Investor Roadshow - United Overseas Bank
Investor Roadshow - United Overseas Bank
Investor Roadshow - United Overseas Bank
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Diversified Non-Interest Income<br />
Non-Interest Income (Non-NII) and Non-NII Ratio<br />
Non-Interest Income Breakdown<br />
(in S$ million)<br />
33.9%<br />
21.7%<br />
706<br />
398<br />
37.6% 35.8%<br />
23.9% 23.7%<br />
1,003<br />
900<br />
514 511<br />
38.8%<br />
26.2%<br />
1,278<br />
614<br />
31.9%<br />
20.8%<br />
1,095<br />
580<br />
Credit Cards<br />
11%<br />
Trade-Related<br />
12%<br />
Other fee &<br />
commission<br />
3%<br />
Investment-<br />
Related<br />
7%<br />
Trading &<br />
investment<br />
income<br />
14%<br />
Futures<br />
broking<br />
2%<br />
Other income<br />
11%<br />
Dividend /<br />
Rental<br />
10%<br />
2004 2005 2006 2007 2008<br />
Fee income ($m)<br />
Other non-interest income ($m)<br />
Fee income / Total Income Ratio (%) Non-NII / Total Income Ratio (%)<br />
Loan-Related<br />
15%<br />
Fund<br />
Management<br />
10%<br />
Service<br />
Charges<br />
5%<br />
UOB has continuously built its fee income capabilities in in an effort to diversify its income base and<br />
enhance profitability levels<br />
7
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