NEWSLETTER - The Golden 1 Credit Union
NEWSLETTER - The Golden 1 Credit Union
NEWSLETTER - The Golden 1 Credit Union
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March 2013<br />
G1 MEMBER<br />
<strong>NEWSLETTER</strong><br />
A GOLDEN 1 CREDIT UNION PUBLICATION<br />
5 Ways Mobile and<br />
Online Banking Can Save<br />
You Time (and Money)<br />
Wherever you are—you’re just a click or a tap<br />
away from managing your finances with our<br />
Online, Mobile, and Text Banking services. And<br />
here are 5 reasons you should start banking<br />
electronically:<br />
1<br />
Free Access to Your Accounts<br />
Manage your <strong>Golden</strong> 1 accounts from almost<br />
anywhere. View your account balance and<br />
history, transfer funds, and do much more.<br />
It’s fast, easy, and secure.<br />
2<br />
Free Mobile Deposit<br />
Skip the visits to the branch or ATM—instead,<br />
deposit your checks quickly and easily with our<br />
free Mobile app. It’s available to anyone using a<br />
supported iPhone® or Android TM device.<br />
3<br />
Free Online Bill Payment service *<br />
Receive and pay bills electronically, schedule<br />
recurring payments, and track your bill payment<br />
history with one convenient service. No more<br />
buying stamps or trips to the post office.<br />
March into Savings with <strong>Golden</strong> 1<br />
You may have joined<br />
<strong>Golden</strong> 1 to get an auto loan<br />
or a checking account, but do<br />
you know about all the other<br />
services offered by <strong>Golden</strong> 1?<br />
We offer the same (or better)<br />
services as the big banks—but<br />
without the big fees.<br />
Is your schedule too full?<br />
Consider signing up for<br />
Online, Mobile, and Text<br />
Banking. <strong>The</strong>y’re free, easy to<br />
use—and they’ll save you lots<br />
of time.<br />
This year, $3.87 million in Visa ®<br />
rebates were received by <strong>Golden</strong> 1<br />
members. Did you get a rebate?<br />
If not, consider the <strong>Golden</strong> 1<br />
Platinum Rewards Visa.<br />
Keep reading to learn more about<br />
how <strong>Golden</strong> 1 can benefit you<br />
and yours.<br />
Free Popmoney® personal payment service<br />
(for person-to-person payments)<br />
Pay almost anyone you know electronically. All<br />
you need is his or her email address, account<br />
number or mobile phone number. Put away the<br />
cash and checkbook—there’s no need for them<br />
with Popmoney.<br />
4<br />
5<br />
Free Online Statements<br />
When you sign up for Online Statements, you<br />
won’t have to wait for the mail anymore; instead,<br />
continued on back page<br />
golden1.com<br />
1-877-GOLDEN 1 (1-877-465-3361)
$3.87 Million Reasons<br />
to Get a <strong>Golden</strong> 1 Visa <strong>Credit</strong> Card<br />
In January, $3.87 million dollars in cash rebates 1 were paid to <strong>Golden</strong> 1<br />
Platinum Rewards Visa cardholders. Were you one of them? If not, apply<br />
for one today so you don’t miss out next year! Or, if you’d rather have<br />
a lower rate, the Platinum Rewards Visa gives you a choice of a lower<br />
interest rate or a 1% annual cash rebate. Plus, it has lots of great features,<br />
such as:<br />
• No annual fees 2<br />
• Rates as low as 9.90% APR 2<br />
• A cash back 3 program that pays you to shop<br />
A <strong>Golden</strong> 1 Platinum Rewards Visa credit card is a convenient way<br />
to make one-time purchases, fund ongoing projects, and if you want to<br />
have a backup plan for unexpected expenses.<br />
Apply today at golden1.com, at any branch, or call us to apply over<br />
the phone!<br />
1 1% cash rebate is available on qualified purchases (excludes cash advances, balance transfers and<br />
purchase credits). Rebate is available on Platinum Rewards Visa (with the cash rebate reward option).<br />
Contact <strong>Golden</strong> 1 for additional details. We reserve the right to change or discontinue this program.<br />
2 Subject to approval based on creditworthiness or qualifications. <strong>The</strong> fee for a cash advance is $5<br />
or 2.5% of the amount of each cash advance, whichever is greater. <strong>The</strong> foreign transaction fee is 1%<br />
of each transaction in U.S. dollars. No balance transfer fees for an introductory period of 90 days<br />
after account opening. After 90 days, the balance transfer fee is $3 or 2.5% of the transfer amount,<br />
whichever is greater. 3 Cash back rewards for purchases made online at participating retailers through<br />
the Rainbow Rewards website and at participating local merchants. Rewards are paid quarterly once<br />
your account reaches $25. See the Rainbow Rewards Terms and Conditions at www.rainbowrewards.<br />
com for details.<br />
Get Answers Faster at golden1.com<br />
Our website at golden1.com is chock-full of information and links that<br />
help our members. And now we’ve improved our search tool so you can<br />
ask a question—and get a direct answer or link to the most revelant Web<br />
page! It is designed to get you the answer to your question, quickly and<br />
accurately … every time.<br />
Attend Our Free Webinars for<br />
Job Seekers<br />
In March, <strong>Golden</strong> 1’s Member Education<br />
Department will hold a series of free webinars<br />
designed for people who are looking for work.<br />
Held every Tuesday from 6:30 to 7:00 p.m., the<br />
webinars can be viewed using any computer with<br />
Internet access. Attend all four webinar classes<br />
in the series and you’ll receive an informative<br />
book related to job seeking. Register today at<br />
golden1.com to save your spot!<br />
Job-Seeker Series<br />
• Tuesday, March 5<br />
How to Create a Stand-Out Résumé<br />
• Tuesday, March 12<br />
Cover Letters That Get Noticed<br />
• Tuesday, March 19<br />
Find a Job through Networking<br />
• Tuesday, March 26<br />
Become a Memorable Interviewee<br />
More information, including a full schedule<br />
of workshops and webinars, is available at<br />
golden1.com/AchieveGoals.<br />
To begin, simply type in your question at the top right-hand side of<br />
any Web page at golden1.com. Look for the box that says “Have a<br />
Question? Ask.”<br />
Five Ways Banking Online Can Save You Time<br />
(and Money)<br />
continued from front page<br />
you can go online and see, save, and print your statement in seconds.<br />
Plus, you can access statements up to seven years old.<br />
Let <strong>Golden</strong> 1 products and services do the work for you, so you can enjoy<br />
a little extra time in your day! Go to golden1.com/save to learn more or<br />
to enroll in our Online and Mobile Banking services.<br />
* Fees apply for expedited payments.<br />
Popmoney is a registered trademark of Cash Edge, a division of Fiserv, Inc.<br />
Better Banking. Proven Service. SM<br />
Federally insured by NCUA.<br />
Equal Housing Opportunity.<br />
©2013 <strong>Golden</strong> 1 <strong>Credit</strong> <strong>Union</strong>. <strong>The</strong> information in this newsletter is as<br />
current as possible; however, the credit union reserves the right to add,<br />
change or delete services, and all rates, terms and conditions are subject<br />
to change. Please contact the Member Service Call Center or visit<br />
golden1.com to verify current rates, terms and conditions.<br />
We reserve the right to correct printing errors. All third-party<br />
companies, products and service names used are for identification<br />
purposes only. All service marks, trademarks and registered trademarks<br />
are the property of their respective owners.