Price list - ProCredit Bank

Annex to the account opening/card issue and usage contract
Price list
Legal entities
0372.100.200 Effective as of 01.09.2011
www.procreditbank.ro

GENERAL RULES
ACCOUNTS
• Maximum amount for cash withdrawals is according to the current legislation.
• Cash withdrawals over EUR 5,000 (or equivalent) require a prior notice of 2 (two) working days. The
amount has to be already in the client’s account when the notice is made. Lack of notice entails the
payment of an additional fee for the entire withdrawn amount. The bank reserves the right to refuse the
transaction in the lack of the notification.
• The bank does not accept foreign currency deposits/withdrawals in coins.
• For any type of term deposits, or for a savings-account opening, the client must have a current account
opened in the respective currency.
• The bank does not offer interest for term deposits closed before maturity, except for the Flexible Deposit,
for which it pays a lower flat interest, effective as of the moment of the account opening.
• Standard interest rates offered by the bank are valid for an exposure / client of up to EUR 100,000
equivalent. For any amount exceeding this ceiling, the Bank can establish individually the offered interest
rate level, which can be lower than the standard level.
• The Bank has the obligation to transfer the tax on income from interests, to the State Budget, according to
the legislation in force.
• The bank may decide closing the legal entities’ accounts with more than 15 payment incidents per year
related to debit instruments. Customers will be informed through a notification, to months prior to the
account closing.
• Taxes, fees and interest rates can be modified by the bank, based on internal or market reasons. The
modifications will be displayed for customers no later than the enforcement date.
• Payments in the EU area: payments ordered in EUR/GBP/CHF or LEI to member states of the European
Union (including the European Economic Area); international payments ordered in the EU and EEA can
be ordered only with the SHARE option for the payment of the fee.
• Payments in the non-EU area: payments ordered in USD, or payments in EUR/GBP/CHF or LEI
performed to all the countries in the world (including from Europe) which are not part of the EU area.
• The bank’s BIC (SWIFT) code is: MIROROBU.
• For amounts held in different current, savings and deposit accounts, the Romanian Government – through
the Bank Deposit Guarantee Fund – guarantees to every account holder the amount of EUR 100,000 or
equivalent.
Important!
The banking accounts from ProCredit Bank can be accessed either from any of the bank’s branches and
agencies, regardless of the place where they have been opened, or through the Internet Banking service.

Current Accounts
CURRENT ACCOUNTS
Type of fee Fee Conditions
Opening fee LEI 15 / account For all currencies
Maintenance fee
Info Collections
LEI 7 / month
EUR/USD/GBP/CHF 1 /
month
LEI 15 / month
LEI 20 / month
LEI 0.5 /collection
Current account closing on
Free of charge
client’s request
Closing fee for inactive accounts Max. LEI 35 / EUR 10 /
USD 10 / GBP 5
Current account closing fee Balance ≤ LEI 35 / EUR
10 / USD 10 / GBP 5
Modification of authorized
persons on the account
LEI 5 / modification
For all current accounts
For the service Info Payments by E-mail
For the service Info Payments by SMS
Depending on the account balance
Applied to the closing of the last current
account, when ending the business
relationship with the bank
Authorizations performed when opening the
account are free of charge
Savings Products
Name of product Opening / maintenance Minimum amount Period
DEPOSITS
Classic Deposit
Flexible Deposit
Overnight
Free of charge
LEI / EUR / USD 500
LEI 2,000 /
EUR 500 / USD 500
LEI 200.000 / EUR
50.000 / USD 50.000
1 – 36 months
3 – 36 months
1 – 26 days
Savings
account
Account opening
Account maintenance
Free of charge - unlimited
Cash Transactions
DEPOSITS
Cash deposits
Free of charge
For deposits larger than EUR
150,000 / USD 150,000 / LEI
500,000 , the bank reserves
the right to charge an
additional fee or to reject
such deposits
Cash deposits in coins/Change coins 3.5%
Of the total value in coins, if
the amount is > LEI 50
Cash deposits for used foreign currency 15% Of the value of used

