world but the children I adored. With
four years of sober living, my two young
children and a U-Haul holding everything
I owned in the world, I left Northern
Virginia and headed home to Pennsylvania.
I’ve worked in social services in Lancaster
since 1994, first as a drug and alcohol
counselor, then as a social worker at and
eventually executive director of another
shelter for homeless women and children
in Lancaster City. I had big dreams for the
women with whom I worked; and when
my vision became more than the Board of
the first shelter could deal with, I decided
to try something new. In 1998, with the
most amazing group of friends, absolutely
no funding, and a burning desire to share
the incredible miracle of my own transition
with other women in need, I started
Milagro House: Miracle House.
It’s been nearly ten years since we opened
our “door” on S. Christian St., and my life
has evolved at least as much as Milagro
House has. The children whose love saved
my life are now independent young adults.
After several years at Temple University,
my son is joining the United States Navy
and will be shipping out in February 2008.
My daughter is a second-year student at
the University of Massachusetts majoring
in, guess what? Psychology and Women’s
Studies. I am financially stable, spiritually
connected and amazingly happy. Milagro
House is my life’s work.
With time, compassion and guidance,
my life and my family have been restored
“Milagro House is a long term, education-based program committed
to restoring the lives of homeless women and children. We provide
shelter, support, and guidance to our families, promoting personal
integrity, self-reliance, and social responsibility.”
Making the decision to have a child is
momentous and precedes a totally new
and fulfilling way of life for most women. In
contrast, having a child without considering
what it really means, what it really takes, to
be responsible for another human being’s
life, can be a disaster. At Milagro House,
we work with women who have a history
of making decisions without considering
the consequences of those choices. We
focus on creating healthy, safe families
who, with education, guidance, hard work,
and love, are able to break the cycle of
poverty and dependence that has, for
many of them, been generational. We
serve mothers who are open-minded
and willing to try a new way of life, free of
the negative influences that have made it
impossible for them to succeed.
Women come to Milagro House for
many reasons. Some are recovering
from addiction; most of them have been
abused; all have been in relationships
that, rather than making their lives easier,
have made their lives and the lives of their
children, unbearable. Low self esteem,
little or no education, inadequate parenting
skills, and poor self discipline combine with
poverty to take these families to a place
where there is no safety, no security, and
no home. Our program offers women
and their families the time it takes to
achieve success. We offer the education,
counseling, and financial direction each
of them needs to escape the dysfunction
of their former lives and to become
independent women and nurturing
mothers. When they have finished our
program, those same women will have
learned to make reasoned judgments
based upon what is best for their families
rather than careless decisions based on
their own desires.
The statistics we have gathered, the
support of the many agencies with which
we work closely, and the high visibility
of our program over the years indicates
clearly that Milagro House is a program
that makes a difference in our community
as well as in the lives of the women and
children with whom we work.
Graduates of the Milagro House program
are working at law firms, at our local
hospitals and clinics, in doctor’s offices
and nursing homes, and as counselors,
teachers and lab technicians. They are,
literally, everywhere. Two staff positions
of seven at Milagro House are filled by
women who have actually gone through
and completed our program themselves.
One of the women has her Master’s
Degree from Temple University; the other
is finishing her Bachelor’s Degree.
In nine years, fewer than ten percent of
the women who have lived at Milagro
House for one year or more have
“relapsed” into homelessness. Those
women who do make a commitment
to our program – and a commitment to
change – gain the skills and determination
to support themselves and their children
and to manage their lives after they
leave the protective environment of our
program. They learn that never again do
they have to be in the position where
someone else’s decisions and behaviors
can leave them and their children without
a home, without food and clothing, and
without hope. The women who move
to Milagro House have the best possible
opportunity to succeed in the new lives
they have chosen for themselves. We
provide them with:
• A clean, safe place to live with their
children until they are fully prepared to
become, and remain, self-sufficient
• Food, clothing, and personal items until
they can afford their own
• An organized environment with
limitations and rules that promotes
responsibility as well as independence
• A focus on education and training that
will lead to sustainable employment that
pays a living wage
• A full-time teacher and volunteer tutors
to help them on their road to success
• Intensive, individualized counseling and
case management designed to promote
personal and spiritual change
• Parenting and life skills workshops
designed to promote successful
independent living and family harmony
A Short History of
Lancaster’s only creperie features delectible sandwich and dessert
crepes, homemade soups and salads, and a full coffee bar.
Takeout and Catering also available. BYOB.
* Seasonal drink and crepe specials. *
In Spring 2008, Milagro House will
celebrate ten years of service to the
homeless women and children of
Lancaster County and surrounding areas.
Our program was started in 1998 as a
long-term shelter for homeless mothers
and their children. Over the years,
however, Milagro House has evolved
and, while still a residence for women
desperately in need, we now operate as a
residential learning center for women and
Initially, Milagro House was located in one
rented row house in Lancaster’s 7th Ward;
the houses around us were condemned;
our neighbors were drug dealers, addicts,
and the homeless. Since 1998, Milagro
House has purchased seven additional
properties on that same block on South
Christian Street. Our facilities now include
room for seventeen families in our houses,
Continued on page 14
* * * * * * Open Tues-Sun | Open for dinner Thurs-Sat | 309-311 N. Queen Street | Lancaster PA | 717-399-3515
Continued from page 13
three apartments where families who are
ready to graduate from our program can
test their independence, and, in what used
to be a true corner “drug” store, a school
(the Milagro House Education Center)
where GED and Remedial Education
classes are taught. Before the end of
2007, we will open the doors to our new
Children’s Center – another incredible
gift from our friends and supporters in the
Lancaster community. After all these years,
we’ll be able to provide our own afterschool
study program for our kids. We’ll
have space for reading circles, science and
math clubs, movie night, and an arts and
crafts center. The Center’s backyard will
adjoin with our other properties on S.
Christian, and we will have a huge yard for
the kids, including a bike path, a basketball
half-court, and a new playground. As
we have had from the beginning, we
continue to run a give-away shop where
we distribute, at no cost to our neighbors,
donations over and above what our
residents need. The drug dealers never
visit our block; our street is quiet, peaceful,
Nine more families reside, dorm-style, at
our West End facility, the Stoudt Family
Center for Education on W. Chestnut
St. When we first announced our plans
for the Stoudt Center, there were those
in our new community who feared the
value of their properties would drop once
a “shelter” was in their neighborhood.
Milagro House won the support of our
West End community and the Lancaster
courts, and our families moved into what
used to be a fraternity house on the
corner of College and Chestnut. Happily,
most of our neighbors now stop buy with
donations or goodies for the kids. They’ve
seen that we are a good neighbor, and that
our families aren’t so different from their
All women living at our new facility are
attending our GED/Remedial classes or are
enrolled in post-secondary school (HACC,
Consolidated School of Business, Stevens
College, one of the Technology Centers,
Lancaster General School of Nursing,
etc.). Each woman who lives at the Stoudt
Center has her own computer with access
to the internet as well as the opportunity
to take advantage of the volunteer student
tutors from F&M and Millersville.
Milagro House has an annual operating
budget of approximately $480,000. We
are funded solely by the private donations
of the Lancaster Community – individuals,
social and service groups, businesses and
churches - as well as the grant monies
we receive from local foundations and
corporations. We hold fundraisers,
including our “Evening of Miracles” held in
the late fall, which add to our coffers and
bring new supporters to our program.
Milagro House does not solicit or receive
government or agency funding – a fact that
has allowed us to operate our program
without the strict guidelines and limits that
often accompany public funding.
In nine years, Milagro House has provided
services to nearly four hundred families
(including nearly one thousand children).
Women who complete our program are
welcomed back, whether they come to do
volunteer work or are in need of support
and counseling. Word of mouth and
referrals by area hospitals, agencies, and
rehabilitation services insure that we will
never lack for residents. We rarely have
rooms open for more than a day or two.
The success of our residents allows us to
operate a program that continues to grow
and improve at a steady rate.
We owe the success of the Milagro House
program to the overwhelming support we
receive consistently from the Lancaster
community. You provide our mothers
and their children with the food, clothing,
and shelter they require, as well as the
possibility of a future of which most would
never dare dream.
Milagro House is my dream. You are the
miracle that has made it happen. FLL
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thru February 17th
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For More Information • (717)-509-HITS • www.LancasterBarnstormers.com
My Lancaster is a new
ongoing feature that will allow
two Lancastrians to have a
spirited discussion about their
feelings about Lancaster. This
conversation could cover just
about anything from dining
to dancing, traffi c to weather,
anything goes! We are excited
to bring you these varied and
boisterous opinions. You may
agree; you may disagree, and you
may well learn something new
along the way. The one sure thing
is that it will be a great way to
enjoy some varying opinions.
We kick off My Lancaster with
Bill Puffer and Nancy Morris of
Puffer – Morris Real Estate. Bill
and Nancy have each been in
the real estate business for over
thirty years and have specialized
in the sales of Lancaster City
properties. Both live in the city:
Nancy in an artsy West Chestnut
Street townhouse and Bill in Old
Town in a very contemporary
conversion. We were delighted to
be a part of their conversation.
Nancy Morris: Bill, what do you think of all of the
development going on downtown?
Bill Puffer: I think it is a shot in the arm that will last for
years to come.
NM: What do you suppose was the catalyst of all of this?
BP: Interesting that you ask. Many people have the
perception that this has all happened in the last few years
when in reality, it has been happening for nearly thirty years.
NM: That’s true. And let’s face it; time really fl ies. But we
were doing a lot of residential renovations ourselves in the
70’s and 80’s and the momentum is continuing today.
BP: Think about all of the earlier renovations that took place
on the streets like Lancaster Avenue, West Chestnut, North
Charlotte, North Concord, East Orange, North Shippen,
Old Town, and numerous side streets.
NM: You know, there’s a wide spectrum of outstanding
interiors that are never seen from the street. We have
traditional and contemporary homes that are equal to
those featured in national publications, not to mention
the warehouse, carriage house, and former commercial
BP: Years ago, people discovered that one of Lancaster’s
greatest assets is the wealth of outstanding city residences.
Many of these represent excellent values today. If these
homes were purchased at today’s market value, and
equivalent renovations and up-grades were completed,
prices could easily be $100,000 - $200,000 or higher.
NM: Don’t forget all of the unique, small private yards
with custom landscaping, patios, decks, terraces and
BP: You’re right. One of the reasons that these homes are
growing in popularity is that many people are looking to
enjoy free time without the burden of hours and hours of
NM: Best of all, we are getting a broad range of new
residents—professional couples and singles, retirees, empty
nesters, and fi rst time home buyers. With prices rising to
the levels that they are today, it’s tough for some of these
folks to fi nd affordable housing. We are fortunate that this
city has a solid inventory of very good housing in the range
of $90,000 - $150,000. At the high end, properties are
selling as high as $1,000,000.
