MTech IT Placements 2013.pdf - IDRBT

M.Tech. IT 

Placements 

2013 

( ) 

Institute for Development and 

Research in Banking Technology 

(Established by Reserve Bank of India) 

University of Hyderabad 

Department of Computer and Information Sciences 

(A Central University)

CONTENTS 

IDRBT Governing Council ................................................. 

Message from Director .................................................... 

Message from Placement Coordinator ............................ 

Message from M.Tech. (IT) Coordinator .......................... 

About IDRBT ...................................................................... 

M.Tech. (IT) ........................................................................ 

Course Curriculum ............................................................. 

Research Initiatives of M.Tech. (IT) Students ..................... 

Past Recruiters .................................................................... 

M.Tech. (IT) Alumni Speak .................................................. 

M.Tech. (IT) - Batch (2011-13) ............................................ 

IDRBT Faculty ...................................................................... 

IDRBT Adjunct Faculty ......................................................... 

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M.Tech.(IT) Placements 2013

IDRBT GOVERNING COUNCIL 

Dr. D. Subbarao 

Governor, 

Reserve Bank of India 

VISITOR 

Shri Anand Sinha 

Deputy Governor, 

Reserve Bank of India, 

CHAIRMAN 

MEMBERS 

Dr. R.B. Barman 

Former Executive Director, 


Shri Ajai Kumar 

Chairman & Managing Director, 

Corporation Bank 

Shri K.R. Kamath 

Chairman, 

Indian Banks Association 

Shri R. Gandhi 

Executive Director, 


Shri G. Padmanabhan 

Executive Director, 


Prof. B.H. Jajoo 

Professor, 

IIM, Ahmedabad 

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Prof. G. Sivakumar 

Professor, 

IIT, Mumbai 

Prof. Phalguni Gupta 

Professor, 

IIT, Kanpur 

M.Tech.(IT) Placements 2013 

Shri B. Sambamurthy 

Member Secretary 

Director, IDRBT

MESSAGE FROM DIRECTOR 

Applied research with practical bias is one of the key missions of IDRBT. In order to realize this mission, 

IDRBT has entered into a Memorandum of Understanding (MoU) with the University of Hyderabad 

(UoH) to run the M. Tech. (IT) programme with a focus on Banking Technology. The University of 

th 

Hyderabad is one of the top Central Universities in the country. It has earned 9 rank among Indian 

universities. 

The syllabus of this two-year post graduate course concentrates on subjects which are directly 

relevant to Banking Technology. The technology content is quite comprehensive and intensive. The 

appended syllabus clearly outlines the focus and the thrust of our programme in detail. 

The unique feature of the two-year course is a rigorous one year project work at IDRBT under the 

guidance of our faculty members. Our faculty members possess a good blend of theory and practice. 

Students are exposed to rigorous training in the state-of-the-art labs like Secure Technology Lab, CRM 

Lab and Mobile Security Lab. Intense technical skills needed by banks to build, operate and exploit 

their Information Technology infrastructure are taught to them. Students are oriented to the banking 

domain by experts drawn from the industry. Further, they are exposed to INFINET, SFMS, and DIGITAL 

CERTIFICATES that are important aspects of modern Indian Banking. Recognizing the importance of 

soft skills, the current batch has undergone the ‘English Impact’ programme from British Council, 

Hyderabad. 

Given the good blend of theory and practice on one hand and technical skills and soft skills on the 

other, these students would be assets to any organization. Given this unique learning experience, it is 

no surprise that these students are very much sought after and we achieved nearly 100% placement 

last year in financial services industry. 

Banking industry is the key stakeholder of IDRBT and it is appropriate for banks to exploit the 

opportunity and engage these students with a unique and comprehensive learning experience. 

We welcome Banks to participate in the campus placement opportunity of IDRBT. 

B. Sambamurthy 

Director, IDRBT 


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MESSAGE FROM 

PLACEMENT COORDINATOR 

Banking, Financial Services and Insurance Industry (BFSI) is a critically important industry 

in any economy. The Banking and Financial System in the country reflects the economic 

health of the country. Therefore, banking is a highly regulated industry worldwide as 

depositor interests needs to be protected. 

As witnessed recently, the global economic crisis happened due to the failure of the 

banking system in the United States, which led to a contagion effect that was procyclical 

and therefore, triggered a systemic crisis that affected the entire globe. The banking 

industry has always been under supervision by national regulatory authorities as well as 

international frameworks for regulation. 

Our Indian economy successfully survived through the global crisis, primarily because of 

the due diligence exercised by the professionals of our banking community and the 

prudence of our regulatory authorities. 

IDRBT M. Tech. (IT) students undergo a rigorous training in banking information systems. 

They undergo a one month internship programme on the field in a real world banking 

context. Moreover, they are equipped with Communication Skills courses offered at the 

British Council in Hyderabad. 

The students are capable and competent of handling demanding assignments in the 

banking sector. We will be privileged if you offer them an opportunity to be a part of your 

team. 

Dr. Mahil Carr 

Placement Coordinator, IDRBT 

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MESSAGE FROM 

M.Tech. (IT) COORDINATOR 

The Information and Communication technologies together enabled the Banking and 

Finance industry what they are today. As of now, much of the business processes are 

just e-enabled without reaping the benefits of business process reengineering. 

New technologies and processes like XML, SOA, Data Integration and Data Analytics 

would be providing the right platform for banks to embark upon meaningful strategies 

for innovation and integration. 

In the race for embracing new technologies to join the bandwagon, one vital issue that 

quite often gets sidelined is security. Much emphasis is given to Firewall, IDS, etc. 

However, IDS will soon be overburdened unless “Secure Coding Practices” and “Source 

Code Review” are relied upon to plug loopholes and fatal flaws. 

The M. Tech. (IT) students are well-equipped in all the latest technologies. I am sure 

they can perform well with the help of the knowledge they gained in IDRBT. I wish them 

all success in their career. 

Dr.V.Radha 

M. Tech. (IT) Coordinator, IDRBT 


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ABOUT IDRBT 

The Indian Banking and Financial Sector has 

considerably modernized the use of Information 

Technology over the last two decades. The Institute 

for Development and Research in Banking 

Technology (IDRBT) has played a vital role in this 

journey by providing inter-bank services. 

