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910 Foreclosures
NOTICE OF SALE UNDER POWER
GEORGIA, WHITFIELD COUNTY
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING TO
COLLECT A DEBT. ANY
INFORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
Under and by virtue of the Power ofSale
contained in aSecurity Deed given by
Chong Y. Park to Northpoint Capital, Inc,
dated November 9, 2001, recorded in
Deed Book 3572, Page 230, Whitfield
County, Georgia Records, as last
transferred to Chase Manhattan
Mortgage Corp byassignment recorded
in Deed Book 3572, Page 250, Whitfield
County, Georgia Records,conveying the
after-described property to secure a
Note in the original principal amount of
ONE HUNDRED FORTY-TWO
THOUSAND FIVE HUNDRED AND
0/100 DOLLARS ($142,500.00), with
interest thereon as set forth therein,
there will be sold at public outcry tothe
highest bidder for cash before the
courthouse door of
Whitfield County,
Georgia
within the legal hours of sale
on the first Tuesday inSeptember, 2009,
the following described property: SEE
EXHIBIT A ATTACHED HERETO AND
MADE APART HEREOF
The debt secured by said Security Deed
has been and is hereby declared due
because of, among other possible
events of default, failure to pay the
indebtedness as and when due and in
the manner provided in the Note and
Security Deed.
The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, as provided in
Security Deed and by law, including
attorneys fees (notice of intent to collect
attorneys fees having been given).
Said property will be sold subject to any
outstanding ad valorem taxes (including
taxes which are alien, but not yet due
and payable), any matters which might
be disclosed by an accurate survey and
inspection of the property, any
assessments, liens, encumbrances,
zoning ordinances, restrictions,
covenants, and matters of record
superior to the Security Deed first set
out above.
The entity that has full authority to
negotiate, amend, and modify all terms
of the mortgage with the debtor is:
Chase Home Finance LLC, 3415 Vision
Drive, Columbus, OH 43219, 800-446-
8939. Please understand that the
secured creditor is not required by law to
negotiate, amend, or modify the terms of
the mortgage instrument.
To the best knowledge and belief of the
undersigned, the party in possession of
the property is Chong Y. Park or atenant
or tenants and said property is more
commonly known as 1508 Arlington
Drive, Dalton, Georgia 30721.
The sale will be conducted subject (1) to
confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation and
audit of the status of the loan with the
holder of the security deed.
Chase Home Finance LLC sbm Chase
Manhattan Mortgage Corp.
as Attorney inFact for
Chong Y. Park
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/ps4 9/1/09
Our file no.53026708-FT7
EXHIBIT A
All that tract or parcel of land lying and
being in Land Lot
No 120 of the 12th
District and 3rd Section of Whitfield
County, Georgia, and being designated
as Lot No 14 of
Cobblestone Creek Subdivision as
shown on Plat of said
Subdivision
prepared by Norman B. Deloach,
Georgia Registered
Land Surveyor no
1347, dated March 17, 2000, and
recorded in Plat Cabinet C, Slide 2056,
Whitfield County, Georgia Land
Records, reference to which Plat is
hereby made and
incorporated herein
by reference for amore complete
description.
The above described property is
conveyed subject to:
Terms, provisions, covenants,
conditions, restrictions, easements,
charges, assessments and liens
provided in the
covenants, conditions
and restrictions recorded in Deed Book
3288, Page 172, Whitfield County,
Georgia Land Records, but omitting any
covenant, condition or restriction, if any,
based
on race, color, religion, sex,
handicap, familial status, or
national
origin unless and only to the extent that
the
covenant, condition, or restriction
(a) is exempt under title
42 the United
State Code, or(b) relates to handicap,
but does
not discriminate against handicapped
persons.
Building set back lines and easements
as shown on recorded
Plat of said Subdivision.
Georgia Power Company easement set
forth inthe instrument
recorded in Deed Book 21, Page 599,
Whitfield County, Georgia
Land Records.
