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AmTrust Financial Services, Inc. - Corporate Solutions

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Product Mix<br />

Operates in Diverse, Lower Volatility Businesses<br />

Balanced mix of higher frequency,<br />

low hazard business lines<br />

• More predictable loss experience<br />

• Lower pricing pressures<br />

• Higher retention rates<br />

• Differentiated workers’ comp. franchise<br />

in small business market<br />

• Attractive warranty insurance franchise<br />

Auto<br />

Commercial<br />

Auto<br />

Other<br />

Liability<br />

Product Mix YTD13<br />

3%<br />

5%<br />

20%<br />

Warranty<br />

Other<br />

12%<br />

21%<br />

39%<br />

$3.1 billion GWP YTD13<br />

Workers’<br />

Comp.<br />

10

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