Signature Service Guide - HSBC Sri Lanka
Signature Service Guide - HSBC Sri Lanka
Signature Service Guide - HSBC Sri Lanka
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Q: What are the Annual and Joining fees for the credit card?<br />
A:<br />
Primary Supplementary<br />
Annual Rs.7,000/- Rs.2,500/-<br />
Joining Rs.3,500/- Rs.2,000/-<br />
Q: What is my interest free credit period?<br />
A: You will get up to 51 days interest free credit<br />
Q: How much of interest / finance charges will I have to pay<br />
on my credit card outstanding?<br />
A: Finance Charges: All purchases and others: 2.33% per month<br />
(28% per annum) Cash advance: 2.33% per month (28% per<br />
annum). Interest will be charged if full payment is not received on<br />
a due date or if part / minimum payment is made before, on or<br />
after due date or if full payment is made after the due date.<br />
Q: What would be my minimum payment amount?<br />
A: 4% of the outstanding amount or Rs.500/-, whichever is greater.<br />
For accounts that are over limit: The excess over the credit limit<br />
plus 4% of the credit limit.<br />
Q: What will be the charge if the payment is delayed?<br />
A: Late payment charge of Rs.750/- will be applied.<br />
Q: What will be the charge if I use my credit card over the given<br />
credit limit?<br />
A: An over limit charge of Rs.750/- will be applicable.<br />
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