MR/ps4 9/1/09
Our file no.53026708 -FT7
08/07 08/14 08/21 08/28
STATEOFGEORGIA
COUNTY OF WHITFIELD
NOTICE OF SALE UNDER POWER
WHEREAS, PARKVIEW EASTERLING
ASSOCIATES, LLC, a Georgia limited
liability company (hereinafter called
“Borrower”), did execute and deliver to
Bridger Commercial Funding LLC, a
Missouri limited liability company
(hereinafter called “Original Lender”),
that certain Deed to Secure Debt and
Absolute Assignment of Rents and
Leases and Security Agreement (and
Fixture Filing) (the “Security Deed”)
dated as of April 19, 2005, filed and
recorded April 19, 2005 in Deed Book
4485, Page 0004, in the Records of the
Clerk ofthe Superior Court ofWhitfield
County, Georgia (the “Whitfield County
Records”), as such Security Deed was
sold, transferred, assigned, set over and
conveyed byOriginal Lender to Bank of
America, N.A. (hereinafter called
“Interim Holder”) by that certain
Assignment and Conveyance effective
as of April 19, 2005, filed and recorded
April 19, 2005 in Deed Book 4485, Page
0037, Whitfield County Records, and as
such Security Deed was further
assigned, sold, transferred, delivered,
conveyed and set over by Interim Holder
to Wells Fargo Bank, N.A., as trustee for
the registered holders of Banc of
America Commercial Mortgage Inc.,
Commercial Mortgage Pass-Through
Certificates, Series 2005-4 (hereinafter
called “Holder”) by that certain
Assignment of Mortgage effective asof
September 28, 2005, filed on February
21, 2006 in Deed Book 4700, Page 10,
Whitfield County Records (said Security
Deed, as assigned to Interim Holder and
as further assigned to Holder being
hereinafter called the “Security
Instrument”); and
WHEREAS, under and pursuant to the
Security Instrument, Borrower did
irrevocably pledge, grant, convey and
assign to Holder, all estate, right, title
and interest which Borrower then had or
may thereafter acquire in, to, under or
derived from any orall of the following:
(a)
That real property (“Land”)
located in Whitfield County, Georgia,
and more particularly described as
follows:
Atract of land lying and being in Land
Lot 218 of the 12th District and 3rd
Section of Whitfield County, Georgia,
910 Foreclosures
and being more particularly described
as follows:
BEGIN at apoint in the east right of way
of North Easterling Street (formerly
Easterling Street) (40 foot right of way)
located 52.64 feet south, as measured
along the east right of way of North
Easterling Street, from the east right of
way ofNorth Easterling Street and the
south right of way ofMartin Luther King,
Jr. Drive (formerly East Waugh Street);
thence south 89 degrees 49 minutes 02
seconds east adistance of 150.00 feet
to apoint; thence north 00 degrees 04
minutes 23 seconds east adistance of
73.75 feet to an iron pin found on the
south right of way ofMartin Luther King,
Jr. Drive; thence along the south right of
way ofMartin Luther King, Jr. Drive the
following courses and distances: south
89 degrees 55 minutes 00 seconds
east, 38.18 feet to a point; north 89
degrees 08 minutes 00 seconds east,
54.03 feet to a point; and north 87
degrees 14 minutes 00 seconds east,
22.48 feet to apoint; thence leaving said
right of way, south 01 degree 01 minute
l8 seconds east a distance of 263.55
feet to apoint; thence south 00 degrees
31 minutes 18 seconds east adistance
of 50.00 feet to apoint; thence south 01
degree 29 minutes 18 seconds east a
distance of 172.67 feet to a point;
thence south 01 degree 29 minutes 18
seconds east adistance of 39.07 feet to
a point; thence south 89 degrees 57
minutes 00 seconds west adistance of
90.12 feet to an iron pin found; thence
north 89 degrees 42 minutes 28
seconds west adistance of 50.60 feet to
a point; thence north 00 degrees 00
minutes 00 seconds east adistance of
100.84 feet to apoint; thence south 89
degrees 50 minutes 45 seconds west a
distance of 134.69 feet to an iron pin
found on the east right of way ofNorth
Easterling Street; thence along the east
right of way of North Easterling Street
north 00 degrees 00 minutes 00
seconds east adistance of 349.33 feet
to the POINT OF BEGINNING;
(b) All appurtenances,
easements, rights of way, water and
water rights, pumps, pipes, flumes and
ditches and ditch rights, water stock,
ditch and/or reservoir stock orinterests,
royalties, development rights and
credits, air rights, minerals, oil rights,
and gas rights, then or later used or
useful in connection with, appurtenant to
or related to the Land;
(c) All buildings, structures,
facilities, other improvements and
fixtures then or thereafter located on the
Land;
(d) All apparatus, equipment,
machinery and appliances and all
accessions thereto and renewals and
replacements thereof and substitutions
therefor used in the operation or
occupancy of the Land, it being intended
by the parties that all such items shall
be conclusively considered to be apart
of the Land, whether or not attached or
affixed to the Land;
(e)
All land lying in the right-ofway
ofany street, road, avenue, alley or
right-of-way opened, proposed or
vacated, and all sidewalks, strips and
gores of land adjacent to or used in
connection with the Land;
(f)
All additions and accretions
to the property described above;
(g)
All licenses, authorizations,
certificates, variances, consents,
approvals and other permits then or
thereafter pertaining to the Land and all
estate, right, title and interest of
Borrower in, to, under or derived from all
trade names or business names relating
to the Land or the present or future
development, construction, operation or
use of the Land; and
(h)
All proceeds of any of the
foregoing.