IDRBT was established by the Reserve Bank of India in 

March 1996, as an autonomous body. The Institute 

pioneers the modernization process by introducing 

Information Technology to the Indian Banking and 

Financial Sector. IDRBT has taken the lead – from 

anticipating the technology requirements, 

developing solutions to creating and customizing IT 

and IT infrastructure for the benefit of the Indian 

Banking and Financial Sector. The Institute plays a 

catalytic role in ensuring that technology is leveraged 

to the maximum to enhance productivity, customer 

satisfaction and to offer innovative and value-added 

services in tune with the global trends in the BFSI 

sector. 

In a short span, the IDRBT has created the nationwide 

communication backbone for the Indian banking 

industry – the INdian FInancial NETwork (INFINET) 

and setting up of the National Financial Switch (NFS) 

(now a part of the NPCI). IDRBT is also a Certifying 

Authority (CA) under the IT Act 2000, which issues 

Digital Certificates to the banking industry, to 

facilitate inter-bank communication in the country. 

Subsequently, the Institute launched the framework 

of Structured Financial Messaging System (SFMS), in 

order to suffice the need for a secure and common 

messaging system for intrabank and interbank 

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applications. All National Electronic Funds Transfer 

(NEFT) messages are routed through a hub hosted by 

IDRBT; this enables customers to make inter-bank 

payments online. IDRBT has also set up Indian 

Banking Technology Consortium (IBTC) to guide 

banks on the latest in financial technology. IDRBT 

has deep and wide access to domain knowledge in 

the area of banking. IDRBT as a research institution 

focuses on applied research with practical bias. The 

research outcomes are imparted to various banks 

through Executive Development Programmes. These 

highly specialized Executive Development 

Programmes are conducted for banking 

professionals exposing them to state-of-the-art 

developments in Information Technology. Thus, 

there is a robust industry-academia partnership. 

IDRBT is now an Associate Institution of the 

University of Hyderabad (A Central University) for 

undertaking research for the award of Ph.D. degree 

in the areas of Computer Sciences and Information 

Technology. It offers attractive research 

opportunities for both academicians as well as 

practitioners through its Ph.D Programme, Post 

Doctoral Fellowship (IPDF) and IDRBT Research 

Project Scheme (IRPS). In the year 2009, the Institute 

started the IDRBT Project Trainee Scheme (IPTS), 

which focuses on providing project trainees from 

reputed Institutions like the IITs, IIMs and Central 

Universities, an opportunity to carry out short 

projects in various areas of Banking Technology, with 

a renewed vigour. 

Work is in progress to set up Centre of Excellence 

(CoE) on CRM/Analytics, Information Security/ 

Assurance and IT Governance. IDRBT now provides 

many avenues to gain and share knowledge in the 

niche area of Banking Technology. 


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M.Tech. (IT) 

The M. Tech in Information Technology (with 

specialization in Banking and Information Security) is 

a four-semester course spread over two years, jointly 

conducted by Institute for Development and 

Research in Banking Technology (IDRBT) and the 

University of Hyderabad (UoH), a Central University. 

The programme, referred to by Dr. Y.V. Reddy (Former 

Governor, RBI), as the ‘first-its-kind in India and 

perhaps in the world’ is aimed at creating responsible 

and resourceful Information Technology 

professionals for the Banking and Financial Sector. 

Designed to deliver in-depth knowledge and 

expertise in the area of Information Technology 

specifically related to banking, the programme banks 

on innovative learning and is supported by quality 

research in a scenario where the Banking and 

Financial industry is becoming increasingly 

dependent on Information Technology to retain its 

customers and competitiveness. This programme 

merges the new and emerging information 

technologies with the domain expertise in banking to 

create professionals, who can lead the technology 

initiatives of the sector. 

The curriculum consists of courses on core Computer 

Science, Banking Technology and Information 

Security. The course is designed to provide a perfect 

mix of various aspects of Computer and Information 

Security as well as on Soft Computing, Data Mining, 

Quantitative Techniques in Finance and Customer 

Relationship Management. 

While the first two semesters of the programme are 

classroom-oriented courses, the final two semesters 

are focused on project work on a specific topic 

relevant to the banking industry. The M. Tech. (IT) 

programme was launched in the year 2001 and 

currently 11th and 12th batches are successfully in 

progress. 

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COURSE CURRICULUM 

The M. Tech. (IT) course is designed to produce 

qualified and trained personnel for the banking 

industry who will be able to handle the various 

aspects of the IT Systems in banks. This programme is 

offered by IDRBT in collaboration with the University 

of Hyderabad. Students undertake one year project 

work to do in-depth work on a particular topic of 

immediate relevance to the banking industry. The 

course includes the following subjects: 

Banking Technology 

Banking Technology offers students an insight into 

the role played by technology in enhancing the 

effectiveness of the banking sector and also to 

provide a strong foundation in the various 

technologies used for delivering banking and 

financial services. It helps students appreciate that 

technology cannot be viewed in isolation, which is a 

crucial step in integrating the technology and 

business goals of banks. 

Cryptography 

Cryptography enables you to store sensitive 

information or transmit it across insecure networks 

so that it cannot be read by anyone except the 

intended recipient. Banks use encryption methods all 

around the world to process financial transactions. 

The course exposes students to various symmetric 

and asymmetric encryption schemes, as well as 

digital signature schemes, hash functions and secret 

sharing schemes. Cryptography finds application in 

SWIFT which operates a worldwide financial 

messaging network. Structured Financial Messaging 

System (SFMS) is a secure messaging standard 

developed to serve as a platform for inter-bank 

applications. It is an Indian standard similar to SWIFT. 

Computer Networks and Distributed Computing 

Here students learn basic computer networks 

concepts. Aspects relating to distributed computing, 

distributed shared memory, distributed scheduling, 

distributed file systems, etc., are treated in-depth. 

