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<strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh<br />

| Contents<br />

Featured Articles<br />

<strong>Health</strong>y <strong>Senior</strong> Travel Abroad:<br />

Simple Tips That Can Save Your Trip......................................8<br />

Travel Tips for People with Hearing Loss...................................14<br />

Couch Potato? Meet Couch Cross Training...............................20<br />

Reverse Mortgages: Common Misperceptions..........................26<br />

Cataract Surgery: Traditional vs. Laser.........................................30<br />

Everyone Benefits from Exercise!.................................................34<br />

The Basic Estate Plan:<br />

Three Documents That<br />

Can Help Protect You and<br />

Your Family................... 36<br />

Go Green in Your RV.... 38<br />

Why Volunteer?............ 42<br />

Improving the Quality of<br />

Life Through Palliative<br />

Care.............................. 44<br />

Recommended<br />

Immunizations For<br />

Travel............................ 46<br />

Resource Directory<br />

<strong>Health</strong> <strong>Services</strong>...............50<br />

Adult Day <strong>Services</strong>....................50<br />

Alzheimer’s Disease..................50<br />

Eye Care / Eye Surgery.............50<br />

Diagnostic Lab Testing..............52<br />

Exercise / Fitness......................52<br />

<strong>Health</strong> Insurance / Medicare.....52<br />

Hearing .....................................53<br />

Home Care / Home <strong>Health</strong> Care /<br />

Hospice ....................................54<br />

Medical Supply..........................56<br />

Pharmacies/Vaccinations..........58<br />

Housing <strong>Services</strong>...........58<br />

<strong>Senior</strong> Living Options................58<br />

Consumer <strong>Services</strong>........63<br />

(Resources Continued on Next Page)<br />

<strong>Senior</strong>Citizens<strong>Guide</strong>.com/pgh 5


Attorneys / Elder Law................63<br />

Reverse Mortgages...................64<br />

Transportation............................64<br />

Volunteerism / Employment.......64<br />

--------------------------------------<br />

The <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh is an<br />

semi-annual publication of JR Media LLC. Every<br />

effort has been made to include correct and current<br />

information. However, the <strong>Senior</strong> Citizen’s <strong>Guide</strong><br />

to Pittsburgh or its publisher cannot accept any<br />

responsibility for inaccuracies or omissions.<br />

Mention or editorial inclusion of any organization<br />

or business does not constitute endorsement.<br />

Mention of AARP or other retirement organizations<br />

does not imply endorsement by AARP or<br />

any other retirement organization. Cover photo<br />

purchased from www.bigstockphoto.com.<br />

© 2013 JR Media LLC<br />

--------------------------------------<br />

jr media llc<br />

Publisher Jennifer Rogers<br />

333 Mingo Church Road<br />

Finleyville, PA 15332<br />

724.782.0159 • fax: 724.782.0650<br />

e-mail: jennifer@jrmediallc.com<br />

or visit us at: www.JRMediaLLC.com<br />

6 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh


Travel<br />

| Article<br />

<strong>Health</strong>y <strong>Senior</strong> Travel Abroad<br />

Simple Tips That Can Save Your Trip<br />

As an older American your time for fun has come! Why<br />

not enjoy senior travel abroad? Retirement allows you<br />

to travel on the shoulder season when you’ll experience<br />

bigger discounts and fewer crowds. Many tour operators<br />

specialize in trips for senior travel. Its your time to visit<br />

new places and even go off the beaten path.<br />

Even planning your trip abroad can be fun. Spread out<br />

the brochures, surf the web, and map out the sights and<br />

activities you don’t want to miss. Savor every minute of<br />

the dreaming and planning with your travel companions.<br />

Devote some of those minutes to considering your health<br />

and planning for emergencies, and you can prevent<br />

mishaps that can ruin a trip of a lifetime.<br />

To ensure you have the great time you anticipate on<br />

your next trip abroad, take the following steps:<br />

• Match your itinerary to your fitness level.<br />

• Plan for routine and chronic health issues.<br />

• Purchase travel health insurance with evacuation.<br />

Match Your Itinerary to Your Fitness Level<br />

Before traveling, ask your doctor to review your<br />

health and provide any needed ‘tune ups’ and routine<br />

adult vaccinations. Let your doctor know exactly what<br />

type of activities you are planning to make sure you are<br />

fit enough to enjoy yourself.<br />

Keep in mind the needs of your companions;<br />

sometimes you need to slow the pace so all members of<br />

your group can enjoy themselves. Traveling at a relaxed<br />

pace allows you to explore you destination in depth. If<br />

you or a companion have mobility concerns, there are<br />

8 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh


many helpful resources. Visit www.seniorcitizensguide.<br />

com/seniortraveltips for more information.<br />

Plan for routine and chronic health issues<br />

• Bring enough of your routine medications to last<br />

for the duration of the trip and a week or so extra<br />

in the event of a travel delay. Let your insurance<br />

company know about your travel plans so they can<br />

authorize your pharmacy to dispense more than a<br />

30-day supply.<br />

• Carry your medications in the original containers<br />

in your carry-on bag. Bring along a copy of the<br />

original prescription, especially if traveling to Asia.<br />

• Some medications, including over-the-counter<br />

items, are not allowed in other countries. Visit<br />

websites of embassies or consulates of the<br />

countries you will be visiting to make sure you can<br />

bring your medication into the country.<br />

10 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh


<strong>Senior</strong>Citizens<strong>Guide</strong>.com/pgh 11


• Have your doctor write on letterhead a list of any<br />

chronic health problems and how best to<br />

handle a flare-up. Ask the doctor to include<br />

the generic name of medications you take.<br />

For some trips you may want to work with<br />

a local travel medicine doctor. A travel<br />

medicine doctor has a medical degree, plus an additional<br />

certificate in Travel <strong>Health</strong> from the International Society<br />

of Travel Medicine. They stay current on changing<br />

travel-related health regulations, health issues in specific<br />

destinations, advances in travel medicine, and global<br />

outbreaks.<br />

Travel medicine specialists are typically recommended<br />

for travel to Africa, Asia, Eastern Europe, Central and<br />

South America. The CDC (wwwnc.cdc.gov/travel) has<br />

information to help you learn about each country,<br />

including whether you need to work with a travel<br />

medicine specialist.<br />

Secure Travel <strong>Health</strong> Insurance with Evacuation<br />

Travel health insurance with evacuation (repatriation)<br />

is an affordable, short term insurance policy that is<br />

highly recommended for international travelers by<br />

both the CDC and US State Department. This type of<br />

insurance is especially important, as Medicare is not<br />

accepted outside of the USA.<br />

Each country has its own system of health care,<br />

and many require pre-payment before being receiving<br />

care. Travel health insurance with evacuation pays for<br />

treatment at your destination and will transport you<br />

home if you need complex care.<br />

Article provided by Dr. Sarah Kohl, MD of TravelReadyMD,<br />

www.TravelReadyMD.com. In addition to her board certification in<br />

pediatrics, Dr. Kohl holds a Certificate in Travel <strong>Health</strong> from the International<br />

