What You Need to Know About Financial Aid - Rutgers School of ...

What Rutgers-Camden Law Students
Need to Know
About Financial Aid
2012-2013
The Rutgers filing deadline is March 15 th of every
year.
Clayton S. Bailey, M.B.A., Assistant Director
Cynthia Davidson, M.Ed., Assistant Director

Office of Financial Aid
Rutgers-Camden
Please visit, call, or e-mail the financial aid office (www.finaid@camden.rutgers.edu)
information regarding your housing status for the 2012/2013 academic year if an
update is needed. The estimated Cost of Attendance (COA) for federal student
loan eligibility is based on whether you are a commuter (living at home with
parents), living in campus housing, or residing in off-campus housing. If you plan
to reside off-campus, you will be required to provide the financial aid office with a
copy of your current lease or mortgage statement. Your financial aid offer is based
on the 2012/2013 FAFSA.
Some Additional Information you should be aware of:

Office of Financial Aid
Rutgers-Camden 2012-13 Law School Tuition Chart
SCHOOL OF LAW - CAMDEN (24)
Rutgers-Camden
NON-
NON-
CR. RES. CAMPUS COMP. SCHOOL PIRG RES. RES. CAMPUS COMP. SCHOOL PIRG RES.
HRS. TUITION FEE FEE FEE FEE TOTAL TUITION FEE FEE FEE FEE TOTAL
1 948.00 392.50 69.50 211.75 5.50 1,627.25 1,437.00 392.50 69.50 211.75 5.50 2,116.25
2 1,896.00 392.50 77.00 211.75 5.50 2,582.75 2,874.00 392.50 77.00 211.75 5.50 3,560.75
3 2,844.00 392.50 84.50 211.75 5.50 3,538.25 4,311.00 392.50 84.50 211.75 5.50 5,005.25
4 3,792.00 392.50 92.00 211.75 5.50 4,493.75 5,748.00 392.50 92.00 211.75 5.50 6,449.75
5 4,740.00 392.50 99.50 211.75 5.50 5,449.25 7,185.00 392.50 99.50 211.75 5.50 7,894.25
6 5,688.00 392.50 107.00 211.75 5.50 6,404.75 8,622.00 392.50 107.00 211.75 5.50 9,338.75
7 6,636.00 392.50 114.50 211.75 5.50 7,360.25 10,059.00 392.50 114.50 211.75 5.50 10,783.25
8 7,584.00 392.50 122.00 211.75 5.50 8,315.75 11,496.00 392.50 122.00 211.75 5.50 12,227.75
9 8,532.00 392.50 129.50 211.75 5.50 9,271.25 12,933.00 392.50 129.50 211.75 5.50 13,672.25
10 9,480.00 392.50 137.00 211.75 5.50 10,226.75 14,370.00 392.50 137.00 211.75 5.50 15,116.75
11 10,428.00 392.50 144.50 211.75 5.50 11,182.25 15,807.00 392.50 144.50 211.75 5.50 16,561.25
12 11,373.00 899.75 152.00 303.50 11.20 12,739.45 17,239.00 899.75 152.00 303.50 11.20 18,605.45

Office of Financial Aid
Term Bill Payment Instructions
Registration at Rutgers is a 2-step process.
Step One: Pre-Register. You will receive a term bill based on your registration.
Rutgers-Camden
Step Two: Submit your term bill (each semester you attend even if the amount due is
‘zero’ and you expect a refund) to the Office of Student Accounting Services. Login to
www.studentabc.rutgers.edu to pay your bill and confirm your attendance. A copy of
your award letter can be presented in person at the Office of Student Accounting or
faxed to (856) 225-6017.

Office of Financial Aid
Direct Federal Stafford Loans
Rutgers-Camden
The federal maximum for graduate students is $20,500 per academic year. This
amount will be divided between the Fall, and Spring semesters. Beginning July 1, 2012
only the unsubsidized Stafford loan will be available for Graduate Students. The
subsidized loan option has been eliminated. The unsubsidized Stafford Loan interest
rate is 6.8%. The GradPlus student loan interest rate is 7.9%.
If you had loans for prior years, you can obtain a Verification of Enrollment from
the Registrar’s Office once you confirm your attendance.
You can request the verification at www.camden.registrar.rutgers.edu . This will keep
your loans in an in-school deferment.

Office of Financial Aid
GradPlus and Private Loans
Rutgers-Camden
If you require funding over and above the $20,500 allowed to you under the Direct
Federal Stafford Loan Program, you can apply for a GradPlus loan or review a list of
private loans posted on our web site.
You can also access the Federal Graduate PLUS loan from our site or directly at
www.studentloans.gov.
The GradPlus website is also included on your electronic award notice.
The additional amount you can borrow is based on your cost of attendance minus
other financial assistance.

Office of Financial Aid
The Federal Work Study Program
Rutgers-Camden
If interested in FWS, you must complete a paper application to request funding.
Applications are available only through a link on your electronic award letter.
You may appeal for funding if you were not awarded FWS.
Law students are assigned to work in the various administrative offices on campus
and as research assistants.
Upon accepting the FWS award you will be required to complete paperwork
available with the employing department.
Students are paid biweekly. Most law students earn $11.00 per hour.

Office of Financial Aid
Refunds
Rutgers-Camden
Once all required documents are received by the Financial Aid Office and you have
confirmed your attendance, your financial aid will be automatically posted to your
student account.
As soon as your account has a credit balance, the Office of Student Accounting will
create your refund.
You have the option to pick up your refund, have it mailed to you, or sign up for
Direct Deposit. Direct Deposit will get you a quicker refund.
Go to www.studentabc.rutgers.edu to enroll for Direct Deposit.

Office of Financial Aid
Rutgers-Camden
Students should plan ahead for the purchase of books, supplies,
and other expenses as refund checks often are not available
immediately at the start of the term.
Assigned Financial Aid Administrators:
Tanya Williams Alpha A-F
Heather Hunsberger Alpha G-M
Cynthia Davidson Alpha N-Z
Welcome to Rutgers, The State University of New Jersey!

Office of Financial Aid
Useful Websites
Rutgers-Camden
Rutgers University Home Page Rutgers Office of Financial Aid
www.rutgers.edu http://studentaid.rutgers.edu
FAFSA on the Web PIN Application or Update
www.fafsa.ed.gov www.pin.ed.gov
N.J. Higher Education Student GradPlus application
Assistance Authority www.studentloans.gov
www.hesaa.org

Office of Financial Aid
Useful Contact Information
Student Financial Services (Cashier/Bursar)
856-225-6021 (Camden)
Rutgers University Office of Financial Aid
856-225-6039 (Camden)
NJ Higher Education Student Assistance Authority
1-800-792-8670
Email us at: finaid@camden.rutgers.edu
Rutgers-Camden