Associated lab exercises give hands-on experience of 

the concepts. It includes: OSI Seven-Layer Model, 

concepts relating to the Transport Network Layer and 

Routing issues. Transport Layer, Architectures of 

Distributed Systems and Concurrency in Distributed 

Computing. 


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Advanced Data Base Management Systems 

The course deals with various aspects of database 

design, data storage and retrieval. It also focuses on 

issues pertaining to concurrency in transaction 

management and database security. Current 

developments in database systems such as 

Distributed, Parallel, Object-Oriented and Mobile 

databases along with their application are discussed. 

Course syllabus includes Basics of database concepts 

(Data Modeling using ER, Relational Model, 

Relational Algebra and Calculus, SQL), Database 

Management Systems Concepts, DBMS System 

Architecture, Storage and Indexing Concepts, 

Transaction Management, Concurrency Control, 

Recovery, Database Security principles, Parallel and 

Distributed Database Systems, Object-oriented 

Database Systems, Information Retrieval and XML 

Data Management. 

Quantitative Techniques in Finance 

Quantitative Techniques in Finance deals with 

fundamental concepts and models of quantitative 

measures required for scientific decision making 

relevant to the banking and financial sector. It covers 

topics of basic statistics, probability, numerical 

techniques and operations research models with 

examples, exercises and case studies. This course 

helps to learn necessary skills to understand, 

formulate, analyze and handle important real-life 

financial problems. Analytical tools such as MS-EXCEL, 

MATLAB and R help in the analysis and solution of the 

formulated problems. It has five modules covering (i) 

Valuation Techniques, (ii) Forecasting Techniques, (iii) 

Linear and Non-linear Optimization methods, (iv) 

Multiple Objective Optimization and Dynamic 

Optimization methods, (v) Stochastic processes and 

Stochastic programming. Various banking and 

financial applications including net present valuation, 

interest rate sensitivity analysis, liquidity risk analysis, 

asset liability management, portfolio optimization, 

stress testing, cash management, transfer pricing, 

value at risk, supply chain, etc., are covered. 

Java and Scripting Languages – Lab 

This course enables the student to develop skills in 

object-oriented programming with a focus on Java. 

Programming concepts such as multithreading, JDBC- 

ODBC connectivity, Java servlets, etc., are exercised 

by students in their lab work. 

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Systems Security 

The course covers concepts such as Fundamentals of 

Computer Security, Security Mechanisms, Operating 

System Security, Network Security; Data Base 

Security, Security Vulnerabilities and Secure Design 

Principles. It includes Traditional Security, Access 

Control Systems Using Swipe Cards, RFID, Biometrics, 

and Security Protocols such as IPSEC, PKI, and Digital 

Signatures. 

Software Engineering 

This course exposes the student to different software 

development life cycle stages and activities including 

cost estimation models and software metrics. The 

course exposes the student to a step-by-step process 

of software development. Software testing 

techniques are also dealt with in-depth. Different 

software testing approaches along with software 

quality and software reliability issues are also 

covered in detail. Implementation and software 

maintenance issues are discussed. 

E-Commerce and Payment Systems 

This course aims to expose students to current trends 

in electronic commerce and payment systems. 

Course syllabus includes E-Commerce Business 

Models and Concepts, Building an E-Commerce 

website, E-Commerce Marketing Concepts, Online 

Security, Payment Systems, E-Commerce 

Technologies (XML & Java), Web Services, Mobile 

Commerce, Social, Ethical, and Legal aspects of E- 

Commerce. 

Network Programming and Web Services – Lab 

This course provides the basics of Networking and 

Security from a practical perspective that 

complements the foundations taught in the Network 

course. 

Soft Computing in Finance 

This course covers fundamentals of soft computing 

methodologies and focuses on their application in 

the areas of Economics, Finance and Banking 

Management problems such as Risk Management, 

Portfolio and Investments, Financial Time Series, 

Decision Making Problems of Risk Management, 

Credit rating, and Classification and Clustering. 

Data Warehousing and Data Mining 

The course exposes the intricate concepts of data 

mining with several examples and delves a good 

amount of time in the major tasks of data mining viz., 

classification, clustering and association rule mining. 

It also highlights the all-important issue of feature 

selection and various algorithms that achieve it. It 

elucidates the essentiality of the link between the 

Data Mining and Customer Relationship 

Management (CRM) through concepts and examples. 

Over all, this course is a highly practical-oriented 

course that offers immense benefits to the students 

and banks stand to benefit from the students who 

take up this course. 

The M. Tech. (IT) students undertake a one-year 

project work in the III & IV Semesters respectively. 


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RESEARCH INITIATIVES OF 

M.Tech. (IT) STUDENTS 

Mobile Banking 

Mobile banking is the new emerging channel for 

banks. So here in this field, we are working with the 

design and development of various Mobile Banking 

Applications like Mobile Wallet, Banking Cloud 

Services onto Mobile Device, Near Field 

Communication (NFC) based payments. We also try 

to address major risks and threats in Mobile Banking. 

Data Mining 

Data Mining, the extraction of hidden useful 

information from large databases, is a powerful new 

technology with great potential to help companies 

focus on the most important information in their data 

warehouses and data centers. Here, we work on 

Fraud Detection, Bankruptcy Prediction, Profitability 

Modeling and Ranking, Customer Credit Scoring, 

Customer Churn Prediction, Asset Liability 

Management for Banks and Financial Institutions. 

Information Security 

With the advancement of technology in banking and 

financial sector, Information Security emerged as a 

big concern. So, here we deal with various methods 

(including tools & techniques) for identification of 

vulnerabilities in existing system. We also work on 

different methods/approaches of Digital Forensics, to 

investigate electronic evidences, involved in Cyber 

Crime / Fraud scenario. 

Image Processing 

By using various application areas of Image 

processing (like watermarking and stenography), we 

try to harden the Financial Transactions carried out by 

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anks (online Cheque Truncation System) and 

attempt to provide new methods for secure 

communication in financial messages. 

We work on Biometrics to generate a new and secure 

user authentication method, (Palm-print 

Authentication) for banks. 