Society of Travel Medicine.<br />

12 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh


<strong>Health</strong><br />

| Article<br />

Travel Tips for People with<br />

Hearing Loss<br />

According to the Better Hearing Institute, 1 in 6 baby<br />

boomers (14.6%) are experiencing hearing loss, and<br />

as boomers continue to reach retirement age, more<br />

and more will be looking to spend their well-deserved<br />

retirement days traveling.<br />

Consider the following tips to help those experiencing<br />

hearing loss better enjoy their travels.<br />

• Don’t miss important announcements. Lowquality<br />

PA systems can make airport and station<br />

announcements difficult to hear and understand.<br />

Be sure to set a vibrating alert on your<br />

smartphone or watch with your departure time,<br />

and check video monitors frequently for updates.<br />

• Texting isn’t just for teens. Airports, train<br />

stations, and public transportation are places with<br />

significant background noise, making it difficult<br />

to hear on the phone. Use text messaging to<br />

coordinate and communicate easily with drivers<br />

and traveling companions.<br />

• Utilize looping technology when in a looped facility.<br />

The majority of today’s hearing aids are equipped<br />

with telecoils. This technology allows the user<br />

to hear with clarity in noisy public spaces. Loop<br />

America provides a full list of looped facilities in<br />

the U.S.<br />

• Book hearing accessible accommodations. Many<br />

hotels will provide accommodations such as closed<br />

caption TVs and some are now providing looping<br />

in rooms and lobbies.<br />

14 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh


• The TSA recommends leaving hearing aid devices<br />

in place when going through airport screening. Be<br />

sure to ask the security officer for assistance or to<br />

repeat instructions if needed.<br />

• Pack and plan accordingly. A vibrating alarm<br />

clock, extra hearing aid batteries, cleaning brush,<br />

and protective waterproof case for your aids are<br />

great items to pack for travel. Additionally, when<br />

traveling to a hot and humid location, you will<br />

want to bring along a small drying kit to protect<br />

your hearing aids from moisture.<br />

Editorial provided by Suzanne Yoder, Au.D., 412 271-3002, DrYoder@<br />

hearwellcenter.com. HearWell Center is located in Forest Hills, PA.<br />

<strong>Senior</strong>Citizens<strong>Guide</strong>.com/pgh 15


16 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh


<strong>Health</strong><br />

| Article<br />

Couch Potato? Meet Couch<br />

Cross Training!<br />

We are not limited by old age, we are liberated by it.<br />

~ Stu Mittleman<br />

Exercise…it does a body good at any age. According<br />

to the 2010 U.S. Census Data, there are more<br />

Americans age 65 and older living now than ever before.<br />

Among the senior population statistics in the United<br />

States, Pennsylvania ranks among the top five.<br />

As people are living longer due to advances in medicine<br />

and health education, many older Americans have found<br />

new friends and greater flexibility through exercise.<br />

For some seniors with chronic disease, exercise can<br />

be a challenge, but that doesn’t mean you should shy<br />

away from it. You don’t have to be a stellar athlete to<br />

stay fit. Based on your health status, you may need to<br />

modify your workouts. Before beginning any exercise<br />

program or following any of the suggestions below<br />

always check with your doctor! Many hospital programs<br />

offer exercise classes designed for seniors with joint<br />

or respiratory problems, diabetes, and heart disease.<br />

These tailored exercises can help keep blood sugar<br />

levels in check, improve overall cardiovascular fitness<br />

and improve balance and breathing. <strong>Senior</strong>s still get all<br />

the benefits exercise offers and are exercising safely.<br />

According to the National Institute on Aging, for<br />

seniors to maintain optimal health, there are four<br />

basic types of exercise to stay in shape. These include<br />

stretching, endurance, balance and resistance training.<br />

These activities will improve balance and in turn,<br />

reduce falls. Studies show cognitive skills and mood<br />

also improve with regular exercise at least 30 minutes<br />

for five days per week. Your doctor can advise you<br />

20 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh


which exercise types are best for you.<br />

Know Your Numbers<br />

It is good to get into the habit of timing your heart and<br />

knowing what your resting pulse rate and your target<br />

heart rate is. Discuss with your doctor what your optimal<br />

heart rate should be. You want to stay between 50<br />

percent to 85 percent of your maximum heart rate. If you<br />

are on blood pressure medication, your physician may<br />

recommend that you modify your target heart rate based<br />

on your current blood pressure and cholesterol levels.<br />

If you haven’t worked out in a while or have mobility<br />

issues, these home exercises are a good start.<br />

Sample exercises for the couch include:<br />

• Armchair Curls – Use small hand weights to do<br />

a modest arm curl. If you don’t have weights,<br />

improvise by using soda cans or small household<br />

gadgets that weigh approximately the same.<br />

• Reclining Row Boat – Place a resistance band<br />

under one leg of the couch and sit in front of it.<br />

Use the band to pull yourself up bringing your<br />

elbows up toward your shoulders.<br />

• Home Heel Raise - Place a heavier object on your<br />

lap and practice raising your heels while you sit. This<br />

is a great way to tone the calves and thigh muscles.<br />

• Sofa Stretch – Assume yoga-like poses by bringing<br />

your arms high above your head and count to<br />

10. Breathe in and slowly exhale. This will help<br />

improve circulation while lowering blood pressure.<br />

Go digital with your workouts:<br />

Tune into your local TV listings for fitness shows.<br />

There are a wide variety of classes from aerobics to<br />

zumba, the latest fitness craze. With laptops, the<br />

computer screen becomes a TV and the myriad of<br />

fitness programs you can download off the Internet are<br />

22 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh


endless. Many digital TV programs also offer satellite<br />

music stations so you can find the soundtrack of your<br />

generation and dance to music that suits your style.<br />

Invest in a small pedometer, a digital counter that<br />

clips on a belt and counts steps as you walk. They<br />

are inexpensive and can be purchased in the wellness<br />

section at most pharmacies and stores like Walmart.<br />

Malls are great indoor places to stay active. Many<br />

senior citizen groups have regular mall walks on certain<br />

days of the week. Check your local community calendar<br />

for free senior fitness programs. Bring a buddy with<br />

you. Having someone with you to talk to will help with<br />

motivation and keep you on track.<br />

For light outdoor or in-home exercise, there are<br />

many ways to get fit by just doing the things you love.<br />

They include gardening, walking your pet, or even light<br />

housekeeping. Turn these sometimes mundane tasks<br />

into opportunities for strength and conditioning. Take<br />

some extra deep knee bends when bending over to pull<br />

weeds or picking up the morning newspaper. Do wall<br />

push-ups when you are waiting for water to boil or a<br />

laundry cycle to finish. Begin with repetitions of 10 and<br />

gradually build up as you get stronger.<br />

When exercising outdoors, wear comfortable clothing<br />

and well fitting shoes. If you are going outside, dress<br />

for the elements. Wear sunglasses and a hat along with<br />

sunscreen on hot sunny days, as elderly skin is more<br />

prone to sunburn. Make sure you are dressed warmly<br />

in colder weather and wear a scarf over your nose and<br />

mouth. Stay hydrated and drink plenty of fluids before<br />

during and after exercise. Dehydration is not always<br />

obvious in older persons. Always check with your doctor<br />

to see if you need to limit the amount of fluid you drink,<br />

the temperatures you can safely exercise in and the<br />

amount and type of exercise that is safe for you.<br />

Active seniors who jog, swim or ride bikes should<br />

always warm up first to prevent muscle strain. STOP if<br />

<strong>Senior</strong>Citizens<strong>Guide</strong>.com/pgh 23


you become dizzy, lightheaded or experience any pain<br />

in your chest or heart palpitations (fluttering in your<br />

chest) and seek medical help immediately. If you cannot<br />

speak a simple sentence during exercise, you are doing<br />

too much. Know your limits so you don’t become sick or<br />

injured. It’s also a good idea never to work out alone in<br />

case of an emergency.<br />

A nice cool down is essential to prevent muscle<br />

cramps or injury. The purpose of the cool down is the<br />

reverse of the warm-up. You want your blood flow to<br />

gradually go back to normal and your body temperature<br />

to decrease otherwise, you risk fainting.<br />

By taking small steps toward better health, and<br />

working with your doctor to know what is safe for you,<br />

you can make more friends and achieve fitness well into<br />

your golden years.<br />

Article provided by Gateway <strong>Health</strong> SM , www.MedicareAssured.com.<br />

