welfare schemes in cisf - Central Industrial Security Force

WELFARE SCHEMES IN C.I.S.F
CISF came into existence in the year 1969 and was declared as an Armed Force of the Union
in June 1983. Welfare of personnel is a highly motivating factor to achieve optimum level of
professional efficiency and organizational goals in a uniformed Force.
The CISF is deployed for many sensitive duties including internal security, VIP security,
guarding buildings and Airports/Metro Stations. The variety of industries covered is also wide and
diverse. It is therefore, incumbent upon us to look after the welfare and well being of our personnel
deployed all over the country and performing arduous duties. In this regard, the Non-Govt. Funds
manual has been revised/ published which came into existence w.e.f 01.01.2003. The fund manual
has already been made available to all the field units. The major welfare schemes existing in CISF
are described below in brief: -
CENTRAL WELFARE FUND
OBJECTIVES
To extend monetary assistance to the family members of personnel: -
a. Who die while in service.
b. To provide assistance in case of invalidation or disablement as a result of injuries
sustained while performing duties and prolonged illness.
c. Distress caused by natural calamities.
d. Sanction of loans and advances.
e. Sanction of Out-right grants.
The main objects of out-right grants are as under:-
i. The NOK of deceased will be paid the actual expenditure on funeral rites, subject to the
maximum of Rs 5000/- from the CWF when funeral rites of the deceased is held at the place
of death.
ii. The transportation grant will be limited maximum upto Rs. 9,000/-.(i.e Rs 5,000/- plus actual
cost of transport). If arrangements regarding transport are made by the Unit/Govt. vehicle,
the grant will be restricted to Rs.5,000/-.
iii. The member in case of serious injury or sickness of self or family requiring prolonged or
expensive treatment in case of Kidney Transplant, Bye-Pass Surgery, Cancer, Brain
Hemorrhage, AIDS, Paralysis or Amputation of any organ of the body, on the merit of each
case, it will be 10% of un-passed medical expenses under Govt. Rules subject to maximum of
Rs. 20,000/-.
iv. The member, who sustained injuries during active duty, may be granted maximum of Rs
3000/- as grant.
v. The member at the time of retirement / superannuation after completion of 20 years service in
case of direct recruits and 10 years in case of re-employment may be presented with a gift of
his choice worth of Rs 2000/- from Unit/ Zonal/Sector/CWF. In addition memento-costing
Rs.300/- (plague depicting CISF) may also be given.
vi. Special Out-Right Grant is being provided to newly established Unit/Bn./Office, to establish
welfare fund for welfare activities to members @ Rs.100/- per person restricted to minimum
Rs.10,000/- from CWF.
vii. The Unit/Bn./Office for organizing Barakhana on occasion of Republic Day, Independence
Day, CISF Day, All India Police Games, Unit function, Inspection or any other special
occasion. Maximum rates for organizing Barakhana will be @ Rs. 60/- per head. Source of
this fund will be Unit Welfare Fund / Zonal Welfare Fund / Sector Welfare Fund / CWF as
the case may be.
viii. Any other purpose for betterment and enhancement of the image of the Force. This option can
be exercised only by President of CWF i.e. DG/CISF and amount to be spent will be decided
by him.
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B. Sanction loans for the following purposes
Loans will be sanctioned for the following purposes from UWF/ZWF/SWF/CWF. The
application to CWF should come, if it is not met from the welfare fund of UWF, ZWF, SWF: -
Sl.
No
Purpose Maximum limit of loans
1. Meeting expenses incurred in Four months basic pay or as decided by the
connection with marriage of self or Managing committee according to availability of
his/her dependents and Daughter's
engagement
fund
2. Meeting expenses incurred in Six months basic pay or as decided by the
connection with illness of self or Managing committee according to availability of
dependents
fund
3. Meeting expenses of higher education Four months basic pay or as decided by the
[PG (Technical)/Professional Courses Managing committee according to availability of
including MCA & M. Tech] for self or fund
dependents UWF ZWF/SWF CWF
4. Purchase / Booking of plot/flat or
construction of house for his/her own
residential use
Rs.5,000/- Rs.10,000/- Rs.50,000/-
5. Cost of repairs of flat/house, owned by
him or his/her spouse affected/caused
by natural calamities
Rs.5,000/- Rs. 15,000/- Rs.10,000/-
6. Purchase of computer by the Force Nil Rs.15,000/- Rs. 15,000/personnel
whose basic pay is up to
4 cases for All the cases will
Rs.10,500/- (pre-revised)
Zonal/Plant DIG be sanctioned in the
will be sanctioned monthly welfare
in the monthly committee meeting
welfare committee subject to the
meeting.