Cloud Computing 

Cloud computing is the use of computing resources 

that are delivered as a service over a network 

(typically the Internet). As it offers advantages like 

on-demand self-service, broad network access, 

resource pooling, rapid elasticity, etc., we are 

working on dynamic resource allocation strategies in 

order to address the various risks related to cloud 

data security and implementation issues to adopt 

cloud computing for financial sectors. 

Financial Network 

The INdian FInancial NETwork [INFINET] is the 

communication backbone for the Indian Banking and 

Financial Sector. All banks in the public sector, private 

sector, cooperative, etc., and the premier financial 

institutions in the country are the members of the 

INFINET. Various applications running over the 

INFINET network for accomplishing transactions, 

require some bandwidth. We are working on building 

a model for forecasting the network bandwidth 

required for these transactions. 

Payment System 

Today banks face big challenges to reduce cost of 

services, provide services to unbanked people, etc. 

Therefore, we proposed a new Payment System 

which would enable electronic transfer of money. In 

this system, we proposed to create an electronic 

purse for every mobile phone owner. Mobile phone 

owners may transfer value from their purses to other 

purses without the intervention of banks. The value 

would be held in a central server. The project is to 

specify the system using formal methods and prove 

its security features and properties. Formal methods 

are a means of ensuring mathematically software 

quality. 

Unique Qualities of IDRBT Students 

 

 

 

 

Students are GATE qualified 

Exposure to the banking domain 

Technically competent in IT 

Managerial (and decision making) skills. 


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PAST RECRUITERS 

During the previous years, our students have been recruited by the leading banking institutions like: 


Relationships beyond banking. 

EXIM BANK 

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“IDRBT provided the perfect platform for those intending to make a career in Banking Sector and possessing IT 

skills, thus the right mix of Technology and Banking domain. The Course was very useful in giving a jet start for 

handling many cases related to IT and Banking, viz., evaluating the IT requirements for specific functionalities in 

the Bank, Payment and Settlement Systems, etc. One of my many roles is coordinating with the vendors for 

conveying the requirements in the Bank in a way that can be comprehended by the IT sector and vice versa in 

the best interests of the Bank. 

All the very best in your efforts.” 

Best Wishes, 

J. Sailaja Rani 

Assistant General Manager 


“IDRBT has provided a platform for bright students with its unique course in M.Tech with specialization in 

"Banking Technology & Information Security". As a Banking professional with IT background, it has given me indepth 

knowledge on various cutting edge technologies that are useful for Banking Domain. The course 

provided me career growth with strong technical capabilities to address issues related to banking domain.’ 

I wish all the best to all in their careers to grow and show path to others.” 

Regards, 

Radhakrishna Akella 

Senior Manager 

Data Centre, NPCI, Mumbai 

“IDRBT M.Tech (IT course – in collaboration with University of Hyderabad) has provided me the perfect platform 

to learn various areas of banking technology, information security and advanced information systems 

technology. I have got in-depth knowledge of various subject areas which are very useful for me to relate 

practical areas with theoretical knowledge in my SAP career. The course has helped me to work on various 

integration platforms and to provide solutions for complex integration challenges. I also have worked on case 

studies and research areas as part of IDRBT project. We have attended few self-development workshops which 

are very useful in my career.” 

Best Wishes, 

Sai Krishna Kalivarapu 

Chief Analyst (SAP) 

National Bank of Canada 


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M. T ech. (IT) - BATCH (2011-13) 

Vijaya Lakshmi Vemuri 

B.Tech. (Computer Science Engineering) 

Email: vjlk16@gmail.com 

Project: Oracle RPM Test Automation Maintenance. 

(*RPM - Retail Pricing Management) 

A. Surendranath Reddy 

B.Tech. (Computer Science) 

Email: surendra.irus@yahoo.com 

Project: Retail Pricing Management 

Prachi Goel 

B.Tech. (Computer Engineering) 

Email: PGoel@idrbt.ac.in 

Project: Digital Forensics 

Mayank Kumar Pandey 

B.E. (Information Technology) 

Email: MPandey@idrbt.ac.in 

Project: Soft Computing and Data Mining-based 

Cyber Fraud Detection in Banking 

Brahmaiah Divve 

B.E. (Computer Engineering) 

Email: DBrahmaiah@idrbt.ac.in 

Project: Design and Development of Mobile Wallet 

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M. T ech. 

(IT) - BATCH (2011-13) 

Vidyadhar Chidambar Inamdar 

B.E. (Information Science) 

Email: tovidyadhar@gmail.com 

Project: Oracle RMS Test Automation Maintenance 

Mannepalli Krishna 


Email: MKrishna@idrbt.ac.in 

Project: Computational Intelligence and Statistics-based Data Imputation 

Abhishek Pandey 


Email: PAbhishek@idrbt.ac.in 

Project: Designing the communication protocol of a new Payment System 

(M-Rupee), using Model Checking 

Cherukuri BalaKrishna 


Email: CBalakrishna@idrbt.ac.in 

Project: Secure Communication in Banking/Financial Messages using 

Image Steganography Techniques 

Tripti Gupta 


Email: GTripti@idrbt.ac.in 

Project: Z Specification for a New Payment System and Proving its 

Security Properties using Formal Methods 


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M. T ech. 


Deepak Gupta 

B.Tech. (Computer Engineering) 

Email: GDeepak@idrbt.ac.in 

Project: Digital Forensics 

Spandana Veesam 

B.Sc. (Computer Science) 

Email: VSpandana@idrbt.ac.in 

Project: Design and Development of Secure Mobile Banking Application 

Framework using Wireless Public Key Infrastructure (WPKI) 

Godisela Madhu 

B.Tech. (Computer Science and Engineering) 

Email: gmadhu@idrbt.ac.in 

Project: A New Access Control Mechanism for Files using 

Light Weight Cryptography 

Rayapu Kiran 


Email: RKiran@idrbt.ac.in 

Project: Harnessing Underutilized Resources of Banks to create a 

Virtual Data Center 

Dasari Ravi Kumar 


Email: DRKumar@idrbt.ac.in 

Project: Forecasting Bandwidth using Genetic Algorithm and its Application in 

Building a Model for Bandwidth on Demand for INFINET Network 

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M. T ech. 