24 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh


Housing<br />

| Article<br />

Reverse Mortgages<br />

Common Misperceptions<br />

All too frequently we tend to read or hear<br />

misinformation about reverse mortgages doled out,<br />

sometimes in the press, sometimes by consumer<br />

groups or politicians. When wrong information appears<br />

in the press, we also find that it is often repeated in<br />

future press articles. We attribute this to the fact that a<br />

reverse mortgage is a unique product that needs to be<br />

studied—and those who misinform often do not take the<br />

time to properly study or research it.<br />

The most commonly heard misinformation is:<br />

Reverse mortgages are some kind of scam<br />

A reverse mortgage is a well thought out, very<br />

creative and highly effective solution to a societal<br />

problem—the inability of some seniors to have enough<br />

money to get through their retirement years. With<br />

people living longer than they might have anticipated<br />

and with many people’s savings diminished by the<br />

economic downturn, being able to use your home equity<br />

is one of the sources of support and comfort available.<br />

Reverse mortgages are too good to be true<br />

Reverse mortgages are not a fantasy. They are by<br />

no means a trick. You worked hard to earn the equity<br />

in your home and you deserve the chance to use that<br />

money if and when you need it. There is a cost attached<br />

to a reverse mortgage, as with every loan. And there<br />

are responsibilities that come with it.<br />

Reverse mortgages are the loan of last resort<br />

In some people’s cases they may be. For others<br />

26 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh


they may not be. You may choose to use a reverse<br />

mortgage to help you cover your expenses while you<br />

wait for your retirement savings account to go back to<br />

their pre-recession levels. You may use it to help you<br />

through until home values recover and you can sell your<br />

home for a higher price. A reverse mortgage, like social<br />

security, medicare/Medicaid, IRs and 401-Ks, is an<br />

option in a retirement toolbox—and different situations<br />

require different tools.<br />

When you take a reverse mortgage, the bank owns your home<br />

No, you continue to own your home. And when<br />

you pass on, your heirs own your home, though they<br />

must then pay back the<br />

reverse mortgage. If you<br />

are in arrears on taxes<br />

and insurance, you are in<br />

default and, to keep your<br />

home, you must work with<br />

the lender to catch up on<br />

your obligations.<br />

Salesman insist a senior<br />

use the loan proceeds to<br />

purchase another financial<br />

product as a condition for<br />

obtaining a reverse mortgage<br />

No, this is not legal.<br />

Reverse mortgage lenders<br />

aggressively push seniors to<br />

take the proceeds in a lump<br />

sum so they can earn interest<br />

on a high loan balance<br />

By law a loan originator<br />

must present all options<br />

that are available to you.<br />

<strong>Senior</strong>Citizens<strong>Guide</strong>.com/pgh 27


Counselors are in cahoots with the Lenders and only there to<br />

make sure you take out a reverse mortgage<br />

Untrue. Counselors must be independent and are<br />

tested and certified by HUD. A counselor’s responsibility<br />

is to the borrower, not the lender.<br />

Reverse mortgages are expensive<br />

Reverse mortgage fees are similar to those for any<br />

other mortgage product. The one additional fee is the<br />

Mortgage Insurance Premium, which is paid to the<br />

government mortgage insurance fund to protect you in<br />

the event the loan balance grows larger than the value<br />

of your home.<br />

The HECM Saver has practically eliminated the<br />

upfront MIP. Other traditional fees are also sometimes<br />

waived by the lender.<br />

Advertising is misleading<br />

Historically, there has occasionally been misleading<br />

advertising: ads that tout reverse mortgages as a<br />

“government sponsored program,” which they are not.<br />

Ads that contain an artificial check. Ads that falsely<br />

promise you no payments for life, when you need to<br />

pay your taxes and insurance. But the Federal Trade<br />

Commission, the Federal Housing Administration<br />

and the Federal Reserve Board have all passed<br />

regulations forbidding specific misleading language<br />

and presentation. NRMLA also specifies advertising<br />

restrictions in its Code of Ethics and Professional<br />

Responsibility. Companies that run misleading ads are<br />

subject to various forms of punishment. If you see or<br />

receive a misleading or false ad, please report it to<br />

reversemortgage.org<br />

Article provided by Randy Davis, NMLS # 489472,<br />

Certified Reverse Mortgage Professional at Dollar Bank.<br />

Source: National Reverse Mortgage Lenders Association.<br />

28 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh


<strong>Health</strong><br />

| Article<br />

Cataract Surgery<br />

Traditional vs. Laser<br />

A revolutionary breakthrough brings bladeless laser<br />

surgery to patients suffering from cataracts. Recent<br />

results show that laser cataract surgery is up to 10x<br />

more precise than manual techniques for some portions<br />

of the cataract surgical procedure. With traditional<br />

cataract surgery, incisions are created with a blade.<br />

Laser cataract surgery uses the precision and accuracy<br />

of an image-guided femtosecond laser.<br />

If the patient has astigmatism, traditional cataract<br />

surgery requires a blade to create arc line incisions<br />

in the outer margins of the cornea to correct the<br />

astigmatism, while bladeless laser cataract surgery does<br />

this with the laser.<br />

Studies have shown that less than 10% of manual<br />

procedures are able to achieve the same accuracy<br />

as the laser. The accuracy and precision of the laser<br />

contributes to better lens positioning and therefore<br />

more predictable visual results.<br />

In both methods, the lens must next be split into<br />

manageable size pieces for removal. The divided lens is<br />

then removed. The laser actually softens the lens when<br />

it divides it, so that less ultrasonic energy is required<br />

to remove the cataract. This means less stress to the<br />

delicate fibers and membrane that will hold the newly<br />

implanted intraocular lens in place. Finally, the intraocular<br />

lens of choice is inserted and positioned.<br />

Patients should be sure to discuss the available<br />

options and any questions they have with the doctor<br />

who will perform their procedure.<br />

Article provided by Drs. Lisa M. Cibik and John P. Nairn. For more<br />

information, call 1-800-246-1000 or visit www.AIOeyesurgeons.com.<br />

30 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh


<strong>Health</strong><br />

| Article<br />

Everyone Benefits<br />

from Exercise!<br />

People of all ages and physical conditions can reap<br />

the benefits from regular exercise and physical activity.<br />

Staying physically active and exercising regularly can<br />

help prevent or delay many diseases and disabilities,<br />

including dementia. Exercise also helps you look younger,<br />

maintain your muscle mass, strengthen your bones,<br />

develop better balance and stability and enjoy a more<br />

positive outlook on life. Even moderate exercise and<br />

physical activity can improve the health of seniors who<br />

are frail, or who have diseases that accompany aging.<br />

Don’t Be Afraid to Exercise<br />

Exercise and physical activity are among the<br />

healthiest things you can do for yourself, but you may<br />

think you are too old to exercise. You may be afraid<br />

that exercise will be too strenuous, or that physical<br />

activity might harm you. Research shows that actually<br />

the opposite is true. Exercise is safe for people of all<br />

age groups. <strong>Senior</strong> adults hurt their health far more by<br />

not exercising than by exercising. An inactive lifestyle<br />

can cause you to lose ground in four areas that are<br />

important for staying<br />

healthy and independent:<br />

strength, balance,<br />

flexibility, and endurance.<br />

It’s Never Too Late to<br />

Start Exercising<br />

Even if you have not<br />

been active before, there<br />

is good news. It’s never<br />

34 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh


too late to improve your health. Research suggests that<br />

exercise and physical activity can help you maintain or<br />

partly restore your strength, balance, flexibility, and<br />

endurance. Always check with your doctor first, then<br />

be sure to choose an exercise program that includes<br />

cardiovascular, strength, and flexibility training in a<br />

format that suits your capabilities and that you enjoy. If<br />

it’s fun, you’ll stick with it! If you consistently do at least<br />

20-30 minutes of regular moderate exercise 3-5 times<br />

per week, you will definitely experience the benefits.<br />

Growing older doesn’t mean you have to lose your<br />

strength or the ability to do everyday tasks. Exercise<br />

can help you look and feel better and enjoy life more at<br />

every age!<br />

Article provided by Pam Hart, Certified Fitness Professional and <strong>Health</strong> &<br />

