Price list - ProCredit Bank
Price list - ProCredit Bank
Price list - ProCredit Bank
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Annex to the account opening/card issue and usage contract<br />
<strong>Price</strong> <strong>list</strong><br />
Legal entities<br />
0372.100.200 Effective as of 01.09.2011<br />
www.procreditbank.ro
GENERAL RULES<br />
ACCOUNTS<br />
• Maximum amount for cash withdrawals is according to the current legislation.<br />
• Cash withdrawals over EUR 5,000 (or equivalent) require a prior notice of 2 (two) working days. The<br />
amount has to be already in the client’s account when the notice is made. Lack of notice entails the<br />
payment of an additional fee for the entire withdrawn amount. The bank reserves the right to refuse the<br />
transaction in the lack of the notification.<br />
• The bank does not accept foreign currency deposits/withdrawals in coins.<br />
• For any type of term deposits, or for a savings-account opening, the client must have a current account<br />
opened in the respective currency.<br />
• The bank does not offer interest for term deposits closed before maturity, except for the Flexible Deposit,<br />
for which it pays a lower flat interest, effective as of the moment of the account opening.<br />
• Standard interest rates offered by the bank are valid for an exposure / client of up to EUR 100,000<br />
equivalent. For any amount exceeding this ceiling, the <strong>Bank</strong> can establish individually the offered interest<br />
rate level, which can be lower than the standard level.<br />
• The <strong>Bank</strong> has the obligation to transfer the tax on income from interests, to the State Budget, according to<br />
the legislation in force.<br />
• The bank may decide closing the legal entities’ accounts with more than 15 payment incidents per year<br />
related to debit instruments. Customers will be informed through a notification, to months prior to the<br />
account closing.<br />
• Taxes, fees and interest rates can be modified by the bank, based on internal or market reasons. The<br />
modifications will be displayed for customers no later than the enforcement date.<br />
• Payments in the EU area: payments ordered in EUR/GBP/CHF or LEI to member states of the European<br />
Union (including the European Economic Area); international payments ordered in the EU and EEA can<br />
be ordered only with the SHARE option for the payment of the fee.<br />
• Payments in the non-EU area: payments ordered in USD, or payments in EUR/GBP/CHF or LEI<br />
performed to all the countries in the world (including from Europe) which are not part of the EU area.<br />
• The bank’s BIC (SWIFT) code is: MIROROBU.<br />
• For amounts held in different current, savings and deposit accounts, the Romanian Government – through<br />
the <strong>Bank</strong> Deposit Guarantee Fund – guarantees to every account holder the amount of EUR 100,000 or<br />
equivalent.<br />
Important!<br />
The banking accounts from <strong>ProCredit</strong> <strong>Bank</strong> can be accessed either from any of the bank’s branches and<br />
agencies, regardless of the place where they have been opened, or through the Internet <strong>Bank</strong>ing service.
Current Accounts<br />
CURRENT ACCOUNTS<br />
Type of fee Fee Conditions<br />
Opening fee LEI 15 / account For all currencies<br />
Maintenance fee<br />
Info Collections<br />
LEI 7 / month<br />
EUR/USD/GBP/CHF 1 /<br />
month<br />
LEI 15 / month<br />
LEI 20 / month<br />
LEI 0.5 /collection<br />
Current account closing on<br />