BP: We have talked about housing, but as you know, the
commercial vitality and development in the city has been
phenomenal. It’s the push in retail sales that has driven
much of the current prosperity. In addition, there’s the ball
park, the PA Academy of Music, Pennsylvania College of Art
& Design, the Quilt Museum, the convention center, new
restaurants and Gallery Row. On First Fridays, there are
up to 5,000 people who come downtown to the galleries.
Several large warehouse complexes have been converted
to fi rst class offi ce and business space, and both F & M and
LGH had a major impact on the northern quadrants of the
city with more construction planned.
NM: During the past thirty fi ve years, we have had a great
ride as the city has gone through several cycles.
BP: That’s right, and we have been right in the middle of it.
We both have had residences here for the entire time, and
our offi ce has been in the same location on West Orange
Street for about 27 years.
NM: The decision to stay downtown was a good one, even
though there have been very few real estate offi ces here.
BP: You know, I am surprised that the city hasn’t been
selected as one of the outstanding places to live in the USA.
NM: So am I. Let’s work on that.
American Fare with Flair
Featuring Fine Living Lancaster Signature Dish:
124 East Main Street • Ephrata PA, 17522
(717)738-2711 • www.lilysonmain.com
Meet the ChefBy
Sue Barry and
Micah Webster of Molly’s Pub
Molly’s Pub, established in 1989, is
nestled in downtown Lancaster near the
newly renovated Musser Park. Here at
253 East Chestnut Street you will find
a cozy neighborhood pub atmosphere
with delicious foods and smiling faces.
Open the forest green front door of this
historic brick corner building, step inside,
and prepare yourself to be welcomed
by “The Friendliest Pub in Town.”
Big juicy burgers and traditional Irish
pub dishes are staples at Molly’s. Chef
Micah Webster is “sticking by the tried
and true–simple things that taste good
and that are done very well.” Micah
contributes a little ingenuity of his own
as he faithfully prepares these dishes and
more... a touch of personal creativity
Molly’s burger selection and classics
section on the menu show a taste of
the reasonably priced quality meals
that Molly’s has to offer. One favorite
is the Black Dog Burger that is soulfully
sautéed with onions, green peppers,
barbeque sauce and Muenster cheese.
A flavorsome choice from the Classics
section is The Molly Cristo. This original
batter-dipped bread topped with
smoked turkey, bacon, tomato, and
Muenster cheese is served with a side of
raspberry dipping sauce.
The open-faced melts are sure to
curb your hunger for a mouthwatering
sandwich. The Chestnut Street Melt
with smoked turkey, roast beef, tomato,
and ranch dressing is a local delight.
If you really want to absorb the pub
feel, enjoy Molly’s Homemade Irish
Stew with tender beef and large root
vegetables or Molly’s Homemade
Shepherd’s Pie, a vegetable and Black
Angus sirloin medley capped with rich
Chef Micah Webster’s philosophy on
preparing Molly’s Pub cuisine is to keep
it delicious yet affordable enough that
couples, friends, and families can go out
on a regular basis. He feels Lancaster
has recently seen an influx of highend
restaurants that are shooting for
a market of $25 to $50 a plate. Micah
thinks it is nice to have those options
locally for special occasion dining, as
well as spots like Molly’s that provide a
comfortable and affordable dining place.
Regulars at Molly’s Pub love the
Thursday night meatloaf special. Chef
Micah admits, “It’s really basic, and it
really drives me nuts, but they love my
meatloaf. They said it is hands down the
best they ever had in their life!” One
patron already bought a whole meatloaf
to take home and serve for a party.
Micah Webster holds over ten years
of experience in his prominent line
of work. Recently he took part in
the Sauerkraut Competition for
the James Buchanan Foundation in
Lancaster. This talented local chef
facilitates a wide range of interests in
food from preparing sashimi tuna and
tofu to cooking Thai and French style
foods. Micah enjoys cooking at home as
well as at work. Cooking serves as both
a job and a passion for Micah. Just ask
his girlfriend; she can surely attest to his
Micah is thrilled to have carved his niche
in an already established fine eatery.
“I couldn’t be happier here. The staff
and owner (Anthony Maglietta) are a
wonderful team to be a part of.” Micah
values the respect he is subject to at
his workplace, which only furthers his
strong desire to create pleasing fare to
tempt the palate of his loyal customers.
Travel upstairs at this cheery pub, and
you will find Molly’s On Top Martini
Bar and Lounge. This relaxed, yet
energy fused, second level sports a
contemporary decor and entertains the
crowd Wednesday through Saturday
nights with a live Disc Jockey. A Molly’s
event calendar can be viewed at www.
mollyspub.com. In warmer weather
the cliental can enjoy Molly’s outdoor
upstairs deck seating as well.
Anthony is in the process of renovating
the property next door and expanding
Molly’s on Top features a martini bar, contemporary decor, and a
live DJ Wednesday through Saturday.
Head Chef Micah Webster in front of Molly’s Pub; “The Friendliest Pub in Town”.
Molly’s Pub. The small kitchen will be
replaced with a brand new, commercial
size kitchen, which delights Micah.
There are also expansion plans for
Molly’s on Top Martini Bar and Lounge
on the second floor. Along with the
new and exciting changes at Molly’s Pub,
keep an eye out for a new menu.
Despite changes to the restaurant or
a revamped menu, traditional Molly’s
fare will prevail. Regarding the Molly’s
favorites on the menu, Micah says,
“They will always be there; they have to
be there.” Tradition and quality service
will always be two key ingredients to the
success of Molly’s Pub. FLL
Molly’s Pub is locasted on the corner
of East Chestnut and North Shippen
Streets in Downtown Lancaster.
253 East Chestnut Street
Sue Barry has had original recipes published in
national magazines and for several years she
wrote articles on food and restaurants for a
Dauphin County publication. She is employed
by Lititz Borough as Borough Manager.
Maia Cargas has a strong passion for literature
and art. She resides in downtown Lancaster and
can be reached at email@example.com
Log onto the brand new
and every week you will be
treated to a new “fi ne fi nd.”
It could be a delicious dish,
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hot spot or anything to
make your life a little fi ner!
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Jim Cramer is Not from Lancaster!
By Mark Pontz
On a recent Wednesday
morning, I was invited to
speak about mortgages in general, and all
of the mortgage news in particular, to the
Rotary Club of Lancaster South. Prior to
speaking, I was enjoying a lovely Willow
Valley breakfast and becoming acquainted
with some interesting new people.
During this time a Rotary member asked
me, “Did you hear what Jim Cramer said
on the Today Show this morning?” For
those of you not familiar, Mr. Cramer
a successful stock trader, is the host of
Mad Money, a stock trading and investing
show appearing nightly on CNBC. His
frenetic and boisterous style has attracted
a strong following and the show is fun to
watch if you enjoy loud, over the top,
unfl inching opinions as entertainment.
Apparently, when Mr. Cramer was a
Today Show guest that morning, the
conversation was predominantly about
the Real Estate market. Mr. Cramer, in
speaking with host Matt Lauer, asserted:
“You should not consider buying a
home for at least a year”! This comment
certainly set off a lively conversation
at the Rotary meeting that morning
and subsequently in the media as well,
prompting a return visit for Mr. Cramer
to the Today Show to be challenged on
his comments by several Real Estate and
fi nancial professionals. Needless to say,
most of them did not agree with him.
That is the side of the table that I, and
likely anyone who lives here in Lancaster,
will sit on. Broad and sweeping
comments such as Mr. Cramer’s only
serve to unnecessarily infl ame people’s
fears. His comments do make sense in
some markets of course. Take a market
such as Las Vegas, for example. In Las
Vegas rampant Real Estate speculation
has resulted in condominiums sitting
empty, having been purchased by
speculators for rapid resale at a profi t
and now not able to be sold, as the once
red hot Las Vegas market has cooled
to normality. But, Las Vegas is not
Lancaster, and Jim Cramer does not live
The many factors that make Lancaster
such a desirable place to live also offer
some insulation from the Real Estate
woes being experienced by much of the
nation. Strong employment, low crime
rates, and a strong and growing economy
keep our housing market in positive
territory as much of the nation is seeing a
slowdown and in some cases, a retreat in
What I have seen during the last several
months and what my past experience
indicates is that the home values in
Lancaster County will remain steady
with normal appreciation. Homes that
were purchased in the last year or two
have not only maintained their value, but
have grown in value at a reasonable rate.
Currently, local appreciation of homes
is being seen at a rate of three to fi ve
percent annually. True, for several years
we were seeing greater appreciation,
sometimes in excess of ten percent, but
this appreciation was a phenomenon that
could not sustain itself indefi nitely. What
we have now is a normal market, not a
slow market, just a normal market with
traditional appreciation and an average
amount of homes being sold.
What does this mean to you if you
are considering buying and or selling
a home? When you are selling your
home, it may be on the market for a
few weeks before being sold. Again, this
time frame is normal and should be of
helping women put together a wardrobe
that fi ts their lifestyle
casual / career / evening
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Because You’re Worth It!
717 581 0550 or
no cause for panic. The most important
factor in the new and normal market is
to solicit and heed the advice of a Real
Estate professional. Now is the time that
properly pricing a home for sale is crucial,
as overpricing can cause your home to
be overlooked by potential buyers. As
you are looking to purchase a home,
you will likely not be competing against
fi ve other offers on the home, causing a
bidding war and driving the price of the
home skyward. Keep in mind though,
that very few homes are in “fi re sale”
mode and offers that are substantially
below a fair market price will likely be
rejected or even left unanswered. All
in all, the Lancaster County market is
moving along nicely.
So I will close out this issue’s column with
a challenge to Mr. Jim Cramer; if you
are concerned about Real Estate values
Mr. Cramer, perhaps you may wish
to purchase a home here in Lancaster
County? Perhaps something in Bent
Creek (he is a celebrity after all). FLL
Mark is a V.P. with Arlington Capital Mortgage
on Oregon Pike in Lancaster. He can be
reached at 717-475-4444.
❄Is it that time of year already? Hard as it may be to
believe, the holiday parties and plans are already in
motion. Have you made your New Year’s reservations
yet? It is never too early to set your plans for the
big events over the holiday season. But the eternal
question remains: what should you wear?
We wanted to help make that decision just a bit
easier for our female readers. And so, we offer the
following pages that include the winners from our
Fashion Plates contest of last issue and an additional
pair of fashion forward females to help you with some
ideas for your holiday glamour.
Our models came to us from all walks of life, and we
were delighted to learn a little bit about each of them
as they were fitted for their individual fashions and
during the photo sessions. We are confident that you
will enjoy getting to know them as well.
Our good friends at Pappagallo, Warren Jewelers, The
Worth Collection, and Zanzibar brought out some
fantastic fashions (and some diamonds of course), and
the elegant ladies of Avanti Salon provided the hair
and makeup styling.