Wellness Coach at www.simplydivinehealth.com or simplydivinehealth@<br />

gmail.com.<br />

<strong>Senior</strong>Citizens<strong>Guide</strong>.com/pgh 35


The Basic Estate Plan<br />

Three Documents That Can Help Protect You<br />

Creating an estate plan is a vital<br />

step toward protecting your future<br />

and providing for your family. By<br />

customizing three essential estate<br />

planning documents, as well as<br />

any other documents that may add<br />

further protection, your wishes can<br />

be followed for the rest of your life<br />

and you can provide a legacy for<br />

your loved ones.<br />

Will<br />

Your Will explains what is<br />

to be done with your property<br />

after you pass away. There are<br />

several key provisions to consider<br />

when creating a will, such as the<br />

provision appointing the executor,<br />

who is the person responsible<br />

for distributing your property<br />

according to the terms of your will.<br />

Other key provisions explain<br />

how you want your property to be<br />

distributed. You may make specific<br />

bequests, which are gifts of specific<br />

pieces of property to specific<br />

individuals or organizations. For<br />

instance, you may leave your car to<br />

your daughter and $5,000 to your<br />

church. The car and the cash gift<br />

are both specific bequests. All of<br />

your property that is not given away<br />

as specific bequests is called your<br />

residuary estate. You may choose to<br />

leave your residuary estate to one<br />

or more persons or organizations.<br />

and Your Family<br />

There are many additional<br />

provisions to consider when creating<br />

your will, which an attorney can<br />

tailor to meet your unique needs. If<br />

you pass away without a will, state<br />

law determines how your property<br />

is distributed.<br />

General Durable Power of<br />

Attorney<br />

Your General Durable Power of<br />

Attorney for Financial and Property<br />

Matters (POA) names one or more<br />

individuals (your agents) to make<br />

or communicate decisions about<br />

your finances and property if you<br />

ever lack the capacity to do so.<br />

The powers granted by the POA<br />

are tailored to meet your specific<br />

needs. You can empower your agent<br />

to take various actions, including<br />

paying your bills and applying for<br />

government benefits.<br />

<strong>Health</strong> Care Power of<br />

Attorney and Living Will<br />

Your <strong>Health</strong> Care Power of<br />

Attorney and Living Will is one<br />

document that is divided into<br />

two sections. The first part of the<br />

document is your <strong>Health</strong> Care<br />

Power of Attorney, which names<br />

a health care proxy to make or<br />

communicate decisions about your<br />

health care anytime that you cannot<br />

do so.<br />

36 www.BoomersResource<strong>Guide</strong>.com


The second part of the document<br />

is your Living Will, which only<br />

applies if: 1) you cannot make or<br />

communicate health care decisions,<br />

and 2) you have an end-stage medical<br />

condition or are permanently<br />

unconscious. You can specify which<br />

treatments and procedures you do<br />

or do not wish to receive if you are<br />

in such a condition, such as dialysis<br />

and feeding tubes.<br />

Guardianship proceedings may<br />

be initiated by anyone interested<br />

in your welfare if you cannot make<br />

or communicate decisions about<br />

your finances, property, or health<br />

care, and you have not authorized<br />

someone else to make such decisions<br />

in the documents discussed above.<br />

Depending upon the circumstances,<br />

the court may appoint a guardian<br />

whom you do not trust, or whom<br />

you may have never met, to make<br />

decisions for you. Additionally,<br />

guardianship proceedings can be<br />

expensive and time-intensive.<br />

Regardless of your age or<br />

financial situation, a basic estate<br />

plan can help you protect yourself<br />

and provide for your loved ones.<br />

By Elanor R. Snyder, Esquire.<br />

Disclaimer: This article is meant for<br />

general information purposes, is not<br />

to be relied upon as legal advice, and<br />

does not create an attorney-client<br />

relationship between the writer and<br />

the reader.<br />

Boomers Resource <strong>Guide</strong> • Summer/Fall 2013 37


Go Green in Your RV<br />

Being green is only natural<br />

for RV travelers. A recent survey<br />

showed that more than two-thirds of<br />

RVers minimize water use on trips,<br />

almost half recycle more on RV<br />

vacations than on other types and<br />

nearly half turn off home utilities<br />

before they hit the road. In addition,<br />

94% of all RVers travel with 2-7<br />

people, meaning the vehicles get<br />

more people miles per gallon.<br />

Did you know that 80% of RVs<br />

sold in the United States are actually<br />

non-motorized? And 30% of RV<br />

owners have a diesel tow vehicle<br />

or motorhome, promoting greater<br />

fuel efficiency. New ideas and<br />

technologies are being employed by<br />

the RV industry to create a growing<br />

market of products that are:<br />

Lighter. New materials and<br />

eco-friendly space-age composites<br />

are making a difference in fuel<br />

efficiency.<br />

Smaller. While there will<br />

always be big boys out there,<br />

manufacturers are starting to<br />

produce more small units with<br />

many desirable on-board amenities.<br />

Hybrids. Chassis manufacturers<br />

have developed diesel/electric<br />

hybrid engines, boasting improved<br />

MPG of 40% over comparably<br />

sized gas motorhomes.<br />

Aerodynamic. Manufacturers<br />

are making sleeker front ends to<br />

address wind resistance.<br />

Eco-Friendly Components.<br />

RV manufacturers are making<br />

increased use of green textiles,<br />

power-saving LED light fixtures,<br />

and eco-friendly sealants and<br />

components.<br />

It’s not just RV manufacturers<br />

that are going green, but RVers as<br />

well. Right now, almost 20% of<br />

RVers say they use solar panels<br />

to power some of their on-board<br />

systems.<br />

RVers have a responsibility<br />

to protect the environment. Help<br />

preserve the great outdoors for<br />

future generations by following<br />

these conservation tips:<br />

• Keep your RV on roads that it<br />

is equipped to handle.<br />

• Keep RV and tow vehicle<br />

engines well-tuned to conserve<br />

energy and reduce emissions.<br />

• Always use marked RV<br />

campsites.<br />

• Recycle as you travel. Take<br />

note of campground recycling<br />

categories; they may be<br />

different from those you use<br />

at home.<br />

• Minimize the use of<br />

disposables. Mix your own<br />

cold drinks from powders,<br />

and assign a mug to each<br />

38 www.BoomersResource<strong>Guide</strong>.com


family member rather than<br />

using paper cups. Discard<br />

excess packaging at home.<br />

• Keep campfires small to<br />

minimize the amount of ash<br />

and pollution. Don’t put<br />

anything into the fire pit that<br />

will not burn, such as plastics,<br />

foils and metals. Observe fire<br />

rules, which may change each<br />

day with weather conditions.<br />

• Use nontoxic cleaning supplies<br />

and tank additives.<br />

• Where pets are permitted, keep<br />

them indoors or use a screw-in<br />

stake. Tying them to trees can<br />

damage fragile bark.<br />

• Work with nature. In hot<br />

weather, use natural shade,<br />

awnings and canvas covers.<br />

In cold weather, park where<br />

the RV will be protected from<br />

north and west winds.<br />

• Leave the campground showers,<br />

dump station, and campsite as<br />

clean as you found them.<br />

• At the end of your trip, dispose<br />

