Contact us: - Middlesex University

22 Guide to higher education
This means the more students earn,
the more they’ll pay per month. If a
graduate isn’t working or their salary falls
below £21,000, no repayments will be
deducted until they’re earning again.
The repayment rate is 9% of any income
above £21,000. This means, for example,
that someone earning £25,000 per annum
would make repayments of £30 per month
(£30 being 9% of £4,000, that being the
sum above £21,000 earned in this example).
There are some more examples below:
Gross Salary
Monthly repayments
(including interest)
£21,000 and under No repayments
£25,000 £30
£30,000 £67
£40,000 £142
£50,000 £217
£60,000 £292
Students can make additional
voluntary repayments if they wish
directly with Student Finance.
Repayments are made automatically
through the PAYE tax system. Student
Finance, Inland Revenue and the
graduate’s employer handle this.
National Scholarship Programme
The National Scholarship Programme (NSP)
is a government programme which was
introduced for the start of the 2012 academic
year to help students with fees. It offers
students from lower income families (less than
£25k a year) additional financial support.
Universities can set their own NSP criteria.
Middlesex, for example, offers 420
scholarships, each worth £9,000 across
three years of study. Each year the student
is awarded a third of this sum – £2,000 as
a fee waiver and £1,000 as a cash award.
Our NSP scholarships are awarded on a
points based system. The criteria includes
factors such as family income, UCAS tariff
points and whether the student has chosen
Middlesex as their firm acceptance. You
can find out more at www.mdx.ac.uk/nsp
Special financial support
There is a lot of financial support available for
students who have specific circumstances or
needs. In all cases, the money does not need to
be repaid. Detailed information can be found on
the government website.
www.gov.uk/browse/education/student-finance
Students with children or adult dependants
Students with dependants are eligible
for extra help. They won’t have to repay
the amount they receive, which will
depend on their circumstances. It is
usually paid in three instalments.
Disabled students
All universities will also have disability support
centres to provide help and assistance to
students while they’re studying. It’s always
a good idea for students to contact disability
support centres in advance of applying to
discuss the help they might receive.
In most cases, the following help is available:
• A specialist equipment allowance
• A non-medical helper’s allowance
• A general disabled students allowance
• Extra travel cost coverage