So, as we go off into the sparkling world of fashion
and the holidays, we wish you health, happiness, and
of course, high fashion!
Fashion Subject: Jenna Collins
Not just a pretty face, our cover model, Jenna
Collins comes to us as a recent graduate of
Millersville University with a Bachelors of
Education. After experiencing her energy and
enthusiasm, it came as no surprise to us that
Jenna completed her four year degree in just
three years. Not only did she graduate in record
time, she helped to subsidize the cost of her
education by competing in beauty pageants!
Nothing less than the best for a beauty queen,
so she was dressed by Pappagallo, off for hair
and makeup at Avanti Salon, and she was
draped in nearly one hundred thirty thousand
dollars in diamond jewelry by our friends at
Warren Jewelers! We think that the diamonds
were just the perfect compliment to her
Provided by Pappagallos:
❄ Dress: Nicole Miller blue strapless
Provided by Warren Jewellers:
❄ Jewelry: Hearts on Fire necklace, braclet,
Hair and Makeup Provided by Avanti Salon
Are you originally from Lancaster?
No, I’m a Lehigh Valley native – born and raised
in Nazareth, PA. I ended up in Lancaster for
college. I transferred to Millersville University
my sophomore year, and I love the area. It has
become a second home for me.
Tell us about your family:
My family is incredibly unique and wonderful. I’ve
been fortunate to have two sides to my family
that are complete opposites. One side is very
loud and outgoing while the other side is very
quiet. It’s amazing how I have seen the two sides
develop in me as I’ve gotten older. Over the last
year or so, I found a second family in Lancaster.
My voice teacher has become my big sister, and
my cooperating teacher from Student Teaching
and her family have become a Mom, Dad, and
little sister to me. “Family,” I’ve learned, is
something that is almost impossible to define.
So, nearly one hundred thirty thousand dollars in
diamonds, how did that feel?
I was completely overwhelmed with the whole
experience, and the diamonds were the icing
on the cake – expensive icing. I also just tried to
enjoy it because, as a teacher, I knew that it was
probably going to be the closest I am ever going to
get to that amount in diamonds in my whole life.
What do you think your students
will have to say about your “cover girl status”?
My students are excited to see the magazine!
They keep asking to see it! I guess it’s just one
more thing that makes me the cool teacher.
Fashion Subject: Marie Barlow-Martin
Marie comes to FLL as both a fashion and musical
diva! She breezed in to the photo shoot with
several outfits from the Worth Collection and
quickly settled on the outfit you see here. After we
listened to her lilting voice on her website, www.
mariebarlow.com, we were torn on whether to
advise her to follow the music or pursue a modeling
career. Either way we were the winner to have her
grace our pages.
Provided by Worth Collection:
❄ Jacket: Parchment leather jacket
❄ Shirt: Voile paisley shirt
❄ Pants: Pine suede Kiera pant
Are you originally from Lancaster?
No – I’m an Air Force Brat, but my
family claims to be from California since
that’s where we lived the longest.
Tell us about your family:
No kids (except the furry ones) and my
husband is Gordy Martin – an executive
with Menchey Music, and we also work
hard at a music ministry together.
Tell us about your music:
Gordy and I do special concerts all
over the country at churches, camps,
retreats, conventions, etc., etc., etc.,
that are marriage and family oriented
and tell our story through music. We
also do a lot of women’s retreats where
I minister through music to the women
in attendance, and we have been asked
to be speakers at couples’ events as
well. We recently went to Nashville
where we are working on our fourth
album which will be out in May.
Tell us about the Worth outfit you
It’s just luscious, isn’t it?
What do your friends and family
have to say about your new
They are now convinced I’m a diva and
keep telling me not to forget the little
people when I’m famous! My mother
and my cat, QE, are not impressed.
Fashion Subject: Kim Ginder
We were at Pappagallo picking out the dress for
our cover girl Jenna when from out of a fitting
room stepped this lovely woman in a fantastic
dress. After speaking with Kim, we found out
that she was shopping for a dress for her sister’s
wedding. We could not resist inviting her to show
off the dress here in our holiday issue and who
knows, maybe this photo will end up in her sisters
Provided by Pappagallos:
❄ Dress: Kay Unger black with platinum
double “V” neck evening gown
Hair and Makeup Provided by Avanti Salon
Are you originally from Lancaster?
Born and raised!.
Tell us about your family:
I have a wonderful husband, Steve, who
is an electrician for Gooseworks Inc.
and two beautiful daughters Madison,
6 years old and Hailey who is 3, and a
yellow lab named Nilla, she’s 4.
Where do you work?
I am a Registered Nurse at Campus Oral
and Maxilofacial Surgery at the Health
Campus in Lancaster.
How do you like your dress, was it
a hit at the Wedding?
I absolutely LOVE this dress. It was
so comfortable all day long, and I felt
very elegant in it. I received many
compliments at the wedding, and
everyone thought it was very beautiful.
I didn’t outshine the bride though... she
What do your friends and family
have to say about your new
They were all very excited for me and
my husband, was very proud. I think my
mom told everyone she knows. I could
really get used to a job where you get
pampered with hair and makeup and get
to wear beautiful clothing. Scrubs aren’t
exactly figure flattering. I had a great
time; thanks for the opportunity!
Fashion Subject: Roxanne Foura
Roxanne Foura’s mission as a massage
therapist is to make sure that
everyone feels as good on the inside as
they look on the outside. If this photo
can be used as proof of that then she
must feel fantastic!
Provided by Pappagallos:
❄ Top: Hale Bob crushed velvet tunic with elastic bottom
❄ Jeans: Seven for all mankind-denim jeans
❄ Shoes: Farlyrobin shoes with robin cutouts on front
Provided by The Beaded Daisy:
❄ Necklace: Handcrafted necklace with a polished natural
stone pendant, mixed with shades of brown faceted glass
beads, polished stone and speckled glass beads
Hair and Makeup Provided by Avanti Salon
Are you originally from Lancaster?
Tell us about your family:
I am happily married to Jason
Foura, and we have a 9 month old
son named Quinn. We have 2 dogs
Frankie and Jake.
What is the most rewarding
part of your job?
As a massage therapist and spa
owner, I work in a completely
stress-free environement. My
clients are as happy to see me as
I am to see them because they
know that they will leave feeling
better and more relaxed than
when they arrived!
Now that you have experience, any
advice to aspiring fashion divas?
If you can laugh and not take
yourself too seriously, you’ll be
delighted with the results.
What do your friends and family
have to say about your new
They are amused and hope that
I’m on my way to making my
Fashion Subject: Lisa McElroy
Lisa comes to us from the Anesthesia
Department of Lancaster General. She is a
recently minted Nurse Anesthetist after a
long career in Nursing and as you will read,
does not have much opportunity for fashion
in her work life. We were delighted by her
enthusiasm and easy going nature. Maybe
after this photo circulates through Lancaster
General, they will change the dress code and
switch to designer scrubs!
Provided by Zanzibar:
❄ Top: Polyester blend crinkle
blouse by Neesh
❄ Skirt: Polyester blend crinkle
❄ Necklace: Semi precious
stones by Devi
Hair and Makeup Provided by Avanti Salon
Are you originally from Lancaster?
Born and raised in Ephrata.
Tell us about your family:
Married for 20 years to Jay, the most
wonderful man in the world! Three
children, Alex-17, Colleen-15, Wes-
13. Two dogs, four cats, a rabbit and
very understanding neighbors!
How much room for fashion is
there in Medicine?
Ha! I wear scrubs all day, every
day. However, when the CRNA’s
socialize, we do tend to “put on the
Ritz,” especially at holiday times.
What was your most fashionable
Many years ago, the cardiothoracic
surgeons had a holiday ball at the
Hamilton Club. Unfortunately, I
was 7 months pregnant. Back then,
high-end fashionable maternity
wear was nonexistent, so I bought
a beautiful cream-colored silk suit
with satin lapels at our local thrift
shop. I actually looked pretty good
for 20 bucks!
What do your friends and family
have to say about your new
Everybody I told about the shoot
was very excited and told me to just
have fun. So I did!
Lunch with the Superintendent:
A Delicious Conversation with Dr. Brenda Becker
Talking it up with Brenda about her new position in Hempfield School District and
future plans for moving forward with sensational education.
Our latest Lunch was with Dr. Brenda
Becker, Superintendent of Hempfield
School District. Brenda is a forward
thinker whose passion for life in general
and education in particular was contagious.
We met at The Press Room in downtown
Lancaster on a recent sunny Saturday
where she shared her thoughts about her
new position, her goals for the district, and
her views on education in general.
FLL: After a President takes office, there is
a commentary about the first one hundred
days in office. Tell us how you are feeling
about your first one hundred days.
BB: I hit the ground running and have
been running hard ever since. I have
been meeting with lots of stakeholders
– community members, parents,
school board members, administrators,
professional staff, and support staff – to
learn about the history and culture of the
district. Fortunately, having lived in the
district for 24 years, being a parent of two
HSD graduates, and having collaborated
with a number of administrators and
teachers from the district in the past,
I didn’t come into the position totally
unaware of the district. At this point, I am
working to learn what we are doing well
and where we face challenges and need
to do better. I have been very impressed
with the work ethic and loyalty of district
employees and equally impressed by
community members who find ways to
partner with the district.
FLL: Tell us about your future plans, both
immediate and long term for the district.
“At this point, I am working to
learn what we are doing well and
where we face challenges and
need to do better.”
BB: The immediate plans are to continue
listening and learning while ensuring we
are moving forward. The high school
has already completed the school
improvement plan that was necessary for
failure to make Adequate Yearly Progress
for all sub-groups of students and to be
proactive; all of our buildings are currently
working on school improvement plans.
This process provides a mechanism to
analyze student achievement in each
building and devise action plans to address
challenges that are faced. Another major
endeavor we are working on this year
is our strategic plan. The new process
for strategic planning coming down
from the PA Department of Education
encompasses individual plans for Chapter
Four, educational technology, induction,
professional education, and special
education. They must be integrated and
based on data. Long term plans include
looking at all of our programs to evaluate
what is working and what is not; looking
at our organizational structure, policies,
and procedures to determine how we
can become more efficient; providing for
smooth transitions as we are welcoming
new administrators and school board
members; and identifying and pursuing
creative funding streams to reduce the
burden on our taxpayers. Focusing on
student achievement and welfare are
always at the top of our list.
FLL: Hempfield encompasses a large
geographic area and therefore has a larger
than typical student population. What
unique circumstance does this present?
“Focusing on student achievement
and welfare are always at the top
of our list.”
BB: We do have a large and very diverse
student population, which both enriches
us and provides some unique challenges.
With 2400+ students in our high school,
we are working on strategies to provide a
more personal experience for each of our
students to ensure no students are “falling
between the cracks.” Our high school is
actually larger than some entire districts.
