MANAGED ASSETS CONSULTING SERVICES - Prudential

MACS
MANAGED
ASSETS
CONSULTING
SERVICES

MANAGED ASSETS
CONSULTING SERVICES
As your assets have grown, it’s become clear
that preserving and investing those assets
responsibly requires time, effort, and expertise.
Managed Assets Consulting Services offers
a powerful combination of professional
guidance, access, and flexibility supported
by a foundation of proprietary research.
In consultation with your financial professional,
you’ll select investment managers to purchase
securities for your individually managed
account, which can also be complemented
by research-screened mutual funds.
The options we present are derived from a
disciplined process that is focused on your
specific objectives. We have a simple goal:
To help you preserve and increase your wealth.
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PERSONALIZED
PROFESSIONAL
MANAGEMENT
Managed Assets Consulting Services offers
access to the resources and experience of
proven professionals, combined with the
ability to precisely target your individual
investment objectives.
We provide access to a research-screened
universe of proven investment managers
across the spectrum of major asset classes.
You own the securities purchased for
your managed account, which can help
you manage tax consequences.
Tax-management strategies, including
tax-loss harvesting and offsetting gains, are
offered by several managers. Others specialize
in tax-exempt, fixed-income investments.*
You can limit exposure to certain
securities or sectors, such as companies
or industries in which you already have
a large investment.
Access to research-screened mutual funds
can help complete your asset allocation,
enable diversification by manager discipline,
or provide exposure to asset classes such as
international bonds or developing markets.
Your financial professional will serve
as your guide and coach in a long-term
investment relationship that is the key to
personalized investment management. He
or she will help you develop a personalized
asset allocation, track your progress, keep
you informed, and help you determine
whether you need to modify your portfolio.
*Neither Prudential nor its financial professionals offer legal,
tax, or accounting advice. Please consult with your own
advisers regarding your particular situation.
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BEGIN WITH A
DISCIPLINED
PROCESS
PUTTING YOU
IN POSITION
TO SUCCEED
Your financial professional will begin with
an in-depth, fact-finding discussion, and go
beyond the easy answers to obtain a realistic
view of your attitude toward risk as well as
your investment objectives.
You’ll develop a statement of your investment
objectives, appropriate investment
guidelines, and manager search criteria.
The investment policy statement is your
guide to your long-term strategy. You’ll refer
to this statement to mark your progress and
make sure your investment managers are
performing as directed.
Your investment managers will also receive
information from your investment policy
statement to ensure their thorough understanding
of your objectives and preferences.
Your financial professional will help you select
investment managers for a specific asset class,
or recommend an asset allocation, that
may include investment managers and
mutual funds from our screened universe.
Asset allocation can help you manage risk
and put you in a position to reach your
investment objectives, based on the risk/
return relationships of various asset classes.
Our broad yet highly selective menu of
investment managers and mutual funds
is designed to facilitate asset allocation, and
enable you to precisely target your resources.
This precision is an important advantage.
For example, within the category of investment
managers that specialize in the stocks
of large companies worth over $8 billion
(known as the Large-Cap Equity sector—
a single category in some investment programs),
we offer a large selection of individual
managers within Large-Cap Core, Large-Cap
Growth, Large-Cap GARP (Growth-At a-
Reasonable-Price), and Large-Cap Value.
The result is a more personalized, highquality
asset allocation designed to help
deliver more consistent returns, lower
volatility, and a greater chance of achieving
your financial objectives.
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TAKE ADVANTAGE
OF RESEARCH
STAYING
THE COURSE
Prudential employs a team of highly trained,
specialized professional analysts with access
to the most advanced technology. They make
on-site visits to 200 investment management
firms each year, and use nearly every major
analytical tool to evaluate the quality and
integrity of a firm.
The research process is the result of over 20
years of development, application, evolution,
and the lessons of experience. Among the
criteria are risk-adjusted performance, consistent
investment style, reputation, stability of
management, and compliance procedures.
A comprehensive Quarterly Account Monitor
helps you and your financial professional
understand performance data in relation
to your specific goals and fine-tune your
investment strategy as the markets change.
Quarterly Account Monitor
• Keeps up with market developments
• Measures progress toward your goals
• Evaluates your asset allocation
• Monitors performance of investments
• Monitors investment manager performance
• Reviews activity in your account
• Gauges and monitors tax implications
Our research enables you to select investment
managers with confidence, and we
continue to monitor managers to make sure
they maintain the high standards that led
to their selection.
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TAKE A
PROFESSIONAL APPROACH
• A comprehensive, personalized
investment strategy
• A long-term relationship with an
experienced financial professional
• Access to some leading investment managers
and research-screened mutual funds
• Personalized asset allocation, including
the ability to blend investment managers
and mutual funds
• Ongoing oversight of managers and
mutual funds by professional analysts
• Investment policy statement
• Comprehensive quarterly performance
reports and year-end summaries
• Easy online access to account information
• A single, asset-based annual fee for
account services**
Discuss with your financial professional how
the personalized, professional approach of
Managed Assets Consulting Services can
help make your investment goals a reality.
**Mutual funds are subject to annual fund operating expenses,
which may be paid to Prudential or its affiliates. Call your
financial professional for prospectuses of any funds available
through the program. The prospectuses contain complete
information, including charges and expenses. Please read the
prospectuses carefully before you invest or send money.
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Securities products and investment advisory services are
distributed through Prudential Investment Management
Services LLC (PIMS), Three Gateway Center, 14th Floor,
Newark, NJ 07102-4077, and offered by Prudential Securities
Incorporated (member SIPC), 199 Water Street, New York,
NY 10292, and Pruco Securities Corporation (member SIPC),
751 Broad Street, Newark, NJ 07102-3777. All are Prudential
companies. Prudential Financial is a service mark of Prudential,
Newark, NJ, and its affiliates.
PSI-20010907-A051289
MAC220
Ed. 10/01/2001