Jonnalagadda Shiva 


Email: jonnalagaddashiva24@gmail.com 

Project: Oracle RMS Test Automation Development 

Raja Rao Done 

B.Tech. (Information Technology) 

Email: DRRao@idrbt.ac.in 

Project: Design and Development of Banking Cloud Services onto Mobile Phone 

Banoth Sammulal 

B.Tech (Computer Science Engineering) 

Email: BSammulal@idrbt.ac.in 

Project : Palmprint Authentication 

V. SashiKanth Nagireddi 


Email: VSKNagireddi@idrbt.ac.in 

Project: Building a Private cloud and Hosting a Web Service on the Cloud for Banks 

B. Lakshmi Devi 

B.Tech. (Computer Science Engineer) 

Email: BLDevi@idrbt.ac.in 

Project: Design and Implementation of Near Field Communication 

Based Mobile Payment System 


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M. T ech. (IT) - BATCH (2011-13) 

Manish Verma 


Email: MVerma@idrbt.ac.in 

Project: Prediction and Dynamic Resource Allocation in 

Multi-tenant Service Clouds 

Maloth Rajender 


Email: MRajender@idrbt.ac.in 

Project: Digital Watermarking Techniques to 

Secure Cheque Images in “Cheque Truncation System” 

Vivek Kumar Yadav 


Email: VKYadav@idrbt.ac.in 

Project: Network Security Assessment Platform 

Shaga Praveen 


Email: SPraveen@idrbt.ac.in 

Project: Data Storage and Identity Management in Cloud 

Ram Kumar Gupta 


Email: GRamkumar@idrbt.ac.in 

Project: System Vulnerabilities 

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IDRBT FACULTY 

Areas of Interest 

Dr. V.N. Sastry 

Professor 

Ph.D., IIT Kharagpur 

Email: vnsastry@idrbt.ac.in 

Mobile Banking and Security, Mobile Ad Hoc 

Networks, Routing Algorithms, Access Control 

Models, Banking Grid, Multiple Objective 

Optimization, Risk Modeling, Asset Liability 

Management, Portfolio Optimization, and Fuzzy 

Control Applications. 

Professional Exposure 

Served at NIT, Tiruchirapally for 7 years during 

1993 to 1999 

Executive Secretary of the Mobile Payment 

Forum of India (MPFI) 

Guided 4 Ph.D. students and 3 are currently 

working and guided about 50 PG Projects. 

Recent Publications 

1. S. S. Ahamad, S. K. Udgata, V. N. Sastry, “A New 

Mobile Payment System with Formal 

Verification,” International Journal of Internet 

Technology and Secured Transactions, Vol. 4, No. 

1, pp.71–103, 2012 

2. S. S. Ahamad, V. N .Sastry, S. K. Udgata, “Secure 

and Optimized Mobile based Merchant Payment 

Protocol using Signcryption,” International 

Journal of Information Security and Privacy, 6(2), 

64-94, 2012 

3. K. Ammayappan, A. Negi, V. N. Sastry, A. K. Das, 

“A New ECC based Two-party Authenticated Key 

Agreement Protocol for MANETs,” Journal of 

Computers, Vol. 6, No. 9, 2011 

4. K. Ammayappan, V. N. Sastry, A. Negi, “A New 

Secure Route Discovery Protocol for MANET to 

Prevent Hidden Channel Attacks,” International 

Journal of Network Security, 2011. 


Dr.V.Ravi 

Associate Professor 

Ph.D. (Soft Computing), Osmania 

University, Hyderabad 

Email: vravi@idrbt.ac.in 

Fuzzy Computing, Neuro Computing, Soft Computing, 

Data Mining, Global/Multi-Criteria/Combinatorial 

Optimization, Bankruptcy Prediction, Risk 

Measurement and Asset Liability Management 

through Optimizing. 


Worked in National University of Singapore 

during 2002-2005 as Faculty 

Worked as Assistant Director (Scientist ‘E1’) from 

1996-2002 and Scientist C from 1993-1996 at the 

Indian Institute of Chemical Technology (IICT), 

Hyderabad 

Editorial Board Member for the “IJISSS & IJITPM” 

published by IGI Global, USA and “IJDATS & IJIDS” 

published by Inderscience, Switzerland. 


1. K. J. Nishanth, V. Ravi, N. Ankaiah, I. Bose, “Soft 

Computing Based Imputation and Hybrid Data 

and Text Mining: The Case of Predicting the 

Severity of Phishing Alerts,” Expert Systems with 

Applications, 2012 

2. M. A. H. Farquad, V. Ravi, S. B. Raju, “Analytical 

CRM in Banking and Finance using SVM: A 

Modified Active Learning Based Rule Extraction 


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Approach,” International Journal of Electronic 

Customer Relationship Management, 2012 

3. N. Naveen, V. Ravi, C. R. Rao and K. N. V. D. Sarath, 

“Rule Extraction using Firefly Optimization: 

Application to Banking,” The IEEE International 

Conference on Industrial Engineering and 

Engineering Management, Hong Kong, 2012 

4. N. Naveen, V. Ravi, C. R. Rao, “Forecasting using 

Rules Extracted from Privacy Preserving Neural 

Network,” Multi-Disciplinary International 

Workshop on Artificial Intelligence, Lecture 

Notes in Artificial Intelligence, Hyderabad, 2011. 




Ph.D. (Software Engineering) 

City University of Hong Kong 

Email: mahilcarr@idrbt.ac.in 

Software Engineering, Decision Sciences, Financial 

Inclusion, Philosophy of Information Systems. 


Director-in-Charge, Department of Computer 

Science, American College, Madurai, 2000-2003 

Executive Development Programmes: 

Technologies for Financial Inclusion, Software 

Engineering for Banking, Mobile Banking, 

Vendor Management 

IBA-IDRBT, Standards on Financial Inclusion. 


1. M. Carr, J. S. Pahariya, V. Ravi, M. Vasu, 

“Computational Intelligence Hybrids Applied to 

Software Cost Estimation,” International Journal 

of Computer Information Systems and Industrial 

Management Applications, Vol. 2, pp. 104-112, 

2010 

2. M. Carr, “Knowledge Management for Indian 

banks,” The Indian Banker, 5 (12) pp 45-47, 2010. 