availability
funds.
of
7. Meeting Funeral expenses in case of
death of his/her immediate blood
relations
Rs.3,000/- Rs. 3,000/- Rs. 3,000/-
8. Personnel going on UN Mission. Nil Nil Rs. 30,000/-
(Recoverable in 12
installments from
9. For purchase of sewing machine upto
the rank of Inspector & below only
Rs. 2500/- Rs. 2500/the
salary of the
officials.
Rs. 2500/-
10. Any other good and bonafide purpose.
Reasons to be justified by the loan
sanctioning authority in writing to
next higher authority.
Four months basic pay or as decided by the
Managing committee according to availability of
fund
C. Sanction Advances
To advance loans for meeting urgent traveling expenses on tour/transfer where the time is
too short for the member to draw advance under the provision of GFRs, provided that the member
has applied for the advance under GFRs to the concerned authority and has also given an authority
letter in favour of the sanctioning authority of the fund to receive an amount equal to the advance
given to him.
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SUBSCRIPTION
C. Annual subscription from all the members at the rate prescribed by the Governing Body as
per following rates to be recovered from the pay of December every year.
GO’s Rs.180/- p.a
SO’s Rs.120/- p.a
OR’s Rs. 60/- p.a
D. Share of Welfare subscriptions of Unit/Res.Bns/ Trg.Inst. /Gp.HQrs/ Zonal HQrs / Sector
HQrs / FHQ are as under.
To CISF HQrs : 15% share
To Sector HQrs : 05% share
To Zonal, DAE/DOS HQrs./GBS (from units under
their command)
: 20% share
NISA Hyderabad : 85% share
Units headed by DIsG plants : 80% share
To Gp. HQrs. (from units under their command) : 10% share
Units under Gp. HQrs. : 50% share
Other Units : 60% share
Note: - New units are exempted for making any subscription share to higher formations for
first 2 years.
EDUCATION FUND
The Education Fund was introduced on 1st September 1990.
OBJECTIVES
1. To provide financial assistance for educational purposes to the wards of CISF personnel
including wards of those personnel who die in harness or in some action.
2. To promote excellence and merit amongst the wards of member by giving them
incentives in the form of scholarships and other subsidies.
SUBSCRITION
Subscriptions at flat rate toward Education Fund are being recovered w.e.f. 1-9-1990 from
the salary of March every year from all the members of the Force including deputationist and
Civilians staff as under: -
RANK
SUBSCRIPTION
(Including
equivalent ranks in
civil staff)
Per month Per Year
GOs Rs.20/- Rs.240/-
SOs Rs.06/- Rs. 72/-
ORs Rs.04/- Rs. 48/-
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BENEFITS
The following types of scholarships / financial assistance are being granted to the wards of
CISF personnel: -
Name of
Scholarship
General
Scholarship
Merit
Scholarship
Merit
Scholarship
Merit
Scholarship
Merit
Scholarship
Financial
Assistance
(Handicapped)
40 cases for
all ranks
Name of class
for which
scholar-ship
is applicable
7 th to 10 th
Entitlement Entitlement Entitlement Amount
GO’s SO’s OR’s (in Rs.)
NA
11 th & 12 th 65% or above
(15 wards of
GO’s FHQrs
Graduation
level
Post Graduation
level
Technical /
Medical/
Professional
level)
55% - Arts
60% - Com.
65% - Sc. /
Agriculture
(1/50 FHQrs
Level)
55% - Arts
60% - Com.
