AmTrust Financial Services, Inc. - Corporate Solutions
AmTrust Financial Services, Inc. - Corporate Solutions
AmTrust Financial Services, Inc. - Corporate Solutions
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$ in millions<br />
Specialty Program<br />
Partner with MGAs to provide lower risk workers’ compensation, general<br />
liability, commercial auto and property coverage in specialized sectors<br />
• Target lower risk/specialty businesses<br />
– Multi-family housing operations<br />
– Artisan contractors<br />
– Restaurants<br />
– Public entity<br />
• Proprietary technology provides ease-ofuse<br />
to agents and paperless 24-hour<br />
underwriting response<br />
– Customized coverage, loss control and<br />
claims<br />
• Distributed through wholesalers with<br />
sector or geographic expertise in 50 states<br />
– MGAs generally share in risk with<br />
conservative underwriting guidelines<br />
Combined<br />
Ratio<br />
Gross Written Premium<br />
$579<br />
$674<br />
$382<br />
$429<br />
$236 $268 $264<br />
2008 2009 2010 2011 2012 YTD12 YTD13<br />
Earned Premium<br />
$349 $361<br />
$250<br />
$171<br />
$145 $145<br />
$112<br />
2008 2009 2010 2011 2012 YTD12 YTD13<br />
87.6% 91.1% 93.0% 94.6% 96.6% 97.1% 95.2%<br />
25
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