New Car No Payment for 90 Days* - The Golden 1 Credit Union

More documents

Recommendations

Info

Non-Visa Debit Transaction Processing We have enabled non-Visa debit transaction processing. This means you may use your ATM/Check Card on a PIN-Debit Network* (a non-Visa network) without using a PIN. The non-Visa debit network(s) for which such transactions are enabled are: STAR Network. Examples of the types of actions that you may be required to make to initiate a Visa transaction on your ATM/Check Card include signing a receipt, providing a card number over the phone or via the Internet, or swiping the card through a point-of-sale terminal. Examples of the types of actions you may be required to make to initiate a transaction on a PIN-Debit Network include initiating a payment directly with the biller (possibly via telephone, Internet, or kiosk locations), responding to a logo displayed at a payment site and choosing to direct payment through that network, and having your identity verified using known information derived from an existing relationship with you instead of through use of a PIN. Examples of the types of actions you may be required to make to initiate a transaction on the STAR Network include initiating a payment directly with the biller, possibly via telephone, Internet, or kiosk locations. STAR Network billers are required to display the STAR logo. STAR Network billers must also allow you to choose how your payment is directed. Thus, you could see the STAR logo and choose to direct your payment through the STAR Network. In addition, STAR Bill Payments are not authenticated with a PIN; instead the biller authenticates your identity using known information derived from an existing relationship with you. The provisions of your agreement with us relating only to Visa transactions are not applicable to non-Visa transactions. For example, the additional limits on liability (sometimes referred to as Visa’s zero-liability program) and the streamlined error resolution procedures offered on Visa debit card transactions are not applicable to transactions processed on a PIN-Debit Network. * Visa Rules generally define PIN-Debit Network as a non-Visa debit network that typically authenticates transactions by use of a personal identification number (PIN) but that is not generally known for having a card program. © 2000 Wolters Kluwer Financial Services – Bankers Systems Important Notice: IRA Withholding If you are currently taking automatic withdrawals from your IRA account with Golden 1, we are required by federal law to notify you of your right to change your tax withholding election for your IRA distributions. You have the right to change your election at any time. The withholding election you previously made will continue to apply to future IRA distributions until you notify us in writing of a change. If you want to make a change to your federal and/or state tax withholding election, give us a call. Holiday Shopping is Easy with a Santa Saver SM Account The holidays have passed, the tree is down. Lights are disappearing all around. The gifts were many and the checking balance is low—open a Santa Saver Account today and watch your savings grow! Benefits: • No minimum balance required to earn dividends and dividends compound monthly • Funds will be transferred into your designated checking or savings account on November 1 and will renew each year • Use two convenient automated deposit options: payroll deduction or automatic transfer • Deposit just $20 to open or just $5 if you sign up for payroll deduction or automatic transfer Open your Santa Saver Account any time throughout the year and get a jump start on saving for the next holiday season!
Annual Meeting of The Golden 1 Credit Union The Annual Meeting of The Golden 1 Credit Union will be held at the Golden 1 Operations Center, 8945 Cal Center Drive, Sacramento, CA, at 5:30 p.m. on March 22, 2011. Elections Four members of the Board of Directors and two members of the Supervisory Committee will be elected at the Annual Meeting. Nominees recommended by the Nominating Committee are: Board of Directors P. Craig Cornett John R. Harrigan Manuel M. Mateo Thomas P. McCaffery Supervisory Committee Kevin Chan Michael Dendorfer The number of qualified individuals nominated for the Board or Supervisory Committee is not more than the number of positions to be elected. In accordance with our Bylaws, the Board of Directors may, without further action, declare that these nominees have been elected at the Annual Meeting. This procedure will be followed at the Annual Meeting on March 22, 2011. Get a Discount from Sprint Sprint Nextel is offering discounted rates to Golden 1 members on their wireless services. Through the Sprint Nextel Credit Union Discount, you can enjoy: • 10% off most regularly priced Sprint Nextel service plans • 15% off most corporate wireless plans • Waived activation fee on all new lines • Waived upgrade fee • Nationwide coast-to-coast coverage • National rates with no roaming and long distance charges • Existing Sprint Nextel customers can also save on their plan Proxy Notice This Proxy Notice is provided to all members of The Golden 1 Credit Union (“Golden 1”) who have executed a Voting Proxy. Notice is hereby given that the nature of each matter or group of related matters on which the Voting Proxy may be voted by the Proxy Holder is as follows: 1. Election of Directors; 2. Election of Supervisory Committee members; 3. Amendments of the Bylaws of Golden 1, except as prohibited by law; 4. Any other matters which may properly arise at either the Annual Member Meeting or any special meeting of the members. Notice of such matters shall be provided to the member in the notice of such meeting. Call 1-877-SAVE-4-CU (1-877-728-3428) or visit SprintSave4CU.com and tell them you’re a credit union member. If you’re an existing Sprint customer, please visit: sprint-discount.com and under “Company/Organization Name” enter “Credit Union Member.” Sprint Nextel Services–preferential rates–savings for members. 10% discounts on most monthly recurring charges, waived activation fee on new lines and waived upgrade fee. Additional savings for corporate accounts. Happy New Year The Board of Directors, Supervisory and Credit committees, and employees of The Golden 1 Credit Union wish you and your family a peaceful and prosperous year in 2011.
Page 1: A G O L D E N 1 C R E D I T U N I O

New Car No Payment for 90 Days* - The Golden 1 Credit Union

Create successful ePaper yourself

Delete template?

Save as template?