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01.I Congress on Cadastre - Permanent Committee on Cadastre in ...

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<str<strong>on</strong>g>01.I</str<strong>on</strong>g> <str<strong>on</strong>g>C<strong>on</strong>gress</str<strong>on</strong>g> <strong>on</strong> <strong>Cadastre</strong> 9/12/02 20:20 Pág<strong>in</strong>a 213<br />

of the country’s territory or the body resp<strong>on</strong>sible for<br />

<strong>in</strong>ternati<strong>on</strong>al representati<strong>on</strong> of such an <strong>in</strong>stituti<strong>on</strong>.<br />

Membership of the <strong>Cadastre</strong> <strong>Permanent</strong> <strong>Committee</strong><br />

must necessarily <strong>in</strong>clude those EU General Directorates<br />

whose functi<strong>on</strong>s are related with cadastral activity:<br />

agriculture, the envir<strong>on</strong>ment, development of the<br />

Informati<strong>on</strong> Society, regi<strong>on</strong>al policitics and taxati<strong>on</strong>, and<br />

last but not least, the Comm<strong>on</strong> Research Centre which<br />

provides support for multiple <strong>in</strong>itiatives <strong>in</strong> all these sectors.<br />

It would be also be appropriate to <strong>in</strong>clude the WPLA <strong>on</strong><br />

the <strong>Permanent</strong> <strong>Committee</strong>. The work carried out by this<br />

group <strong>in</strong> recent years and their capacity to spread<br />

<strong>in</strong>formati<strong>on</strong> <strong>on</strong> the cadastre throughout the whole of<br />

Europe rather than just to EU members make their presence<br />

highly recommendable.<br />

Lastly, there is no reas<strong>on</strong> why the <strong>Permanent</strong> <strong>Committee</strong><br />

should not <strong>in</strong>clude representatives of countries whose<br />

accessi<strong>on</strong> is imm<strong>in</strong>ent, although this is a decisi<strong>on</strong> that<br />

should be debated by the <strong>Committee</strong> itself.<br />

Based <strong>on</strong> the forego<strong>in</strong>g, the organisers of the «First <str<strong>on</strong>g>C<strong>on</strong>gress</str<strong>on</strong>g><br />

<strong>on</strong> <strong>Cadastre</strong> <strong>in</strong> the European Uni<strong>on</strong>» proposed membership <strong>in</strong><br />

the <strong>Cadastre</strong> <strong>Permanent</strong> <strong>Committee</strong> of the follow<strong>in</strong>g countries:<br />

Arbeitsgeme<strong>in</strong>schaft der Vermessungsverwaltungen der Länder<br />

(Adv) (Germany); Bundesamt für Eich- und<br />

Vermessungswessen (Austria); Adm<strong>in</strong>istrati<strong>on</strong> du cadastre, de<br />

l’enregistrement et des doma<strong>in</strong>es (Belgium); Kort &<br />

Matrikelstyrelsen (Denmark); Dirección General del Catastro<br />

(Spa<strong>in</strong>); Maanmittauslaitos (F<strong>in</strong>land); Directi<strong>on</strong> Générale des<br />

Impôts (France); Ktimatologio, S.A. (Greece); Netherlands’<br />

Kadaster (Holland); Ordnance Survey Ireland (Ireland);<br />

Agenzia del Territorio (Italy); l’Adm<strong>in</strong>istrati<strong>on</strong> du <strong>Cadastre</strong> et<br />

de la Topographie (Luxembourg); Instituto Português de<br />

Cartografia e Cadastro (Portugal); Ordnance Survey (United<br />

K<strong>in</strong>gdom); Landmateriet (Sweden); Representative of the DG<br />

for the Informati<strong>on</strong> Society. EU; Representative of the DG for<br />

the Envir<strong>on</strong>ment. EU; Representative of the DG for Taxati<strong>on</strong><br />

and S<strong>in</strong>gle Customs. EU; Representative of the Comm<strong>on</strong><br />

Research Centre; WPLA.<br />

Obviously, membership <strong>in</strong> the <strong>Permanent</strong> <strong>Committee</strong><br />

is voluntary and no <strong>in</strong>stituti<strong>on</strong> is obligated to bel<strong>on</strong>g. In<br />

these cases, another <strong>in</strong>stituti<strong>on</strong> would have to be selected<br />

<strong>in</strong> the relative country to exercise this functi<strong>on</strong>.<br />

Dur<strong>in</strong>g the sec<strong>on</strong>d half of 2002 the <strong>Committee</strong> will be<br />

c<strong>on</strong>stituted and its first meet<strong>in</strong>g will take place. The <strong>in</strong>itial<br />

sessi<strong>on</strong>s should be dedicated to def<strong>in</strong>e m<strong>in</strong>imum operat<strong>in</strong>g<br />

procedures and other questi<strong>on</strong>s of <strong>in</strong>terest, such as the<br />

presence <strong>in</strong> future editi<strong>on</strong>s of representatives of candidate<br />

countries. ■<br />

Land <strong>in</strong>formati<strong>on</strong> <strong>in</strong> the EU:<br />

situati<strong>on</strong> and perspectives<br />

JOAKIM OLLÉN<br />

General Director, Lantmäteriet, Sweden<br />

It is a well-known fact that a system of registrati<strong>on</strong> of<br />

private land rights facilitates a crucial feature of a successful<br />

LAND INFORMATION IN THE EU: SITUATION AND PERSPECTIVES<br />

ec<strong>on</strong>omy. In, for example, UN/ECE (Social and Ec<strong>on</strong>omic<br />