anknotes
banknotes
WITHDRAWALS
Cash withdrawals from the current account /
savings account
0.55%
Cash withdrawal without notification + 0.25%
Not honored cash withdrawal notice 0.25 %
Cash withdrawal in preferential bills
(foreign exchange)
+ 0.50%
min. LEI 2 / EUR 1 / USD
1
For amounts > EUR 5,000
/equiv.
Of the amount which was
not withdrawn (totally or
partially)
Additional fee applied for
the entire withdrawn
amount
Other Fees
OTHER FEES
Type of fee Fee Conditions
Statement of account LEI 1 Sent monthly through via E-mail
LEI 3.5
Sent monthly via Mail
LEI 2
Per account statement at front desk
Non legally-binding statements LEI 150 / equivalent
Letters issued by the Bank in
favour of APIA/FEADR
LEI 20/equivalent
Issue of letter of creditworthiness
LEI 100 +SWIFT (if any) VAT included
Copy of archived documents
Lei 6 / page
VAT included; Applies only to
documents requested, older than one
month
Postal / courier service External supplier’s cost + LEI 1 VAT included
CPI inquiry fee LEI 5/ inquiry VAT included
Trade Registry inquiry Trade Registry fee + LEI 35 VAT included
CBR inquiry LEI 15 / inquiry VAT included
Currency exchange 0.5%
- for non-clients – up to LEI 500/EUR
100/USD 100
-for ProCredit Bank clients - with no
limit and no commission, but
depending on the currency requested
CPI = The Central of Payment Incidents; CBR = The Central of Banking Risks
Packages ProBusiness* ProBusiness Plus**
ACCOUNTS
Type of fee
Value
Package Maintenance LEI 25/month LEI 40/month
Current account opening
Savings account opening
Current account maintenance
Savings account maintenance
Free of charge
Free of charge

CARDS
Info Payments SMS
Account Statement
Main card issuance
Main card maintenance
LEU 1/statement
Free of charge
Free of charge
NATIONAL
TRANSFERS**
Interbank payments
Interbank collections
Cheques/Promissory notes/Bills of
exchange for payment
(cleared through PAID)
10% off 20% off
Intra-bank payments/collections Free of charge Free of charge
ProSalary
Activation
Monthly salary transfer
Free of charge
Free of charge
Activation
Maintenance
Free of charge
Not included
Intra-bank payments/collections
Interbank payments
20% off
* the rest of the fees are standard
**it does not include the payments related to the garnishments and the ones performed from the good execution bond account
ProBanking
Package Start Business in LEI*
ACCOU
NTS
Type of fee
Current account opening
Info Payments Mail
Value
Free of charge
PROBAN
KING
CARDS
NATIONAL
TRANSFERS
Main card issuance
Main card maintenance
Free of charge
Withdrawal from Procredit Bank ATM 0.20%
Maintenance
Free of charge
Interbank payments
Payment Orders/Domestic Debit
Notes
amounts ≤ 12.500 2

12.500,01 – 49.999,99 3.5
amounts ≥ 50,000 9
Urgent payments 9
* the rest of the fees are standard
Package Start Business in EUR *
ACCOU
NTS
Type of fee
Current account opening
Value
Free of charge
PROBAN
KING
CARDS
INTERNATIONAL
TRANSFERS
Main card issuance
Main card maintenance
Free of charge
Withdrawal from Procredit Bank ATM 0.20%
Maintenance
Free of charge
Interbank payments UE Non-UE
amounts ≤ 12.500 EUR 5 EUR 9
12.500,01 – 49.999,99 0.075% EUR 15
amounts ≥ 50,000
Urgent payments
0.075% max 750 EUR
0.15% min 20 EUR
* the rest of the fees are standard
NATIONAL
PAYMENT ORDERS
Money Transfers
Interbank
payments
Interbank
payments
related to
garnishments
Type of fee Fee Conditions
amounts ≤ 500 LEI 4
500.01 – 49,999.99 LEI 7
amounts ≥ 50,000 LEI 18
Urgent payments
amounts ≤ 500 LEI 10
500.01 – 49,999.99 LEI 15
amounts ≥ 50,000
Urgent payments
LEI 40
Also valid for payments
ordered through Standing
Order