Free of charge<br />
client’s request<br />
Closing fee for inactive accounts Max. LEI 35 / EUR 10 /<br />
USD 10 / GBP 5<br />
Current account closing fee Balance ≤ LEI 35 / EUR<br />
10 / USD 10 / GBP 5<br />
Modification of authorized<br />
persons on the account<br />
LEI 5 / modification<br />
For all current accounts<br />
For the service Info Payments by E-mail<br />
For the service Info Payments by SMS<br />
Depending on the account balance<br />
Applied to the closing of the last current<br />
account, when ending the business<br />
relationship with the bank<br />
Authorizations performed when opening the<br />
account are free of charge<br />
Savings Products<br />
Name of product Opening / maintenance Minimum amount Period<br />
DEPOSITS<br />
Classic Deposit<br />
Flexible Deposit<br />
Overnight<br />
Free of charge<br />
LEI / EUR / USD 500<br />
LEI 2,000 /<br />
EUR 500 / USD 500<br />
LEI 200.000 / EUR<br />
50.000 / USD 50.000<br />
1 – 36 months<br />
3 – 36 months<br />
1 – 26 days<br />
Savings<br />
account<br />
Account opening<br />
Account maintenance<br />
Free of charge - unlimited<br />
Cash Transactions<br />
DEPOSITS<br />
Cash deposits<br />
Free of charge<br />
For deposits larger than EUR<br />
150,000 / USD 150,000 / LEI<br />
500,000 , the bank reserves<br />
the right to charge an<br />
additional fee or to reject<br />
such deposits<br />
Cash deposits in coins/Change coins 3.5%<br />
Of the total value in coins, if<br />
the amount is > LEI 50<br />
Cash deposits for used foreign currency 15% Of the value of used
anknotes<br />
banknotes<br />
WITHDRAWALS<br />
Cash withdrawals from the current account /<br />
savings account<br />
0.55%<br />
Cash withdrawal without notification + 0.25%<br />
Not honored cash withdrawal notice 0.25 %<br />
Cash withdrawal in preferential bills<br />
(foreign exchange)<br />
+ 0.50%<br />
min. LEI 2 / EUR 1 / USD<br />
1<br />
For amounts > EUR 5,000<br />
/equiv.<br />
Of the amount which was<br />
not withdrawn (totally or<br />
partially)<br />
Additional fee applied for<br />
the entire withdrawn<br />
amount<br />
Other Fees<br />
OTHER FEES<br />
Type of fee Fee Conditions<br />
Statement of account LEI 1 Sent monthly through via E-mail<br />
LEI 3.5<br />
Sent monthly via Mail<br />
LEI 2<br />
Per account statement at front desk<br />
Non legally-binding statements LEI 150 / equivalent<br />
Letters issued by the <strong>Bank</strong> in<br />
favour of APIA/FEADR<br />
LEI 20/equivalent<br />
Issue of letter of creditworthiness<br />
LEI 100 +SWIFT (if any) VAT included<br />
Copy of archived documents<br />
Lei 6 / page<br />
VAT included; Applies only to<br />
documents requested, older than one<br />
month<br />
Postal / courier service External supplier’s cost + LEI 1 VAT included<br />
CPI inquiry fee LEI 5/ inquiry VAT included<br />
Trade Registry inquiry Trade Registry fee + LEI 35 VAT included<br />
CBR inquiry LEI 15 / inquiry VAT included<br />
Currency exchange 0.5%<br />
- for non-clients – up to LEI 500/EUR<br />
100/USD 100<br />
-for <strong>ProCredit</strong> <strong>Bank</strong> clients - with no<br />
limit and no commission, but<br />
depending on the currency requested<br />
CPI = The Central of Payment Incidents; CBR = The Central of <strong>Bank</strong>ing Risks<br />
Packages ProBusiness* ProBusiness Plus**<br />
ACCOUNTS<br />
Type of fee<br />
Value<br />
Package Maintenance LEI 25/month LEI 40/month<br />
Current account opening<br />
Savings account opening<br />
Current account maintenance<br />