All of the property described above is
hereinafter collectively defined as the
“Property”. The listing of specific rights
or property shall not be interpreted as a
limitation of general terms; and
WHEREAS, pursuant to the Security
Instrument Borrower made the foregoing
grant and assignment for the purpose of
securing the following obligations
(“Secured Obligations”):
(a)
Full and punctual payment
to Holder of all sums at any time owing
under that certain Promissory Note
Secured by Security Deed (“Note”)
dated April 19, 2005 from Borrower
payable tothe order of Original Lender,
as endorsed and assigned to Holder, in
the original principal amount of Two
Million Four Hundred Thousand Dollars
($2,400,000.00);
(b)
Payment and performance
of all covenants and obligations of
Borrower under the Security Instrument
including, without limitation,
indemnification obligations and
advances made to protect the Property;
(c)
Payment and performance
of all additional covenants and
obligations of Borrower under the
Security Instrument, the Note and the
other documents described in the Note
as Loan Documents (“Loan
Documents”), including, without
limitation, the payment and performance
of covenants and obligations of
Borrower under the Environmental
Indemnity Agreement dated April 19,
2005, by Borrower in favor of Original
Lender, asassigned to Holder;
(d)
Payment and performance
of all covenants and obligations, ifany,
which any rider attached as an exhibit to
the Security Instrument recites are
secured thereby;
(e)
Payment and performance
of all future advances and other
obligations that the then record owner of
all or part ofthe Property may agree to
pay and/or perform (whether as
principal, surety or guarantor) for the
benefit of Original Lender, Interim
Holder and/or Holder, when the
obligation is evidenced by a writing
which recites that it is secured by the
Security Instrument;
(f)
All interest and charges on
all obligations secured thereby including,
without limitation, prepayment charges,
late charges and loan fees; and
(g) All modifications,
extensions and renewals of any ofthe
obligations secured thereby, however
evidenced, including, without limitation:
(i) modifications of the required principal
payment dates or interest payment
dates or both, as the case may be,
deferring or accelerating payment dates
wholly or partly; and (ii) modifications,
extensions or renewals at adifferent rate
of interest whether or not any such
modification, extension or renewal is
evidenced by a new or additional
promissory note or notes; and
WHEREAS, the Security Deed provides
that the term “obligations” is used
therein in its broadest and most
comprehensive sense and shall be
deemed to include, without limitation, all
interest and charges, prepayment
charges, late charges and loan fees at
any time accruing or assessed on any of
the Secured Obligations; and
WHEREAS, under and pursuant to the
Security Instrument, Borrower did grant
and assign to Holder asecurity interest
to secure payment and performance of
all of the Secured Obligations, inall of
the following described personal
property in which Borrower then had or
at any time thereafter has any interest
(“Collateral”):
(a) All goods, building and
other materials, supplies, work in
process, equipment, machinery, fixtures,
furniture, furnishings, signs and other
personal property, wherever situated,
which were or were to be incorporated
910 Foreclosures
into, used in connection with or
appropriated for use on the Property;
(b)
All rents, issues, deposits
and profits of the Property (to the extent,
if any, they are not subject to the
Absolute Assignment of Rents and
Leases as referenced in Article 3ofthe
Security Instrument);
(c) All inventory, accounts,
cash receipts, deposit accounts,
impounds, accounts receivable, contract
rights, general intangibles, chattel paper,
instruments, documents, notes, drafts,
letters of credit, insurance policies,
insurance and condemnation awards
and proceeds, any other rights to the
payment of money, trade names,
trademarks and service marks arising
from or related to the Property or any
business then or thereafter conducted
thereon by Borrower;
(d) All permits, consents,
approvals, licenses, authorizations and
other rights granted by, given by or
obtained from, any governmental entity
with respect to the Property;
(e) all deposits or other
security then or thereafter made with or
given to utility companies by Borrower
with respect to the Property;
(f) all advance payments of
insurance premiums made by Borrower
with respect to the Property;
(g) All plans, drawings and
specifications relating to the Property;
(h) All loan funds held by
Original Lender, Interim Holder or
Holder, whether or not disbursed;
(i) All funds deposited with
Original Lender, Interim Holder or
Holder pursuant to any Loan Document,
including, without limitation, all
“Restoration Funds” as defined in the
Security Instrument;
(j) All reserves, deferred
payments, deposits, accounts, refunds,
cost savings and payments of any kind
related to the Property or any portion
thereof, including, without limitation:
(i)
All “Impounds” as defined in
the Security Instrument together with all
replacements and proceeds of, and
additions and accessions to, any of the
foregoing; and
(ii)
All books, records and files
relating to any ofthe foregoing.