Interbank
payments made
from good
performance
accounts
Interbank
encashments
Interbank payments / collections
amounts ≤ 500 LEI 14
500,01 – 49,999.99 LEI 17
amounts ≥ 50,000
LEI 28
Urgent payments
amounts ≤ 10.000 LEI 2.5
10.000,01– 49,999.99 LEI 5
amounts ≥ 50,000 LEI 7
Free of charge
Payment cancellation LEI 50
Payment recovery LEI 50
Refusal notice
LEI 2 / refusal
Investigations LEI 5
Also valid for payments
ordered through Standing
Order
Only in the same day the
initial payment was ordered,
until the moment the account
was debited.
Also valid for payments
ordered through Standing
Order.
After the account has been
debited; with beneficiary’s
agreement.
Also valid for payments
ordered through Standing
Order.
Also valid for payments
ordered through Standing
Order
Money Transfers
DOMESTIC DEBT NOTES
PROPAY
Issuing of cheque / promissory note forms
Fee for payment of
Cheques / Promissory
notes
LEI 10 / cheque book; LEI 0.4 /
file
PAID Agreement
Clearing Clearing
amounts ≤ 500
LEI 4 LEI 8
500.01 – 49,999.99 LEI 7 LEI 10
amounts ≥ 50,000 LEI 18 LEI 20
Cheque / Promissory note refusal fee LEI 50 per refused debit note
Fee for collection of debit notes
LEI 3.5 / note
Not applied for interbank
debit notes
amounts ≤ 5,000 EUR 5 / USD 6 Service available for
International payments 5,000 ≤ 100,000 0.10%
clients of ProCredit Group
banks (Romania, Serbia,
amounts > 100,000 EUR 100 / USD 130 Macedonia, Ukraine,
International incomings
Free of charge Georgia, Bosnia and
SWIFT processing fee EUR 10 / USD 13 Herzegovina, Kosovo,
Free of charge
Albania, Bulgaria,
Correspondent bank charges
Moldova, Armenia)
Refusal notice EUR/USD 2

INTERNATIONAL
CHEQUES
Type of fee Fee Conditions
Collection 0.10%
Refusal of payment EUR 35 / USD 40
Postal expenses for sending international
cheques
Correspondent bank charges
LEI 20 for the post office / EUR
50 for the quick courier
Deducted from cashed amount
min. EUR 5 / USD 6; max.
EUR 100 / USD 123
Blocked upon collection;
released if cheque is paid
Fee paid upon collection;
VAT included
EU INTERNATIONAL PAYMENTS
EU International Payments
amounts ≤ 12.500 EUR 10 / GBP 8 / CHF 14
12.501,01 ≤ 49.999 0.15%
International payments
0.15% max. EUR 750 / GBP
amounts ≥ 50.000
640 / CHF 1.000
0.3% min. EUR 20 / GBP 17 /
urgent payments
CHF 28
EUR 10 / GBP 7 / CHF 14 / LEI
SWIFT processing fee
45
Refusal notice EUR 2 / GBP 2 / CHF 2 / LEI 2
EUR 20 / GBP 13 / CHF 28 /
Investigations / Modifications
LEI 80
0.15% min. LEI 100, max. LEI
International payments in LEI
2800
International incomings EUR 5 / GBP 5 / CHF 5
EUR 25 / GBP 17 / CHF 35 /
Payment cancellation
LEI 150
Min. EUR 3/ equivalent
Correspondent bank charges
Max. EUR 100 / equivalent
amounts < 50.000 EUR 75 / GBP 75 / CHF 100 /
LEI 300
EUR 100/ GBP 140 / CHF 140 /
Payment recovery amounts ≥ 50.000
LEI 400
SWIFT copy issuance on request LEI 2
Repairs/corrections of encashments
EUR 5 / equivalent
Valid also for operations
through Internet Banking
Only in the same day in
which the payment was
ordered; also valid for
Internet Banking
Variable, depending on
amount and destination
After SWIFT execution, with
Beneficiary’s agreement
The fee includes fax
transmittal
INTERNATIO
NAL
PAYMENTS
NON-EU International Payments
International payments
amounts ≤ 12.500
12.501,01 ≤ 49.999
amounts ≥ 50.000
EUR 18 / GBP 15 / USD 15
CHF 25
EUR 30 / GBP 25 / USD 25
CHF 40
0.15% max. EUR 750 / GBP
640 USD 950 / CHF 1.000