65% - Sc. /
Agriculture
(1/800 FHQrs
Level)
70% (1/100)
at Zonal / plant
level
70%
(1/75)
60% (No limit) 60% (No
limit)
55% - Arts
60% - Com.
65% - Sc. /
Agriculture
(1/500 FHQrs
Level)
55% - Arts
60% - Com.
65% - Sc. /
Agriculture
(1/800 FHQrs
Level)
55% - Arts
60% - Com.
65% - Sc. /
Agriculture
(1/500
FHQrs
Level)
55% - Arts
60% - Com.
65% - Sc. /
Agriculture
(1/800
FHQrs
Level)
55%-MBBS/MS/Engineering/technical degree/ BE/
B.Tech/ M.Tech/ LLB/ LLM/ B.Ed/BCA/ MCA/
MBA/CA/ICWA/CS/CFA,. Courses recognized by
Govt. of India.
-Bachelor of General Nursing and Midwifery courses.
-Dip. in Polytechnic Eng.
-Dip.&Digree Hotel Management, Fashion Designing.
-Dip. in Pharmacy, Bachelor of Occupational and
Physiotherapy. (1/500 for all ranks combined)
Wards of the member of the force who are deaf, dumb, blind, seriously
handicapped, mentally retarded studying in recognized schools/
colleges/Universities.
Rs.1500/-
Rs.1800/-
Rs. 2000/-
Rs. 3000/-
Degree courses
for GO’s &
SO’s Rs.8000/-
& OR’s Rs.
10000/-
Diploma courses
GO’s & SO’s
Rs.6000/- &
OR’s Rs.
7500/-
Rs.2400/-
About 40
cases in this
category
irrespective
of the rank
may be
considered at
FHqrs level.
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Hostel
Subsidy
100 cases
for all ranks
Reimburse
ment cost of
one set of
text books
for Group
“D” employees
only
Coaching
Scheme for
CISF wards
entrance
examination
for Engg &
Medical
(Limited for
80 cases)
11, 12 &
Tech. Dip.
Courses
Graduation
/Post
Graduation
Technical/
Degree
MBBS, MD,
Engineering,
MS)
1 st to 12 th
Classes
Engineering &
Medical
Note: - Col.-7 (Hostel Subsidy)
-- NA -- Rs.1200/- Rs.1800/- FHqrs
LEVEL
SOs=05
Ors=15
Rs.1200/- Rs.1800/- Rs.2400/- Gos=08
SOs=10
Ors=22
Rs.2400/- Rs.3600/- Rs.4800/- Gos=08
SOs=10
ORs=22
--NA-- --NA-- Cost of one
set of text
books of all
classes.
However, the
amount may
be limited
maximum to
Rs.1000/- or
actual cost of
the books
whichever is
less.
70% Marks in 12th standard in case the result of 12th
standard are awaited, 70 % marks and above of 10th
standard are required.
No limit.
The fee for
one year
correspondence
courses for
medical and
Engg will be
Rs. 3850/- &
Rs.4500/-
respectively.
i. The amounts of Hostel subsidy are subject to the rates laid down or actual expenditure,
which ever is less.
ii. The eligibility to apply for the Hostel Subsidy, the wards of the members of the Fund
should obtain a minimum percentage of marks in the previous year final examination as
fixed for Merit Scholarships. The eligible wards will either be considered for award of
Merit Scholarship or Hostel Subsidy which ever is more beneficial to them.
5

CENTRAL WELFARE RISK PREMIA-CUM-SAVING FUND
SCHEME-2008
This scheme introduced in June 1986, revised in 1989, 1997, 2002 & 2008 now it is being
called as Risk Premia-Cum Saving Fund Scheme-2008.
OBJECTIVES
To provide financial assistance to the next of kin (NOK) of the deceased member / missing
member or to those who are invalidated on medical ground. The saving element of the scheme in
respect of the members are paid with prevailing rate of interest in lump-sum on superannuation
/VRS/Compulsory Retirement/ resigned / dismissed / removal from service and on repatriation to
their parent departments.
