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Spectrum 9-04 - The Spectrum Magazine - Redwood City's Monthly ...

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BUSINESS<br />

<strong>The</strong> <strong>Spectrum</strong> • <strong>Redwood</strong> City’s <strong>Monthly</strong> <strong>Magazine</strong><br />

First National: ‘Doing<br />

Right’ by their clients<br />

<strong>The</strong> team at First National Bank, including branch manager Brian Palter (far left), believes in going the extra mile for customer service. Photos by Steve Penna.<br />

Emphasis on personal and<br />

community service puts El<br />

Camino bank into top tier<br />

Brian Palter believes in doing right by his clients. Palter, branch man<br />

ager for the past three years at the <strong>Redwood</strong> City location of First<br />

National Bank of Northern California, believes in the philosophy of<br />

treating each customer with the utmost attention. This individualized approach<br />

is a hallmark of the 11 San Mateo County locations of First National<br />

and has gone a long way in helping keep the bank healthy.<br />

"When we have a new client and do right by them," he said, "they tell others."<br />

Doing right by a client, whether old or new, requires taking extra steps in situations<br />

which nationwide chains might not choose to take. In one particular case Palter cited, a<br />

woman who had difficulty writing a check at a local retailer came into First National upset.<br />

She was comforted by a customer service representative and the issue was resolved. She<br />

later returned with a potted tulip plant and presented it to the bank as a gift of gratitude.<br />

By Nino Marchetti, Special to <strong>The</strong> <strong>Spectrum</strong><br />

ness, can also open checking accounts, obtain credit cards and do their banking online.<br />

First National also offers options like commercial refinancing, construction loans, and business<br />

lines of credit.<br />

None of these services mean anything, however, if the bank doesn't see customers<br />

continuing to come through the doors. First National Bank of Northern California works<br />

Continued on Next Page<br />

First National Bank of Northern California offers a variety of personalized services<br />

for both consumers and businesses. On the consumer side, services include free checking,<br />

debit cards, home equity loans, certificates of deposit, online banking and bill pay.<br />

Business owners, which constitute roughly half of the bank's current overall busi-<br />

22 • February 2005<br />

First National Bank is one of the few locally that still offer drive-through banking.

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