We provide a wealth of student activities
and clubs for students to get involved with
and connected to each other. Throughout
the district, many programs are held
to promote appreciation of cultural
diversity, with our number of English
language learners growing each year. We
are finding that more of our incoming
English language learners are coming with
limited to no English skills, which means
we must provide more time for these
students in English as a Second Language
(ESL) classes, translating into more staff
members. We also work to provide
consistency across our programs so that
what students know and are able to do in
one elementary school is the same as at
our other elementary buildings.
FLL: We hear all the time about school
districts losing programs and or services
due to lack of funds. Is there any such
concern for HSD?
BB: We are always concerned about
our ability to sustain our programs in the
district. Unfortunately, the state has not
managed to provide any real reform when
it comes to providing funding for public
schools across the Commonwealth. In
previous years, the state provided about
50% of the funding for public schools.
Today in Hempfield, approximately 75%
of our funding comes from local taxpayers,
with only about 25% from the state and
a very small amount from the federal
government. Many of the mandates
coming to us from both Washington and
Harrisburg do not have funding attached,
which means we must either raise taxes
on local homeowners or possibly reduce
our programs. We are trying very hard
to work on additional funding streams so
that we don’t have to put the full burden
on our local taxpayers. We are very
conscious of the fact that many of our
taxpayers are on fixed incomes, and all of
us have escalating bills due to increased
energy costs. Of course, when costs for
energy and fuel go up for homeowners,
they go up for us in the district as well.
FLL: Tell us about some of the alternative
BB: Probably best known is the
agreement the district entered into with
Market Street Sports Group to provide
naming rights to some district venues in
exchange for funding over a three year
period. In addition, we are working to
grow our catering business, and our child
nutrition department provides meals for
other educational institutions. Our print
shop completes printing jobs for school
districts and other entities. We are also
exploring some additional initiatives, but
they are not far enough along to make
FLL: It sounds like they should change
your title from Superintendent to Chief
BB: That isn’t too far from reality.
Running a school district today means
you have to be able to handle employee
relations and negotiations; construction
projects, facilities, and maintenance;
compliance issues with both Harrisburg
and Washington; public relations;
politics; budgets, grants, taxes, and
innovative financing; athletics and fine
arts; community partnerships; certification
issues; transportation; safety and security;
professional development; instructional
and operational technology; health and
wellness initiatives; and a little weather
forecasting. This is all in addition to our
primary job of ensuring a quality education
to each and every one of our students.
Unfortunately, fewer and fewer people
are seeking administrative positions in
education, which makes me concerned
about the future of public education.
Thankfully, I love my job, and I have a very
supportive husband who doesn’t get to
see me very often.
FLL: Speaking of your husband, tell us a
little bit about your background and family.
BB: I am the oldest of five children
who grew up in the city of Lancaster. It
is because of the excellent education I
received and the outstanding teachers
I had in the School District of Lancaster
that I decided to go into education. My
father was a high school dropout, and my
mother was the only one of six children
who graduated from high school. I did
not come from an educated family, but
my parents always instilled in all of us
the importance of education. Another
lesson imparted to all of us was that
whatever path we chose to pursue, we
needed to give it our all. I lost my father
this past spring, and I still have so much
I wanted to share with him. My mother,
sister, one brother, and step-daughter
live in the district. One brother lives in
Elizabethtown, and the youngest brother
is in Boston. I have two children who
are both Hempfield graduates. My son
is working in the restaurant industry
in Charlotte, NC, and my daughter is
married and living in Elizabethtown. She
is still performing at Ephrata Performing
Arts Center after receiving some terrific
training in theatre and music at Hempfield.
I’ve had a number of nieces and nephews
graduate from Hempfield, as well and
still have one niece at Centerville Middle
School and a grandson at Hempfield High
FLL: It seems as if you were fated for this
position, and it certainly sounds like the
district is in sound and caring hands. As we
wrap up, is there anything that we have
not covered that you would like to share
with our readers?
~ Apparel & Accessories
~ Fine Toiletries
~ Exquisite Candles
~ Greeting Cards
BB: The challenges faced by today’s public
schools are a far cry from the experiences
I had during my public education as a
student. Because most people have
experience in schools, they believe they
understand what we deal with on a day to
day and year to year basis. Ten years ago
their assumptions may have been correct,
but the scenario today is far different.
Schools become a microcosm and reflect
what is happening in the overall society.
Today we must be concerned about
everything from suicide to obesity, from
armed intruders to gangs and significant
physical and emotional challenges of our
students. Overall, I believe the district
and community are blessed to have so
many caring individuals who go above and
beyond on a regular basis to benefit our
students and community.
We work very hard to earn the trust of
our parents and guardians in the way that
we safeguard and educate their children.
Although I believe we do many things well,
there are always areas in which we can
and are intent to improve. Most important
is the need for productive communication
among stakeholders. I welcome parent
and community collaboration so that we
can be an effective and vital contributor to
the greater Hempfield community. As for
priorities, for me it is still all about the kids.
FLL: It certainly sounds like HSD will
be meeting those challenges with
enthusiasm with you leading the way.
Thank you for your time and for having
lunch with us today.
BB: My pleasure!
In store fashion show –
First Friday December 7th
“As for priorities, for me it is still
all about the kids.” 21 West King Street • Lancaster • 390-2868
M-Th: 10-5, F-S: 9-5, First Fridays till 8
Find Bernard’s at Brighton to soothe the
holiday stress. Located in the Brighton
development on Fruitville Pike directly
across from Bent Creek, Bernard’s is
an oasis of relaxation. A full service spa,
they offer a wide variety of treatments to
refresh and rejuvenate you. You no longer
need to fi ght for an appointment at the
Spa at Hotel Hershey (no appointments
on weekends unless you are staying in
the hotel!), Bernard’s at Brighton offers
everything you want right here in Lancaster.
Bernard’s at Brighton
1325 Brighton Avenue
Lititz, PA 17543
Below: Commemoritive tile of Bernard
What to Buy...
FM97 on air personality dreams
of the perfect Holiday gifts.
By Maia Cargas
‘Tis The Season...
It may seem that
one must travel
to distant lands or
larger cities to shop
successfully for the
quality, high fashion,
one-of-a-kind items and
more can be found within
city-limits. The answer to
where to shop and what to buy
is actually only miles away. You
just have to know where to look.
So here is a guide to help you
fi gure it out, and enjoy
what the holidays
are all about...
refl ect product listed.
Mom will cherish a plush pair of slippers by Goody
Goody from Lancaster’s Zanzibar Romancing
Your Senses located at 21 West King Street. This
season Zanzibar is expecting their lavish slippers
constructed from gorgeous fabrics and embellished
fl owers, to be a top-seller. These women’s slippers
in sizes small, medium, and large are so soft to
wear that your wife, mother, girlfriend, daughter or
any woman that you care about will treasure the
comfort. Zanzibar’s Goody Goody slippers create
contentment and relief with a sense of style.
Perhaps Mom’s fancy shall be met by the art of
food and wine. You can never go wrong with a gift
certifi cate to Lancaster’s Strawberry Hill Restaurant
situated at 128 West Strawberry Street. Allow her to
enjoy the local fl avors from Lancaster City’s market
that are incorporated into the assorted menu.
She will revel in the relaxed sophistication, fi ne
modern American cuisine, and vast compilation of
wines from around the world.
You can undoubtedly fi nd many treasures for Mom
from Linen’s & Things. I suggest the Wallet Pix, a
tiny digital photo album that stores 58 wallet-sized
photos. The little contraption is the size of a credit
card and will rest comfortably in her wallet. Mom
can now show the latest pictures of the kids or
family at the touch of a button. No more outdated
and tattered school pictures in her purse.
Mom might not be the number one electronics
fan on your list, but she will surely appreciate a
portable DVD player from Circuit City. I suggest the
Toshiba 10.2 inch Portable DVD Player that can be
powered through your car. This convenient device
could be her ticket to a more relaxing trip to the
beach next summer.
➺* Photos do not necessarily
Pappagallo is a smart and savvy shopping
destination for the husband looking to surprise his
wife with quality comfort and irrefutable style. The
luxurious zip-hoodies are a must-have this season.
No woman would say no to a comfy cover-up that
looks good as well. Papagallo also offers posh
robes by Barefoot Dreams. Her dreams will come
true after slipping into this cozy wrap during fast
approaching cooler days. While shopping at this
fi ne boutique on 28 West Orange Street, be sure
to check out the select handbags and distinctive
artisan jewelry as well.
Perchance you can make her smile with a
brighter smile. Christian Silvaggio Cosmetic
Dentistry offers gift certifi cates for their teeth
bleaching procedure. Only one visit of two
hours will brighten her pearly whites six to
eight shades whiter.
A jewelry box from Higashi Pearls & Fine Jewelry
is a must-have. The simple yet stylish box is
handcrafted exclusively at Higashi. After selecting
a jewelry box, check out the Judith Ripka line of
jewelry. Yellow gold, smoky topaz, green amethyst,
canary yellow, and pearls are hot for the holidays.
“Time is on my side” for Mick Jagger...
unfortunately not many moms could agree. Give
the gift of time by offering a gift certifi cate from
Y.E.S. Concierge. This local service will make life
easier and more relaxing by taking over some
of her daily chores and tasks. A few hours of
relaxation might be just what she needs after
another busy holiday season.
Zanzibar offers fi ne leather gloves for the man in
your life. These gloves are available in twelve styles.
If you really want to put a smile on his face, hook
him up with a custom home theatre system from
GNT Audio/Video. You could never, ever go wrong
with a customized audio fi tting so he can watch
the games and enjoy the latest blockbusters with a
personalized fl are. As for selecting the television,
LCD high-defi nition format televisions remain a
very popular choice.
If extravagance is your goal, explore the sporty C30
coupe at Stadel Volvo. This mean machine is small
and personal, aiming to equip the specifi cations
of its lucky driver. The XC70 is also popular this
season. This family friendly crossover vehicle is
concerned with safety, security, and convenience.
Another lavish vehicle to look at this holiday is
the Mercedes CLK350 mid-size convertible. This
luxury vehicle is built for year-round enjoyment.
The heated rear window guarantees comfortable
handling through the seasons. The bold freethinker
will certainly enjoy this invigorating new ride.
Find something special at Warren Jewelers that only
a sister could choose. First of all, you will be pleased
with the receptive service that you discover as you
walk into this fi ne jewelry store at 1490 Harrisburg
Pike, near Park City Center. A pair of beautifully cut
Garden Flower Drop earrings by Hearts on Fire is a
phenomenal pick. Your sister with the green thumb
will look stunning in these elegant earrings where
diamonds are organized in a fl oral arrangement.
The Amorous Journey Heart Pendant in 18kt
white gold is another lovely stylish gift that Warren
Jewelers has to offer.