As to all of the above-described
personal property which was or which
thereafter becomes a “fixture” under
applicable law, the Security Instrument
constitutes a fixture filing under the
Uniform Commercial Code, asamended
or recodified from time to time (“UCC”).
WHEREAS, Defaults (as defined in the
Security Instrument) have occurred
under the Loan Documents and are
continuing, specifically including, without
limitation, the failure of Borrower topay
the sums due under the Loan
Documents when such sums were due;
and
WHEREAS, byreason of such Defaults,
Holder, being the present owner and
holder of the Security Instrument, the
Note and the other Loan Documents
and of the Secured Obligations, has
accelerated the Maturity Date (as
defined in the Note) of the Loan (as
defined in the Security Instrument) and
declared immediately due and payable
all sums owing to Holder under the Note
and the other Loan Documents, and the
Secured Obligations and the Security
Instrument has become, is, and is
hereby subject to foreclosure as
provided by law and the Loan
Documents and Holder may, at its option
and by or through a trustee, nominee,
assignee or otherwise, to the fullest
extent permitted by law, exercise any of
the rights, remedies and recourses,
either successively or concurrently,
available to it under the Security
Instrument; and
WHEREAS, the Security Instrument
provides that upon the occurrence of a
Default thereunder, then in addition to all
of Holder’s rights as a“secured party”
under the UCC or otherwise at law: (a)
Holder may sell, assign and deliver at
any place or in any lawful manner all or
any part of the Collateral and bid and
become purchaser at any such sales;
(b) Holder may, for the account of
Borrower and at Borrower’s expense (i)
operate, use, consume, sell or dispose
of the Collateral as Holder deems
appropriate for the purpose of
performing any or all of the Secured
Obligations; (ii) enter into any
agreement, compromise or settlement
including insurance claims, which
Holder may deem desirable or proper
with respect to any ofthe Collateral; and
(iii) endorse and deliver evidences of
title for, and receive, enforce and collect
by legal action or otherwise, all
indebtedness and obligations then or
thereafter owing to Borrower in
connection with or on account of any or
all of the Collateral; and
WHEREAS, the Security Instrument
further provides that Borrower thereby
irrevocably appoints Holder (as
successor and assign of Original
Lender) as Borrower’s attorney-in-fact
(such power ofattorney being coupled
with an interest), and as such attorneyin-fact,
Holder may, without the
obligation to do so, inHolder’s name or
in the name of Borrower, prepare,
execute, file and record financing
statements, continuation statements,
applications for registration and like
papers necessary to create, perfect or
preserve any of Holder’s security
interests and rights in or to any ofthe
Collateral, and upon a Default
thereunder, take any other action
required of Borrower, provided, however,
that Holder as such attorney-in-fact shall
be accountable only for such funds as
are actually received by Holder;and
WHEREAS, the Security Instrument
further provides that anytime after a
Default, Holder shall have the right and
remedy (a) to sell the Property or any
part of the Property at public sale or
sales before the door of the courthouse
of the county in which the Property or
any part ofthe Property is situated, to
the highest bidder for cash, in order to
pay the Secured Obligations and all
expenses of the sale and of all
proceedings in connection therewith,
including reasonable attorneys’ fees,
after advertising the time, place, and
terms of sale once aweek for four (4)
weeks immediately preceding such sale
(but without regard to the number of
days) in anewspaper in which sheriff’s
sales are advertised in said county; (b)
with respect to any personal property or
fixtures included in or located on the
Property, Holder may, at its option, sell
or otherwise dispose of the same by
public or private proceedings pursuant
to Article 4 of the Security Instrument
separate from the sale of the real
property; (c) at any sale conducted
pursuant to Section 7.3 of the Security
Instrument, Holder may execute and
deliver to the purchaser aconveyance of
the Property, orany part ofthe Property,
or any personal property or fixtures
included in or located on the Property, in
fee simple, and to this end Borrower
thereby constitutes and appoints Holder
its agent and attorney in fact to make
such sale and conveyance and thereby
to divest Borrower of all right, title, or
equity in and to the Property and to vest
the same in the purchaser or purchasers
at such sale or sales, and all the
reasonable acts and doings of said
agent and attorney in fact are thereby
ratified and confirmed; (d) the aforesaid
power of sale and agency thereby
granted are coupled with an interest and
are irrevocable by dissolution or
otherwise, are granted as cumulative of
the other remedies provided by law for
910 Foreclosures
collection of the Secured Obligations,
and shall not be exhausted by one
exercise thereof but may be exercised
until full payment of the Secured
Obligations; and
WHEREAS, the Security Instrument
further provides that upon sale of the
