01.I Congress on Cadastre - Permanent Committee on Cadastre in ...
01.I Congress on Cadastre - Permanent Committee on Cadastre in ...
01.I Congress on Cadastre - Permanent Committee on Cadastre in ...
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<str<strong>on</strong>g>01.I</str<strong>on</strong>g> <str<strong>on</strong>g>C<strong>on</strong>gress</str<strong>on</strong>g> <strong>on</strong> <strong>Cadastre</strong> 9/12/02 20:20 Pág<strong>in</strong>a 213<br />
of the country’s territory or the body resp<strong>on</strong>sible for<br />
<strong>in</strong>ternati<strong>on</strong>al representati<strong>on</strong> of such an <strong>in</strong>stituti<strong>on</strong>.<br />
Membership of the <strong>Cadastre</strong> <strong>Permanent</strong> <strong>Committee</strong><br />
must necessarily <strong>in</strong>clude those EU General Directorates<br />
whose functi<strong>on</strong>s are related with cadastral activity:<br />
agriculture, the envir<strong>on</strong>ment, development of the<br />
Informati<strong>on</strong> Society, regi<strong>on</strong>al policitics and taxati<strong>on</strong>, and<br />
last but not least, the Comm<strong>on</strong> Research Centre which<br />
provides support for multiple <strong>in</strong>itiatives <strong>in</strong> all these sectors.<br />
It would be also be appropriate to <strong>in</strong>clude the WPLA <strong>on</strong><br />
the <strong>Permanent</strong> <strong>Committee</strong>. The work carried out by this<br />
group <strong>in</strong> recent years and their capacity to spread<br />
<strong>in</strong>formati<strong>on</strong> <strong>on</strong> the cadastre throughout the whole of<br />
Europe rather than just to EU members make their presence<br />
highly recommendable.<br />
Lastly, there is no reas<strong>on</strong> why the <strong>Permanent</strong> <strong>Committee</strong><br />
should not <strong>in</strong>clude representatives of countries whose<br />
accessi<strong>on</strong> is imm<strong>in</strong>ent, although this is a decisi<strong>on</strong> that<br />
should be debated by the <strong>Committee</strong> itself.<br />
Based <strong>on</strong> the forego<strong>in</strong>g, the organisers of the «First <str<strong>on</strong>g>C<strong>on</strong>gress</str<strong>on</strong>g><br />
<strong>on</strong> <strong>Cadastre</strong> <strong>in</strong> the European Uni<strong>on</strong>» proposed membership <strong>in</strong><br />
the <strong>Cadastre</strong> <strong>Permanent</strong> <strong>Committee</strong> of the follow<strong>in</strong>g countries:<br />
Arbeitsgeme<strong>in</strong>schaft der Vermessungsverwaltungen der Länder<br />
(Adv) (Germany); Bundesamt für Eich- und<br />
Vermessungswessen (Austria); Adm<strong>in</strong>istrati<strong>on</strong> du cadastre, de<br />
l’enregistrement et des doma<strong>in</strong>es (Belgium); Kort &<br />
Matrikelstyrelsen (Denmark); Dirección General del Catastro<br />
(Spa<strong>in</strong>); Maanmittauslaitos (F<strong>in</strong>land); Directi<strong>on</strong> Générale des<br />
Impôts (France); Ktimatologio, S.A. (Greece); Netherlands’<br />
Kadaster (Holland); Ordnance Survey Ireland (Ireland);<br />
Agenzia del Territorio (Italy); l’Adm<strong>in</strong>istrati<strong>on</strong> du <strong>Cadastre</strong> et<br />
de la Topographie (Luxembourg); Instituto Português de<br />
Cartografia e Cadastro (Portugal); Ordnance Survey (United<br />
K<strong>in</strong>gdom); Landmateriet (Sweden); Representative of the DG<br />
for the Informati<strong>on</strong> Society. EU; Representative of the DG for<br />
the Envir<strong>on</strong>ment. EU; Representative of the DG for Taxati<strong>on</strong><br />
and S<strong>in</strong>gle Customs. EU; Representative of the Comm<strong>on</strong><br />
Research Centre; WPLA.<br />
Obviously, membership <strong>in</strong> the <strong>Permanent</strong> <strong>Committee</strong><br />
is voluntary and no <strong>in</strong>stituti<strong>on</strong> is obligated to bel<strong>on</strong>g. In<br />
these cases, another <strong>in</strong>stituti<strong>on</strong> would have to be selected<br />
<strong>in</strong> the relative country to exercise this functi<strong>on</strong>.<br />
Dur<strong>in</strong>g the sec<strong>on</strong>d half of 2002 the <strong>Committee</strong> will be<br />
c<strong>on</strong>stituted and its first meet<strong>in</strong>g will take place. The <strong>in</strong>itial<br />
sessi<strong>on</strong>s should be dedicated to def<strong>in</strong>e m<strong>in</strong>imum operat<strong>in</strong>g<br />
procedures and other questi<strong>on</strong>s of <strong>in</strong>terest, such as the<br />
presence <strong>in</strong> future editi<strong>on</strong>s of representatives of candidate<br />
countries. ■<br />
Land <strong>in</strong>formati<strong>on</strong> <strong>in</strong> the EU:<br />
situati<strong>on</strong> and perspectives<br />
JOAKIM OLLÉN<br />
General Director, Lantmäteriet, Sweden<br />
It is a well-known fact that a system of registrati<strong>on</strong> of<br />
private land rights facilitates a crucial feature of a successful<br />
LAND INFORMATION IN THE EU: SITUATION AND PERSPECTIVES<br />
ec<strong>on</strong>omy. In, for example, UN/ECE (Social and Ec<strong>on</strong>omic<br />
Benefits of Good Land Adm<strong>in</strong>istrati<strong>on</strong>, 1998) is po<strong>in</strong>ted<br />
out. «Land registrati<strong>on</strong> makes possible quick and sure<br />
