Vision

BALANCE SHEET
as at 31 December 2010
Assets
Notes
KHR’000
2010 2009
US$
equivalent
(Note 2.3.1)
KHR’000
US$
equivalent
(Note 2.3.1)
Cash on hand 3 9,430,111 2,326,699 8,222,550 1,972,308
Balances with NBC 4 35,093,438 8,658,633 40,689,743 9,760,073
Balances with other banks 5 23,656,410 5,836,765 5,695,045 1,366,046
Placements with a bank 6 7,092,750 1,750,000 18,856,495 4,523,025
Loans and advances - net 7 268,404,155 66,223,576 213,359,202 51,177,549
Other assets 8 7,051,012 1,739,702 6,350,222 1,523,199
Deferred tax assets - net 25(IV) 787,203 194,227 879,162 210,881
Intangible assets 9 39,238 9,681 42,314 10,150
Property and equipment 10 2,682,224 661,787 2,198,129 527,256
Total assets 354,236,541 87,401,070 296,292,862 71,070,487
Liabilities and shareholders’
equity
Liabilities
Deposits from customers 11 61,559,853 15,188,713 12,208,997 2,928,519
Bank overdraft 12 7,825,257 1,930,732 - -
Borrowings 13 176,529,581 43,555,288 197,853,999 47,458,383
Income tax liability 25 4,367,253 1,077,536 3,211,519 770,333
Other liabilities 14 8,699,385 2,146,406 7,773,831 1,864,676
Subordinated debt 16 4,032,971 995,058 4,032,971 967,371
Provision for retirement
benefits 17 4,970,726 1,226,431 3,988,391 956,678
Total liabilities 267,985,026 66,120,164 229,069,708 54,945,960
Liabilities and shareholders’
Share capital 18 11,379,120 2,807,580 10,242,500 2,456,824
Share premium 18 5,535,835 1,365,861 5,618,423 1,347,667
Retained earnings 62,102,950 15,322,712 45,846,830 10,997,081
Statutory reserve 18 2,285,868 563,994 2,285,868 548,301
Currency risk reserve 18 1,892,982 467,057 1,653,068 396,514
Legal reserve 18 1,137,912 280,758 1,024,250 245,682
Capital strengthening
reserve 18 1,916,848 472,944 552,215 132,458
Total shareholders’ equity 86,251,515 21,280,906 67,223,154 16,124,527
Total liabilities and
shareholders’ equity 354,236,541 87,401,070 296,292,862 71,070,487
Microfinance Institution “Amret” Annual Report 2010 34