Savings account maintenance<br />
Free of charge<br />
Free of charge
CARDS<br />
Info Payments SMS<br />
Account Statement<br />
Main card issuance<br />
Main card maintenance<br />
LEU 1/statement<br />
Free of charge<br />
Free of charge<br />
NATIONAL<br />
TRANSFERS**<br />
Interbank payments<br />
Interbank collections<br />
Cheques/Promissory notes/Bills of<br />
exchange for payment<br />
(cleared through PAID)<br />
10% off 20% off<br />
Intra-bank payments/collections Free of charge Free of charge<br />
ProSalary<br />
Activation<br />
Monthly salary transfer<br />
Free of charge<br />
Free of charge<br />
Activation<br />
Maintenance<br />
Free of charge<br />
Not included<br />
Intra-bank payments/collections<br />
Interbank payments<br />
20% off<br />
* the rest of the fees are standard<br />
**it does not include the payments related to the garnishments and the ones performed from the good execution bond account<br />
Pro<strong>Bank</strong>ing<br />
Package Start Business in LEI*<br />
ACCOU<br />
NTS<br />
Type of fee<br />
Current account opening<br />
Info Payments Mail<br />
Value<br />
Free of charge<br />
PROBAN<br />
KING<br />
CARDS<br />
NATIONAL<br />
TRANSFERS<br />
Main card issuance<br />
Main card maintenance<br />
Free of charge<br />
Withdrawal from Procredit <strong>Bank</strong> ATM 0.20%<br />
Maintenance<br />
Free of charge<br />
Interbank payments<br />
Payment Orders/Domestic Debit<br />
Notes<br />
amounts ≤ 12.500 2
12.500,01 – 49.999,99 3.5<br />
amounts ≥ 50,000 9<br />
Urgent payments 9<br />
* the rest of the fees are standard<br />
Package Start Business in EUR *<br />
ACCOU<br />
NTS<br />
Type of fee<br />
Current account opening<br />
Value<br />
Free of charge<br />
PROBAN<br />
KING<br />
CARDS<br />
INTERNATIONAL<br />
TRANSFERS<br />
Main card issuance<br />
Main card maintenance<br />
Free of charge<br />
Withdrawal from Procredit <strong>Bank</strong> ATM 0.20%<br />
Maintenance<br />
Free of charge<br />
Interbank payments UE Non-UE<br />
amounts ≤ 12.500 EUR 5 EUR 9<br />
12.500,01 – 49.999,99 0.075% EUR 15<br />
amounts ≥ 50,000<br />
Urgent payments<br />
0.075% max 750 EUR<br />
0.15% min 20 EUR<br />
* the rest of the fees are standard<br />
NATIONAL<br />
PAYMENT ORDERS<br />
Money Transfers<br />
Interbank<br />
payments<br />
Interbank<br />
payments<br />
related to<br />
garnishments<br />
Type of fee Fee Conditions<br />
amounts ≤ 500 LEI 4<br />
500.01 – 49,999.99 LEI 7<br />
amounts ≥ 50,000 LEI 18<br />
Urgent payments<br />
amounts ≤ 500 LEI 10<br />
500.01 – 49,999.99 LEI 15<br />
amounts ≥ 50,000<br />
Urgent payments<br />
LEI 40<br />
Also valid for payments<br />
ordered through Standing<br />
Order
Interbank<br />
payments made<br />
from good<br />
performance<br />
accounts<br />
Interbank<br />
encashments<br />
Interbank payments / collections<br />
amounts ≤ 500 LEI 14<br />
500,01 – 49,999.99 LEI 17<br />
amounts ≥ 50,000<br />
LEI 28<br />
Urgent payments<br />
amounts ≤ 10.000 LEI 2.5<br />
10.000,01– 49,999.99 LEI 5<br />
amounts ≥ 50,000 LEI 7<br />
Free of charge<br />
Payment cancellation LEI 50<br />
Payment recovery LEI 50<br />
Refusal notice<br />
LEI 2 / refusal<br />
Investigations LEI 5<br />
Also valid for payments<br />
ordered through Standing<br />
Order<br />
Only in the same day the<br />
initial payment was ordered,<br />
until the moment the account<br />
was debited.<br />
Also valid for payments<br />
ordered through Standing<br />
Order.<br />
After the account has been<br />
debited; with beneficiary’s<br />