of all trash properly.<br />

Article reprinted with permission<br />

from The Go RVing Coalition which<br />

consists of RV manufacturers,<br />

component suppliers, dealers and<br />

campgrounds. Visit www.gorving.<br />

com for more articles!<br />

40 www.BoomersResource<strong>Guide</strong>.com


Why Volunteer?<br />

I am a retired 62 year old<br />

volunteer and member of the RSVP<br />

program here in Allegheny County.<br />

My volunteer days go back to preretirement.<br />

Why do I volunteer?<br />

I do work that I choose, when I<br />

choose, and I get to make the world<br />

a better place, give my life purpose,<br />

make new friends, learn about our<br />

world, and develop new skills.<br />

My background is business.<br />

My husband and I made plastic<br />

grocery store bags. In 1996 I was<br />

on a plane going to Costa Rica for<br />

vacation. The plane touched down<br />

in Guatemala City and the sight of<br />

the makeshift “houses” under the<br />

runway touched me. I had never<br />

seen world poverty.<br />

So now I spend a lot of my<br />

volunteer time in developing<br />

nations. The majority of my time<br />

is spent in the U.S. where the<br />

international non-profit is located;<br />

however, I have spent volunteer<br />

time in Ethiopia this year doing<br />

hygiene and sanitation training<br />

for Lifewater International out<br />

of San Luis Osbispo, California.<br />

I expect to spend time later this<br />

year in Chiapas, Mexico, doing<br />

hygiene and sanitation work for<br />

Water Missions International out<br />

of Charleston, South Carolina. For<br />

this international work in water,<br />

hygiene, and sanitation, I have had<br />

special training in California and<br />

spent quite a bit of time learning<br />

in South Carolina. Safe water,<br />

hygiene, and sanitation are some of<br />

the world’s biggest problems.<br />

There are plenty of needs right<br />

here at home as well. At home, I<br />

have volunteered with Habitat for<br />

Humanity of Greater Pittsburgh. If<br />

you are considering volunteering,<br />

I suggest doing something that<br />

touches your heart, be it children,<br />

the elderly, the environment, etc.<br />

You will most likely learn new<br />

skills and make new friends. You<br />

have spent a lifetime learning and<br />

earning a living. Turn your success<br />

to significance. Start volunteering<br />

before you retire so that when you<br />

are ready to “retire”, you have<br />

a seamless entry into a new and<br />

meaningful kind of life.<br />

Many wonderful things happen<br />

only because of volunteers. Be one<br />

of those — make a difference!<br />

Article provided by Jan Smith,<br />

RSVP Volunteer Leader.<br />

A good place to begin learning<br />

about volunteering is by visiting<br />

www.seniorcitizensguide.com and<br />

search for volunteerism.<br />

42 www.BoomersResource<strong>Guide</strong>.com


Improving the Quality of Life Through<br />

Palliative Care<br />

The best way to demonstrate the<br />

value of palliative care, also known<br />

as supportive care, is through<br />

the life of a patient. Marilyn is<br />

73 years old and was diagnosed<br />

with heart failure several years<br />

ago. This progressive disease has<br />

steadily decreased her quality of<br />

life. Marilyn had been a smoker<br />

for 50 years and it has taken a toll<br />

on not just her heart but her lungs<br />

as well. Recently, the doctor added<br />

COPD as a secondary diagnosis.<br />

Between the two illnesses, Marilyn<br />

is admitted to the hospital at least<br />

once a month. Each time, it is the<br />

same process. She is in the hospital<br />

for a few days, starts improving and<br />

is discharged home. Most of the<br />

time, Marilyn’s doctor will order<br />

home health care. She is afraid and<br />

concerned that this vicious cycle is<br />

never going to end.<br />

What are her options? Does she<br />

want to go to the hospital? What does<br />

Marilyn want? These are important<br />

questions. This is where palliative<br />

care can make the difference. Sitting<br />

down with Marilyn, the palliative<br />

care or transitional nurse asks those<br />

vital questions. To Marilyn’s family,<br />

it is a surprise that she does not<br />

want to continue this cycle. They<br />

do not realize or understand how<br />

this was impacting her physical and<br />

psychological health. The palliative<br />

care nurse explains palliative care<br />

to her and her family. They reach<br />

out to them on a whole new level<br />

by placing Marilyn’s needs and<br />

wishes as an essential piece to her<br />

healthcare plan.<br />

The heart of palliative care<br />

is to enhance quality of life and<br />

provide comfort to people of<br />

all ages with serious, chronic,<br />

and life-threatening illnesses,<br />

delivering patient care by focusing<br />

on symptom management, relief of<br />

pain, and decreasing stress.<br />

Palliative care treats people<br />

suffering from serious and chronic<br />

illnesses such as cancer, cardiac<br />

disease such as heart failure (HF),<br />

chronic obstructive pulmonary<br />

disease (COPD), kidney failure,<br />

Alzheimer’s, Parkinson’s,<br />

Amyotrophic Lateral Sclerosis<br />

(ALS) and many more.<br />

Palliative care concentrates<br />

on symptoms such as pain,<br />

fatigue, constipation, nausea, loss<br />

of appetite, shortness of breath,<br />

difficulty sleeping, depression,<br />

as well as others. It also helps<br />

the patient build strength and<br />

conserve energy to complete tasks<br />

of daily life. Another benefit is the<br />

patient’s ability to tolerate medical<br />

treatments, have more control<br />

on decisions for treatment, and<br />

improve communication with all<br />

44 www.BoomersResource<strong>Guide</strong>.com


healthcare providers. Palliative care<br />

may service patients who continue<br />

to undergo treatments to prolong<br />

life but it may also includes those<br />

patients who are nearing the end<br />

of life.<br />

This is a partnership and team<br />

approach to care for the patients<br />

and their families who are dealing<br />

with chronic, life limiting and/or<br />

life threatening illnesses. The team<br />

members may include a Palliative<br />

care physician, Nurse, Chaplain,<br />

social worker and/or Pharmacist.<br />

The palliative care team does<br />

not replace the patient’s medical<br />

physician but is an extra support to<br />

coordinate care and help manage<br />

pain and other symptoms that affect<br />

the patient’s quality of life. They<br />

assist the patient and their family to<br />

navigate the health care system, to<br />

investigate appropriate community<br />

resources, and provide spiritual and<br />

emotional counseling and support.<br />

The goals of the palliative care<br />

team are to avoid any unnecessary<br />

pain and suffering, by focusing on<br />

the quality of life and by supporting<br />

the patient and family in a holistic<br />

approach to achieve their wishes.<br />

Submitted by Christina Lonigro,<br />

Interim <strong>Health</strong>Care, Inc.<br />

412-779-7407,<br />

www.interimhealthcare.com.<br />

Boomers Resource <strong>Guide</strong> • Summer/Fall 2013 45


Recommended Immunizations<br />

For Travel<br />

Like seatbelts, bike helmets, life<br />

jackets, and car seats; immunizations<br />

have the power to protect! If you are<br />

planning on traveling, especially<br />

outside the country, please talk with<br />

your medical professional about<br />

immunizations that you may need<br />

well beforehand.<br />

Yellow Fever<br />

For ages 9 months and older.<br />

Live vaccine given only at approved<br />

locations. Should be given at least<br />

2 weeks before travel. Protection<br />

