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English - Freedom from Hunger

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Four Faces of Microfinance Impact<br />

The following four stories represent the range of accounts we heard <strong>from</strong> mature microfinance clients. The<br />

story of Beatriz is quite typical of the stories we heard <strong>from</strong> members of Credit with Education groups.<br />

Ecuador<br />

Beatriz thinks she<br />

feeds her family a<br />

healthy diet. They eat<br />

salad and fruit and<br />

fish, but also drink<br />

colas. However, meals<br />

are generally not<br />

as healthy today as<br />

what she ate during<br />

her childhood, such<br />

as yucca and beans<br />

directly <strong>from</strong> the<br />

farms, because today<br />

everything is full of<br />

chemicals.<br />

Beatriz sells beer, cola, water and other items <strong>from</strong> a store in her house on<br />

the main street in a town northwest of Guayaquil, Ecuador where people<br />

cultivate bananas, corn, cotton and rice, and also raise cattle. Her participation<br />

in the village bank over the past three years has helped reduce the episodes of<br />

hunger and lack of money that had plagued her family in the past, although they still<br />

have not overcome the difficulties of sickness and poverty.<br />

Beatriz, 38, says the key to achieving good health and well-being is eating well. She<br />

has participated in several discussions in her village bank about nutrition and health<br />

and also has gotten advice <strong>from</strong> her doctors about how to control her diabetes. But<br />

she says her diet is bad. She eats salads and vegetables sometimes, but she also eats<br />

fried foods and foods that she knows are not healthy. She says there are months<br />

when she goes to the doctor and controls her diabetes, and other months when<br />

she does not.<br />

Her family suffers <strong>from</strong> other illnesses, too. Her husband has gastritis, a disease that<br />

is most problematic when he doesn’t eat enough. In the winter, he doesn’t have<br />

stable work, so he has to go out day by day with his machete seeking work; when<br />

he doesn’t have enough money, he skips either breakfast or lunch, and then his<br />

stomach hurts. Last year he had a lot of trouble finding work and the entire family<br />

went hungry. The family got some assistance <strong>from</strong> Beatriz’s mother, who has<br />

since died.<br />

The 19-year-old daughter has<br />

good health, but is currently<br />

pregnant. The 10-year-old son<br />

has pains in his legs. There<br />

have been times when Beatriz<br />

didn’t have the money to take<br />

him to the doctor, but when<br />

he did have medical exams,<br />

the doctors couldn’t identify<br />

the problem. He can’t run or<br />

play, and he has a lot of pain,<br />

especially at night.<br />

FouR FaCes oF MICRoFInanCe IMPaCT<br />

4

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