agreement.<br />
Also valid for payments<br />
ordered through Standing<br />
Order.<br />
Also valid for payments<br />
ordered through Standing<br />
Order<br />
Money Transfers<br />
DOMESTIC DEBT NOTES<br />
PROPAY<br />
Issuing of cheque / promissory note forms<br />
Fee for payment of<br />
Cheques / Promissory<br />
notes<br />
LEI 10 / cheque book; LEI 0.4 /<br />
file<br />
PAID Agreement<br />
Clearing Clearing<br />
amounts ≤ 500<br />
LEI 4 LEI 8<br />
500.01 – 49,999.99 LEI 7 LEI 10<br />
amounts ≥ 50,000 LEI 18 LEI 20<br />
Cheque / Promissory note refusal fee LEI 50 per refused debit note<br />
Fee for collection of debit notes<br />
LEI 3.5 / note<br />
Not applied for interbank<br />
debit notes<br />
amounts ≤ 5,000 EUR 5 / USD 6 Service available for<br />
International payments 5,000 ≤ 100,000 0.10%<br />
clients of <strong>ProCredit</strong> Group<br />
banks (Romania, Serbia,<br />
amounts > 100,000 EUR 100 / USD 130 Macedonia, Ukraine,<br />
International incomings<br />
Free of charge Georgia, Bosnia and<br />
SWIFT processing fee EUR 10 / USD 13 Herzegovina, Kosovo,<br />
Free of charge<br />
Albania, Bulgaria,<br />
Correspondent bank charges<br />
Moldova, Armenia)<br />
Refusal notice EUR/USD 2
INTERNATIONAL<br />
CHEQUES<br />
Type of fee Fee Conditions<br />
Collection 0.10%<br />
Refusal of payment EUR 35 / USD 40<br />
Postal expenses for sending international<br />
cheques<br />
Correspondent bank charges<br />
LEI 20 for the post office / EUR<br />
50 for the quick courier<br />
Deducted from cashed amount<br />
min. EUR 5 / USD 6; max.<br />
EUR 100 / USD 123<br />
Blocked upon collection;<br />
released if cheque is paid<br />
Fee paid upon collection;<br />
VAT included<br />
EU INTERNATIONAL PAYMENTS<br />
EU International Payments<br />
amounts ≤ 12.500 EUR 10 / GBP 8 / CHF 14<br />
12.501,01 ≤ 49.999 0.15%<br />
International payments<br />
0.15% max. EUR 750 / GBP<br />
amounts ≥ 50.000<br />
640 / CHF 1.000<br />
0.3% min. EUR 20 / GBP 17 /<br />
urgent payments<br />
CHF 28<br />
EUR 10 / GBP 7 / CHF 14 / LEI<br />
SWIFT processing fee<br />
45<br />
Refusal notice EUR 2 / GBP 2 / CHF 2 / LEI 2<br />
EUR 20 / GBP 13 / CHF 28 /<br />
Investigations / Modifications<br />
LEI 80<br />
0.15% min. LEI 100, max. LEI<br />
International payments in LEI<br />
2800<br />
International incomings EUR 5 / GBP 5 / CHF 5<br />
EUR 25 / GBP 17 / CHF 35 /<br />
Payment cancellation<br />
LEI 150<br />
Min. EUR 3/ equivalent<br />
Correspondent bank charges<br />
Max. EUR 100 / equivalent<br />
amounts < 50.000 EUR 75 / GBP 75 / CHF 100 /<br />
LEI 300<br />
EUR 100/ GBP 140 / CHF 140 /<br />
Payment recovery amounts ≥ 50.000<br />
LEI 400<br />
SWIFT copy issuance on request LEI 2<br />
Repairs/corrections of encashments<br />
EUR 5 / equivalent<br />
Valid also for operations<br />
through Internet <strong>Bank</strong>ing<br />
Only in the same day in<br />
which the payment was<br />
ordered; also valid for<br />
Internet <strong>Bank</strong>ing<br />
Variable, depending on<br />
amount and destination<br />
After SWIFT execution, with<br />
Beneficiary’s agreement<br />
The fee includes fax<br />
transmittal<br />
INTERNATIO<br />
NAL<br />
PAYMENTS<br />
NON-EU International Payments<br />
International payments<br />
amounts ≤ 12.500<br />
12.501,01 ≤ 49.999<br />
amounts ≥ 50.000<br />
EUR 18 / GBP 15 / USD 15<br />
CHF 25<br />
EUR 30 / GBP 25 / USD 25<br />
CHF 40<br />
0.15% max. EUR 750 / GBP<br />
640 USD 950 / CHF 1.000
International payments in LEI<br />
