All-India rural credit survey: District monograph, Osmanabad

28 OSMANABAD
capital expenditure in agriculture. However, a larger proportion, nearly 23·7 per
cent, of the amount borrowed during the year was for long-term agricultural purposes.
But a very large proportion, more than half, of the amount borrowed during the
year was for short-term consumption purposes. In addition, a certain amount was
borrowed for long-term consumption purposes, that is to say, for family needs of a
long-term character, such as construction and repairs of residential houses. If we
put together the short-term and the long-term consumption purposes, they account
for nearly two-thirds of the borrowing during the year.
TABLE 4.