3. M. Carr, V. Ravi, G. S. Reddy, D. Veeranna, 

“Machine Learning Techniques Applied to 

Profile Mobile Banking Users in India,” 

International Journal of Information Systems in 

the Service Sector (In Press), 2011. 


Dr. B.M. Mehtre 


Ph.D., (Engineering) 

IIT, Kharagpur 

Email: bmmehtre@idrbt.ac.in 

Information Security, Biometrics, Pattern 

Recognition, Image Processing. 


Worked at the Research & Development Centre, 

CMC Ltd. for over 22 years 

Coordinator for Intellectual Property Rights Cell 

at CMC 

Held academic positions at the IIIT Hyderabad 

(adjunct faculty, 2000-2001), National 

University of Singapore (1990-1992), and 

Michigan State University, USA (visiting scholar, 

1990). 


1. B. M. Mehtre, “Recent Trends in Biometrics – 

Technology and Applications,” Signal and Image 

Processing Workshop, REVA Institute of 

Technology and Management, Yelhanka, 

Bengaluru, August 2011 

2. B. M. Mehtre, “Review of Knowledge Base,” 

International Conference on Communication, 

Computation, Control and Nanotechnology, 

Rural Engineering College Bhalki, Karnataka, 

October 29-30, 2010 

3. B. M. Mehtre, “Biometric Authentication in 

ePayments,” International Conference on 

Trends in ePayments: Challenges and 

opportunities, Mumbai, October 28-29, 2010 

4. B. M. Mehtre, “Biometrics in India,” Interpol 

Meeting on Fingerprints, DNA, and DVI for 

SAARC Countries, Gujarat Forensic Science 

University, Gandhinagar, April 27-30, 2010. 

21 


Dr.V.Radha 

Assistant Professor 

Ph.D., University of 

Hyderabad, India 

Email: vradha@idrbt.ac.in 


Computer Applications, Databases, Internet, XML, 

Web Services, Extensive Business Reporting 

Language, IFX, and OFX. 


Worked in UNDP projects of IGNCA, New Delhi 

and LIBSYS. 


1. B. R. Kumar, V. Radha, “An Application of Naive 

Bayes Classification for Credit Scoring in e- 

lending Platform,” IEEE International 

Conference on Data Science and Engineering, 

2012., to be published 

2. V. Radha, S. A. Kumar, “Automatic Detection of 

‘Printf’ Format String Vulnerabilities in Software 

Applications using Static Analysis,” CUBE 2012: 

International Information Tech. Conference & 

Exhibition., to be published 

3. V. Radha, D. H. Reddy, “A Survey on Single Signon 

Techniques,” 2nd International Conference 

on Computer, Communication, Control and 

Information Technology, Elsevier Publications, 

pp. 134-139, 2012 

4. V. Radha, B. Vijay, “E-lending platform,” 

International Conference on Computer Science 

and Information Technology, 2011, to be 

published. 

Dr. MVNK Prasad 


Ph.D., Institute of Technology, BHU 

Email: mvnkprasad@idrbt.ac.in 


Biometrics, Payment System Technologies and Digital 

Watermarking. 


13 years of Teaching and Research experience 

Guided one Ph.D. student and four are currently 

working. 


1. M. V. N. K. Prasad, P. Swathi, “Towards Cashless 

Society,” The Indian Banker Journal, Vol. 7, No. 2, 

pp. 42 – 45, 2012 

2. K. H. Kumar, M. V. N. K. Prasad, A. Agarwal, 

“Dynamic ROI Extraction Algorithm for 

Palmprints,” International Conference on Swarm 

Intelligence, pp.217 – 227, 2012 

3. K. H. Kumar, M. V. N. K. Prasad, A. Agarwal, 

“Palm-print Identification based on Wide 

Principal Lines,” International Workshop on 

Pattern Recognition and Image Processing, 2012., 

to be published 

4. C. R. S. Rao, M.V.N.K. Prasad, “Digital 

Watermarking Algorithm based on Complete 

Complementary Code,” Third International 

Conference on Computing, Communication and 

Networking Technologies, 2012, to be published. 


M.V. Sivakumaran 


M.A, CAIIB, PGDCA, MBA, CISA, LA 

BS7799, (CISM) 

Email: mvsivakumaran@idrbt.ac.in 

Technology Management, Information Systems 

Security and Audit, IT Governance for Banks. 


Has 23 years of experience in Banking 

Associated with Software Development for Total 

Branch Automation, Training in Technology and 

Computer Orientation 


22

Currently working on an IT Governance 

Framework for Banks. 


1. “IT Governance Series: Organizational Structure 

for IT in the Indian Banking Sector”, May 2010 

2. “IT Governance Series: Information Security 

Governance for the Indian Banking Sector”, 

November 2011. 

Business Process Assets,” Proc. of the 9th IEEE 

International Conference on Services Computing, 

Hawaii, USA, June 2012 

4. G. R .Gangadharan, S. D. Paoli, V. D’Andrea, M. 

Weiss, “Managing License Compliance in Free 

and Open Source Software Development”, 

Information Systems Frontiers, Springer 

Publications Vol. 14, Issue 2, pp 143-154, 2012. 


Dr. G.R. Gangadharan 


Ph.D., University of Trento, 

Trento, Italy 

Email: grgangadharan@idrbt.ac.in 

Service-Oriented Computing, Cloud Computing, 

Green Information Systems, Energy Efficient 

Computing, Information and Communication 

Technology (ICT) for/in Emerging Markets, FOSS, 

Economic, Legal, and Social Aspects of Software and 

Services, Enterprise Information Systems. 


Researcher, IBM Research, Bangalore, India 

Researcher, Politecnico di Milano, Milan, Italy 

Post-doctorate researcher, University of Trento, 

Trento, Italy. 