urgent payments<br />
0.3% min. EUR 20 / GBP 17 /<br />
USD 26 / CHF 28<br />
0.15% min. LEI 100, max. LEI<br />
2800<br />
International incomings EUR /GBP/USD/CHF 5<br />
EUR 10 / GBP 7 / CHF 14 /<br />
SWIFT processing fee<br />
USD 13 / LEI 45<br />
Refusal notice EUR /GBP /USD/CHF/LEI 2<br />
EUR 20 / GBP 13 / USD 26 /<br />
Investigations / Modifications<br />
CHF 28 / LEI 80<br />
Correspondent bank charges<br />
Payment cancellation<br />
Payment recovery<br />
EUR 20 / GBP 15 / USD 10 /<br />
CHF 28<br />
EUR 25 / GBP 20 / USD 30 /<br />
CHF 35 / LEI 150<br />
amounts < 50.000 EUR/ GBP/USD 75 / CHF 100 /<br />
LEI 300<br />
EUR/ GBP/USD 100 / CHF 140<br />
amounts ≥ 50.000<br />
/ LEI 400<br />
SWIFT copy issuance on request LEI 2<br />
Repairs/corrections of encashments<br />
EUR 5 / equivalent<br />
Separately for each payment<br />
and not included in the<br />
payment commission<br />
Only for payments ordered<br />
with the OUR option<br />
Only in the same day in<br />
which the payment was<br />
ordered; also valid for<br />
Internet <strong>Bank</strong>ing<br />
After SWIFT execution, with<br />
Beneficiary’s agreement<br />
The fee includes fax<br />
transmittal<br />
Debit Cards in LEI<br />
TRANSACTIONS<br />
ATM cash withdrawal fee<br />
Merchant purchase fee<br />
ATM balance inquiry fee<br />
0.4% <strong>ProCredit</strong> <strong>Bank</strong>’s ATMs<br />
0.6% + 2.5 LEI Other ATMs in Romania<br />
1% + 2.5 EUR ATMs abroad<br />
Free of charge<br />
LEI 0.5<br />
LEI 1.2<br />
Visa Business Electron card at any ATM in<br />
Romania<br />
Visa Business Electron card at any ATM<br />
abroad<br />
ATM mini-account-statement LEI 1 <strong>ProCredit</strong> <strong>Bank</strong> ATMs<br />
0.6% + LEI 2.5 <strong>ProCredit</strong> cards at banks from Romania<br />
POS cash advance<br />
1% + EUR 2.5 <strong>ProCredit</strong> cards at banks from abroad<br />
Payment investigation EUR 10 / equiv. Per transaction<br />
ISSUANC<br />
E AND<br />
MAINTEN<br />
ANCE<br />
Card issuance fee LEI 10<br />
Card maintenance fee<br />
LEI 35 / year<br />
Main card/additional card
Card blocking LEI 5<br />
In case of theft, loss (including in other<br />
ATM’s)<br />
Card renewal upon expiry<br />
Free of charge<br />
Card renewal before expiry LEI 12<br />
Main card/additional card<br />
Sending card in another location<br />
LEI 8 /card<br />
Modifying the card limit LEI 2 / modification At ATM, POS, with previous <strong>Bank</strong> agreement<br />
PIN change at ATM LEI 3 / change Main card/additional card<br />
LIMITS<br />
Daily withdrawal limit at ATM LEI 5.000<br />
Daily transactions limit at ATM<br />
10 transactions<br />
Debit Cards in EURO<br />
TRANSACTIONS<br />
ATM cash withdrawal fee<br />
0.4% <strong>ProCredit</strong> <strong>Bank</strong>’s ATMs<br />
0.6% + 1 EUR Other ATMs in Romania<br />
1% + 2.5 EUR ATMs abroad<br />
Merchant purchase fee<br />
Free of charge<br />
ATM balance inquiry fee EUR 0.1 / EUR 0.5 any ATMs in Romania / ATMs abroad<br />
ATM mini-account-statement EUR 0.2 <strong>ProCredit</strong> <strong>Bank</strong> ATMs<br />
POS cash advance<br />
0.6% + EUR 1 <strong>ProCredit</strong> cards at banks from Romania<br />
1% + EUR 2.5 <strong>ProCredit</strong> cards at banks from abroad<br />
Payment investigation EUR 10 / equiv. Per transaction<br />
ISSUANCE AND<br />
MAINTENANCE<br />
Card issuance fee EUR 5<br />
Card maintenance fee<br />
EUR 15/ year<br />
Card blocking EUR 1<br />
Main card/additional card<br />
In case of theft, loss (including in other<br />
ATM’s)<br />
