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The German Sparkassen: A Commentary and Case study - Civitas

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Foreword<br />

able debt is owed to the President Herr Heinrich Haasis 2 <strong>and</strong> Dr. Karl-Peter Schackmann-Fallis, <strong>and</strong><br />

their colleagues for their wholehearted cooperation <strong>and</strong> valuable support. In particular we wish<br />

also to thank most sincerely Dr. Thomas Keidel, the Director for Financial Market Relations, who was<br />

responsible for coordinating the series of interviews <strong>and</strong> presentations <strong>and</strong> making available the<br />

very extensive amount of data <strong>and</strong> statistics.<br />

Not least, we need to acknowledge the support <strong>and</strong> extraordinary level of trust given by both the<br />

applicant company <strong>and</strong> their local Savings Bank. We would otherwise wish to express our thanks<br />

publically <strong>and</strong> name those concerned, but for obvious reasons of confidentiality this is not possible.<br />

<strong>The</strong> company <strong>and</strong> the Savings Bank, however, know who they are. We wish them well <strong>and</strong><br />

express our very great thanks <strong>and</strong> appreciation.<br />

ix

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