1. G. R. Gangadharan and M. Butler, “Free and 

Open Source Software Adoption in Emerging 

Markets: An Empirical Study in the Education 

Sector,” Proc. of the IFIP 8th International 

Conference on Open Source Systems, 

Hammamet, Tunisia, September 2012 

2. M. Tatsubori and G. R. Gangadharan, “Service 

Commons: Serve and Serve Alike,” Proc. of the 

9th IEEE International Conference on Services 

Computing, Hawaii, USA, June 2012 

3. N. Narendra, P. Karthikeyan, G.R. Gangadharan, 

H.L. Truong, S. Dustdar, and G. Aditya, “Effective 

Reuse via Modeling, Managing, and Searching of 


Dr. Shakti Mishra 


Ph.D., MNNIT Allahabad, India 

Email: smishra@idrbt.ac.in 

High Performance Computing, Service Oriented 

Architecture, Cloud Computing, Formal Methods. 


Worked as Lecturer in AIET, Lucknow from 2005- 

2006 

Worked as Lecturer in Dehradun Institute of 

Technology, Dehradun from 2006-2008 

Research Scholar with MHRD Fellowship in 

Motilal Nehru National Institute of Technology, 

Allahabad from 2008-2011. 


1. S. Pippal, S. Mishra, D. S. Kushwala, 

“Architectural Design and Issues for Ad-hoc 

Clouds,” Proc. of Third International Conference 

on Advances in Communication, Network, and 

Computing, Chennai, JanahanLal Stephen (Ed.): 

CNC 2012, LNICST pp. 291 – 296, February 2012 

2. M. Vardhan, S. Mishra, D. S. Kushwala, “On 

Demand Logical Resource Replication Scheme as 

a Service,” Proc. of Third International 

Conference on Advances in Communication, 

Network, and Computing, Chennai, JanahanLal 

Stephen (Ed.): CNC 2012, LNICST pp. 31 – 36, 

February 2012 

23 


3. V. Sharma, M. Vardhan, S. Mishra, D. S. Kushwala, 

“A Generalized Approach for Fault Tolerance and 

Load Based Scheduling of Threads in Alchemi 

.net,” The Second International Conference on 

Cloud Computing, GRIDs, and Virtualization 

CLOUD COMPUTING, Rome, Italy, pp. 211 – 216, 

ISBN: 978- 1- 61208- 153-3, September 2011 

4. S. Mallick, S. Mishra, D. S. Kushwaha, 

“Simplifying Web Service Discovery & Validation 

for Service Composition,” Proc. of 9th IEEE 

International Conference on Web Services, 

World Congress on Services Computing, 

Washington DC, USA, July 2011. 

Dr. Rajarshi Pal 


Ph.D. (Computer Science & 

Engineering), IIT, Kharagpur 

E-mail: prajarshi@idrbt.ac.in 


Visual Attention, Image Watermarking, 

Steganography and Video Summarization. 


Working as Assistant Professor in IDRBT since 

August 2011 

Worked as Research Associate, Center for Soft 

Computing Research, Indian Statistical Institute, 

Kolkata, from December 2010 to August 2011. 


1. R. Pal, S. K. Pal, A. Ghosh, “Video Summarization 

and Significance of Content: A Review,” 

Handbook in Soft Computing for Video 

Surveillance, Chapman & Hall/CRC 

2. R. Pal, P. Mitra, J. Mukhopadhyay, “Suitable 

Features for Visual Saliency Computation in 

Monochrome Images,” Proc. of 4th IEEE 

International Congress on Image and Signal 

Processing, Shanghai, China, pp. 1457-1460, 

October 2011 

3. R. Pal, J. Mukhopadhyay, P. Mitra, “Image 

Retargeting through Constrained Growth of 

Important Rectangular Partitions,” Proc. of 4th 

International Conference on Pattern Recognition 

and Machine Intelligence, Moscow, Russia, 

LNCS 6744, pp. 104-109, June 2011. 


24

IDRBT ADJUNCT FACULTY 

Padmashri Prof. B.L. Deekshatulu 

Distinguished Fellow, IDRBT 

Email: bldeekshatulu@idrbt.ac.in 

Prof. B.L. Deekshatulu has distinguished himself 

through his research and technological contributions 

in the fields of Control Systems, Remote Sensing and 

Digital Image Processing. He was awarded the 

Padmashri in Jan, 1991. He has over 150 research 

publications and has guided 18 Ph.D. scholars. He is 

currently the Chairman of National Institute of 

Technology, Warangal. 

Prof. D.K. Subramanian 


Scientist, DRDO, Formerly Director, Centre for AI & 

Robotics (CAIR), Bengaluru. He is currently the 

Chairman, Inter-ministerial Working Group on 

Information Security. 

Dr. M.S. Sriram 


Dr. M. S. Sriram, Distinguished Fellow, brings with him 

rich experience in the area of Financial Inclusion and 

Micro-Finance. He is a Member of Expert Panel for an 

Implementable Action Plan for Agrarian Distress, 

NABARD; Expert Group on Investment Credit, 

Reserve Bank of India; and a Member of the Task 

Force on Revitalization for Co-operative Rural 

Banking, Ministry of Finance, Government of India. 

Prof. Subramanian is former Dean, Indian Institute of 

Science, Bengaluru. Presently, he is Honorary 

President, Foundation for Advancement of Education 

and Research (FAER), Bengaluru; Advisor 

(Technology) Indian Bank, Corporation Bank and 

Punjab National Bank. 

Shri N. Sitaram 


Dr. Santanu Paul 


Dr. Santanu Paul, Distinguished Fellow, at the 

Institute, is the co-founder and CEO of ‘Talent Sprint’. 

He has published many articles in international 

journals and has participated in international 

conferences such as Java One, Comdex, and AIIM. 

Shri N. Sitaram is Advisor, Bharat Electronics Ltd. He 

was formerly Chief Controller R&D and Distinguished 

25 


Prof. Venu Govindaraju 


Prof. Venu Govindaraju is SUNY Distinguished 

Professor at University at Buffalo, State University of 

New York. He is currently the Editor-in-Chief, IEEE 

Biometrics Council Compendium (2012-Present) and 

he is on the editorial board of International Journal of 

Document Analysis and Recognition (2003-) and IET 

Biometrics Identification (2012). 