Card renewal Free of charge / EUR 10 Upon expiry / before expiry
Sending card in another location EUR 2 / card Main card/additional card<br />
Modifying the card limit EUR 0.5 / modification At ATM, POS, with previous <strong>Bank</strong> agreement<br />
PIN change at ATM EUR 1 / change Main card/additional card<br />
LIMITS<br />
Daily withdrawal limit at ATM EUR 1.200<br />
Daily transactions limit at ATM<br />
10 transactions<br />
RECEIVED<br />
GUARANTEES<br />
ISSUED<br />
GUARANTEES<br />
Letters of Guarantee<br />
Type of fee Fee Conditions<br />
Advising LEI 70 / EUR 50<br />
Amendment LEI 40 / EUR 25<br />
Execution / Payment<br />
0.15% quarterly<br />
min. LEI 100 / EUR 40 +<br />
courier fee<br />
Cancellation LEI 30 / EUR 20<br />
Signature verification/text analysis EUR 25<br />
Issue/value increase/validity extension based<br />
on credit line<br />
0.35% quarterly min. LEI 100 / EUR 75<br />
Issue/value increase/validity extension based<br />
on counter guarantees<br />
0.30% quarterly min LEI 80 / EUR 75<br />
Issue/value increase/validity extension based<br />
on collateral deposit<br />
0.25% quarterly min LEI 70 / EUR 50<br />
Amendment LEI 60 / EUR 30<br />
Payment 0.20% min. LEI 100 / EUR 25<br />
Cancellation LEI 50 / EUR 20<br />
INCASSO<br />
EXPORT<br />
INCASSO<br />
IMPORT<br />
Collection Letters<br />
Remittance 0.10%<br />
Amendment / Cancellation EUR 25<br />
Investigation EUR 10<br />
Request for unsettled documents EUR 25<br />
Advising 0.10%<br />
Payment 0.15%<br />
Cancellation EUR 25<br />
Return of unsettled documents<br />
EUR 20 + courier fee<br />
Amendment EUR 10<br />
min. EUR 30, max. EUR<br />
200<br />
min. EUR 30, max EUR<br />
100<br />
min. EUR 25, max EUR<br />
200<br />
Letters of Credit
EXPORT<br />
LETTERS<br />
IMPORT<br />
LETTERS<br />
Advising 0.10% min. EUR 50<br />
Confirmation negotiable min. 0.25%, EUR 75<br />
Remittance 0.20% min. EUR 50<br />
Amendment / Cancellation / Investigation EUR 25<br />
Issue/value increase/validity extension based<br />
on credit line 0.35% quarterly min. EUR 75<br />
Issue/value increase/validity extension based<br />
on collateral deposit 0.15% quarterly Min. EUR 50<br />
Amendment EUR 25<br />
Payment 0.15% min. EUR 50<br />
Discrepancy charge<br />
EUR 40 / set<br />
Cancellation EUR 30<br />
Return of unsettled documents<br />
EUR 25 + courier fee<br />
Conditioned Payment Order/Received Documentation<br />
Endorsement of conditioned payment order/received<br />
documentation 0.15%<br />
Free of charge<br />
Issue of conditioned payment order<br />
EUR 25/equivalent<br />
Payment of conditioned payment order 0.15%<br />
Modification/Cancellation/Investigations<br />
EUR 15/equivalent<br />
min. EUR 10/equivalent;<br />
max. EUR 750/equivalent<br />
For refinance<br />
For commercial conditioned<br />
payment orders<br />
min. EUR 10/equivalent;<br />
max. EUR 750/equivalent<br />
INTERNET BANKING – ProB@nking<br />
ACTIVATION AND<br />
MAINTENANCE<br />
Token activation<br />
Free of charge<br />
Token replacement LEI 60<br />
In case of theft, loss and<br />
damage<br />
Annual maintenance fee LEI 60 Fixed / year<br />
NATIONAL PAYMENTS<br />
Interbank payments<br />
Interbank payments / collections<br />
amounts ≤ 500 LEI 3<br />
501 – 49,999.99 LEI 4<br />
amounts ≥ 50,000 LEI 14<br />
Urgent payments<br />
Free of charge<br />
Payment investigations LEI 5<br />
Payment cancellation LEI 50<br />
Only in the same day the<br />
initial payment was ordered,<br />
until the moment the account<br />
was debited.
