Achieve new heights with us - AIA Singapore

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Important notes 1 Request for Premium Holiday is not allowed in the first policy year until the premiums for the first policy year are fully paid. No Premium Holiday Charge will be charged after you have paid in full and we have accepted 11 annual (or 21 semi-annual, or 41 quarterly, or 121 monthly) Regular Premiums excluding any Advanced Premiums paid. 2 No Full Surrender or Partial Withdrawal Charge will be charged after you have paid in full and we have accepted 11 annual (or 21 semi-annual, or 41 quarterly, or 121 monthly) Regular Premiums excluding any Advanced Premiums paid. 3 Partial Withdrawal is allowed after you have paid in full and we have accepted 2 annual (or 4 semi-annual, or 8 quarterly, or 24 monthly) Regular Premiums excluding any Advanced Premiums paid. The minimum Partial Withdrawal amount is S$1,000 and the Policy Value remaining after deducting the Partial Withdrawal amount and the Partial Withdrawal Charge, must not be less than S$1,000. 4 AIA reserves the right to revise any minimum fund switch amount, minimum automatic fund switch amount, and minimum holding amount imposed or to terminate or suspend the fund switch, automatic fund switch or automatic fund re-balancing facilities. AIA shall not be responsible for any losses arising from or attributable to our decision to terminate or suspend the fund switch, automatic fund switch, or automatic fund re-balancing facilities. 5 AIA reserves the right to place limits on the number of fund switches carried out under the policy or impose any other terms and conditions relating to the fund switch facility. 6 Examples are for illustrative purposes only. They assume that the policy has generated sufficient cash value to finance any regular withdrawals. Withdrawals are done through the redemption of units in the Policy, and units are redeemed at the prevailing bid prices. Policy Value is not guaranteed and will be dependent on the performance of the ILP sub-funds. Past performance of the ILP sub-funds is not indicative of future performance. Possible loss of principal invested cannot be ruled out. The premium rates for the Critical Protector Rider are not guaranteed. The AIA Critical Protector Rider will terminate after payment of the full Insured Amount thereunder. Other terms and conditions may apply. Please refer to the Product Summary for AIA Achiever Plus Series plans and AIA Critical Protector Rider for details. AIA Achiever Plus Series plans are Investment-linked Plans (ILP) offered by American International Assurance Company, Limited, Singapore Branch (“AIA”), which invests in ILP sub-fund(s). Investments in these plans are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance are not necessarily indicative of the future performance of the ILP sub-fund(s). You should seek advice from an AIA Financial Services Consultant and read the product summaries before deciding whether the products are suitable for you. All insurance applications are subject to AIA’s underwriting and acceptance. This brochure is not a contract of insurance. The precise terms and conditions of these plans, including exclusions whereby the benefits under these plans may not be paid out, are specified in the policy contracts. You are advised to read the policy contract. Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premiums paid. The information in this brochure is correct as at April 2010.
AIA ACHIEVER PLUS Series 12 About the AIA Group The AIA Group is a leading life insurance organisation in Asia Pacific that traces its roots in the region back more than 90 years. It provides individuals and businesses with products and services for life insurance, retirement planning, accident and health insurance as well as wealth management solutions. Through an extensive network of more than 320,000 agents and approximately 23,500 employees across 15 geographical markets, the AIA Group serves the customers of over 23 million in-force policies in the region. The AIA Group has branch offices, subsidiaries and affiliates located in jurisdictions including Australia, Brunei, China, