Tenant/Condominium Unit Owner's policy - SGI Canada
Tenant/Condominium Unit Owner's policy - SGI Canada
Tenant/Condominium Unit Owner's policy - SGI Canada
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PROPERTY WITH SPECIFIC AMOUNTS OF<br />
PROTECTION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13<br />
PROPERTY AND CAUSES OF LOSS WE DO NOT COVER . . . . . . 14<br />
GENERAL CONDITIONS FOR PART 1 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16<br />
PART 2 — PERSONAL LIABILITY<br />
DEFINITIONS APPLICABLE TO PART 2. . . . . . . . . . . . . . . . . . . . . . . . . . . . 17<br />
PERSONAL LIABILITY . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18<br />
AMOUNT OF PROTECTION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18<br />
BODILY INJURY AND PROPERTY DAMAGE . . . . . . . . . . . . . . . . . . . . . . 18<br />
TENANTS AND RENTERS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19<br />
ADDED FEATURES OF YOUR PART 2 COVERAGE<br />
Voluntary Medical Payments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19<br />
Voluntary Property Damage Payments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20<br />
Loss Assessment for LiAbiLity –<br />
<strong>Condominium</strong> unit owners. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20<br />
OPTIONAL EXTENSIONS<br />
All Terrain Vehicle Liability Coverage . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20<br />
1) Passenger Hazard Option. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20<br />
2) Under Age Operator Option. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20<br />
Jet Propulsion Personal Watercraft Liability Coverage . . . . . . . . . . . . 21<br />
1) Passenger Hazard Option. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21<br />
CLAIMS WE WILL NOT COVER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22<br />
IF YOU HAVE A CLAIM . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23<br />
What you must do . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23<br />
What we will do . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23<br />
Defense Settlement – Supplementary Payments . . . . . . . . . . . . . . . . . . 24<br />
HOW WE SETTLE A CLAIM . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 24<br />
GENERAL CONDITIONS FOR PART 2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 24<br />
STATUTORY CONDITIONS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25