A gift certifi cate to Briala Bodyworks at 407 West
Chestnut Street is a hip gift idea. Your sister will love
a private yoga or Piliates session with Briala to start
the new year right. There is also Evolution Power
Yoga at 447 North Mulberry Street. Evolution offers
day and evening classes in beginner, advanced, and
instructor levels. Private lessons are also available.
Give your sister the power to harness inspiration
while exercising her body and mind.
An additional idea is a fl ashy digital camera from
Circuit City. I suggest the top-rated 7.2 megapixel
Casio EX-Z75RD in red. This sleek camera is
equipped with anti-shake DSP, Best Shot mode, and
34 programmed settings to ensure the perfect shot.
This gift is the perfect tool for capturing the joys of
Good food never fails the hunger of man. Treat your
brother to a gift certifi cate to Jethro’s Restaurant &
Bar located on 659 First Street. This comfortable
space features an ingenious array of contemporary
American cuisine. For starters I suggest the smoked
trout or sautéed calamari. The evening must be
fi nished with the unbelievable homemade crème
caramel. This hidden gem boasts an eclectic menu
and intimate setting.
Another restaurant that your brother may enjoy is
Refl ections Fine Food and Spirits located at 1390
Oregon Road in Leola. The Refl ection’s friendly staff
will provide a warm welcome. He will certainly fi nd
something tasty from the assorted menu of seafood
and steaks to vegetarian plates.
If your brother is a sports fan, consider purchasing
season tickets for next year’s Lancaster Barnstormers
baseball season. There are different packages from
which to choose; dugout, fi eld, and game fi eld box
seats are available. Maybe you can buy him some
peanuts and cracker jacks too.
Impress your friend with an original Christiane
David painting. You will certainly enjoy your
shopping experience as you stroll through the
Christiane David Gallery at 142 North Prince Street.
Pick one of her brightly colored masterpieces to
bring some joy into the home of your dear friend.
Prints are also available, and Christiane will work
Another thought is a unique accessory from Village
Boutique Jewelry and Accessories located in the
heart of Neffsville at 14 Meadow Lane. Something
special that will catch your attention is the fi ne jewelry
collection or casual fashion jewelry. The Butler Bag
(the world’s 1st Compartmentalized Handbag) is an
excellent gift idea. This bag, locally found only at
the Village Boutique, is a unique tote that organizes
everything. Internal compartments make it a synch
to fi nd what you are looking for. The convenience
achieved by this practical yet fashionable bag is
unparalleled. The sleek, hand stitched leather bag is
available in two sizes and six colors.
Your culinary friend who enjoys hosting dinner
parties may be pleased with the Hershey Kiss
Fondue Set from Linens & Things on Fruitville
Pike. When not hosting a party, she can use it as a
cute container for candies. It could also store the
chocolates destined to melt into a creamy dipping
experience at the next holiday bash.
Perhaps you have another important person on your
list that would value an original oil painting, pastel,
or ceramic piece. Take a look in The Living Light
Gallery on 150 North Prince Street where the art
connoisseur and talented entrepreneur Pat Renna
will most likely greet you. Maybe your friend would
appreciate the classic realism in James Sulkowski’s
paintings. Manfred Heine-Baux’s bold and vibrant
application of color offers brilliant creations. An
original painting is a gift that will last a lifetime. It
grows with you as the construction of the media
slightly changes over time.
Strawberry Hill offers the unique option of supreme
gift baskets. The customized baskets contain
anything and everything from Long’s Horseradish to
holiday ornaments created by the pastry chef. The
baskets proudly secure items from local businesses
and establishments. Distinctive Strawberry Hill
wine glasses and shirts may inhabit a gift basket,
which can be picked-up or delivered by mail for
convenience during this hectic time of year. The
feature of personalizing their gift baskets gives
Strawberry Hill an added bonus to an already
established fi ne dining spot.
Friends from out of town will be grateful for the
gift of comfortable quarters for premium lodging.
Go no further than the Lancaster Arts Hotel. The
Arts hotel offers a variety of special packages
such as the ‘Brewmaster Package’ and ‘Meet the
Market Master Package’ to guarantee a distinctive
stay. Gift certifi cates for the Arts Hotel’s John J.
Jeffries Restaurant will provide an exceptional
American Cuisine dining encounter. Your guests will
certainly appreciate the unique style and luxurious
accommodations at this select setting.
For a small gift, present your out-of-town friend or
family member with Wilbur Buds from The Wilbur
Chocolate Company at 48 North Broad Street in
Lititz. One or fi ve pound bags are available as well as
5.5 ounce 24 count cases of milk or semisweet buds.
These outrageously delicious chocolates are dreamy
treats that originate here in Lancaster County.
A gift certifi cate to a noteworthy restaurant is
always a good choice for a boss or co-worker. Try
the Belvedere Inn Restaurant and Bar on 402 North
Queen Street, where fi ne food and spirits eloquently
meet. Their signature Grilled Caesar is phenomenal.
They also utilize local produce to further the
freshness and taste of exquisite menu items.
Take a look in Details Style for Living located at 30
North Queen Street. You will certainly fi nd a little
something for an amicable co-worker or a Secret
Out of Town
Santa. This stylish store sells effects for home and
garden. One of the festive handcrafted and hand
painted wooden ornaments designed by Sticks
would be a smart choice.
If you would really like to show your boss some
appreciation, give a gift certifi cate to Escape at
Avanti located at 1038 Columbia Avenue. A trip
to this quiet and relaxed spa to be pampered and
soaked in needed relaxation would be exceptionally
benefi cial for anybody. A variety of treatments
are available including massage, facials, and
wraps. ‘The GREAT Escape’ includes two hours
of soothing music and aromas along with massage
and facial. This package allows for a getaway for
mind and body.
Another excellent choice for spa treatment is the
Bernard’s at Brighton Day Spa at 1325 Brighton
Avenue in Lititz. This lovely local spa concentrates
on the total wellbeing of its cliental. Your gift
recipient will enjoy the salon equipped with a
make-up area, styling stations, and manicure and
pedicure rooms. The spa offers single and couple’s
massages and a world of relaxation in the serenity
room to fi nish the stay. The fortunate receiver of this
thoughtful gift will sip tea and relax as he or she
benefi ts from a peaceful escape from the trials of
An amazing destination for your next work or
family occasion is the Meritage Restaurant located
in Mount Joy at Groff’s Farm. You will discover
impeccable service and exceptional fare. Enjoy the
horseradish-crusted rack of lamb paired with fi ne
wine. The Meritage is a perfect choice for large
groups or intimate dining.
➻6 ❋ ❋❋❋
A bottle of delicious mulled holiday wine from the
Mount Hope Carriage House Wine Shoppe on the
grounds of the Pennsylvania Renaissance Fair in
Manheim is a perfect choice. Your host will savor
the rich fl avor of this local wine served hot for
An appealing tablecloth or fancy glassware from
Details would be a stylish and suitable hostess gift.
Decking out the table is in this season.
To bring something unique for the hostess of your
next holiday party, explore Ten Thousand Villages
Store at 240 North Reading Road in Ephrata. You
will fi nd an array of fair trade items handcrafted by
gifted artisans from around the world. The Lotus
Flower Candleholder crafted from capiz shell is
one of the best sellers. The Handmade Soap Set in
green apple, mango and coconut scents from India
is a distinctive and practical hostess gift. Be original
and support the integrity of the global fair trade
artisan market at the same time.
Hopefully these leads will indeed
help you succeed!
“Retro Fulton” by ‘O’mcilla
Seeing the Light
Living Light Gallery Leaves a Lasting Impression
By Maia Cargas
Living Light Gallery, located at 150 North
Prince Street, is a noteworthy addition to
Lancaster’s Gallery Row. This new in-town
gallery resides in the historic district of
Lancaster and is the creation of the dedicated
entrepreneur Pat Renna. Living Light Gallery
offers a variety of artwork created by awardwinning
local, national, and international
artists. Equipped with a private courtyard,
this two-story space built in 1859 exudes a
pre-civil war atmosphere through its authentic
hard wood fl oors and original design. Renna’s
collection of artwork consists of oil, acrylic,
watercolor, and mixed media. Sculpture,
hand-blown glass, and ceramic pieces are also
in artful attendance throughout the gallery. It is
truly a cultural treat to experience a variety of
exquisitely beautiful artwork in a distinguished
Pat Renna is a fi rm believer in the golden
rule: do unto others. She strives to provide a
positive environment for interested audiences
from all walks of life. Pat shows a mixture of
work that is sure to captivate a wide range
of observers. She believes in making artwork
accessible, enabling all to wander into the
splendid world of art. Renna hopes to provide
a little something for everyone as her upbeat
ambiance impacts cliental. Pat Renna opens
the doors of her gallery to entertain the
perceptions of all who appreciate the arts.
James Sulkowski displays his work in classical
realism at the Living Light Gallery. This
renowned artist, originally from Pennsylvania,
is an amazing master who grinds his own
paints and builds his own gessoed panels and
canvases. Sulkowski’s timeless renderings of
nature in still life and landscape settings are
accentuated by his remarkable use of light,
reminiscent of Rembrant. Sulkowski’s paintings
are an appropriate tenant of Living Light
Gallery. The enduring creations of this fi ne
artist are a pleasure to absorb and value.
Another distinguished artist who shares his
work at the Living Light Gallery is Manfred
Heine-Baux. Manfred studied in Germany
originally and indulged in international travels
that surely infl uenced his work. His vibrant
use of lively contrasting colors creates a
daring expressionism that is reminiscent
of Van Gogh’s work. These rich works
seem to have no boundaries as they depict
active scenes with a sense of brawny solidity.
Manfred’s imaginative work is a genuine joy
The Living Light Gallery is also home to local
talents such as Matthew Jakielski, a gifted artist
who studied in Lancaster. Matthew specializes
in hand-blown glass and ceramic masterpieces.
Each striking object of blown-glass creates
a beautiful structure to saturate one’s gaze.
His inventive ceramic pieces are absolutely
inspired and just as enjoyable as his glass
creations. Jakielski is a sure local talent.
Ann Jenemann, a native of New Jersey,
displays warm weather landscapes on the
fi rst fl oor of the gallery. Her media of choice
is pastel and oil, and she is known for her
landscapes and skyscapes, often using Ohio as
her subject matter. One may get lost in the
warmth of ‘Amish Sunset’ as it allows for a
familiar getaway for the senses.