Dr. V. Sree Hari Rao 

Adjunct Faculty, IDRBT 

Dr. V. Sree Hari Rao, holds a Ph.D from Indian Institute 

of Technology, Kanpur and is Fellow of National 

Academy of Sciences, Fellow of Forum D'Analystes, 

and also a Fellow of the Institution of Electronics and 

Telecommunication Engineers of India. His areas of 

research are operational risk modeling, banking 

technologies, dynamical systems, predictive 

mathematical models, optimization, neural networks 

and machine learning. 

Shri Niraj Kapasi 


Shri Niraj Kapasi has over 18 years of experience in 

Assurance and related advisory services including 

12 years of specialized IT Audit related experience. He 

was Vice President and Member of the Board of 

ISACA International till recently and he is the Present 

Chairman of the ISACA, India Task Force. 

Shri Srinivasa Katuri 


Shri Srinivasa Katuri, Adjunct Faculty in the Institute, 

has over 20 years of experience in Payment Systems 

and IT, consulting on large bank mergers, managing 

ATM and POS systems. He is a member of the 

Technical Advisory Committee of the National 

Payment Corporation of India (NPCI). 

Shri P.A. Kalyana Sundar 

Adjunct Faculty 

Mr. Kalyana Sundar has over 35 years of rich 

experience in the banking industry of which 16 years 

in Senior/Top Management Grade. He was with 

Bank of India from 1975 and retired as General 

Manager – IT. 

Dr. Sagar Koparkar 


Dr. Sagar Koparkar, Adjunct Faculty at the Institute, is 

a founder director of Koparkar Art of Analytics 

Applications Pvt. Ltd. (AoAA), a company into 

strategic consulting in consumer retail finance. He is 

also a visiting faculty for Quantitative Methods and 

Management Information Systems at Indo-German 

Training Center in Bengaluru. 


26

IDRBT Research Fellowships 

IDRBT Post Doctoral Fellowship (IPDF) 

The IDRBT Post Doctoral Fellowship aims to encourage 

promising young researchers with innovative ideas to 

work on focal areas of research of the Institute. It 

envisages bringing on board Ph.D degree holders within 

three years of award of Ph.D degree or those who have 

submitted Ph.D thesis to undertake critical research 

projects and thereby contribute to the IDRBT's research 

initiatives. The IPDFs shall bring with them in-depth 

knowledge in their area and would utilize it to work out ITbased 

solutions in various areas of Banking Technology. 

The IPDF Post Doctoral Fellows get one economy class 

apex return-airfare from place of residence/work in India 

for attending interview; Monthly Post Doctoral Fellowship 

of Rs. 40,000/-; Research Grant of Rs 50,000/-; Reward of 

Rupees One to Three Lakh, in cases of outstanding work; 

Fully-funded participation in one national 

seminar/conference/workshop once in a year; Lodging in 

Institute's Begumpet Quarters and food in the canteen at 

nominal cost. 

The Institute offers Five Post Doctoral fellowships in one 

financial year. Two fellowships are open to scholars from 

other countries. 

Ph.D Fellowship 

IDRBT has been granted Associate Institution Status of the 

University of Hyderabad (A Central University) for 

undertaking research for the award of Ph.D. Degree in the 

areas of Computer Sciences and Information Technology. 

While the Research Fellows carry out their research 

independently at the IDRBT in various areas of Banking 

Technology, the Ph.D degree is awarded by the University 

of Hyderabad. The Fellows get Rs 14,000/- per month in 

the first two years and Rs 15,000/- in the third year; 

funding for attending national and international 

conferences, lodging in Institute's Begumpet Quarters and 

food in the canteen at nominal cost. 

The Institute offers Eight Ph.D fellowships in a year. The 

Institute will shortly be advertising for its Ph.D Programme. 

IDRBT Research Project Scheme (IRPS) 

The IDRBT Research Project Scheme encourages Research 

& Development-oriented talent to work on specific 

implementable solutions for IT based problems / issues/ 

challenges faced by banks. The Scheme aims to bring on 

board practitioners who would be able to undertake and 

pursue short-term critical research projects successfully 

and deliver working prototypes for commercial use in due 

course. The duration of the project will not normally be 

over six months. 

The IRPS Scholars get economy class apex return-airfare 

from place of residence/work in India for interview; 

economy class apex return airfare from place of work in 

India to IDRBT for carrying out the project; Monthly 

allowance of Rs. 10,000/-; honorarium of upto Rupees 

three lakh depending upon the deliverables of the project, 

incidental expenses of upto Rs. 50,000/-; free lodging and 

food in the canteen, reimbursement of telephone calls 

upto Rs. 750/- per month and other normal facilities. 

The Institute offers six IRPS scholarships in one financial 

year. Two scholarships are open to scholars from other 

countries. 

IDRBT Project Trainee Scheme (IPTS) 

The IDRBT Project Trainee Scheme aims at providing 

exposure to emerging young talent in the niche area of 

Banking Technology through internship opportunities. 

Students pursuing their graduation and post graduation in 

highly reputed Institutions can carry out short-term 

projects in the area of Banking Technology during their 

summer and winter breaks at IDRBT. The minimum 

duration of the project is two months. 

And the trainees get a stipend of Rs. 7,000/- per month; 

Free Shared Accommodation Facility; Free Lunch and 

Dinner Facility. We provide opportunities for up to 75 

student trainees every year. 

27 


CONTACT US 

For further details please contact us: 


Placement Coordinator 

Phone: 09440803816 

Email: mahilcarr@idrbt.ac.in 

IDRBT Office 

Phone: 91 -40 -23534981, 984 

FAX: 91-40-23535157 

Email: ksrinivas@idrbt.ac.in 

Dasari Ravi Kumar 

Student Placement Coordinator 

Phone: 09052131403 

Email: DRKumar@idrbt.ac.in

Institute for Development and Research in Banking Technology 

(Established by Reserve Bank of India) 

Castle Hills, Road No. 1, Masab Tank, Hyderabad - 500 057, A.P., India. 

EPABX : +91 - 40 - 23534981, Fax : +91 - 40 - 23535157 

Web : www.idrbt.ac.in E-mail : publisher@idrbt.ac.in

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