Driver Care Plus Leaflet - Community - The Union for Life

DRIVER CARE PLUS
Community’s latest member benefit
Calling all LGV drivers
Get covered with Driver Care Plus
q Just 90p per week
q £10,000 cover for permanent loss of licence*
q Legal support for road traffic offences*
What is it?
Cover for permanent loss of license due to
accidental injury, disability, illness, poor
eyesight or assault for licensed LGV drivers
who are members of Community Trade Union:
q £10,000.00 cover in the event of license
being revoked and the member being
permanently disqualified from holding a
license as a direct result of injury, illness
or disability;*
q Legal support – advice and representation
against prosecution for Road Traffic
Offences whilst driving an official vehicle
on duty.
*Subject to terms and conditions – see overleaf
How do I get it?
You need to fill out the correct application
form attached to this leaflet and:
q either return it to your local Community rep
q or send it to Freepost Plus
RRYB-SSYK-AXEB, Community,
Member Service Centre, Carpet Weavers
Hall, Callows Lane, KIDDERMINSTER
DY10 2JG. No stamp required.
At just 90p per week or £3.90 per month
it represents great value for peace of mind.
Payment can be taken with your member
contribution by check-off for TNT Post members
or by direct debit for any other members.

Terms and Conditions
Loss of LGV license cover
In the event of a member’s LGV (Large Goods
Vehicle) license being revoked by the Driver
Vehicle and Licensing Agency (DVLA) in
the United Kingdom and the member being
permanently disqualified from holding a LGV
license as a direct result of injury or sickness,
the union agrees to pay a sum to the member
equivalent to the amount covered, providing
that the accident giving rise to the injury or the
sickness occurs during the member’s compliant
membership with the union and providing that
the member’s payment premiums to the specific
benefit are compliant.
Limitations and Exclusions
Alcohol, Drugs & Narcotics
The union will not provide cover for any loss, and
excludes payment of benefit where:
a) injury or sickness is directly or indirectly
caused by the member being under
the influence of alcohol, as defined by
the motor vehicle laws of the United
Kingdom;
b) injury or sickness is directly or indirectly
caused by the member being under
the influence of drugs or narcotics
that are not lawfully available, unless
legally prescribed for the member by a
healthcare practitioner
or
c) as a direct or indirect result of the
member’s own alcoholism or drug
addiction.
Deliberate Exposure
The union will not provide cover for any loss,
and excludes payment of benefit where injury
or sickness is directly or indirectly caused by
or is consequent upon deliberate exposure to
exceptional danger (except in the normal course
of normal occupational duties or in an attempt to
save human life), or the member’s own criminal
act.
Pre-existing Conditions
The union will not provide cover for any loss,
and excludes payment of benefit where the loss
of license results directly or indirectly from the
member suffering any physical defect, infirmity,
medical condition, mental or nervous disorder
of any kind, including stress and depression,
for which medical treatment has been received
in the twelve (12) month period immediately
preceding the joining date of the benefit.
Suicide and Self-Inflicted Injury
The union will not provide cover for any loss,
and excludes payment of benefit where the
loss of license results directly or indirectly from
attempted suicide, intentional self-inflicted injury
including self-inflicted injury arising from mental
illness or insanity.
Other Terms of Exclusion
No benefit shall be payable if the date of first
diagnosis by a healthcare practitioner is more
than 12 months prior to the date that the license
was revoked.
No benefit shall be payable in the event of death.
The benefit will not carry interest.
No benefit shall be payable in the event that
the member is out of compliance of union
membership on the date of revocation of license.
General Exclusions
The union will not provide cover for any loss, and
excludes payment of benefit where the loss of
license results directly or indirectly from:
a) the member engaging in air travel as a
pilot;
b) the member engaging in or taking part
in naval, military or air force service or
operations;
c) nuclear hazards;
d) war.