Property at any judicial or nonjudicial
foreclosure, Holder may credit bid (as
determined by Holder in its sole and
absolute discretion) all or any portion of
the Secured Obligations; and
WHEREAS, prior to the consummation
of the exercise of the power of sale
contained in the Security Instrument and
the consummation of the foreclosure
sale of the Property and the Collateral,
any and all funds, cash and other sums,
if any, held by, for or on behalf of
Borrower in escrow, in reserve or in
other accounts established under the
Loan Documents for payment of taxes,
assessments and other similar charges
levied against the Property, insurance,
capital improvements, replacements,
tenant improvements, leasing
commissions or otherwise, specifically
including without limitation any
Impounds (as defined in the Note and
the Security Instrument) (collectively, the
“Reserves”) have been or shall have
been applied by Holder toward payment
of the Secured Obligations and any
other amounts due under the Note and
any other obligations of Borrower under
the Loan Documents; and
NOW, THEREFORE, under and
pursuant to the power ofsale contained
in the Security Instrument and according
to the terms of the Security Instrument
and the laws in such cases made and
provided, Holder will expose the
Property and the Collateral (less and
except the Reserves) for sale, atpublic
sale to the highest bidder, for cash on
that certain Tuesday in September,
being September 1, 2009, during the
legal hours for sale, before the
courthouse door in Whitfield County,
Georgia. The Property and the
Collateral will be sold subject to the
following:
1. Taxes and assessments for
the year 2009, and subsequent years,
and any taxes for prior years which
result from a reassessment of the
Property;
2. Riparian rights, if any,
incident to the Property;
3. Rights of tenants in
possession under unrecorded leases, if
any, that are senior to the Security
Instrument;
4. All valid zoning ordinances;
and
5. All other, ifany, easements,
limitations, reservations, covenants,
restrictions, deeds to secure debt, liens
and other encumbrances and matters of
public records to which the Security
Instrument is junior and subordinate in
terms of priority under the laws of the
State of Georgia.
The Secured Obligations and the Loan
Documents remaining in default and the
aforesaid Defaults continuing, the sale
of the Property and the Collateral (less
and except the Reserves) under and
pursuant to the power ofsale contained
in the Security Instrument will be made
for the purpose of applying the proceeds
thereof, asprovided for inthe Security
Instrument and pursuant to applicable
law, to the extent funds are so available
shall be applied by Holder to payment of
the Secured Obligations in such priority
and proportion as provided for the
Security Instrument, and the remainder,
if any, of such funds shall be disbursed
to Borrower ortothe person or persons
legally entitled thereto.
The Property and Collateral (less and
except the Reserves) will be sold on an
“as is, where is” basis without recourse
against Holder and without
representation or warranty of any kind or
nature whatsoever with respect thereto,
with no assurance afforded as to the
exact acreage of the Land.
To the best of Holder’s knowledge and
belief, the Property and the Collateral is
presently owned by Borrower, and
Borrower isthe party in possession of
the Property and the Collateral.
The requirement for giving of notice to
the Borrower, pursuant to O.C.G.A. §44-
14-162.2, of the initiation of these
proceedings to exercise the power of
sale contained in the Security
Instrument is not applicable because
none of the Property and the Collateral
conveyed by the Security Instrument
was used as a dwelling place by
Borrower at the time the Security
Instrument was executed and delivered.
The undersigned may sell the Property
and the Collateral or any part of the
Property and the Collateral in such
manner and order as Holder may elect
and may sell that portion of the Property
and the Collateral, which, under the laws
of the State of Georgia, constitutes an
estate or interest in real estate
separately from that portion of the
Property and the Collateral, which,
under the laws of the State of Georgia,
constitutes personalty and not an
interest in the real estate, inwhich case
separate bids will be taken therefor, or
collectively in a single sale or lot, in
which case a single bid will be taken
therefor.
Notice of the undersigned’s
intent shall be given by announcement
made at the commencement of the
public sale.
WELLS FARGO BANK, N.A., as trustee
for the registered holders of Banc of
America Commercial Mortgage Inc.,
Commercial Mortgage Pass-Through
Certificates, Series 2005-4, as agent
and attorney-in-fact for PARKVIEW
EASTERLING ASSOCIATES, LLC, a
Georgia limited liability company
By:
ORIX Capital Markets, LLC,
solely in its capacity as Special Servicer
under and pursuant to that certain
Pooling and Servicing Agreement dated
as of September 1, 2005, by and among
Banc of America Commercial Mortgage
Inc., as Depositor, Bank of America,
N.A., as Master Servicer, LNR Partners,
Inc., as Special Servicer, and Wells
Fargo Bank, N.A., as Trustee and
REMIC Administrator
By: its attorney-at-law:
/Slobodan Stupar/
Slobodan Stupar, Esq.