procedures for creat<strong>in</strong>g and secur<strong>in</strong>g mortgages. The<br />
evoluti<strong>on</strong> of a flourish<strong>in</strong>g f<strong>in</strong>ancial sector, provid<strong>in</strong>g loans<br />
for development and <strong>in</strong>vestment, comes about where land<br />
rights are guaranteed. This is because banks and lend<strong>in</strong>g<br />
<strong>in</strong>stituti<strong>on</strong>s can secure their total loan and <strong>in</strong>vestment<br />
bus<strong>in</strong>ess; by <strong>in</strong>dividual mortgage registrati<strong>on</strong>, across the<br />
many separate properties of a large populati<strong>on</strong> of private<br />
owners and bus<strong>in</strong>esses. Access to mortgage f<strong>in</strong>ance makes<br />
possible the development and diversificati<strong>on</strong> of large and<br />
small bus<strong>in</strong>esses, so promot<strong>in</strong>g commercial resp<strong>on</strong>siveness<br />
to <strong>in</strong>ternal and overseas demand. It <strong>in</strong>creases the scope for<br />
<strong>in</strong>ward <strong>in</strong>vestment. Importantly, it generates employment<br />
opportunities that might otherwise be c<strong>on</strong>stra<strong>in</strong>ed or n<strong>on</strong>existent.<br />
For the homeowner, access to f<strong>in</strong>ance makes it<br />
possible to improve and develop exist<strong>in</strong>g property, so<br />
<strong>in</strong>creas<strong>in</strong>g the value of the nati<strong>on</strong>al hous<strong>in</strong>g stock.»<br />
Land <strong>in</strong>formati<strong>on</strong> is produced as a result of land<br />
registrati<strong>on</strong> carried out <strong>in</strong> courts or government offices <strong>in</strong><br />
each particular jurisdicti<strong>on</strong>. The <strong>in</strong>formati<strong>on</strong> is <strong>in</strong> a number<br />
of countries found <strong>in</strong> nati<strong>on</strong>al land <strong>in</strong>formati<strong>on</strong> systems, for<br />
which a government agency is resp<strong>on</strong>sible.<br />
The member states of the European Uni<strong>on</strong> have reached<br />
very different stages of development when it comes to land<br />
registrati<strong>on</strong> and process<strong>in</strong>g of land <strong>in</strong>formati<strong>on</strong>. In the<br />
candidate countries c<strong>on</strong>siderable efforts are be<strong>in</strong>g put <strong>in</strong>to<br />
the establishment of a property market, not least through<br />
restituti<strong>on</strong> or privatisati<strong>on</strong> programmes. Many countries<br />
have also come quite far when it comes to us<strong>in</strong>g IT <strong>in</strong> land<br />
registrati<strong>on</strong> and other land related matters. This matrix gives<br />
an overview of the type of <strong>in</strong>formati<strong>on</strong> available for land <strong>in</strong><br />
some of the European countries (the countries tak<strong>in</strong>g part <strong>in</strong><br />
the project EULIS, European Land Informati<strong>on</strong> Service).<br />
C<strong>on</strong>tributi<strong>on</strong> to ec<strong>on</strong>omic development and social<br />
objectives<br />
Today, mortgage credit is an important part of the EU<br />
Internal market for f<strong>in</strong>ancial services. And so it will rema<strong>in</strong>.<br />
Outstand<strong>in</strong>g mortgage loans, totall<strong>in</strong>g 3.4 trilli<strong>on</strong> Euro,<br />
account for 40 per cent of bank’s assets accord<strong>in</strong>g to<br />
statistics from the European Mortgage Federati<strong>on</strong>. This<br />
means that the development of the mortgage market has a<br />
determ<strong>in</strong><strong>in</strong>g role <strong>in</strong> shap<strong>in</strong>g the future <strong>in</strong>ternal market for<br />
f<strong>in</strong>ancial services.<br />
There are, however, a number of barriers to an<br />
<strong>in</strong>tegrated market for f<strong>in</strong>ancial services. These are be<strong>in</strong>g<br />
reduced by different measures, such as:<br />
— The <strong>in</strong>troducti<strong>on</strong> of the s<strong>in</strong>gle currency, which e.g.<br />
reduces transacti<strong>on</strong> costs and makes price-comparis<strong>on</strong>s<br />
easier, thereby lift<strong>in</strong>g barriers that have prevented<br />
customers from shopp<strong>in</strong>g cross-border.<br />
— The Internet removes physical distance barriers, and<br />
makes it easy for customers to access offers from across the<br />
EU, but also for banks and different companies to offer their<br />
services without «chang<strong>in</strong>g the geographical positi<strong>on</strong>s» of<br />
their bus<strong>in</strong>ess.<br />
— Further Internal market harm<strong>on</strong>isati<strong>on</strong>, such as the<br />
Code of c<strong>on</strong>duct for home loans signed by the European<br />
organisati<strong>on</strong> for lenders and c<strong>on</strong>sumers which has also been<br />
approved by the Commissi<strong>on</strong>, that enhances transparency,<br />
reduces legal barriers and stimulates competiti<strong>on</strong>.<br />
An <strong>in</strong>tegrated <strong>in</strong>ternal market for mortgage credit is<br />
still a distant prospect. There are divergences between the<br />
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