International payments in LEI
urgent payments
0.3% min. EUR 20 / GBP 17 /
USD 26 / CHF 28
0.15% min. LEI 100, max. LEI
2800
International incomings EUR /GBP/USD/CHF 5
EUR 10 / GBP 7 / CHF 14 /
SWIFT processing fee
USD 13 / LEI 45
Refusal notice EUR /GBP /USD/CHF/LEI 2
EUR 20 / GBP 13 / USD 26 /
Investigations / Modifications
CHF 28 / LEI 80
Correspondent bank charges
Payment cancellation
Payment recovery
EUR 20 / GBP 15 / USD 10 /
CHF 28
EUR 25 / GBP 20 / USD 30 /
CHF 35 / LEI 150
amounts < 50.000 EUR/ GBP/USD 75 / CHF 100 /
LEI 300
EUR/ GBP/USD 100 / CHF 140
amounts ≥ 50.000
/ LEI 400
SWIFT copy issuance on request LEI 2
Repairs/corrections of encashments
EUR 5 / equivalent
Separately for each payment
and not included in the
payment commission
Only for payments ordered
with the OUR option
Only in the same day in
which the payment was
ordered; also valid for
Internet Banking
After SWIFT execution, with
Beneficiary’s agreement
The fee includes fax
transmittal
Debit Cards in LEI
TRANSACTIONS
ATM cash withdrawal fee
Merchant purchase fee
ATM balance inquiry fee
0.4% ProCredit Bank’s ATMs
0.6% + 2.5 LEI Other ATMs in Romania
1% + 2.5 EUR ATMs abroad
Free of charge
LEI 0.5
LEI 1.2
Visa Business Electron card at any ATM in
Romania
Visa Business Electron card at any ATM
abroad
ATM mini-account-statement LEI 1 ProCredit Bank ATMs
0.6% + LEI 2.5 ProCredit cards at banks from Romania
POS cash advance
1% + EUR 2.5 ProCredit cards at banks from abroad
Payment investigation EUR 10 / equiv. Per transaction
ISSUANC
E AND
MAINTEN
ANCE
Card issuance fee LEI 10
Card maintenance fee
LEI 35 / year
Main card/additional card

Card blocking LEI 5
In case of theft, loss (including in other
ATM’s)
Card renewal upon expiry
Free of charge
Card renewal before expiry LEI 12
Main card/additional card
Sending card in another location
LEI 8 /card
Modifying the card limit LEI 2 / modification At ATM, POS, with previous Bank agreement
PIN change at ATM LEI 3 / change Main card/additional card
LIMITS
Daily withdrawal limit at ATM LEI 5.000
Daily transactions limit at ATM
10 transactions
Debit Cards in EURO
TRANSACTIONS
ATM cash withdrawal fee
0.4% ProCredit Bank’s ATMs
0.6% + 1 EUR Other ATMs in Romania
1% + 2.5 EUR ATMs abroad
Merchant purchase fee
Free of charge
ATM balance inquiry fee EUR 0.1 / EUR 0.5 any ATMs in Romania / ATMs abroad
ATM mini-account-statement EUR 0.2 ProCredit Bank ATMs
POS cash advance
0.6% + EUR 1 ProCredit cards at banks from Romania
1% + EUR 2.5 ProCredit cards at banks from abroad
Payment investigation EUR 10 / equiv. Per transaction
ISSUANCE AND
MAINTENANCE
Card issuance fee EUR 5
Card maintenance fee
EUR 15/ year
Card blocking EUR 1
Main card/additional card
In case of theft, loss (including in other
ATM’s)
Card renewal Free of charge / EUR 10 Upon expiry / before expiry

Sending card in another location EUR 2 / card Main card/additional card
Modifying the card limit EUR 0.5 / modification At ATM, POS, with previous Bank agreement
PIN change at ATM EUR 1 / change Main card/additional card
LIMITS
Daily withdrawal limit at ATM EUR 1.200
Daily transactions limit at ATM
10 transactions
RECEIVED
GUARANTEES
ISSUED
GUARANTEES
Letters of Guarantee
Type of fee Fee Conditions
Advising LEI 70 / EUR 50
Amendment LEI 40 / EUR 25
Execution / Payment
0.15% quarterly
min. LEI 100 / EUR 40 +
courier fee
Cancellation LEI 30 / EUR 20
Signature verification/text analysis EUR 25
Issue/value increase/validity extension based
on credit line
0.35% quarterly min. LEI 100 / EUR 75
Issue/value increase/validity extension based
on counter guarantees
0.30% quarterly min LEI 80 / EUR 75
Issue/value increase/validity extension based
on collateral deposit
0.25% quarterly min LEI 70 / EUR 50
Amendment LEI 60 / EUR 30
Payment 0.20% min. LEI 100 / EUR 25
Cancellation LEI 50 / EUR 20
INCASSO
EXPORT
INCASSO
IMPORT
Collection Letters
Remittance 0.10%
Amendment / Cancellation EUR 25
Investigation EUR 10
Request for unsettled documents EUR 25
Advising 0.10%
Payment 0.15%
Cancellation EUR 25
Return of unsettled documents
EUR 20 + courier fee
Amendment EUR 10
min. EUR 30, max. EUR
200
min. EUR 30, max EUR
100
min. EUR 25, max EUR
200
Letters of Credit