Duties in the event of a claim or
potential claim
Claim Notification
The member will give notice in writing to the
union as soon as reasonable practicable and at
least within ninety (90) days from the date of
license revocation.
The member will:
a) always act honestly, there being no
rights to any form of payment of benefit
in the event that any claim is made
fraudulently;
b) give all such information, assistance and
forward all documents to enable the
union to investigate, settle or resist any
claim for payment under the benefit as
the union may require;
c) provide such proofs and information
with respect to the claim for payment
under the benefit as may reasonably be
required, together with (if demanded)
a statutory declaration of the truth of
the claim and any matters connected
therewith;
d) not destroy evidence or supporting
information or documentation without
the union’s prior consent;
e) fully co-operate with and assist the
union in the investigation and evaluation
of the claim, including obtaining
any other records the union deems
necessary to evaluate the incident or
claim for payment under the benefit;
f) authorise the union to obtain medical
records or other pertinent information
upon request, but only where legally
permitted to do so in the event of
an event involving injury, sickness or
disablement.
After initial submission of a claim, the union may
be allowed to instruct a medical examiner, so
often as may be deemed necessary to conduct
an examination of the member.
Legal Support
The member will immediately send to the union
copies of any request, demand, order, notice,
summons, legal paper and all documents relating
thereto in connection with an alleged Road Traffic
Offence. In addition, the member must cooperate
with the union or the appointed agent to
allow them to comply with such relevant practice
directions and legal action protocols.
Legal support will not be available for speeding
offences, driving under the influence of alcohol,
drugs related charges, infringement of seat belt
or mobile phone laws or parking tickets.
Payment of Premiums
Premiums under the benefit will be paid by
the member and collected by the union in
conjunction with and at the same or a similar
time and frequency to the member’s union
membership subscriptions.
Coverage under the benefit will be on a rolling
monthly basis i.e. payment and receipt of the
benefit premium for one (1) month will provide
immediate cover under the benefit for a period
of one (1) month after the date of payment and
receipt of the premium.
Failure by the member to ensure that payment of
the premium is made on the due date will render
coverage under the benefit to be immediately
expired.
Cancellation
The member may cancel subscription to the
benefit at any time. Such cancellation shall not
affect the coverage or premiums paid under the
benefit prior to cancellation.
The union may at any time serve written notice
on the member at the current address provided
by the member, cancelling the benefit with effect
from the thirtieth (30th) day after service of the
notice. Such cancellation shall not affect the
coverage or premiums paid under the benefit
prior to cancellation. Without prejudice to any
other form of service, the notice of cancellation
is deemed to be served on the third (3rd) day
after being posted if sent by pre-paid letter post
properly addressed.
Upon demand the union will return to the
member a part of any premium paid in excess of
that proportionate to the pre-cancelled portion of
the premium.

Membership No
APPLICATION for
DRIVER CARE PLUS SCHEME
PLEASE RETURN COMPLETED FORM TO YOUR COMMUNITY REPRESENTATIVE OR SEND TO
Freepost Plus RRYB-SSYK-AXEB, Community, Member Service Centre, Carpet Weavers Hall,
Callows Lane, KIDDERMINSTER DY10 2JG
NOTE: Information you supply on this form will be held and processed in accordance with current Data Protection Legislation.
We will not disclose your personal data to third parties unless you have given your consent to do so.
Please give us your details
Gender Male Female
Full Name
Home Address
Postcode
National Insurance No.
E-Mail Address
Date of Birth
Tel. No
Employers Name
Employers Location
Average Weekly Wage
Including O/T (before tax)
Drivers Licence No.
Payroll No. (if known)
Applicants Signature
COMMUNITY
67/68 LONG ACRE
COVENT GARDEN
LONDON WC2E 9FA
To: The Manager
Address
Please give us your bank details
Tick which date of the month you would prefer your account to be debited 1st 25th
Please complete and send to the above address
Name and full postal address of your Bank or Building Society
Instruction to your Bank or Building Society
to pay by Direct Debit
Bank or Building Society
Service User Number
7 5 3 3 2 8
Reference Number (Official Use Only)
Instruction to your Bank or Building Society
Postcode
Name(s) of Account Holder(s)
Please pay Community Direct Debits from the account
detailed in this instruction subject to the safeguards assured
by the Direct Debit Guarantee. I understand that this
instruction may remain with Community and, if so, details will
be passed electronically to my Bank/Building Society.
Bank or Building Society Account Number
Signature(s)
Branch Sort Code
Date
✃
Banks and Building Societies may not accept Direct Debit
instructions for some types of account

APPLICATION for DRIVER CARE
PLUS SCHEME TNT POST ONLY
PLEASE RETURN COMPLETED FORM TO YOUR COMMUNITY REPRESENTATIVE OR SEND TO
Freepost Plus RRYB-SSYK-AXEB, Community, Member Service Centre, Carpet Weavers Hall,
Callows Lane, KIDDERMINSTER DY10 2JG
NOTE: Information you supply on this form will be held and processed in accordance with current Data Protection Legislation.
We will not disclose your personal data to third parties unless you have given your consent to do so.
Please give us your details
Membership No
Gender Male Female
Surname
Home Address
National
Insurance No.
Forenames
Date of Birth
Postcode
E-Mail Address
Home Tel.
Mobile
Employers Name
TNT POST
Workplace Location
Drivers Licence No.
Applicants Signature
AUTHORITY TO DEDUCT UNION SUBSCRIPTION FROM PAY
SECTION B
To:
PAYROLL DEPT.
Member’s signature
I (Full name)
authorise my employer to deduct from my pay £3.90
each month or as subsequently arranged by Community from
time to time in respect of scheme contributions, to commence
immediately and pay the amount to Community.
I note that this agreement may be cancelled by one month’s
notice in writing.
I give permission to my employer to notify Community of any
future change of address.
Staff payroll no.
Branch Secretary’s name (please print)
Date

Member Service Centre
Carpet Weavers Hall
Callows Lane, Kidderminster
Worcs. DY10 2JG
Freephone: 0800 389 6332
e-mail: servicecentre@community-tu.org
Head Office, 67/68 Long Acre
Covent Garden, London WC2E 9FA
Tel: 020 7420 4000 Fax: 020 7420 4095
@communityunion
facebook.com/communityunion
www.community-tu.org.uk