lasts for 10 years. Those with lifethreatening<br />

allergic reactions to<br />

eggs, chicken, or gelatin should not<br />

receive this vaccine.<br />

ViCPS Typhoid<br />

For ages 2 years and older.<br />

Killed, injectable vaccine gives<br />

protection lasting 2 years. Should<br />

be given 4 weeks before travel, no<br />

less than 2 weeks.<br />

Oral Typhoid<br />

For ages 6 years and older.<br />

Live, weakened vaccine taken by<br />

mouth as 4 capsules, every other<br />

day for eight days. Finish at least<br />

one week before travel. Protection<br />

lasts 5 years. Persons with weak<br />

immune systems due to illness or<br />

treatments should not receive this<br />

vaccine. Should not be given with<br />

in 3 to 7 days of taking antibiotic<br />

medication.<br />

Hepatitis A<br />

For ages one year and older.<br />

Killed vaccine is given as two doses<br />

spaced 6-12 months apart. The first<br />

dose protects the traveler before<br />

departure. The second dose given no<br />

earlier than 6 months from the first<br />

extends protection for many years.<br />

Immune serum globulin<br />

(ISG or GG)<br />

Provides immediate, short-term<br />

protection (3 months) for Hepatitis<br />

A and is given to travelers who are<br />

leaving the country in less than 2<br />

weeks. It is often given along with<br />

Hepatitis A vaccine.<br />

Hepatitis B<br />

For persons of any age. This<br />

inactivated vaccine is given as a 3<br />

dose series. The first 2 doses are<br />

given one month apart, followed<br />

by the 3rd dose at 6 months. For<br />

adequate protection, the first 2<br />

doses properly spaced one month<br />

apart should be given before travel.<br />

Twinrix (Hepatitis A and B<br />

Combination)<br />

For ages 18 years and older. This<br />

inactivated vaccine is given as a<br />

three dose series. The first 2 doses<br />

46 www.BoomersResource<strong>Guide</strong>.com


are given one month apart, followed<br />

by the 3rd at 6 months. For adequate<br />

protection, the first 2 doses properly<br />

spaced one month apart, must be<br />

given before travel. Completing the<br />

3 dose series gives protection from<br />

both diseases for many years.<br />

Polio, Adult Booster<br />

For ages 18 and older. Killed<br />

vaccine is a recommended booster<br />

dose for all adults who travel<br />

outside of the country.<br />

Meningococcal Conjugate<br />

Vaccine (MCV4)<br />

For people up to age 55.<br />

Killed vaccine given as one dose.<br />

Protection is about five years long.<br />

Recommended for certain areas<br />

of Africa during dry season or<br />

epidemics. It is a requirement for<br />

pilgrimage travel to Saudi Arabia<br />

for the Hajj. Should be given 4<br />

weeks before travel.<br />

Meningococcal<br />

Polysaccharide Vaccine<br />

For ages 2 years and older.<br />

Killed vaccine is given as one dose.<br />

Protection lasts for only 3 to 5<br />

years. Is usually given to those not<br />

able to receive Menactra because of<br />

their age. Should be given 4 weeks<br />

before travel.<br />

Diphtheria, Pertussis (Tdap)<br />

For ages 10 and older. Vaccine<br />

is routinely given as a one-time<br />

booster to teens and adults. Provides<br />

protection for 10 years, after which<br />

boosters for Tetanus and diphtheria<br />

should be continued routinely every<br />

10 years.<br />

Tetanus and Diphtheria<br />

For ages 7 and older. Has been<br />

used for years as the “tetanus shots”<br />

routinely recommended every 10<br />

years. Given to travelers who are<br />

not able to receive Tdap because of<br />

neurological concerns.<br />

Measles, Mumps, Rubella<br />

For ages 12 months and older.<br />

Live vaccine routinely given to<br />

children and also adults. MMR<br />

vaccination is indicated for travelers<br />

if they have not been adequately<br />

immunized for measles or have not<br />

had measles disease.<br />

Influenza<br />

Influenza vaccination is<br />

recommended for travel when<br />

seasonal vaccine is available.<br />

Everyone age 6 months and older<br />

should get a flu vaccination every<br />

year.<br />

Most vaccines for travelers are not<br />

required, but strongly recommended.<br />

See more information at wwwnc.<br />

cdc.gov/travel/.<br />

Information provided by the<br />

Allegheny County <strong>Health</strong><br />

Department, http://www.achd.net.<br />

48 www.BoomersResource<strong>Guide</strong>.com


<strong>Senior</strong>Citizens<strong>Guide</strong>.com/pgh 49


<strong>Health</strong> <strong>Services</strong><br />

Adult Day <strong>Services</strong><br />

LIFE Pittsburgh (see page 53)<br />

Living Independence For The Elderly<br />

........................................................ 412-388-8050<br />

If you are at least 55 years old and live in central or western<br />

Allegheny County and have medical conditions and<br />

limitations in daily activities that prevent living independently<br />

at home, contact us. We have a team of physicians,<br />

nurses, occupational and physical therapists, dieticians,<br />

home care workers, and recreation coordinators. A PACE<br />

Program.<br />

Alzheimer’s Disease<br />

Alzheimer’s Association - Greater PA Chapter,<br />

SW Regional Office....................... Helpline - 800-272-3900<br />

Eye Care / Eye Surgery<br />

Associates in Ophthalmology (see page 31)<br />

For Appointments & Inquiries............ 1-800-246-1000<br />

Locations in Butler, Greensburg, Meadville, Monroeville,<br />

Uniontown, West Mifflin, and Wheeling<br />

Our board-certified ophthalmologists specialize in the diagnosis<br />

and treatment of cataracts, diseases of the cornea,<br />

glaucoma, retina (including diabetic retinopathy, diabetic<br />

eye care, macular degeneration, retinal detachments,<br />

flashes and floaters), and vision correction surgery.<br />

Pittsburgh’s first laser for cataract surgery—call now!<br />

Scott & Christie Eye Care Associates (see Outside Back Cover)<br />

Fox Chapel........................................ 412-782-0400<br />

Cranberry.......................................... 724-772-5420<br />

We treat cataracts, glaucoma, diabetic retinopathy, macular<br />

degeneration and also offer laser treatment for eye diseases,<br />

eye lid surgery, and full eye exams. Hearing evaluations and<br />

hearing aids available. Hearing evaluations and hearing aides<br />

also available. Medicare and most insurances accepted.<br />

50 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh


<strong>Health</strong> <strong>Services</strong>


<strong>Health</strong> <strong>Services</strong><br />

Diagnostic Lab Testing<br />

Quest Diagnostics (see page 17)<br />

To find a location or to schedule an appointment<br />

............ www.questdiagnostics.com or 1-866-MYQUEST<br />

(1-866-697-8378)<br />

When your doctor orders blood work, choose Quest Diagnostics.<br />

Appointments encouraged; walk-ins welcome! And<br />

if your doctor determines that frequent testing is necessary,<br />

TestMinder can help you stay on schedule.<br />

Exercise / Fitness<br />

Westminster Presbyterian Church (see page 35)<br />

Fitness Programs for <strong>Senior</strong>s<br />

Pittsburgh..................................................412-835-6630<br />

Certified instructor Anne Brucker brings experience and a<br />

passion for working with seniors to our classes. Arthritis<br />

Foundation Exercise Programs and Tai Chi among some of the<br />

classes available. Contact Kathy Long at the number above<br />

for more details or visit wroc.westminster-church.org.<br />

<strong>Health</strong> Insurance / Medicare<br />

Gateway <strong>Health</strong> Plan Medicare Assured ® (see page 25)<br />

..................... 1-877-GATEWAY or MedicareAssured.com<br />

Gateway <strong>Health</strong> Plan Medicare Assured ® offers four plans designed<br />