EXPORT
LETTERS
IMPORT
LETTERS
Advising 0.10% min. EUR 50
Confirmation negotiable min. 0.25%, EUR 75
Remittance 0.20% min. EUR 50
Amendment / Cancellation / Investigation EUR 25
Issue/value increase/validity extension based
on credit line 0.35% quarterly min. EUR 75
Issue/value increase/validity extension based
on collateral deposit 0.15% quarterly Min. EUR 50
Amendment EUR 25
Payment 0.15% min. EUR 50
Discrepancy charge
EUR 40 / set
Cancellation EUR 30
Return of unsettled documents
EUR 25 + courier fee
Conditioned Payment Order/Received Documentation
Endorsement of conditioned payment order/received
documentation 0.15%
Free of charge
Issue of conditioned payment order
EUR 25/equivalent
Payment of conditioned payment order 0.15%
Modification/Cancellation/Investigations
EUR 15/equivalent
min. EUR 10/equivalent;
max. EUR 750/equivalent
For refinance
For commercial conditioned
payment orders
min. EUR 10/equivalent;
max. EUR 750/equivalent
INTERNET BANKING – ProB@nking
ACTIVATION AND
MAINTENANCE
Token activation
Free of charge
Token replacement LEI 60
In case of theft, loss and
damage
Annual maintenance fee LEI 60 Fixed / year
NATIONAL PAYMENTS
Interbank payments
Interbank payments / collections
amounts ≤ 500 LEI 3
501 – 49,999.99 LEI 4
amounts ≥ 50,000 LEI 14
Urgent payments
Free of charge
Payment investigations LEI 5
Payment cancellation LEI 50
Only in the same day the
initial payment was ordered,
until the moment the account
was debited.

Payment recovery LEI 50
After the account has been
debited; with beneficiary’s
agreement.
Refusal notice LEI 2 Fixed / refusal
EU INTERNATIONAL PAYMENTS
Payments
Modifications
Investigations
Correspondent bank charges
Payment cancellation
amounts ≤ 12.500 EUR 10 / GBP 8 / CHF 14
12.501,01 ≤
49.999,99 0.10%
0.15% max. EUR 750 / GBP
amounts ≥ 50.000
640 / CHF 1.000
0.3% min. EUR 20 / GBP 17 /
urgent payments
CHF 28
EUR 20 / GBP 13 / CHF 28 /
LEI 80
EUR/ GBP 30 / CHF 40 / LEI
120
Min. EUR 3/ equivalent
Max. EUR 100 / equivalent
EUR 25 / GBP 17 / CHF 35 /
LEI 150
Payments can be ordered
only with SHARE option
As the case may be, only
with the bank’s approval
Variable, depending on
amount and destination
Only with the Bank’s
consent, on the same day in
which the payment was
ordered, until the moment of
the SWIFT execution
NON-EU INTERNATIONAL PAYMENTS
Payments
Investigations / Modifications
Correspondent bank charges
Payment cancellation
amounts ≤ 12.500
12.501,01 ≤
49.999,99
amounts ≥ 50.000
urgent payments
EUR 18 / GBP/USD 15 / CHF
25
EUR 30 / GBP/USD 25 / CHF
40
0.15% max. EUR 750 / GBP
640 / max. USD 950 / CHF
1.000
0.3% min. EUR 20 / GBP 17 /
min. USD 26 / CHF 28
EUR 20 / GBP 13 / USD 26 /
CHF 28 / LEI 80
EUR 20 / GBP 15 / USD 10 /
CHF 28
EUR 25 / GBP 20 / USD 30 /
CHF 35 / LEI 450
Only for payments ordered
with the option “OUR”
Only with the Bank’s
consent, on the same day in
which the payment was
ordered, until the moment of
the SWIFT execution
the
EU/non-
EU area
International payments in LEI
0.15% min. LEI 100, max. LEI
2800
Only with the Bank’s
consent, on the same day in
which the payment was
ordered, until the moment of
the SWIFT execution

