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CREDIT MANAGEMENT.pdf - Christian Service University College

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3. What percentage of your loan do the following sectors take?<br />

a) Farmers ( %)<br />

b) Traders ( %)<br />

c) Fishers ( %)<br />

d) Others (specify)……………………………………………………………………………<br />

4. What qualifies a customer for a loan?<br />

…………………….……………….…………………………………………………………..<br />

…………………………………..……………………………………………………………..<br />

…………………………………..……………………………………………………………..<br />

5. Before given credit, what type of collateral security does the institution requires.<br />

a) Land and building<br />

b) Saving deposit with a bank for a time period<br />

c) Vehicle(s)<br />

d) Guarantor(s)<br />

e) Others (specify) …………………………………………………………………………..<br />

6. How long do you take to process loan application?<br />

a) Less than a week<br />

b) A week – A month<br />

c) One – three months<br />

d) Others (specify)………………………………………………….………………………….<br />

7. What is the institution’s loan period for the following type of loan granted?<br />

a) Overdraft.…………………………………………………………………...………………<br />

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