Kilpatrick Stockton LLP
1100 Peachtree Street, Suite 2800
Atlanta, Georgia 30309-4530
404-815-6500
DOCPROPERTY "Database" US2008
DOCPROPERTY "DocNumber" 690374.
DOCPROPERTY "Version" 3
DOCPROPERTY "Database" US2008
DOCPROPERTY "DocNumber" 690374.
DOCPROPERTY "Version" 3
08/07 08/14 08/21 08/28
NOTICE OF SALE UNDER POWER
GEORGIA, WHITFIELD COUNTY
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING TO
COLLECT A DEBT. ANY
INFORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
Under and by virtue of the Power ofSale
contained in aSecurity Deed given by
Nicolas Diego P. a/k/a Nicolas Diego
Pascual to Mortgage Electronic
Registration System, Inc. as nominee for
SunTrust Mortgage, Inc., dated April 10,
2006, recorded in Deed Book 4745,
Page 125, Whitfield County, Georgia
Records, aslast transferred to SunTrust
Mortgage, Inc. by assignment to be
recorded in the Office of the Clerk of
Superior Court of
Whitfield County,
Georgia Records,conveying the afterdescribed
property to secure aNote in
the original principal amount of ONE
910 Foreclosures
HUNDRED THOUSAND AND 0/100
DOLLARS ($100,000.00), with interest
thereon as set forth therein, there will be
sold at public outcry to the highest
bidder for cash before the courthouse
door of Whitfield County, Georgia
within the legal hours of sale on the first
Tuesday in September, 2009, the
following described property:All that
tract or parcel of land lying and being in
Land Lot No. 142, in the 12th District
and 3rd Section of Whitfield County,
Georgia, and being described more fully
as lots Nos. 420, 421, 422 of the Dalton
Airport Subdivision, as per plat in Plat
Book 1, page 214, Clarks Office,
Whitfield County, Georgia, Being the
same property as described in Deed
Book 41, page 67, Clerk's Office,
Whitfield County, Georgia.
The debt secured by said Security Deed
has been and is hereby declared due
because of, among other possible
events of default, failure to pay the
indebtedness as and when due and in
the manner provided in the Note and
Security Deed.
The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, as provided in
Security Deed and by law, including
attorneys fees (notice of intent to collect
attorneys fees having been given).
Suntrust Mortgage, Inc. can be
contacted at 866-384-0903 or by writing
to 1001 Semmes Avenue, Richmond, VA
23224, to discuss possible alternatives
to foreclosure.
Said property will be sold subject to any
outstanding ad valorem taxes (including
taxes which are alien, but not yet due
and payable), any matters which might
be disclosed by an accurate survey and
inspection of the property, any
assessments, liens, encumbrances,
zoning ordinances, restrictions,
covenants, and matters of record
superior to the Security Deed first set
out above.
To the best knowledge and belief of the
undersigned, the party in possession of
the property is Nicolas Diego P. a/k/a
Nicolas Diego Pascual or a tenant or
tenants and said property is more
commonly known as 128 York Street,
Dalton, Georgia 30721.
The sale will be conducted subject (1) to
confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation and
audit of the status of the loan with the
holder of the security deed.
SunTrust Mortgage, Inc.
as Attorney inFact for
Nicolas Diego P. a/k/a Nicolas Diego
Pascual
Johnson &Freedman, LLC
1587 Northeast Expressway
Atlanta, Georgia 30329
(770) 234-9181
www.msplaw.com/foreclosure_sales.asp
MSP/kmh 9/1/09
Our file no.1459309-FT2
08/07 08/14 08/21 08/28
NOTICE OF SALE UNDER POWER
GEORGIA, WHITFIELD COUNTY
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING TO
COLLECT A DEBT. ANY
INFORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
Under and by virtue of the Power ofSale
contained in aSecurity Deed given by
Arturo Patriz-Lue to Mortgage Electronic
Registration Systems, Inc., dated
August 31, 2005, recorded in Deed
Book 4584, Page 307, Whitfield County,
Georgia Records, aslast transferred to
SunTrust Mortgage, Inc. by assignment
recorded in Deed Book 5366, Page 4,
Whitfield County, Georgia
Records,conveying the after-described
property to secure aNote in the original
principal amount of ONE HUNDRED
TEN THOUSAND THREE HUNDRED
FIFTY AND 0/100 DOLLARS
($110,350.00), with interest thereon as
set forth therein, there will be sold at
public outcry to the highest bidder for
cash before the courthouse door of
Whitfield County, Georgia
within the
legal hours of sale on the first Tuesday
in September, 2009, the following
described property: SEE EXHIBIT A
ATTACHED HERETO AND MADE A
PART HEREOF
The debt secured by said Security Deed
has been and is hereby declared due
because of, among other possible
events of default, failure to pay the
indebtedness as and when due and in
the manner provided in the Note and
Security Deed.
