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rate filing methods for property/casualty insurance, worker's

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NAIC’s Compendium of State Laws on Insurance Topics<br />

RATE FILING METHODS FOR<br />

PROPERTY/CASUALTY INSURANCE, WORKER’S COMPENSATION, TITLE<br />

STATE CITATION FILING METHOD LINES COMMENTS<br />

NC<br />

(5/06)<br />

ND<br />

(5/06)<br />

OH<br />

(5/06)<br />

§§ 58-36-15; 58-36-20;<br />

58-36-70; 58-40-30<br />

(amendments pending); 58-41-<br />

50<br />

§ 26.1-25-04 (amendments<br />

pending)<br />

§ 3937.03<br />

§ 3935.04<br />

Reg. 3901-1-65<br />

prior approval (60 days)<br />

prior approval (50 days)<br />

modified file and use<br />

file and use (120 days)<br />

file and use (60 days)<br />

personal auto<br />

homeowners<br />

commercial <strong>property</strong> and<br />

<strong>casualty</strong><br />

worker’s compensation<br />

title<br />

prior approval (60 days) all lines except workers<br />

compensation and aircraft<br />

file and use<br />

file and use in competitive<br />

market<br />

prior approval (30 day deemer)<br />

noncompetitive market<br />

prior approval (30 day deemer)<br />

file and use<br />

all other lines including<br />

homeowners, <strong>casualty</strong>, motor<br />

vehicle, fidelity, surety<br />

commercial <strong>casualty</strong><br />

commercial <strong>casualty</strong><br />

monoline <strong>property</strong>, monocline<br />

inland marine, title<br />

medical malpractice<br />

Filing by <strong>rate</strong> bureau; Bulletin 90-L-4 is <strong>filing</strong><br />

standard <strong>for</strong> loss costs.<br />

© 2006 National Association of Insurance Commissioners II-PA-10-14<br />

5/06<br />

Filing method based on a finding of the existence of<br />

a competitive market by the commissioner.<br />

First <strong>filing</strong> is due by March 26, 2007.

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