Benefits of Good Land Adm<strong>in</strong>istrati<strong>on</strong>, 1998) is po<strong>in</strong>ted<br />

out. «Land registrati<strong>on</strong> makes possible quick and sure<br />

procedures for creat<strong>in</strong>g and secur<strong>in</strong>g mortgages. The<br />

evoluti<strong>on</strong> of a flourish<strong>in</strong>g f<strong>in</strong>ancial sector, provid<strong>in</strong>g loans<br />

for development and <strong>in</strong>vestment, comes about where land<br />

rights are guaranteed. This is because banks and lend<strong>in</strong>g<br />

<strong>in</strong>stituti<strong>on</strong>s can secure their total loan and <strong>in</strong>vestment<br />

bus<strong>in</strong>ess; by <strong>in</strong>dividual mortgage registrati<strong>on</strong>, across the<br />

many separate properties of a large populati<strong>on</strong> of private<br />

owners and bus<strong>in</strong>esses. Access to mortgage f<strong>in</strong>ance makes<br />

possible the development and diversificati<strong>on</strong> of large and<br />

small bus<strong>in</strong>esses, so promot<strong>in</strong>g commercial resp<strong>on</strong>siveness<br />

to <strong>in</strong>ternal and overseas demand. It <strong>in</strong>creases the scope for<br />

<strong>in</strong>ward <strong>in</strong>vestment. Importantly, it generates employment<br />

opportunities that might otherwise be c<strong>on</strong>stra<strong>in</strong>ed or n<strong>on</strong>existent.<br />

For the homeowner, access to f<strong>in</strong>ance makes it<br />

possible to improve and develop exist<strong>in</strong>g property, so<br />

<strong>in</strong>creas<strong>in</strong>g the value of the nati<strong>on</strong>al hous<strong>in</strong>g stock.»<br />

Land <strong>in</strong>formati<strong>on</strong> is produced as a result of land<br />

registrati<strong>on</strong> carried out <strong>in</strong> courts or government offices <strong>in</strong><br />

each particular jurisdicti<strong>on</strong>. The <strong>in</strong>formati<strong>on</strong> is <strong>in</strong> a number<br />

of countries found <strong>in</strong> nati<strong>on</strong>al land <strong>in</strong>formati<strong>on</strong> systems, for<br />

which a government agency is resp<strong>on</strong>sible.<br />

The member states of the European Uni<strong>on</strong> have reached<br />

very different stages of development when it comes to land<br />

registrati<strong>on</strong> and process<strong>in</strong>g of land <strong>in</strong>formati<strong>on</strong>. In the<br />

candidate countries c<strong>on</strong>siderable efforts are be<strong>in</strong>g put <strong>in</strong>to<br />

the establishment of a property market, not least through<br />

restituti<strong>on</strong> or privatisati<strong>on</strong> programmes. Many countries<br />

have also come quite far when it comes to us<strong>in</strong>g IT <strong>in</strong> land<br />

registrati<strong>on</strong> and other land related matters. This matrix gives<br />

an overview of the type of <strong>in</strong>formati<strong>on</strong> available for land <strong>in</strong><br />

some of the European countries (the countries tak<strong>in</strong>g part <strong>in</strong><br />

the project EULIS, European Land Informati<strong>on</strong> Service).<br />

C<strong>on</strong>tributi<strong>on</strong> to ec<strong>on</strong>omic development and social<br />

objectives<br />

Today, mortgage credit is an important part of the EU<br />

Internal market for f<strong>in</strong>ancial services. And so it will rema<strong>in</strong>.<br />

Outstand<strong>in</strong>g mortgage loans, totall<strong>in</strong>g 3.4 trilli<strong>on</strong> Euro,<br />

account for 40 per cent of bank’s assets accord<strong>in</strong>g to<br />

statistics from the European Mortgage Federati<strong>on</strong>. This<br />

means that the development of the mortgage market has a<br />

determ<strong>in</strong><strong>in</strong>g role <strong>in</strong> shap<strong>in</strong>g the future <strong>in</strong>ternal market for<br />

f<strong>in</strong>ancial services.<br />

There are, however, a number of barriers to an<br />

<strong>in</strong>tegrated market for f<strong>in</strong>ancial services. These are be<strong>in</strong>g<br />

reduced by different measures, such as:<br />

— The <strong>in</strong>troducti<strong>on</strong> of the s<strong>in</strong>gle currency, which e.g.<br />

reduces transacti<strong>on</strong> costs and makes price-comparis<strong>on</strong>s<br />

easier, thereby lift<strong>in</strong>g barriers that have prevented<br />

customers from shopp<strong>in</strong>g cross-border.<br />

— The Internet removes physical distance barriers, and<br />

makes it easy for customers to access offers from across the<br />

EU, but also for banks and different companies to offer their<br />

services without «chang<strong>in</strong>g the geographical positi<strong>on</strong>s» of<br />

their bus<strong>in</strong>ess.<br />

— Further Internal market harm<strong>on</strong>isati<strong>on</strong>, such as the<br />

Code of c<strong>on</strong>duct for home loans signed by the European<br />

organisati<strong>on</strong> for lenders and c<strong>on</strong>sumers which has also been<br />

approved by the Commissi<strong>on</strong>, that enhances transparency,<br />

reduces legal barriers and stimulates competiti<strong>on</strong>.<br />

An <strong>in</strong>tegrated <strong>in</strong>ternal market for mortgage credit is<br />

still a distant prospect. There are divergences between the<br />

213

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