The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, as provided in
Security Deed and by law, including
attorneys fees (notice of intent to collect
attorneys fees having been given).
Said property will be sold subject to any
outstanding ad valorem taxes (including
taxes which are alien, but not yet due
and payable), any matters which might
be disclosed by an accurate survey and
inspection of the property, any
assessments, liens, encumbrances,
zoning ordinances, restrictions,
covenants, and matters of record
superior to the Security Deed first set
out above.
The entity that has full authority to
negotiate, amend, and modify all terms
of the mortgage with the debtor is:
Suntrust Mortgage, Inc., 1001 Semmes
Avenue, Richmond, VA 23224, 866-384-
0903. Please understand that the
secured creditor is not required by law to
negotiate, amend, or modify the terms of
the mortgage instrument.
To the best knowledge and belief of the
undersigned, the party in possession of
the property is Arturo Patriz-Lue or a
tenant or tenants and said property is
more commonly known as 1103 Linden
Drive, Dalton, Georgia 30720.
The sale will be conducted subject (1) to
confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation and
audit of the status of the loan with the
holder of the security deed.
SunTrust Mortgage, Inc.
as Attorney inFact for
Arturo Patriz-Lue
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/kmh 9/1/09
Our file no.51515309-FT2
EXHIBIT A
All that tract or parcel of land lying and
being in land lots nos. 259 and 274 in
the 12th District and 3rd Section of
Whitfield County, Georgia, and being Lot
No. 359 of Brookwood Subdivision, as
shown by Plat of record in Plat Book 4,
Page 7(Plat Cabinet A, Slide 119), in
the office of the clerk of the superior
court ofWhitfield County, Georgia, and
described as follows:
beginning at the northwest corner of the
intersection of Linden Drive and
Valencia Drive; thence south 75
Degrees 38 Minutes west along the
northerly side of Linden Drive 147.1
feet; thence north 0Degrees 35 Minutes
30 Seconds west 100 feet to an Iron Pin;
thence north 80 Degrees 19 Minutes
east 127.7 feet to an Iron pin on the
westerly side of Valencia Drive; thence
south 21 Degrees 43 Minutes east along
the westerly side of Valencia Drive 90
feet to the point of beginning.
MR/kmh 9/1/09
Our file no.51515309 -FT2
08/07 08/14 08/21 08/28
910 Foreclosures
STATEOFGEORGIA
COUNTY OF WHITFIELD
NOTICE OF SALE UNDER POWER
Because of adefault in the payment of
the indebtedness secured by aSecurity
Deed executed by Bruce Patterson to
Mortgage Electronic Registration
Systems, Inc
dated May 17, 2005, and
recorded in Deed Book 4508, Page 163,
Whitfield County Records, said Security
Deed having been last sold, assigned,
transferred and conveyed toEverHome
Mortgage Company securing aNote in
the original principal amount of
$100,000.00, the holder thereof
pursuant to said Deed and Note thereby
secured has declared the entire amount
of said indebtedness due and payable
and, pursuant to the power of sale
contained in said Deed, will on the first
Tuesday, September 1, 2009, during the
legal hours of sale, before the
Courthouse door in said County, sell at
public outcry to the highest bidder for
cash, the property described in said
Deed, to-wit:
Acertain tract or parcel of land lying and
being in Land Lot No. 34, 10th District,
3rd Section, Whitfield County, Georgia,
being Lot 12 of Keith Valley Estates
Subdivision, as per plat of same of
Joseph R. Evans, Georgia Registered
Land Surveyor No. 2168, dated
September 28, 1994, of record in Plat
Cabinet C, Slides 1143-1144, in the
Office of the Clerk ofthe Superior Court
of Whitfield County, Georgia, reference
to which is herein made and
incorporated hereto for amore full and
complete description thereof.
The above-described property is subject
to the following restrictions:
1. No mobile homes
manufactured before 1980 to be placed
on property.
2. No junkyards allowed.
3. The raising of game
chickens prohibited.