SUBSCRIPTION
Every member will contribute a sum of Rs. 100/- per month on quarterly basis as subscription
during his period of Govt. service till such time that he/she retires or leaves the service. The amount
of Rs. 100/- per month will be sub-divided under two heads i.e. Saving Element @ Rs. 70/- and Risk
Element @ Rs. 30/-. The contribution / subscription is being recovered on quarterly basis in the
month of Feb, May, Aug and Nov.
In case of death / missing
BENEFITS
Rs. 5 Lacs
(Enhanced w.e.f. 01-01-2009)
{Earlier the lump sum grant of RS Fund
was Rs. 2 Lacs w.e.f. 01-11-2008}
In case of invalidation (lump sum grant)
81% - 100% disability Rs.2,00,000/-
51% - 80% disability Rs.1,00,000/-
Upto 50% disability Rs. 50,000/-
In all the Struck of Strength
cases
Payment of entire Saving Element
with bonus/ prevailing rate of
interest.
Note: For enhancement of invalidation (lump sum grant) is under consideration.
6

EX-GRATIA LUMP-SUM COMPENSATION
MHA sanctions, Ex-Gratia lump-sum grant in terms of Department of Pension & OM No.
38/37/08-P&PW (A) dated 02-09-2008 ex-gratia lump sum compensation available to the families
of Central Govt. Civilian employees, who died in harness in the performance of their bona fide
official duties as per DOP&PW OM No. 45/55/97-P&PW(C) dated 11-09-1998 has been revised
w.e.f 01-01-2006 as under: -
Description Revised Ex-Gratia amount
w.e.f. 01-01-2006
(a) Death occurring due to accidents in the course
of performance of duties.
Rs.10.00 lakhs
(b) Death occurring in the course of performance
of duties attributable to acts of violence by
terrorists anti social elements etc.
(c) Death occurring during (a) enemy action in
international war or border skirmishes and (b)
action against militaries, terrorists extremists etc.
(d) Death occurring while on duty in the specified
high altitude, inaccessible border posts, etc on
account of natural disasters, extreme weather
Rs.10.00 lakhs
Rs.15.00 lakhs
Rs.15.00 lakhs
PRIME MINISTER’S SCHOLARSHIP SCHEME
The Hon’ble Prime Minister on the occasion of Independence Day 2005 announced the
scheme to encourage technical and post graduate education for the widows and the unmarried wards
of Ex-CPFs personnel and serving personnal (Below Officer rank upto Inspector).
Courses eligible:- Medical / Engg. / MCA / MBA and other professional programme
recognised by Govt.
Duration / Amount:- Two to five years / Amount Rs. 1250/- for boys and Rs. 1500/- for
girls per month.
Scholarship is required to be submitted to MHA through WARB HQrs.
CENTRAL POOL QUOTA FOR MBBS /BDS SEATS
MHA has reserved seats for Medical and Dental colleges for the wards of serving CPMFs
personnel and personnel those killed in action / permanently disabled in action and boarded out from
service.
Eligible applications are required to be forwarded through respective Sector HQrs to FHQrs
(Welfare Branch) for onward submission to MHA.
7

(i). Pension
GOVERNMENT PENSIONARY BENEFITS
(SUPERANNUATION, VOLUNTARY RETIREMENT,
PREMATURE RETIREMENT, COMPULSORY RETIREMENT)
Under CCS (Pension Rules-1972) a recurring monthly payment is admissible to permanent
employees who retire or are retired with a qualifying service of not less than 20 years for direct
employee and 10 years service for re-employed ex-serviceman. The quantum of pension depends
upon the qualifying service and the average emoluments drawn during the last 10 months of service.
Full pension is admissible to an employee who retires after completing qualifying service of not less
than 33 years and the amount of pension is determined @ 50% of the average emoluments (Basic
Pay + SP+DP+NPA) drawn during last 10 months of service. The minimum pension admissible is
Rs. 1913/- per month and maximum upto 50% of highest basic pay payable in the Central Govt.,
which is Rs.30,000/- per month since January 1996.
(ii). Commutation of Pension
Every pensioner is eligible to commute a portion of his monthly pension for lump-sum
payment, which is the commuted value of that portion of the pension. 40% of the pension can be
commuted and it is also restored on expiry of 15 years.
