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in her own words - Freedom from Hunger

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mali<br />

I have worked my way out of a life of misery. —KADIA<br />

philipp<strong>in</strong>es<br />

The loans really help.We’re friends, so we help each ot<strong>her</strong>. —MARLENE<br />

5<br />

I learned about malaria and how to protect my children. —DORCAS<br />

ghana<br />

olivia<br />

I know how to protect my son and I share that knowledge. —ROSEMARY<br />

<strong>in</strong>dia<br />

I can stand up and ask for what I need. —RHADA<br />

5<br />

Evidence of last<strong>in</strong>g change<br />

T<strong>her</strong>e are two ways we could tell the story of how <strong>Freedom</strong> <strong>from</strong> <strong>Hunger</strong> has enabled women<br />

to transform their lives and the lives of their family members. The first is through the women’s<br />

personal accounts. Throughout this report, you will read quotes <strong>from</strong> women who have told us<br />

about the changes they have experienced as a result of their participation <strong>in</strong> our programs. The<br />

second way to tell our story is through evidence obta<strong>in</strong>ed <strong>from</strong> carefully controlled research <strong>in</strong><br />

the field. Here are some highlights of changes we have documented:<br />

• Compared to women who received only microf<strong>in</strong>ance services and no bus<strong>in</strong>ess education, Credit with<br />

Education participants had better bus<strong>in</strong>ess profits, repayment rates, and loyalty to their Credit Associations.<br />

The improvements <strong>in</strong> <strong>in</strong>come were most dramatic <strong>in</strong> “slow” months—when a drop <strong>in</strong> <strong>in</strong>come can mean that<br />

a family liv<strong>in</strong>g on the marg<strong>in</strong> of survival goes hungry.<br />

• Compared to women who received<br />

microf<strong>in</strong>ance but no malaria education,<br />

women participat<strong>in</strong>g <strong>in</strong> our Malaria<br />

Initiative were more likely to know<br />

how malaria is spread, to understand<br />

the importance of us<strong>in</strong>g <strong>in</strong>secticide-<br />

ecuador<br />

treated bednets and to get their<br />

children to the cl<strong>in</strong>ic while the disease<br />

is still treatable.<br />

• Studies confirm that children whose mot<strong>her</strong>s participate <strong>in</strong> our Credit with Education service for a year or<br />

more have improved nutritional status and health.<br />

“I am a woman, and I<br />

can do it too!”–Norma<br />

• Regular progress track<strong>in</strong>g shows that affordable credit and secure sav<strong>in</strong>gs immediately improve a family’s ability<br />

to become self-reliant by launch<strong>in</strong>g and grow<strong>in</strong>g home-based bus<strong>in</strong>esses.<br />

• Research shows clear impacts on women’s empowerment when they have simultaneous access to affordable<br />

credit and lifeskills tra<strong>in</strong><strong>in</strong>g—<strong>in</strong>creas<strong>in</strong>g their role <strong>in</strong> household decision-mak<strong>in</strong>g, extend<strong>in</strong>g their social networks<br />

beyond their immediate families and even becom<strong>in</strong>g <strong>in</strong>volved <strong>in</strong> civic activities.<br />

• In surveys of knowledge and practice, participat<strong>in</strong>g women confidently and consistently state that they know<br />

how to protect their children <strong>from</strong> illness and hunger.They also report greater school enrollment as a result of<br />

their <strong>in</strong>creased ability to pay school fees and ot<strong>her</strong> costs.<br />

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