Judy Smith is another local artist whose
attractive watercolors can be viewed at Living
“Peaceful Retreat” by James Sulkowski
“Floral with Turquoise Vase” by James Sulkowski
“Le Grande Marche” by Manfred Heine-Baux
“Pears I” by Judy W. Smith
“Untitled in Red” by Paula Nizamas
Light Gallery. Watercolors may seem
quite delicate, but her paintings permeate
strength through delicacy. Judy was born
in Lancaster and studied at the Art Institute
of Pittsburgh. Today she exhibits in public
and private collections, including the
Lancaster General Women and Babies
Hospital. She states that she loves to get
into the total concentration of painting
and enjoys the spontaneity of the creative
process. The chance element that is
involved in painting really interests Judy
as she creates. “Sometimes wonderful
surprises happen when one is patient and
just lets things happen.” Smith is excited
about the cultural rise in Lancaster County
over the past ten years. This excitement
is refl ected in works that use scenes of
Lancaster County as subject material. Judy
cherishes her time painting, and it is safe
to say that many cherish the products of
As art connoisseurs wander the cozy
courtyard, they are accompanied by the
inspired sculptures of local artist Dan
Witmer. Additional Witmer originals
can be found throughout the gallery.
His sizable metal sculptures coincide
comfortably with the manicured gardens
in this exceptional outdoor display of
artwork. The outdoor wall of the building
is adorned with lovely pastel creations.
As Pat informs me, contrary to common
belief, pastels are actually a very sturdy
and enduring medium. The longer pastel
is on a surface, the more permanent it
becomes. This revelation made me think
about the lasting impression that the
Living Light Gallery was creating as I
traveled through the talent laden walls
of this fi ne gallery.
Pat Renna passionately shows an array of
artists and a variety of media in her new
gallery on North Prince Street. The Living
Light Gallery, set in a historic Lancaster
building, is home to many amazing
creations that are waiting to visually delight
their audiences. Renna enjoys involvement
in the popular First Fridays and events such
as the Art Walk. She simply wants to share
the beauty of these very talented artists
with anyone who is willing to appreciate
it. She welcomes any interested party
into her gallery, whether he or she has
intention to purchase a work or just revel
in the talent of these remarkable artists. So
live it up a little, take a refreshing tour, and
see the light of the Living Light Gallery. FLL
Maia Cargas has a strong passion for literature
and art. She resides in downtown Lancaster and
can be reached at firstname.lastname@example.org
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447 GRANITE RUN DRIVE • LANCASTER, PA 17601
Phone: 717.560.3400 • Fax: 717.560.3445
Lily’s on Main now serving
a Fine Living Lancaster
This new feature, Signature Dish, integrates a local chef and/or restaurateur with an engaging
Lancastrian who share a common interest. It follows them through the process of creating a
new dish for the restaurant that displays their connection. The dish will then be offered at the
restaurant as a special for ninety days.
Steve Brown, Owner of Lily’s on Main; Kelly Kapinos, Head
Chef; Bill Puffer, Owner of Zanzibar
Two Steve’s, two drummers, and
two who are passionate about food.
Restaurant owner of Lily’s on Main of
Ephrata, Steve Brown, and Steve Puffer,
co-owner of the unique downtown
Lancaster boutique, Zanzibar, sat down
together at Lily’s and chatted about
their common interest in playing the
drums and about their new creation
for the menu.
Steve Puffer remembers always banging
and tapping on everything; he learned
to play the drums in the 5th grade. He
played in bands for years and then did
sound for other bands, including the
Innocence Mission, the band Steve
Brown played with in the ‘80’s and ‘90’s.
The dining area of Lily’s on Main offers art deco decor in a comfortable
setting with a beautiful view of downtown Ephrata
Puffer now has a recording studio in his
home. He has always been into music
in one form or another and continues
to play locally. Although he and the rest
of the band don’t get together as much
as he would like, due to multiple jobs
and family commitments, his affection for
Formed in Lancaster, the Innocence
Mission, an alternative folk band
comprised of four schoolmates, went
on to make music that topped the
Billboard charts and became soundtracks
for fi lm and television. Ten years ago,
Steve Brown left the Innocence Mission
to become a full-time chef. A different
way of communicating with another
person is the way in which Brown sees
both cooking and drumming. By taking
something that you hear, see or
smell in your mind, you express it in
Brown has always wanted to be both a
drummer and a chef and feels extremely
fortunate having been able to do both.
Originally, he wanted to have his own
restaurant so that he and his band could
play in it. That was back when he was
fi fteen years old and working in a deli.
As the starving musician adage goes, he
always worked in restaurants because
he knew that way he would always have
something to eat. From a manager at a
fast food chain to cooking at fi ne dining
establishments in Lancaster County, Steve
Brown learned the restaurant biz. When
he was on the road with the Innocence
Mission, he enveloped himself in the
different culinary cultures he found
throughout the country. This experience
would eventually lead to the theory
behind the American-style concept of
Lily’s cuisine, the restaurant that is named
after his daughter.
Steve Puffer’s Zanzibar features specialty
gift items, aromatic quality candles, and
beautiful designer women’s apparel and
accessories. With the tag line, “romancing
your senses,” to his boutique, you might
know that this Steve has a sense for all
things good, including good food. He
comments that he loves to eat and that
his girlfriend of ten years is an absolutely
magnifi cent cook. When they dine out,
they go out for the service.
In developing the concept for the dish
that would tie these two Steve’s together,
they thought that the quintessential
fl avors of Lancaster County would be
perfect, complementing the theme of
the magazine and the American-style
of the restaurant. Lily’s chef of six years
Kelly Kapinos was brought into the
mix for ideas, too. Kapinos and Brown
work well together on new dishes, and
they appreciate each other’s opinions.
What started as using turkey or chicken
“drumsticks” as an à propos main
ingredient evolved into a refi ned entrée
featuring local fare.
The new dish was dubbed Pretzel
Chicken and was devised by combining
the epitome of Lancaster County snacks
Continued on page 44
Head chef of six years, Kelly Kapinos, creates the Signature Dish, Pretzel Chicken
Continued from page 43
– Pennsylvania Dutch hard pretzels,
mustard and cheese - with chicken
breasts. (Chicken breasts inherently have
more appeal than drumsticks.) After the
dish was agreed upon, Kelly got to it. She
started by coating chicken breasts with
Dijon mustard and then sheathing them
in what would ultimately turn out to be
a crunchy coating of a combination of
ground Hammond’s pretzels and bread
crumbs. Kelly then seared the chicken
breasts, topped them with a slice of brie,
adj. to shine brightly
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and popped them into a 400 degree
oven. She moved over to the stovetop
and combined equal portions of chicken
stock and demi-glace to become the
base of a wonderfully rich sauce. Fire
abounded as brandy was added to the
pot, and the sauce was fi nished with
cream, Dijon and Worcestershire.
When it came time to plate the dish,
mashed gold potatoes served as the
foundation surrounded by a pool of
brandy cream sauce, bounteously topped
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by the chicken with melted brie. As
asparagus is the vegetable of choice at
Lily’s because it is part of the lily family,
Kelly stacked the dish with another layer
of freshly seared asparagus. A rosemary
spear and playful Hammond’s pretzel
garnish gave the dish its fi nal form.
Out of the kitchen and onto the fl oor, the
chef brought the dish to the two Steve’s
and Fine Living Lancaster staff. How is
that for service? Paired with Yeungling
lager, it was ready to be tasted by all. The
fl avor of this locally inspired dish with its
harmoniously mingled ingredients rivaled
Accolades were abundant, but Steve
Brown said it best, “Everybody’s going
to want this special!” Everyone can have
this special as it will be offered at Lily’s on
Main - but only for the next ninety days.
Lily’s on Main Owner Steve Brown
The Brossman Building\
124 E. Main Street, Ephrata PA
Zanzibar Co-Owner Steve Puffer
21 W. King Street, Lancaster PA
Sue Barry has had original recipes published in
national magazines and for several years she
wrote articles on food and restaurants for a
Dauphin County publication. She is employed
by Lititz Borough as Borough Manager.
REMAX About Town: Harry Jefferies and B&B’s
By BJ Cherry
Nestled between the Park City Mall and
the Lancaster Health Campus at 1776
Harrisburg Pike, in stark contrast to its’
bustling surroundings, you will find the
REMAX About Town office. You get the
impression that you are about to enter
someone’s home – almost wanting to
knock first. It’s 1:30 in the afternoon,
and although he has an exceptionally
busy schedule, Vice President Harry
Jefferies greets me with a warm smile
and a firm, friendly handshake. Despite
the assertions of “experts” who project
nothing but doom and gloom for the
residential and commercial real estate
markets, Harry Jefferies’ business
is serene and prospering amidst a
maelstrom of naysayers.
The B&B King; Harry Jefferies
You see, just as Harry’s office is a
relief to its hectic surroundings, his
commercial business focus exists
outside of the pessimistic sphere
of the current market. He is doing
exceptionally well, as are his friends
who decided to cash in on the thriving
Bed and Breakfast industry in Lancaster
and its surrounding counties.
With over twenty years of experience
in commercial real estate, Harry has
weathered many market mood swings.
He is passionate, professional, and
extraordinarily knowledgeable about all
eastern and central Pennsylvania has to
offer. Bed and Breakfasts (B&B’s) just
happen to be his forte; and with over
150 B&B’s operating in Lancaster alone,
Harry has more than enough inventory
with which to work.
Asked why he started focusing on
B&B’s roughly nine years ago, Harry
offered that he “loves to stay in Bed
and Breakfasts instead of the run of the
mill hotel chains because they tend to
be quintessential to any particular area.
They are pieces of living history. For
example, the B&B in Intercourse, PA
played an important role as a station
in the Underground Railroad. Not to
mention the people who own and
operate them seem to be more
down to earth and interact directly
with their guests, which makes the
whole experience more personable
Indeed, Bed and Breakfasts offer
a unique experience for both the
guest and the owner. They offer an
atmosphere that is friendly and familiar;
an idyllic setting full of history and quaint,
country charm; a refreshing juxtaposition
to the ever-present Motel 6’s, 7’s and
8’s that inundate the highways like
mutant refrigerator boxes nowadays. As
a business opportunity, they marry the
character of the home with a lucrative,
Harry prefers selling B&B’s precisely
because of these benefits, which makes
them so appealing to buyers. He finds
that most buyers are those who, after
long hard years of the rat race, desire
a more restive and relaxed business
opportunity – one that allows the
owner’s own distinct style to shine
through. These are people who long
for a change in their status quo. From
business people, to school teachers,
to retirees, they are folks who like
to interact face-to-face with others,
enjoy cooking and camaraderie, and
working in a warm, comfortable, homey
environment – people like Steve and
The Shane’s hooked up with Harry five
years ago when they were searching out
B&B opportunities all along the eastern
seaboard. They were settling in to an
early retirement, looking to escape
Ohio, and to own a business with
minimal risk and lots of personality and
earning potential. A simple search on
the internet revealed that Harry Jefferies
was the man they were looking for to
help them realize their dreams. With
Harry’s help, they found the Apple Bin
Inn at 2835 Willow Street Pike in Willow
Street. It was perfect!
Steve divulged,”Harry is a top-notch
professional. His insight and experience
with Bed and Breakfasts was paramount
in determining the right location for us.
