Acme Continental Credit Union - Liberty Online

The Acme Savings Account is your way in the
door
An Acme Savings Account can be started with
as little as $25.
An Acme Savings Account will start earning
interest on anything over $100.
The Current Interest Rate is .25%
Once you have a Savings Account at Acme you
can apply for our other services as well…

An Acme Checking Account requires NO
Minimum balance to have.
After 90 days you may qualify for the
Overdraft Advance.
A courtesy pay program that allows you a $300
cushion on your checking account.
We also offer a wide variety of check styles for
you to choose from.

We offer a range of Visa Cards from a Visa
Classic all the Way to Visa Platinum.
Visa Limits range from $300 to $20,000
680 and above rate = 9.90%
640-679 rate = 10.80%
600-639 rate = 12.84%
599 and below rate = 18.00%

Acme’s Visa Credit Card allows you to earn points
for every purchase you use your Acme Visa for
These points can be redeemed for an array of
different products.
Air Fare
Rental Cars
Hotels
Luggage
Cameras
Televisions
Etc…

The Acme Visa Debit Card offers multiple uses
Use it at an ATM for a quick cash withdrawal
Use it for a speedy fill up at the gas station
Swipe your card at the register
Acme offers a list of surcharge free ATM’s
nationwide at:
http://www.allpointnetwork.com/

We offer shared branching for your
convenience.
Members can go to other credit unions that may be
closer to them or have extended hours to do normal
transactions such as
Deposits
Withdraws
Payments
Check out the website for a credit union near
you:
www.cuswirl.com

Range Paper
Grade
24 Month 36 Month 48 Month 60 Month 72 Month
730+ Platinum 4.75% 4.95% 5.25% 5.50% 5.75%
680-729 A 5.25% 5.50% 5.75% 5.95% 6.25%
640-679 B 6.25% 6.50% 6.75% 6.95% 7.25%
600-639 C 8.50% 8.75% 9.00% 9.25% 9.50%
550-599 D 13.50% 13.75% 14.00% 14.25% 14.50%
549 or
Less
E 17.50% 17.75% 18.00% 18.00% N/A

Range Paper
Grade
24 Month 36 Month 48 Month 60 Month
730 + Platinum 8.50% 8.50% 8.50% 8.50%
680-729 A 10.50% 10.50% 10.50% 10.50%
640-679 B 11.50% 11.50% 11.50% 11.50%
600-639 C 13.75% 13.75% 13.75% 13.75%
550-599 D 18.00% 18.00% 18.00% 18.00%
549 or Less E 18.00% 18.00% 18.00% 18.00%
*Loan rates can be discounted

Direct Deposit
0.25%
Twenty Percent Down
0.25%
Auto Transfer
0.25%
Score Card Points
0.50%
*Not applicable on Rebuilder or Home Equity Loans

The Acme Credit Rebuilder Loan is a $500 Pre-
Approved Loan that is paid back within 12 Months
at 18.00% Interest
$500 Loan
No Credit Check
Requirements
Be a member for at least 6 months
Be on your current job for at least 6 months
Have Direct Deposit Coming Here

Paper Grade Credit Score Rate Equity Limits
Platinum Score 730 + Prime + 1.75% Up to 90% of
Appraised Value
A Paper 680-729 Prime + 2.25% Up to 90% of
Appraised Value
B Paper 640-679 Prime + 3.25% Up to 80% of
Appraised Value
C Paper 600-637 Prime + 5.25% Negotiable of
Appraised Value
D Paper 550-599 Prime + 7.25% Up to 75% of
Appraised Value
E Paper 549 or Less Prime + 9.25% Up to 75% of
Appraised Value

Paper Grade Credit Score Rate Equity Limits
Platinum Score 730+ Prime +2.75% Up to 90% of
Appraised Value
A Paper 680-729 Prime + 3.25% Up to 90% of
Appraised Value
B Paper 640-679 Prime + 4.25% Up to 80% of
Appraised Value
C Paper 600-637 Prime + 5.25% Negotiable of
Appraised Value
D Paper 550-599 Prime + 8.25% Up to 75% of
Appraised Value
E Paper 549 or Less Prime+ 10.25% Up to 75% of
Appraised Value

Length A.P.R. A.P.Y.
3 Month 0.995% 1.00%
6 Month 0.995% 1.00%
12 Month 1.59% 1.60%
18 Month 1.59% 1.60%
24 Month 1.74% 1.75%
30 Month 1.98% 2.00%
36 Month 2.13% 2.15%
48 Month 2.37% 2.40%
60 Month 2.72% 2.75%

Balance of: A.P.R A.P.Y.
$2000-$10,000 .500% .500%
$10,000.01-$25,000 .600% .600%
$25,000.01 and Above 1.00% 1.00%

$100 Minimum Balance to earn dividends
1.98% A.P.R
2.00% A.P.Y
It’s never too early to start saving for your
retirement.

Christmas Club
Accounts can be started
anytime after October
16 th for any amount.
You can put it as much
or as little as you want
In October of the
following year the
Christmas Club
automatically disperses
into your savings
account.
The Interest rate for the
Christmas Club is 1.50%

Acme Kids Klub accounts
are available to anyone
under the age of 18
The Kids Klub gives you a
place to save your
allowance.
Kids Klub perks:
Backpack upon joining
Five Safari Dollars on
your birthday every year.
Pencils, Pencil toppers
and other great supplies
throughout the year.

Acme Continental Credit Union offers online
baking for your convenience.
Check your balance online
Make loan payments online
Transfer money from your account to a family
members account online
Stay up to date with Acmes interest rates
Apply for membership, loans, or Acme Visa’s online
www.AcmecontinentalCU.com

The ART system offers you the opportunity to
have your balances just a phone call away.
Offers the same services as the online system,
just over the phone.
Toll free number
ART (888) 478-4ART (4278)

Efinancial is our online bill payment provider
To gain access to Online Bill Pay you must have a
Checking account
With Online bill pay you can
Set up automatic payments
Make a one time payment
Set up reminders for payments
Check your bill pay history
An online tutorial for bill pay is available at:
WWW.ONLINKBANKTOURS.COM/EFINANICIAL.CF

Pay a Member is our newest feature that we
offer through online banking
It allows you to transfer funds from your Acme
account to another financial institution. (ACH
Origination)
You can also transfer funds from another
financial institution to your Acme account
(ACH Origination From)