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April - Benefits and Pensions Monitor

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BENEFITS AND PENSIONS<br />

MONITOR<br />

is published 8 times yearly by<br />

Powershift Communications Inc.,<br />

245 Fairview Mall Drive,<br />

Suite 501,<br />

Toronto, ON M2J 4T1<br />

Canada.<br />

Tel: (416) 494-1066<br />

Fax: (416) 494-2536<br />

email<br />

jmclaine@powershift.ca<br />

PRESIDENT<br />

D. Brian McKerchar<br />

VICE-PRESIDENTS<br />

John L. McLaine<br />

Dante Piccinin<br />

Catherine J. McKerchar<br />

Advertising <strong>and</strong> Editorial inquiries<br />

should be made to the above<br />

address. Issue dates are: February,<br />

<strong>April</strong>, May, June, August, September,<br />

October, <strong>and</strong> December.<br />

Yearly subscription rates: Canada:<br />

$115 plus GST*; U.S. <strong>and</strong> other:<br />

$180/yr. Single Copy prices: Canada:<br />

$30 plus GST* prepaid; U.S.<br />

<strong>and</strong> other: $40 prepaid. Directories<br />

$90 plus GST*. To order your subscription<br />

call 416-494-1066.<br />

<strong>Benefits</strong> <strong>and</strong> <strong>Pensions</strong> <strong>Monitor</strong><br />

assumes no responsibility for the<br />

validity of the claims in items<br />

reported or for the opinions<br />

expressed by our writers. The views<br />

expressed in the articles in <strong>Benefits</strong><br />

<strong>and</strong> <strong>Pensions</strong> <strong>Monitor</strong> represent the<br />

personal opinions of the authors<br />

<strong>and</strong> are not necessarily those of<br />

the companies they represent. All<br />

rights reserved. Contents may not<br />

be reprinted or duplicated without<br />

written permission. Publisher<br />

assumes no responsibility for unsolicited<br />

manuscripts <strong>and</strong> art. ISSN<br />

1191-0763. CANADIAN PUBLI-<br />

CATIONS MAIL PRODUCT SALES<br />

AGREEMENT NO. 40008000<br />

*Goods <strong>and</strong> Services Tax Registration<br />

Number R131006876.<br />

Visit Our Website<br />

www.bpmmagazine.com<br />

CONTENTS | <strong>April</strong> 2009<br />

Features<br />

19<br />

23<br />

29<br />

33<br />

39<br />

41<br />

Annual Report And Directory<br />

Group <strong>Benefits</strong> And<br />

Group Retirement<br />

Choose Good Governance<br />

Over Good Luck<br />

Kelly Bourne<br />

Annual Directory<br />

Group <strong>Benefits</strong> And<br />

Group Retirement<br />

Annual Report & Directory 2009<br />

Fixed Income Managers<br />

Corporates Provide Strength In<br />

Today’s Bond Environment<br />

Steven R. Pines<br />

Annual Directory 2009<br />

Fixed Income Managers<br />

Governance<br />

More Diligence Order Of Day<br />

For Pension Funds<br />

David D’Cruz<br />

Retirement Planning<br />

Accumulation Versus Decumulation:<br />

It May Not Be the Same!<br />

Richard K. Fullmer &<br />

Bruce B. Curwood<br />

Exclusive Online Articles<br />

At: www.bpmmagazine.com<br />

Pension<br />

Pension Reform In Ontario: Shuffl ing<br />

The Deck Chairs<br />

Priscilla H. Healy<br />

<strong>Pensions</strong><br />

Pension Election Deficit Disorder<br />

Richard Taylor<br />

<strong>Benefits</strong><br />

Is Senior Care The New Child Care?<br />

Paul Hogan<br />

19<br />

29<br />

41<br />

Departments<br />

Editorial 5<br />

People 7<br />

News 9/11<br />

Sponsor’s Desk 13<br />

Health Matters 15<br />

Market <strong>Monitor</strong> 17<br />

Conferences 45<br />

The Back Page 46<br />

<strong>Benefits</strong> <strong>and</strong> <strong>Pensions</strong> <strong>Monitor</strong> – <strong>April</strong> 2009 3

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