His knowledge of the area’s tourism
business and the competition helped
us to choose the Apple Bin Inn. The
buying process was smooth and easy.
He immediately found us financing,
lined us up with two local banks, made
sure to cross all the T’s and dot the I’s,
and within four days we were Bed and
Now, Steve and Jamie, along with their
son, Dylan, meet great people from
all over the world every day. They
have had travelers from 48 states, 45
countries, and all seven continents,
What is it about B&B’s that draw such
a blend of clientele and owners? Harry
says that while B&B’s have comparable
prices to many of the major chain hotels,
they offer a more unique experience
that is customized to the individual. They
are safer, personable, and intimate.
“Everybody likes to know the owner,”
Harry says. “You meet real live people
with real live stories.” It makes people
feel like part of the family. Also, it is not
like buying a restaurant or a franchise,
where initial investments can reach into
the millions, where the hours are long
and staffing becomes a major headache,
where new competition is entering the
market wholesale on a daily basis.
The Harry Jefferies Team gathers for conversation at Lovelace Manor on Marietta Avenue;
Especially in Lancaster County where
they can start at only $400,000, B&B’s
afford the buyer a great opportunity to
create either a primary or secondary
revenue stream. Backed by good local
bankers and attorneys, Harry has had
great success securing financing for new
owners. Depending on the level being
sought, B&B’s can range from 400-800
thousand dollars, 3-4 bedrooms, 4-10
bedrooms, and 10+ bedrooms. It all
depends on what the buyer is after, and
Harry is an expert in matching the right
investment choice to the individual.
Typically, buyers are seeking an
operation with 4-10 bedrooms,
which offer a nice return on invest-
ment while maintaining that laidback
and personal approach to doing
business. Not everyone has the skills
to effectively run a B&B. The successful
Bed and Breakfast owner must be able
to do five things: maintain the property,
manage a budget, cook breakfast,
ensure customer satisfaction, and
always be friendly and hospitable.
Seems easy enough, and easier still
when working with an experienced
professional like Harry Jefferies. Harry
is the leading authority for Bed and
Breakfasts not just in Lancaster County,
but Chester, Adams, Berks, Bucks and
even Cape May. His expertise has
helped many folks, like the Shane’s at
Apple Bin Inn, to realize the dream of
owning their own business. He and his
team at REMAX About Town have all
the resources necessary to help anyone
with the will and ambition to find the
perfect Bed and Breakfast for them. FLL
BJ graduated from Albright College with a BA
in English. He is a New Jersey native and is
an aficionado of the finer things in life and
Lest you think that Harry is solely focused on Bed & Breakfast’s, nothing could
be further from the truth. Harry has always maintained a strong business profile
in all aspects of real estate sales. In order to provide the exceptional service
level to which his clients are accustomed, Harry has assembled a diverse
team of professionals. Hailing from all different areas of the county, there are
currently six outstanding individuals comprising The Harry Jefferies Team: Office
Manager Karen Boughton, Listing Assistant & Buyer Coordinator Renea Snyder,
Residential Specialists Jennifer Smith & Gary Glass, Investment & Commercial
Specialist Mike Sage, three licensed Realtors and, of course, Harry Jefferies.
We all have one–a special memory from the
holidays that sleeps lightly in our subconscious.
Something about the nip in the air seems
to rouse this memory from its slumber,
bringing it to the front of our minds
to warm us against the coming
We asked a few Lancastrians to bring their own
memories out just a bit early this year and to
share these memories with us. They obliged,
and we are thrilled to present them to you
here. Just a few examples of the Best
President, Wheatland Custom Homes
As I go back in my mind to memories of Christmas Pasts, I always
seem to end up with my childhood memories. I guess that is
a reflection of the fact that I am going back to a simpler time,
when life was based on only two things: having fun and sharing
love. And all those memories have one common thread–family.
Some are with Mom, Dad, sister and brothers. Since Mom and
Dad preferred to sleep in on Christmas day, we opened gifts
on Christmas Eve, naturally after a hurried dinner and quicker
clean up. Other memories are with aunts, uncles, cousins, and
grandparents. I remember Grandfather Martin giving a quarter to
each of his grandchildren. Even at a young age, we realized that
was a great sacrifice for him with so many grandchildren. One
of those early years, since my uncle Noah could not be there to
share in the family celebration, we recorded a tape to send to
him. I sang an unaccompanied rendition of “O Holy Night” as my
contribution. A couple of years later, as teenagers, we had a “slot
car” Christmas. Four of us cousins and our uncle Mel built a slot
car drag race track the length of Uncle Roy’s basement and had
races all day. And who could forget the year we put salt in the
sugar cup. You should have heard Uncle Clair yell as he tried to
drink his salt laced coffee.
But the most vivid memory is one that I actually do not
remember except for what is in the Martin family lore. So
these are the facts according to Mom: Mom and Dad bought
an American Flyer train set for all of us to share as our “big” gift.
On Christmas Eve we opened up the gifts, and there was the
best train we ever saw. Naturally, Dad set it up for us; and after
the usual lecture about how we need to be careful with it, not
running it too fast that it jumped the track, he promptly ran it so
fast that it jumped off the track, rolled off the edge of the table,
and ended up on the floor. It makes a better story to say that it
was broken, but in reality, that is the legend, not the fact.
My Christmas prayer for all of us is that we could go back, if only
for the moment, and again experience Christmas as children,
without all the hype and bustle, focusing on the love and joy as
we celebrate the day with our friends.
* * * * *
Director of Sales, Lancaster Arts Hotel
When I was thinking about the question, “What was your best
Christmas memory?” I immediately tried to reach back in time
and come up with something that happened when I was a child
or long ago. But after a few more seconds passed, I realized my
best Christmas memory was just last year.
My husband was deployed with his Marine Unit in Iraq.
Thinking of spending the holiday without him was unthinkable,
especially knowing how much he loves the Christmas season
– cold weather, snow, the fireplace in our cozy living room,
and the family that brings our home to life on Christmas Eve
and Christmas day. My step-sons and I approached the season
the best we could, all knowing it would not be the same, but
something amazing happened. The tiny tree that we were going
to get since Dad was away, turned out to be the biggest tree
we ever had! (We stood on the high end of the ground when
we picked it out not realizing it was 9 feet tall!) We decorated it
the same as usual, music playing, cats in front of the fire, but the
decorations were different. Some paid homage to the service
men, instead of the typical red shiny balls. We took LOTS of
pictures and sent them to Bill. We recorded every moment
leading up to the Christmas holiday so that he was sure to be
with us, at least in spirit. Christmas Day, as usual, that same loving
family adorned our living room, chatting, laughing, and eating
our Christmas meal. And it was wonderful. None of us spoke
about the obvious absence, though it was abundantly clear when
it came time for Bill to read the Christmas story–the story that
HE reads every year. His brother Jeff was just about to read it
for us when the phone rang, and it was Bill. We ALL took turns
talking to him; it was so wonderful to hear his voice! And then
he said, “Please open the box I sent you and pull out the disk in
the envelope; put it in while I am on the phone with you.” What
he had recorded for us was a video of him, in his bunk, reading
the Christmas Story to us, from Iraq, to the sound of Christmas
Music in the background. None of us could speak. The magic of
his call at just the right moment was nothing short of amazing.
I will never forget last Christmas. Although my husband was
not with us physically, he was there in every other way – in the
ways that are most important. He was there in love, the kind
that fills your heart to the brim and bubbles over. This is why last
Christmas is my best Christmas memory.
* * * * *
Educator and Fine Living Lancaster
I look at my seventeen-year-old daughter and a sweet sadness
fills me as I remember the little girl who wrote letters to Santa
and who put out cookies and milk for Santa and carrots for the
reindeer. I am taken back to Alyx at seven. She was at the age
where she still wanted to hold onto the belief in Santa, despite
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her friends and older siblings telling her that Santa did not exist.
I too wanted her to hold onto her belief for at least one more
year—to the magic that could never be replaced once lost. I
would like to say that my reading of Yes Virginia, There is a Santa
Claus was what kept her believing for one more year, but instead
it was a trip to Park City and a chance encounter with the man
who played the role of the Park City Santa.
As we stood in a holiday-long line at Arbys, we must have been
discussing that upcoming Christmas and gifts that my daughter
had on her list. Perhaps there was even a discussion of Santa
and her doubts (it was a very long line). I didn’t see Santa until
we were looking for a booth to eat our junior roast beefs and
our curly fries; Alyx saw him too. Park City has always had an
authentic looking Santa; and despite him being on lunch break in
his suspenders at Arbys, he certainly looked like the real thing.
Even Santa needs to eat! I watched my seven-year-old daughter,
with a mixture of hope and doubt in her eyes, hesitantly
approach this man at his table and say, “Hello, Santa.” I held my
breath, knowing that to her this was the final test of her belief.
To my amazement, Park City Santa said, “Hello, Alyx.” And then
asked her to sit down across from him. What followed was a
conversation about her Christmas wishes, as well as a discussion
about Mrs. Claus. I know that Santa must have overheard her
name as we stood in that long line, but she didn’t. My sevenyear-old
daughter walked away from that booth with complete
faith in her eyes and with the knowledge that Santa “was real.”
After all, he knew her name and what she wanted for Christmas.
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If I could have, I would have gone back and thanked this for
giving my daughter the magic of believing for one more year,
but I didn’t want to blow his cover, nor did I want her to see
me talking to him. So the sharing of this Christmas memory is
my way of saying thank you to the Park City Santa of 1996, who
spoke to a little girl on his lunch break at Arbys and who restored
her belief in Santa! I am positive that it is because of him that my
seventeen-year-old daughter still puts out cookies and milk (and
carrots for the reindeer), and it is because of him that every year
I still eat those cookies, leaving crumbs on the plate as evidence
that the spirit of Santa will always live on in our home!
* * * * *
Barb Huber Bidding,
Mercedes-Benz of Lancaster
I grew up in the Huber household with four girls, my mom, and
a boat. My parents decided we would take “My Sixth Girl,” the
boat, to Ft. Lauderdale for Christmas. We were told that was
our gift, and they had palm trees in Florida. No need for a tree.
Christmas morning we woke up and arrived on the back deck
to find a beautiful Christmas tree and presents. The tree and
gifts were hidden on the fly bridge of the boat. We were very
impressed that Santa delivered to boats too!
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* * * * *
A few years ago, when my children were
at the perfect “Santa” age, on Christmas
evening we set the fresh baked cookies
on the designated Santa plate and went
outside to place a small pile of reindeer
food in the front yard to help them
keep their energy up for the long night.
Fortunately this was a year we had a
white Christmas. When the children were
tucked in bed, I ventured down to our
crawl space and pulled out my old dusty
snow skis, boots, and poles from winters
gone by. With a major straddle split and
poles digging in front of me, I was able
to spike my way across the front yard to
the reindeer food and on to the plowed
driveway for my untracked get-away.