(iii). Retirement Gratuity
It is admissible to an employee who retires after completion of 5 years of qualifying service
and has become eligible for service gratuity or pension under Rule 49 of CCS Pension Rule. The
amount payable in equal to ‘one fourth’ of his emoluments for each completed six monthly period of
qualifying service subject to a maximum of 16.5 times the ‘emoluments’.
(iv). Death Gratuity
Death Gratuity is admissible in the event of death, in service, as under: -
a. Less than one year : 02 times of emoluments.
b. One year or more but less than 5 years : 06 times of emoluments.
c. 5 years or more but less than 20 years : 12 times of emoluments.
d. 20 year or more : Half of emoluments for every completed
6 monthly period of qualifying service
subject to a maximum of 33 times
emoluments or Rs.3.50 lakh whichever
is less. Emoluments include DA also on
the date of cessation of service.
Note: Every employee on his appointment should make nomination in the prescribed form
conferring on one or more persons right to receive Death-cum-Retirement Gratuity
amount in the event of his/her death.
8

(v). GPF Final Payment
(a). The General Provident Fund (Central Service) Rules-1960 came into existence w.e.f.
01-04-1960. The subscription of GPF is mandatory from the pay of the Central Service
employee not less than 6% of -his emoluments and not more than his /her total
emoluments. When a subscriber quits the service, the amount standing to his credit in the
fund shall become payable to him alongwith the interest published by Government time
to time.
(b). Deposit Linked Insurance Revised Scheme.
It has been decided by Central Government that the death of a subscriber to provident
fund after the normal working hours of the last working day before 12 midnight of the
calendar day in a case of death, while in service entitling the nominee of the subscriber to
the benefit of Deposit Linked Insurance Scheme subject to the fulfillment of the
prescribed conditions of the scheme.
The maximum limit of Rs. 60,000/- is to be applied after arriving at the average of
Thirty-six months and not at every stage.
(vi) Central Government Employee’s Group Insurance Scheme.
In replacement of the ‘Central Govt. Employee’s Insurance Scheme, 1977 a new scheme
called CGEGIS 1980 was introduced which was notified on 01-11-1980 and came into force w.e.f.
01-01-1982. It provides for the Central Govt. Employees, at a low cost and on a wholly contributory
and self financing basis, the twin benefits of an insurance cover to help their families in the event of
unfortunate death while in service and a lump sum payment to augment their resources on retirement
and resignation etc. The following revised rates of subscriptions came into force w.e.f. 01-01-1990.
Group of
employees
belongs
Subscription per month Amount of insurance
cover
Group A Rs.120/- Rs. 1,20,000/-
Group B Rs.60/ Rs. 60,000/
Group C Rs.30/ Rs. 30,000/
Group D Rs.15/ Rs. 15,000/
At the time of retirement/ resignation of Govt. servant the accumulated value of
contributions is calculated as per the table circulated by the Ministry. In case of death while in
service the additional benefits of an insurance covered under scheme is paid to next of kin.
(vii) ENCASHMENT OF LEAVE
(Swamy’s – FR & SR part-III)
Encashment of earned leave: - The authority competent to sanction leave should
automatically grant lump sum cash equivalent of leave salary admissible for the number of days of
earned leave at the credit of the employee on the last day of his service, subject to a maximum of 300
days including the number of days, for which encashment was availed along with LTC.
1. On retirement after attaining the age of superannuation.
2. When the service is extended in public interest beyond superannuation, after
extension.
3. When an employee retires on superannuation while under suspension or while
disciplinary or criminal proceedings are pending against him, the whole or part of
cash equivalent of leave salary may be withheld to meet recoveries from him possibly
9

arising on conclusion of the proceedings. On conclusion of the proceedings, payment
may be released after adjustment of Government dues, if any.
4. On termination of service by notice/payment of pay and allowances in lieu of notice
or otherwise in accordance with the terms and conditions of his appointment.