4. Storage, either temporary
or permanent, of toxic chemicals or
hazardous waste materials prohibited.
Said property is known as 4278 Keith
Valley Road, Cohutta, GA 30710,
together with all fixtures and personal
property attached to and constituting a
part ofsaid property, ifany.
Said property will be sold subject to any
outstanding ad valorem taxes (including
taxes which are alien, whether or not
now due and payable), the right of
redemption of any taxing authority, any
matters which might be disclosed by an
accurate survey and inspection of the
property, any assessments, liens,
encumbrances, zoning ordinances,
restrictions, covenants, and matters of
record superior to the Security Deed
first set out above.
The sale will be conducted subject (1) to
confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation and
audit of the status of the loan with the
holder of the security deed.
Notice has been given of intention to
collect attorney's fees in accordance
with the terms of the Note secured by
said Deed.
Said property will be sold as the
property of Bruce Patterson, the
property, to the best information,
knowledge and belief of the
undersigned, being presently in the
possession of Bruce Patterson and
Jennifer Patterson, and the proceeds of
said sale will be applied to the payment
of said indebtedness and all the
expenses of said sale, including
attorney's fees, all as provided in said
Deed, and the balance, if any, will be
distributed as provided by law.
EverHome Mortgage Company as
Attorney-in-Fact for Bruce Patterson his
successors in title being Bruce
Patterson and Jennifer Patterson
File no.09-013193
SHAPIRO &SWERTFEGER*
Attorneys and Counselors at Law
2872 Woodcock Blvd., Suite 100
Atlanta, GA 30341-3941
(770)220-2535/BB
www.swertfeger.net
*THE LAW FIRM IS ACTING AS A
DEBT COLLECTOR. ANY
INFORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
[FC-NOS]
08/07 08/14 08/21 08/28
NOTICE OF SALE UNDER POWER
GEORGIA, WHITFIELD COUNTY
THIS LAW FIRM IS ACTING AS A
DEBT COLLECTOR ATTEMPTING TO
COLLECT A DEBT. ANY
INFORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.
Under and by virtue of the Power ofSale
contained in aSecurity Deed given by
Ivan H. Peralta to Mortgage Electronic
Registration Systems, Inc., dated March
29, 2007, recorded in Deed Book 4975,
Page 108, Whitfield County, Georgia
Records, aslast transferred to SunTrust
Mortgage, Inc. by assignment to be
recorded in the Office of the Clerk of
Superior Court of
Whitfield County,
Georgia Records,conveying the afterdescribed
property to secure aNote in
the original principal amount of ONE
HUNDRED NINETY-NINE THOUSAND
NINE HUNDRED TWENTY AND 0/100
DOLLARS ($199,920.00), with interest
thereon as set forth therein, there will be
sold at public outcry to the highest
bidder for cash before the courthouse
door of Whitfield County, Georgia
within the legal hours of sale on the first
Tuesday in September, 2009, the
following described property: SEE
EXHIBIT A ATTACHED HERETO AND
MADE APART HEREOF
The debt secured by said Security Deed
has been and is hereby declared due
because of, among other possible
events of default, failure to pay the
indebtedness as and when due and in
the manner provided in the Note and
Security Deed.
The debt remaining in
default, this sale will be made for the
purpose of paying the same and all
expenses of this sale, as provided in
Security Deed and by law, including
attorneys fees (notice of intent to collect
attorneys fees having been given).
Said property will be sold subject to any
outstanding ad valorem taxes (including
taxes which are alien, but not yet due
and payable), any matters which might
be disclosed by an accurate survey and
inspection of the property, any
assessments, liens, encumbrances,
zoning ordinances, restrictions,
covenants, and matters of record
superior to the Security Deed first set
out above.
The entity that has full authority to
negotiate, amend, and modify all terms
of the mortgage with the debtor is:
Suntrust Mortgage, Inc., 1001 Semmes
Avenue, Richmond, VA 23224, 866-384-
0903. Please understand that the
secured creditor is not required by law to
negotiate, amend, or modify the terms of
the mortgage instrument.
To the best knowledge and belief of the
undersigned, the party in possession of
the property is Ivan H. Peralta or a
tenant or tenants and said property is
more commonly known as 1200 Martin
Luther King Blvd, Dalton, Georgia
30721.
The sale will be conducted subject (1) to
confirmation that the sale is not
prohibited under the U.S. Bankruptcy
Code and (2) to final confirmation and
audit of the status of the loan with the
holder of the security deed.
SunTrust Mortgage, Inc.
as Attorney inFact for
Ivan H. Peralta
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
14C Friday, August 21, 2009
THE DAILY CITIZEN