SWIFT Fee
EUR 10 / GBP 7 / CHF 14 / LEI
45 / USD 13
Paid separately for each
payment and it is not
included in the payment fee
Refusal notification EUR/GBP/CHF/LEI/USD 2
amounts < 50.000 EUR/GBP 75 / CHF 100 / LEI
300
EUR/GBP/USD 100 / CHF 140/
Payment recovery amounts ≥ 50.000
LEI 400
SWIFT copy issuance upon request LEI 2
After SWIFT execution, with
Beneficiary’s agreement
The fee includes fax
transmittal
“ProAsociatii de Proprietari” Package
Accounts
NATIONAL
TRANSFERS
Type of fee Value Conditions
Current account opening
Current account maintenance
Account statement
Amounts < 500
501 – 49,999.99
Amounts > 50,000
Urgent payments
Amounts > 50,000
Urgent payments
Intra-bank payments / collections
Free of charge
Lei 2
Lei 14
Lei 18
Free of charge
Payments over the
counter and through
ProB@anking
Payments through
Prob@anking
Payments over the
counter
GENERAL RULES REGARDING DOCUMENTARY OPERATIONS
• Fees for correspondent banks are not included
• The fee for the issuance of letters of guarantee/ import documentary letters of credit marked as urgent is 0%.
• For all documentary operations which imply a SWIFT message, a fee of EUR 10 / equivalent per message will be
charged.
• For services which imply courier taxes, fees will be the same as in the case of international cheques.
Cut-Off Times
PAID
processing
pr
oce
ssi
ng
Type of compensation Amounts Processing hours Settlement
Receipt of debit instruments
09:00 - 14.30 processing on the same banking day
any amounts
for collection
14.30-17:00 processing on the next banking day
Cash deposit for debit
instruments payment any amounts 09:00 - 15.45
on the day when the instrument is debited,
but no later than the deadline hour
Reception of debit any amounts 09:00- 15.30 processing on the same banking day

instruments for collection
15.30-17:00 processing on the next banking day
Cash deposit for interbank
payment any amounts 09:00- 16:45
on the day when the instrument is debited,
but no later than the deadline hour
Intra-bank
processing
Reception of debit
09:00- 13:00 processing on the same banking day
instruments for collection any amounts 13:00-17:00 processing on the next banking day
Cash deposit for interbank
payment any amounts 09:00- 17:00
on the day when the instrument is debited,
but no later than the deadline hour
Payment orders received at the
counter
Amounts Receiving schedule Settlement
Intra-bank transfers in the same
currency Any amounts 09:00 – 17:00
Foreign exchange in accounts
≤ 10,000 EUR/
USD/GBP/CHF
09:00 – 17:00
Real time
> 10,000 EUR/
USD/GBP/CHF
09:00 – 16:00
National interbank transfers
< LEI 50,000 09:00 - 17:00
No later than the next banking day
≥ LEI 50,000 09:00 - 15:00
Urgent national interbank transfers < LEI 50,000 09:00 - 15:00 On the current banking day
EUR/GBP / USD /CHF/LEI
International transfers
Urgent international transfers
EUR/GBP / USD /CHF/LEI
ProPay transfers
Intra-bank transfers in
the same currency
Any amounts
09:00 - 16:00
After 16:00
Any amounts 09:00 - 11:00
Any amounts
Any amounts
09:00 - 12:00
12:00 - 16:00
Account debiting on the same banking day
With foreign currency date in maximum 2
banking days
Account debiting on the same date as the
foreign currency date (with the bank’s
approval)
Beneficiary’s account crediting on the
current banking day (with the Treasury
Department’s approval)
Beneficiary’s account crediting on the next
banking day
Payment orders through
ProB@nking Amounts Processing schedule Settlement
Anytime, except for the
interval 20:00-00:30
(Monday - Friday)
Foreign exchange
< EUR/ USD/GBP 10,000
>EUR/ USD/GBP 10,000
Any amount
Anytime, except for the
interval 18:00-00:30
(Saturday-Sunday)
09:00-18:00
(Monday - Friday)
09:00 - 16:00
(Monday - Friday)
09:00 - 13:00
(Saturday)
Real time
Real time
National interbank
transfers in LEI
< LEI 50,000 09:00 - 17:00
No later than the next
banking day

≥ LEI 50,000
09:00 - 15:00
after 15:00
Processing and settlement
on the current banking day
Processing and settlement
on the next banking day
Urgent national
interbank transfers
National interbank
transfers in
EUR/USD/GBP
International transfers
EUR/USD/GBP/CHF
< LEI 50,000 09:00 - 15:00
Any amount 09:00 - 16:00
Any amount 09:00 - 16:00
Processing and settlement
on the current banking day
Account debiting on the
current banking day
Account debiting on the
current banking day