Payment recovery LEI 50<br />
After the account has been<br />
debited; with beneficiary’s<br />
agreement.<br />
Refusal notice LEI 2 Fixed / refusal<br />
EU INTERNATIONAL PAYMENTS<br />
Payments<br />
Modifications<br />
Investigations<br />
Correspondent bank charges<br />
Payment cancellation<br />
amounts ≤ 12.500 EUR 10 / GBP 8 / CHF 14<br />
12.501,01 ≤<br />
49.999,99 0.10%<br />
0.15% max. EUR 750 / GBP<br />
amounts ≥ 50.000<br />
640 / CHF 1.000<br />
0.3% min. EUR 20 / GBP 17 /<br />
urgent payments<br />
CHF 28<br />
EUR 20 / GBP 13 / CHF 28 /<br />
LEI 80<br />
EUR/ GBP 30 / CHF 40 / LEI<br />
120<br />
Min. EUR 3/ equivalent<br />
Max. EUR 100 / equivalent<br />
EUR 25 / GBP 17 / CHF 35 /<br />
LEI 150<br />
Payments can be ordered<br />
only with SHARE option<br />
As the case may be, only<br />
with the bank’s approval<br />
Variable, depending on<br />
amount and destination<br />
Only with the <strong>Bank</strong>’s<br />
consent, on the same day in<br />
which the payment was<br />
ordered, until the moment of<br />
the SWIFT execution<br />
NON-EU INTERNATIONAL PAYMENTS<br />
Payments<br />
Investigations / Modifications<br />
Correspondent bank charges<br />
Payment cancellation<br />
amounts ≤ 12.500<br />
12.501,01 ≤<br />
49.999,99<br />
amounts ≥ 50.000<br />
urgent payments<br />
EUR 18 / GBP/USD 15 / CHF<br />
25<br />
EUR 30 / GBP/USD 25 / CHF<br />
40<br />
0.15% max. EUR 750 / GBP<br />
640 / max. USD 950 / CHF<br />
1.000<br />
0.3% min. EUR 20 / GBP 17 /<br />
min. USD 26 / CHF 28<br />
EUR 20 / GBP 13 / USD 26 /<br />
CHF 28 / LEI 80<br />
EUR 20 / GBP 15 / USD 10 /<br />
CHF 28<br />
EUR 25 / GBP 20 / USD 30 /<br />
CHF 35 / LEI 450<br />
Only for payments ordered<br />
with the option “OUR”<br />
Only with the <strong>Bank</strong>’s<br />
consent, on the same day in<br />
which the payment was<br />
ordered, until the moment of<br />
the SWIFT execution<br />
the<br />
EU/non-<br />
EU area<br />
International payments in LEI<br />
0.15% min. LEI 100, max. LEI<br />
2800<br />
Only with the <strong>Bank</strong>’s<br />
consent, on the same day in<br />
which the payment was<br />
ordered, until the moment of<br />
the SWIFT execution
SWIFT Fee<br />
EUR 10 / GBP 7 / CHF 14 / LEI<br />
45 / USD 13<br />
Paid separately for each<br />
payment and it is not<br />
included in the payment fee<br />
Refusal notification EUR/GBP/CHF/LEI/USD 2<br />
amounts < 50.000 EUR/GBP 75 / CHF 100 / LEI<br />
300<br />
EUR/GBP/USD 100 / CHF 140/<br />
Payment recovery amounts ≥ 50.000<br />
LEI 400<br />
SWIFT copy issuance upon request LEI 2<br />
After SWIFT execution, with<br />
Beneficiary’s agreement<br />
The fee includes fax<br />
transmittal<br />
“ProAsociatii de Proprietari” Package<br />
Accounts<br />
NATIONAL<br />
TRANSFERS<br />
Type of fee Value Conditions<br />
Current account opening<br />
Current account maintenance<br />
Account statement<br />
Amounts < 500<br />
501 – 49,999.99<br />
Amounts > 50,000<br />
Urgent payments<br />
Amounts > 50,000<br />
Urgent payments<br />
Intra-bank payments / collections<br />
Free of charge<br />
Lei 2<br />
Lei 14<br />
Lei 18<br />
Free of charge<br />
Payments over the<br />
counter and through<br />
ProB@anking<br />
Payments through<br />
Prob@anking<br />
Payments over the<br />
counter<br />
GENERAL RULES REGARDING DOCUMENTARY OPERATIONS<br />
• Fees for correspondent banks are not included<br />
• The fee for the issuance of letters of guarantee/ import documentary letters of credit marked as urgent is 0%.<br />
• For all documentary operations which imply a SWIFT message, a fee of EUR 10 / equivalent per message will be<br />
charged.<br />
• For services which imply courier taxes, fees will be the same as in the case of international cheques.<br />
Cut-Off Times<br />