5. On termination of service of officials re-employed after retirement. In this case, the
maximum will include the period for which encashment of leave was allowed at the
time of previous retirement and also encashment availed with LTC.
6. When an employee is invalided from service on medical grounds.
7. When an employee resigns or quits service on his own accord, the lump-sum cash
payment will be only to the extent of half of the earned leave at his credit subject to a
maximum of 150 days including the number of days for which encashment was
availed along with LTC, on the date of cessation from service.
8. On premature retirement under FR 56(j) or (i) of Rule 48 of CCS (pension) Rules.
9. On voluntary retirement under FR 56 (k) or (m) or Rule 48 or 48-A of CCS (pension)
Rules.
10. On compulsory retirement as a measure of penalty when no reduction in pension is
ordered.
(viii). Family Pension
Family pension is payable to the family of a Govt. servant on his death in service or
after his retirement. For this purpose "family" in relation to a Govt. Servant, means: -
i. Wife or wives including judicially separated wife or wives in the case of a male
Government servant,
ii. husband, including judicially separated husband in the case of a female
Government servant,
iii. sons including stepsons and adopted sons,
iv. unmarried daughters including step-daughters and adopted daughters,
v. widowed daughters including step-daughters and adopted daughters,
vi. father
vii. mother
including adoptive parents in the case of individuals whose personal
law permits adoption.
viii. brothers below the age of eighteen years including step brothers,
ix. unmarried sisters and widow sisters including stepsisters,
x. married daughters, and
xi. children of a pre-deceased son.
The monthly family pension is based upon ‘pay’ (Basic Pay + Stagnation Increment + DP
+ NPA) drawn by a Govt. servant on the date of death or on the date of retirement. Normal rate of
Family Pension is 30% of last pay drawn.
(ix). Extra-Ordinary Pension
If an employee sustains injuries, disease or dies, and the injury, disease or death is
attributable to Govt. service, he/his family become eligible to the grant of an award under Central
Civil Service (E.O.P) Rules. This would be in addition to service Gratuity / Pension admissible under
the CCS (Pension) Rules (Appendix '3').
10

If death is attributable to government service, wife of the deceased is eligible to the grant
of Extra-ordinary family pension. In the absence of wife/husband, family pension would be granted
to the children.
(x). Disability Pension
When an employee is boarded out from service due to injury / disease attributable to
Govt. Service, he becomes entitled to disability pension, in addition to pension/gratuity admissible
under CCS (Pension) Rules, 1972.
(xi). Liberalized Pensionary Awards
The liberalized pensionary award in the case of death / disability as a result of (i) attack
by or during action against extremists, anti-social elements etc. and (ii) enemy action in international
war or border skirmishes are being awarded to the next of kin (NOK) of deceased or disabled
member as per CCS Pension Rule-1972 (Appendix '4').
In the event of death of the Govt. Servant in action, the widows will be entitled to family
pension equal to the pay last drawn by the deceased Govt. Servant for his life or until re-marriage.
(xii). Medical Facilities For Pensioners
Circular No.38/99/99-P&PW (C) dated 17-04-2000
Implementation of Government’s decision on the recommendations of 5 th Central Pay
Commission - Grant of fixed medical allowance @ Rs.100/- P.M to Central Government Pensioners
residing in areas not covered under CGHS.
(xiii). MONETARY BENEFITS FOR THE RECIPIENTS OF PRESIDENT’S POLICE
MEDAL FOR GALLANTRY AND POLICE MEDAL FOR GALLANTRY
(a). The Govt. of India, MHA, vide their letter No. 11026/10/98-PMA dated 6-12-1999 have
sanctioned the following monetary allowances for the recipients of President’s Police Medal for
Gallantry and Police Medal for Gallantry.
Sl
No.
Name of the Medal Gallantry Allowance
01 President’s Police Medal for Gallantry Rs. 750/-p.m
02 Each of Bar to President’s Police medal
for Gallantry
Rs. 750/-p.m.