Christmas morning, after presents were
opened and the children started playing
with the boxes, we ventured out to check
the reindeer food. Much to my satisfaction
the little detectives were able to point
out the reindeer and sleigh tracks to their
surprised parents. Later in the day when
our family came to visit, the kids were
anxious to show their tracking evidence.
The view was so convincing even my
thirty-year-old brother-in-law became
a re-believer! FLL
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hh g u health th ro health th ro Asset Allocation Can Make
a Big Difference in
Your Investment Return
Abstract: Putting your investments
into the right mix of assets can be
the most important factor in how well
Some investors think the key to success
is in picking the “right” investment. They
follow the trends and put everything into
the hottest category. And then they’re
surprised when that category cools off.
In fact, picking the right investment or
the right time to buy or sell is far less
important than you may think. Studies
have found that approximately 90% of
the variability of investment return across
time is explained by asset allocation—that
is, the distribution of dollars among asset
classes, such as stocks, bonds, and
Asset allocation—sometimes referred
to as diversification—simply means
determining what percentage of your
portfolio will be in stocks, bonds and
money markets, and within each of those
groups, which particular types of stocks
and bonds. For example, a portfolio may
be 50% invested in stocks, and within that
group, some may be in stocks of large
companies, some may be stocks of small
companies, and some may be in stocks of
non-U.S. based companies.
The reason for asset allocation is that
different investments can behave
differently under the same conditions;
for example, small company stocks may
rise in value while large company stocks
decline. Stocks and bonds often perform
in different ways, so investing in a mix of
stock and bond funds can improve the
performance of your overall portfolio,
cushioning your savings against price
swings in one asset class.
In terms of return, a diversified portfolio
containing both stocks and bonds will
generally perform better than either an
all-stock or all-bond portfolio over a full
market cycle. During the bull market
of 1995-1999, a diversified portfolio
achieved higher returns than an all-bond
portfolio. During the bear market of
1999-2002, the diversified portfolio
outperformed the all-stock portfolio. Of
course, diversification does not eliminate
risk, and past performance is no guarantee
of future results.
Your Particular Mix is a
A diversified portfolio, typically includes
at least three categories of investments:
stocks, bonds and money market
investments. How much should you
allocate to each category? Your financial
professional can help guide you, based on:
• Your investment goals. If you’re
investing with the hope of generating
big returns, and you have the tolerance
for the increased risk involved, you
might consider placing greater emphasis
on higher-risk growth-oriented
investments, such as stocks.
• Your time horizon. If you have many
years until you’ll need the money, you
can often afford the risks associated with
growth-oriented investments, because
you have time to help recoup any
potential losses. Money that you’ll need
soon should generally be in lower risk
investments, such as bonds or money
By Rich Friedman
• Your tolerance for risk. Can you handle
a drop in the value of your investments
without pulling out in a panic? Don’t rely
on volatile investments if you can’t stay
• Your financial situation. Do you have
other resources, or are you low
on funds and near the end of your
working career? This, too, will help
you determine how much risk you can
afford to take.
Asset allocation can help you manage
risk and potentially increase your returns.
However, it does not guarantee a profit or
protect against loss. For more information,
contact your financial professional.
AXA Advisors, LLC does not provide
legal or tax advice. Please consult your
tax or legal advisor regarding your
individual situation. FLL
Rich Friedman offers securities through AXA
Advisors, LLC (member NASD, SIPC) 1755
Oregon Pike Lancaster PA, 17601 and offers
annuity and insurance products through an
insurance brokerage affiliate, AXA Network,
LLC and its subsidiaries.
Peter White, Rick Braun & Mindi Abair
– Peter White Christmas
Higashi Concert Series Finale
By Paul Scott
Most of my colleagues who know me
well, know that I like to work ahead.
I’ve always believed that if you can stay
a week ahead in planning, implementing
and scheduling your work, it’s a wonderful
stress reliever and always leaves you
that security ‘bumper’ to take care of the
rest of the unplanned emergencies and
“extras” that always seem to come along
and fill up that extra time.
Well, here I go breaking my own rule. It’s
24 hours ‘till deadline for this edition, and
I’m busily writing my article. But with
The onslaught of new Smooth Jazz
Holiday albums is coming across my desk
Yes, the holiday season is literally just
around the corner, and I thought I’d
review a “must have” album for your
collection – Peter White Christmas with
Peter White (guitar), Rick Braun (trumpet
& vocals) and Mindi Abair (sax & vocals).
Year after year, Peter, Rick & Mindi tour
the country together putting on one of the
most spectacular holiday shows, playing
to sold-out audiences everywhere, and
now they have finally put all their holiday
favorites on a Peter White Christmas for us
to take home!
There are traditional standards arranged
by each particular artist with their own
unique twists, as well as originals included
on this twelve-song CD. Most listeners are
also pleasantly surprised to hear that Rick
& Mindi have wonderful singing voices and
are featured in a number of songs.
The album opens up with a beautiful
arrangement of their live opener “Little
Drummer Boy.” Rick Braun begins with
an exquisite opening on trumpet, then
hands it over to Peter White on guitar as
each verse continues to soar and increase
in a jazzy tempo until Mindi Abair takes
over with a sax solo that just brings it
back home to the opening arrangement,
sprinkled with other holiday song themes
until its end. This sound literally sets the
tone for this holiday album of favorites
by these wonderfully talented artists,
plus surprisingly wonderful vocals from
Mindi Abair & Rick Braun too! Mindi’s
vocals are again featured on the next
number, a swingin’, bluesy original “I
Can’t Wait for Chistmas.” Then, Peter
White puts his salsa style of playing to his
unique arrangement of “Greensleeves”
followed by Rick singing “Have Yourself
A Merry Little Christmas” with a jazzy
twist of Peter’s beautiful acoustic guitar
accompanying. Followed by a beautifully
sung version of Joni Mitchells’ “River”
by Mindi, Rick joins her on trumpet for
his original “Jingle Jangle Blues.” One of
the highlights of a Peter White Christmas
Richard Friedman, ChFC, CLU
Wharton Certificate in Retirement Planning
1755 Oregon Pike
Lancaster, PA 17601
Tel. (717) 569-6899
Fax (717) 569-0972
AXA Advisors, LLC (member FINRA, SIPC),1290 Avenue of the Americas, NY, NY 10104 GE-37482(a) (11/06)
is the gorgeous arrangement of “Silent
Night” by Peter White, with special guest
vocalist Jeffrey Osbourne. Mindi then
features another beautiful vocal original
entitled “The Best Part of Christmas.”
When listening to this holiday number, it
just takes you way. Just close your eyes,
and you can imagine you’re sitting beside
a roaring fire while snow gently falls just
outside the window. The rest of the
holiday album wraps up with beautiful
traditionals including “Happy Christmas,”
“O Holy Night,” and “White Christmas.”
This holiday album is a “must have”
for your collection and brings their live
Christmas show right into your living
room. I thoroughly enjoyed this wonderful
collection of arrangements of holiday
classics and look forward to playing it over
and over in our house for the holidays!
“The Little Drummer Boy,” “The
Christmas Song,” “I Can’t Wait for
Christmas,” “Greensleeves” (What
Child Is This?), “Have Yourself A Merry
Little Christmas,” “River,” “Jingle Jangle
Blues,” “Silent Night,” “The Best Part
Of Christmas,” “Santa Claus Is Coming
To Town/Boogie Woogie Bugle Boy,”
“Happy Christmas/O Holy Night,”
If you want a chance to catch the Peter
White Christmas show live, they’ll be
performing the final concert in the Higashi
Pearls & Fine Jewelry “Jazz in the City”
show at the Sunoco Performance Theater
at Whitaker Center, Thursday, November
29th at 7:30pm. For tickets, go to www.
whitakercenter.org or to charge by phone,
call (717) 214-ARTS. FLL
Paul Scott is the Program & Music Director
of Smooth Jazz 92.7 and hosts the morning
show weekdays from 6-10am. Paul is also an
avid musician (piano & voice) and also teaches
privately. To contact Paul, simply email him at
Limited Selection available at:
Escape at Avanti
1038 Columbia Ave.
Great Lengths Salon
2846 Willow Street Pike North
Beautifully Unique Beaded Jewelry
handcrafted by Allison Duke LeVardi
for ordinary people
You’ll love everything about
Reflections. From the warmth
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the neighborhood regulars. We
offer upscale, casual and delicious
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Oregon Road, Leola • 656-3717
Open 7 days a weeks 11am-midnight
Two For The Price Of One
Brian & Shelly Hartman
Everyone has busy lives so the Hartmans are both licensed
Realtors so they can take care of their family... and yours!
RE/MAX Associates of Lancaster
570 Lausch Lane, Suite 100 • Lancaster PA, 17601
Shelly Hartman: ABR 717.799.2804 • Brian Hartman: e-Pro 717.278.7331
BED & BREAKFASTS FOR SALE
BEAUTIFULLY RESTORED gothic
mansion, circa 1845, once a “Safe-
House” for the Underground
Railroad. Currently a B&B with
12’ ceilings, 6 fireplaces, 5 guest
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UNIQUE, ENGLISH-STYLE manor
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Plus additional rental apt in LL
& private offices in outbuilding.
The Harry Jefferies Team
Gary Glass, Jennifer Smith, Harry Jefferies,
Renea Snyder, Michael Sage
1776 Harrisburg Pike Lancaster, PA 17601
(717)293-9000 or (800)569-5196
HOME for the Holidays!
Linda M. Occhionero
Associate Broker • Certified New Home Specialist
(717) 286-9965 Office
(717) 464-9417 Direct
215 S. Centerville Road • Lancaster, PA 17603
Old charm best describes this unique
home. The open floor plan creates a
wonderful sense of space.
Call me to ensure
you’ll get that house
on your WISH list.
Over nine wooded
acres in Penn
Manor. Your builder
and plans are
welcome on this
bucolic paradise in
RE/MAX Associates of Lancaster
2929 Willow Street Pike
Willow Street, PA 17584
Office: (717) 569-2222
Imagine... The steadfast elegance of Philadelphia’s Main Line here in the
rolling countryside of Lancaster County. The best of both worlds in a place
called Carrington. Quietly tucked away adjacent to the Manheim Township
School District campus, this is the place to call home.
Only 10 exclusive lots available.
501 North to Rte. 722 (Oregon Road) Turn right. Go to Southwick Drive, turn right. Carrington is at the end of Southwick Drive.
Telephone 717-203-2768 • www.jonwarnerhomes.com
What Every Garage
Wants for Christmas
2008 Mercedes-Benz GL-Class
Mercedes-Benz of Lancaster
Putting the Style in your Lifestyle.
1550 Commerce Drive, Lancaster • 717-569-2100
www.mercedesbenzoflancaster.com • Lancaster County Motors Family of Dealerships