PAID<br />
processing<br />
pr<br />
oce<br />
ssi<br />
ng<br />
Type of compensation Amounts Processing hours Settlement<br />
Receipt of debit instruments<br />
09:00 - 14.30 processing on the same banking day<br />
any amounts<br />
for collection<br />
14.30-17:00 processing on the next banking day<br />
Cash deposit for debit<br />
instruments payment any amounts 09:00 - 15.45<br />
on the day when the instrument is debited,<br />
but no later than the deadline hour<br />
Reception of debit any amounts 09:00- 15.30 processing on the same banking day
instruments for collection<br />
15.30-17:00 processing on the next banking day<br />
Cash deposit for interbank<br />
payment any amounts 09:00- 16:45<br />
on the day when the instrument is debited,<br />
but no later than the deadline hour<br />
Intra-bank<br />
processing<br />
Reception of debit<br />
09:00- 13:00 processing on the same banking day<br />
instruments for collection any amounts 13:00-17:00 processing on the next banking day<br />
Cash deposit for interbank<br />
payment any amounts 09:00- 17:00<br />
on the day when the instrument is debited,<br />
but no later than the deadline hour<br />
Payment orders received at the<br />
counter<br />
Amounts Receiving schedule Settlement<br />
Intra-bank transfers in the same<br />
currency Any amounts 09:00 – 17:00<br />
Foreign exchange in accounts<br />
≤ 10,000 EUR/<br />
USD/GBP/CHF<br />
09:00 – 17:00<br />
Real time<br />
> 10,000 EUR/<br />
USD/GBP/CHF<br />
09:00 – 16:00<br />
National interbank transfers<br />
< LEI 50,000 09:00 - 17:00<br />
No later than the next banking day<br />
≥ LEI 50,000 09:00 - 15:00<br />
Urgent national interbank transfers < LEI 50,000 09:00 - 15:00 On the current banking day<br />
EUR/GBP / USD /CHF/LEI<br />
International transfers<br />
Urgent international transfers<br />
EUR/GBP / USD /CHF/LEI<br />
ProPay transfers<br />
Intra-bank transfers in<br />
the same currency<br />
Any amounts<br />
09:00 - 16:00<br />
After 16:00<br />
Any amounts 09:00 - 11:00<br />
Any amounts<br />
Any amounts<br />
09:00 - 12:00<br />
12:00 - 16:00<br />
Account debiting on the same banking day<br />
With foreign currency date in maximum 2<br />
banking days<br />
Account debiting on the same date as the<br />
foreign currency date (with the bank’s<br />
approval)<br />
Beneficiary’s account crediting on the<br />
current banking day (with the Treasury<br />
Department’s approval)<br />
Beneficiary’s account crediting on the next<br />
banking day<br />
Payment orders through<br />
ProB@nking Amounts Processing schedule Settlement<br />
Anytime, except for the<br />
interval 20:00-00:30<br />
(Monday - Friday)<br />
Foreign exchange<br />
< EUR/ USD/GBP 10,000<br />
>EUR/ USD/GBP 10,000<br />
Any amount<br />
Anytime, except for the<br />
interval 18:00-00:30<br />
(Saturday-Sunday)<br />
09:00-18:00<br />
(Monday - Friday)<br />
09:00 - 16:00<br />
(Monday - Friday)<br />
09:00 - 13:00<br />
(Saturday)<br />
Real time<br />
Real time<br />
National interbank<br />
transfers in LEI<br />
< LEI 50,000 09:00 - 17:00<br />
No later than the next<br />
banking day
≥ LEI 50,000<br />
09:00 - 15:00<br />
after 15:00<br />
Processing and settlement<br />
on the current banking day<br />
Processing and settlement<br />
on the next banking day<br />
Urgent national<br />
interbank transfers<br />
National interbank<br />
transfers in<br />
EUR/USD/GBP<br />
International transfers<br />
EUR/USD/GBP/CHF<br />
< LEI 50,000 09:00 - 15:00<br />
Any amount 09:00 - 16:00<br />
Any amount 09:00 - 16:00<br />
Processing and settlement<br />
on the current banking day<br />
Account debiting on the<br />
current banking day<br />
Account debiting on the<br />
current banking day
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