03 Police medal for Gallantry Rs. 450/-p.m
04 Each of Bar to Police Medal for Gallantry Rs. 450/-p.m.
(b). The Govt. of India, MHA vide their letter No. 11026/12/05-PMA dated 09-03-2006 have
sanctioned the following concessions for the recipients of President’s Police Medal for Distinguished
Service and President’s Police Medal for Gallantry and Police Medal for Gallantry.
i. 75% concession on journey to be undertaken by the recipients of President’s Police
Medal for Gallantry and Police Medal for Gallantry (serving or retirees) in Economy
Class on Domestic Sectors and for that purposes the concessional tickets are issued by the
Indian Airlines on verification of the Identity card issued by MHA.
ii. 30% concession in basic Mail/Express fares of all classes and in the fares of Rajdhani /
Shatabadi trains to the recipients of President’s Police Medal for Distinguished Service
who attain the age of 60 years of age and above is available on the production of Identity
card issued by the MHA.
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(xiv). NEW PENSION SCHEME
The scheme is applicable to all Central Government servants who are appointed on or
after 01-01-2004, except Armed Forces (Army, Navy & Air Force).
Government servants have to contribute 10% of their (Basic Pay + Dearness Pay + DA)
through salary bills. Recovery will commence from the following month of joining the Government
service. Government will make equal matching contribution.
GPF.
PAOs.
Employees covered under New Pension Scheme are not eligible to subscribe towards
A unique 16 digit permanent pension Account Number (PPAN) will be allotted by the
No withdrawal is admissible.
Exit from the scheme will be on attaining 60 years of age. It is mandatory to invest forty
percentage of pension wealth in an annuity (from an IRDA regulated Life Insurance Company) to
provide pension for lifetime of the employee and his dependent parents/spouse. In the case of
employees who leave the scheme before 60 years of age, the mandatory annualisation would be 80%
of the Pension wealth.
Individual will get an Annual statement containing the details of opening balance,
monthly contribution, Government's matching contribution and interest earned.
to time.
Interest for the accumulations will be at the rate prescribed by the Government from time
12

FAMILY WELFARE CENTRE
Family welfare Centre is in operation in most of the units where the family members of the
Force personnel can augment their income by way of fabricating uniforms etc. as per the rates fixed
by G.O.I from time to time. The families of Ex-CISF personnel are also allowed to become member
of Family Welfare Centre so that they can also augment their income by stitching the uniforms etc.
The Unit Commander is empowered to take them as a member of Unit Welfare Centre at their level.
OPTION FOR FIXATION OF PAY ON PROMOTION
On the basis of FR-22(I) (a) (I) straightway without any further review on the accrual of
increment in the pay scale of lower post.
or
Pay may be fixed initially in the manner as provided under FR-22(I)(a)(I) and refix again
from the date of accrual of next increment in the scale of pay of the lower post.
INCENTIVES FOR PROMOTING SMALL
FAMILY NORMS
1. Employees who undergo sterilization operation are entitled to get a special increment in the
form of special pay.
2. A rebate of 1/2% in the interest on House Building Advance is admissible.
3. Special casual leave is admissible as under: -
(a) Male employee
(1) Maximum of 6 working days for vasectomy operation. If undergoes the said operation
for second time due to failure of the first, another six days will be admissible on the
production of medical certificate.
(2) Maximum of 21 days if his wife undergoes tuberculosis, laproscopy or salpingectomy
operation. The leave should follow the date of operation.
(b) Female employees
(1) Maximum of 14 days admissible for tubectomy/laproscopy. If she undergoes the
operation for a second time due to failure of the first, maximum of 14 days will be
admissible for the second time.
(2) Maximum of 14 days admissible for salpingectomy operation after Medical
Termination of Pregnancy (MTP).
(3) Admissible on the day of IUCD insertion/re-insertion.
(4) Maximum of 21 days admissible for undergoing re-canalisation operation.
(5) One day admissible on the day of operation when her husband undergoes vasectomy
operation.
Extension/additional special casual leave is admissible for the period of hospitalization if
the concerned employee is hospitalized on account of post-operational complication. Additional
special casual leave for 7 days in case of vasectomy operation and 14 days in case of tubectomy
operation is admissible if the employee does not remain hospitalized after sterilization operation but
is not fit to resume duty.
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