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40 UQ Guide 2013 Study Abroad and Incoming Exchange GENERAL EXPENSES How much it will cost you to live in Brisbane will depend upon your own particular lifestyle. As a guide, if you are living in shared accommodation off-campus you will pay approximately AUD$17,940 a year for rent, food, and utilities. You will also need to consider establishment costs (approximately AUD$3130 if you live off-campus) when setting up your accommodation, and other living expenses such as public transport, entertainment, telephone costs, textbooks, photocopying, and clothing. Please check the Expenses guide on page 41 to determine which costs you should consider. You will need personal access to a computer and the Internet at UQ. Although computers are available on campus, you should bring a computer with you, or purchase or hire one in Australia. Wireless laptop connections are available on all campuses. UQ provides basic access to the Internet for study purposes, and if your Internet use is high you can purchase “top up” access for a reasonable cost. You should also make allowances for recreation, emergencies, and health expenses not covered by OSHC Worldcare. Exchange rate variations may also affect your budget. OVERSEAS STUDENT HEALTH COVER (OSHC) Overseas Student Health Cover (OSHC) is insurance that covers basic medical and hospital care costs that you may need when you are in Australia. You must have OSHC if you have a student visa and can get it from any governmentapproved OSHC provider. OSHC only covers you from the time you arrive in Australia and so you may also need travel insurance while in transit. You will learn more about the Australian health system and health insurance during Orientation (see page 34) or can check www.health.gov.au for more information. OSHC Worldcare UQ’s preferred OSHC provider is OSHC Worldcare and the University can accept payment on their behalf. Your Letter of Offer will show the OSHC Worldcare fee for visa-length cover of OSHC, along with the program deposit amount which is part of the your tuition fees. When you have paid the deposit, and signed and returned the Agreement and Response to Offer (ARO), your Confirmation of Enrolment (CoE) will show that the OSHC has been paid and this will satisfy the student visa application requirements (see page 48). OSHC Worldcare coverage – 24-hour emergency assistance and medical advice – partial coverage of medical services provided by doctors (general practitioner services) – partial coverage of medical services such as pathology and radiology – some prescription medicines – emergency ambulance services. Note that there is a waiting period for claims relating to pre-existing conditions. OSHC Worldcare is also UQ’s Institute of Continuing & TESOL Education’s (ICTE-UQ) preferred provider and ICTE-UQ students can buy OSHC Worldcare insurance when paying their tuition fees. See information about OSHC cover for periods of less than a year at www.icte.uq.edu.au/course-fees OSHC Worldcare www.oshcworldcare.com.au Other government-approved OSHC providers UQ has no relationship with any other government-approved OSHC providers and so cannot accept payment from students for any provider other than OSHC Worldcare. However, you can contact another OSHC provider and insure with them directly, e.g., British United Provident Association (BUPA) Ltd (www.overseasstudenthealth.com), Australian Health Management (AHM) (www.ahm.com.au) or Medibank Private (www.medibank.com.au). OSHC Worldcare prices MONTHS SINGLE PREMIUM (AUD$)* 6 $197 12 $395 *Singles – Covers only the valid student visa holder. EMPLOYMENT OPTIONS If you are residing in Australia on a student dependant visa and want to work, you must have a student visa that includes permission to work. Initial student visas and dependant student visas all include “work rights”. If for any reason, your student visa is issued without the right to work, you will need to apply for a permission to work student visa after commencing classes. You will also need a Tax File Number before undertaking work. You will hear more about these issues during Orientation week. Information about dependants working will be covered in the Families of International Students session. In general, you should not expect to cover tuition fees or living expenses from casual work. If you are studying at UQ on a scholarship, you should contact your scholarship provider about how many hours you are permitted to work each week. Part-time work can be difficult to find and there is strong competition, but an Employment Officer at UQ St Lucia can help. Most available jobs are nonprofessional, such as waiting on tables, cleaning, or sales.
Study Abroad and Incoming Exchange UQ Guide 2013 41 LIVING COSTS EXPENSES GUIDE Expenses quoted in the table at right are a guide only. They will vary depending on location, lifestyle and personal choices. Please also refer to the important notes at right. All amounts are in Australian dollars (AUD$). ESTABLISHMENT EXPENSE TYPE Temporary accommodation (8 nights) EXAMPLE OF A STUDENT LIVING IN ACCOMMODATION ON-CAMPUS – EXAMPLE OF A STUDENT LIVING IN SHARED ACCOMMODATION OFF-CAMPUS $525 ($55 - $90 per night) – UQ tuition fees (see page 39) and OSHC (see page 40) are not included in this table. – Not all items stated in the expenses guide can be used by USA Financial Aid Students in their cost of attendance (COA) calculation. – In Australia, all consumers pay a Goods and Services Tax (GST) of 10 percent on most purchases. GST is included in Expenses quoted above. There is no refund of GST on departure from Australia. – Students should allow for a four to five percent increase in living expenses each year. – Australian Government and UQ scholarships/ stipends are paid in Australian dollars and are not affected by changes in exchange rates. However, home government and private sponsor scholarships/ stipends will be affected. – College fees listed are drawn from average 2012 prices and may vary in 2013 – *Please see http://uqrentals.com.au for examples of rental costs near UQ campuses. – **This cost may vary from college to college. – ***Students may opt to reside in the colleges during the summer vacation period – a fee per night will be charged. Ongoing additional costs during this period have not been included in this guide. Please note that Residential colleges close for approximately five weeks each year. During this time students may opt to stay in temporary off-campus accommodation or otherwise return home. Costs associated with temporary accommodation and other ongoing additional expenses during this period are not included in this guide. – ****Prices for textbooks and materials may vary and will be higher for professional courses. Furniture and household items (if renting unfurnished or partly furnished home) – $1200 Electricity/gas/phone – connection – $85 Rental bond (refundable) – $880 Two weeks’ rent in advance – $440 Total (establishment) – $3130 ACCOMMODATION, FOOD AND UTILITIES PER ACADEMIC YEAR (36 weeks) PER YEAR Off-campus rent – ongoing* – $10,400 ($175-$220 per week) Electricity/gas – ongoing – $1300 ($25 per week) Food, groceries, incidentals $1800 ($50 per week) Residential college fee, meals and utilities** Residential college – Internet, student club fees, etc. Orientation Week accommodation and activities* (first year students only) Residential college – summer vacation and Orientation accommodation* (Dec–Feb approx. 10 weeks fully catered)*** $17,000 ($472 per week) $540 ($15 per week) $680 $3900 ($390 per week) $6240 ($120 per week) – – – Total (accommodation, food and utilities) $19,340 (excluding O-Week and Summer Vacation) $17,940 ONGOING ADDITIONAL COSTS PER ACADEMIC YEAR (36 weeks) PER YEAR Phone (mobile) $360 ($10 per week) $520 ($10 per week) Internet - $520 ($10 per week) Public transport $360 ($10 per week) $1040 ($20 per week) Health (dental/medicine not covered by OSHC) $500 $500 Recreation/entertainment $720 ($20 per week) $1560 ($30 per week) Photocopying/printing/stationery $360 ($10 per week) $360 ($10 per week during semester) Textbooks and course materials**** $850 $850 Clothing/personal $600 $600 Total (ongoing additional) $3750 $5950 TOTAL (accommodation and living and ongoing expenses) $23,090 $23,890
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