to give members More Than <strong>Health</strong>care. Medicare Assured<br />

® plans are available to anyone with both Medical Assistance<br />

(Medicaid) and Medicare, or those with Medicare who also<br />

have at least one of the following chronic conditions: diabetes,<br />

cardiovascular disorder or chronic heart failure.<br />

UPMC <strong>Health</strong> Plan / UPMC for Life (see page 39)<br />

.....................www.upmchealthplan.com/medicare<br />

1-866-400-5067 • TTY/TDD Users 1-800-361-2629<br />

UPMC <strong>Health</strong> Plan’s Medicare advisors are here to help...<br />

with information you can understand, and a Medicare Advantage<br />

Plan that’s right for you.<br />

52 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh


<strong>Health</strong> <strong>Services</strong><br />

Hearing<br />

All American Hearing (see page 10)<br />

10 Local Offices For Your Hearing <strong>Health</strong>Care Needs: Monroeville<br />

(Wilkins Twp), North Hills, Greentree, Greensburg,<br />

Mt. Lebanon, Charleroi, Uniontown, Castle Shannon, New<br />

Kensington, Johnstown.......................1-888-723-6133<br />

Our patient-centered approach and philosophy means<br />

your specific social, medical and economical needs are<br />

the most important considerations in determining which<br />

hearing aid recommendation we make.<br />

Allegheny Hearing Instruments (see page 1)<br />

Monroeville......................................... 412-373-1151<br />

Pittsburgh.......................................... 412-343-1320<br />

<strong>Services</strong> include: Diagnostic Hearing Evaluations, Hearing<br />

Aid Dispensing, A Wide Variety of Hearing Aid Brands &<br />

Styles, Hearing Aid Supplies for Use & Care, Electroacous-<br />

<strong>Senior</strong>Citizens<strong>Guide</strong>.com/pgh 53


<strong>Health</strong> <strong>Services</strong><br />

tic Evaluations, Hearing Aid Repairs, etc.<br />

HearWell Center (see page 15)<br />

Pittsburgh.......................................... 412-271-3002<br />

Devices sold through the practice include hearing aids, assistive<br />

devices, alerting devices, and varieties of earmolds.<br />

Patients will also receive significant education about hearing<br />

disorders and counseling.<br />

Home Care / Home <strong>Health</strong> Care / Hospice<br />

Always at Home (see page 24)<br />

Pittsburgh.........................................1-866-389-7865<br />

We help to keep you or your loved one at home...the best<br />

place to be. CareGivers work as an addition to the family, assuming<br />

the tasks, care and companionship of family members.<br />

Anova <strong>Health</strong> Care System (see page 21)<br />

.......................................................1-888-266-8211<br />

Proudly serving patients and families in Allegheny, Beaver,<br />

Fayette, Washington, Westmoreland and parts of Butler<br />

and Greene counties. <strong>Services</strong> include: Home <strong>Health</strong> Care,<br />

Hospice Care, Palliative Care and Private Duty Home Care.<br />

Bayada Home <strong>Health</strong> Care (see page 17)<br />

..........................1-877-412-8950 or 412-374-1440<br />

Bayada provides nursing, rehabilitative, therapeutic, hospice,<br />

and personal care services to children, adults, and<br />

seniors in the comfort of their own homes.<br />

Cedars Home <strong>Health</strong> <strong>Services</strong> (see page 41)<br />

........................................................ 412-380-9500<br />

Offering nursing care, physical therapy, occupational therapy,<br />

speech pathology, medical, social, and home health<br />

aide services.<br />

Celtic <strong>Health</strong>care (see pages 51 and 59)<br />

.....................................................1-800-355-8894<br />

54 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh


<strong>Health</strong> <strong>Services</strong><br />

Home health, hospice, and rehabilitation services provider;<br />

Medicare-certified, and offers a comprehensive array of<br />

Home <strong>Health</strong>care Specialists.<br />

Concordia Lutheran Ministries (see page 13)<br />

Call for locations................................. 724-352-1571<br />

Adult day services, home care, hospice, skilled nursing/<br />

short-term rehab, medical equipment and more.<br />

Gallagher Home <strong>Health</strong> <strong>Services</strong> (see page 9)<br />

Allegheny, Armstrong, Beaver, Butler, Washington, & Westmoreland<br />

Counties........412-279-2257 or 412-279-7800<br />

A family-owned home health care agency certified by<br />

Medicare and licensed by the PA Dept. of <strong>Health</strong>. Offering<br />

skilled nursing, infusion therapy, as well as personal care<br />

services, PDA and VA services, and more.<br />

Heartland Home <strong>Health</strong> Care & Hospice (see page 62)<br />

.....................................................1-800-497-0575<br />

Offers comprehensive home health care in the comfort of<br />

your residence, in hospitals or in the skilled nursing setting.<br />

24/7 services.<br />

HOPE Hospice (see page 57)<br />

Pittsburgh.......................................1-877-367-3685<br />

Providing peace, dignity, and comfort to the patient and<br />

family when it is needed most. RN/HHA visits, respite<br />

care, volunteer visits, grief counseling, social services, and<br />

emotional and spiritual support.<br />

Interim <strong>Health</strong>Care (see page 45)<br />

Pittsburgh.......................................... 412-436-2200<br />

Every day, we provide healthcare to more families in their<br />

homes than just about anyone. Whether you’re recovering<br />

from surgery, disabled or just need a little help to maintain<br />

your independence, our trained, experienced caregivers<br />

will come to your house and take care of you.<br />

<strong>Senior</strong>Citizens<strong>Guide</strong>.com/pgh 55


<strong>Health</strong> <strong>Services</strong><br />

Personal-Touch (see pages 40 and 51)<br />

Home <strong>Health</strong> <strong>Services</strong><br />

.....................................................1-800-773-1459<br />

For over 30 years we have been helping people feel good<br />

again within the comfort of their home. Medical and nonmedical<br />

(personal care) services as well as hospice and palliative<br />

care with a full spectrum of social service support.<br />

UPMC/Jefferson Regional Home <strong>Health</strong> (see page 2)<br />

.....................................................1-888-860-2273<br />

Make the most of your recovery – in the comfort of your<br />

own home – with resources provided by our home health<br />

services. We can help you avoid the complications and readmission<br />

to the hospital that may occur following surgery,<br />

injury, or illness.<br />

UPMC Staying-At-Home Program / (see page 16)<br />

UPMC <strong>Senior</strong> <strong>Services</strong>....................... 412-380-8750<br />

Our program provides quality supportive care in the home<br />

and other residential facilities. <strong>Services</strong> include care management,<br />

medication management, coordinated private<br />

duty services, and licensed home care agency and registry.<br />

VITAS Innovative Hospice Care of Pittsburgh (see page 43)<br />

Referrals.........................................................1-800-93 VITAS<br />

Information.................................................... 1-877-647-1129<br />

VITAS brings quality of life to patients and their families.<br />

Serving Allegheny, Armstrong, Beaver, Butler, Fayette, Lawrence,<br />

Mercer, Washington, and Westmoreland Counties.<br />

Medical Supply<br />

HAR-KEL, Inc. Medical Specialties (see page 18)<br />

Bridgeville...................................... 1-800-257-1830<br />

Serving the Tri-State Area for nearly 20 years. Medical<br />

supply company specializing in wound care, urological, incontinence,<br />

ostomy, compression stockings, supplemental<br />

feedings, and much more. www.harkel.com.<br />

56 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh


<strong>Health</strong> <strong>Services</strong><br />

<strong>Senior</strong>Citizens<strong>Guide</strong>.com/pgh 57


<strong>Health</strong> <strong>Services</strong><br />

Pharmacies / Vaccinations<br />

Allegheny County <strong>Health</strong> Department (see page 47)<br />

....................................................... 412-687-ACHD<br />

Keeping up with vaccinations protects you and those<br />

you’re close to, like babies and those with chronic medical<br />

conditions. Talk with your health care provider today!<br />

Giant Eagle Pharmacy (see page 7)<br />

www.gianteagle.com<br />

..................... 1-800-553-2324 (call for location near you)<br />

Housing <strong>Services</strong><br />

<strong>Senior</strong> Living Options<br />

Bethel Park Independent <strong>Senior</strong> Living (see page 61)<br />

Bethel Park.........................................412-833-3220<br />

Residents also love the well-manicured grounds, a sidewalk<br />

that extends around the entire community, an extensive<br />

library, a beauty shop, and the stunning dining room among<br />

many other amenities and services.<br />

Broadmore <strong>Senior</strong> Living at Lakemont Farms (see page 57)<br />

Bridgeville.......................................... 412-206-9914<br />

Provides your loved one with the support and care they<br />

need in a compassionate and caring environment. Situated<br />

in a country-like setting, Broadmore overlooks the Lakemont<br />

Farms community.<br />

The Cedars of Monroeville <strong>Senior</strong> Living (see page 41)<br />

Monroeville.........................................412-380-9500<br />

The concept is that there are different levels of care readily<br />

available, and our trained staff can provide a higher or<br />

lesser level of care as needed.<br />

The Commons at Stonebrook/ (see page 3)<br />

58 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh


Housing <strong>Services</strong><br />

Lutheran <strong>Senior</strong>Life<br />

McCandless........................................412-630-2200<br />

Studio, 1, and 2-bedroom apartments. All utilities included<br />

(including phone & cable); weekly housekeeping, one<br />

meal per day (additional meals optional), and more.<br />

Concordia Lutheran Ministries (see page 43)<br />

........................................................724-352-1571<br />

Our continuum of care includes adult day services, personal<br />

care, home care, hospice services, rehabilitation services,<br />

retirement living, skilled nursing/short-term rehab, and<br />

medical equipment capabilities.<br />

Congregate Management <strong>Services</strong> .(see Inside Back Cover)<br />

See advertisement for full list of locations<br />

We take pride in offering seniors affordable, comfortable<br />

apartments in beautiful buildings. Rent includes utilities.<br />

<strong>Senior</strong>Citizens<strong>Guide</strong>.com/pgh 59


Housing <strong>Services</strong><br />

Hazelwood Towers (see page 6)<br />

Pittsburgh..........................................412-421-2000<br />

Comfortable, affordable one bedroom apartments for<br />

seniors 62 years or older or disabled. Income-based rent<br />

with gas and electric included. On-site management and<br />

24 hour emergency service. Fabulous amenities. TDD<br />

1-800-662-1220<br />

IntegraCare<br />

(see Inside Front Cover)<br />

www.integracare.com<br />

Offering <strong>Senior</strong> Living & Pathways Memory Care:<br />

Newhaven Court at Clearview, Butler: 1-888-261-5753<br />

Newhaven Court at Lindwood, Greensburg: 1-888-261-8178<br />

The Pines of Mt. Lebanon, Pittsburgh: 1-866-812-1615<br />

The Residence at Willow Lane, McKees Rocks: 1-888-219-4180<br />

Offering Independent Living:<br />

Willow Heights, McKees Rocks: 1-866-812-1615<br />

Lutheran <strong>Senior</strong>Life (LAS) (see page 33)<br />

Call for locations..............................1-800-641-7788<br />

People join our neighborhood communities for a variety of<br />

reasons including social opportunities, escape from the hassles<br />

of home maintenance, and the peace of mind that comes<br />

from being a part of a system with extensive services.<br />

Metowers, Inc. – <strong>Senior</strong> High-Rise (see page 32)<br />

Avalon...............................................412-734-4111<br />

A HUD subsidized senior community for persons aged 62<br />

or older, or mobility impaired. An affiliate of United Methodist<br />

Church Union. Retirement living at its best!<br />

Parkview Towers – <strong>Senior</strong> High-Rise (see page 32)<br />

Munhall..............................................412-461-2993<br />

Beautiful seven-story building offering 1 bedroom and studio<br />

apartments. A HUD affiliated facility for low income or<br />

60 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh


Housing <strong>Services</strong><br />

mobility impaired persons.<br />

Schenley Gardens (see page 49)<br />

Pittsburgh..........................................412-621-4200<br />

Pittsburgh’s premier senior living community offers independent<br />

living, personal care, an Alzheimer’s Unit, rehabilitation<br />

services, private duty services, and respite care.<br />

Leave behind the worries of living alone and the burden<br />

of home ownership and its associated headaches, such as<br />

rising costs, maintenance, and upkeep.<br />

<strong>Senior</strong>Care Network Communities (see page 4)<br />

www.srcare.org • See advertisement for all locations<br />

Our affordable, award-winning senior apartments (62+)<br />

are conveniently located in rural and urban residential<br />

neighborhoods. Residents will find an abundance of social<br />

opportunities with family and friends.<br />

<strong>Senior</strong>Citizens<strong>Guide</strong>.com/pgh 61


Housing <strong>Services</strong><br />

Sherwood Oaks (see page 1)<br />

Cranberry Township......................... 1-800-642-2217<br />

This open, beautifully landscaped campus features two<br />

lakes, covered walkways, indoor pool and fitness center,<br />

many sizes and styles of patio homes. Accreditation by<br />

Continuing Care Accreditation Commission.<br />

St. Barnabas Communities (see page 33)<br />

........................................................724-443-0700<br />

The Village at St. Barnabas: 252 one, two and three bedroom<br />

condominium style apartments; connected by indoor<br />

mall.<br />

The Woodlands at St. Barnabas: Spacious carriage homes,<br />

perfect for young retirees; part of a campus filled with<br />

amenities.<br />

The Washington Place: 23 elegant efficiency apartments.<br />

62 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh


Attorneys / Elder Law<br />

Housing <strong>Services</strong><br />

White Tail Ridge: First floor master suites and laundry<br />

rooms.<br />

Vincentian Villa/Vincentian Collaborative System.(see page 11)<br />

McCandless........................................412-364-6592<br />

40 leased patio homes and 24 apartments - all brand new<br />

2 bedroom, 2 bath units with integral garages and patios<br />

or balconies. This quaint neighborhood offers attractive<br />

landscaping, walking trails, a club house and other amenities.<br />

Enjoy maintenance-free living!.<br />

UPMC <strong>Senior</strong> Communities (see page 19)<br />

.....................................................1-800-324-5523<br />

Fourteen independent and assisted living communities<br />

near by with no large up-front fees and month-to-month<br />

contracts. Affordably elegant assisted living. Call to schedule<br />

a free lunch or tour.<br />

Consumer <strong>Services</strong><br />

Family Legal Center, LLC (see page 3)<br />

Monroeville............................................ 412-824-0100<br />

We aim to provide clients with the personal and knowledgeable<br />

legal services they need and deserve. Our experienced<br />

attorneys have successfully handled cases in all<br />

aspects of family and probate law, including divorce, child<br />

custody, prenuptial agreements and estate administration.<br />

LIFE LAW (see page 37)<br />

Elanor R. Snyder, Attorney at Law<br />

Pittsburgh.............................................. 412-221-1116<br />

We provide focused legal representation in the following<br />

areas: estate planning (wills, trusts, powers of attorney,<br />

living wills); elder law (government benefits and long-term<br />

care planning; mediation (including elder mediation).<br />

<strong>Senior</strong>Citizens<strong>Guide</strong>.com/pgh 63


Consumer <strong>Services</strong><br />

Reverse Mortgages<br />

Dollar Bank - Reverse Mortgage (see page 29)<br />

.........................................................1-800-344-5626<br />

Office Locations throughout Pittsburgh and Southwestern<br />

Pennsylvania, Cleveland and Northeastern Ohio.<br />

At Dollar Bank, we keep the servicing of our Reverse Mortgages,<br />

so if you have any questions later, our representatives<br />

will be there to help you.<br />

Transportation<br />

megabus.com (see page 13)<br />

..........Toll Free 1-877-GO2-MEGA (1-877-462-6342)<br />

Luxury double deckers offer free wi-fi, power outlets, panoramic<br />

windows and a green alternative way to travel.<br />

Pittsburgh Freedom Transportation (see page 2)<br />

........................................................412-444-4444<br />

Freedom offers a wide array of sedan transportation, group<br />

and contract movements, passenger assistance, personal<br />

nurse assistance, shopping services, as well as programs<br />

for seniors and persons with cognitive disabilities.<br />

Volunteerism / Employment<br />

Personal-Touch Home Care (see page 40)<br />

Personal Care.................................................. 412-681-2216<br />

Hospice Volunteers........................................... 412-681-0838<br />

Personal Care workers needed. Hospice volunteers also<br />

needed to provide direct care support, office assistance,<br />

and more.<br />

VITAS Innovative Hospice Care of Pittsburgh (see page 43)<br />

For volunteer opportunities, contact Amanda Olson at 412-<br />

798-2101. VITAS Innovative Hospice Care of Pittsburgh invites<br />

you and your pet to join our VITAS Paw Pals program<br />

to visit our hospice patients at a nursing home, hospital,<br />

or assisted living community near you. Even one hour a<br />

month can make a difference!<br />

64 Say You Saw It in the <strong>Senior</strong> Citizen’s <strong>Guide</strong> to Pittsburgh

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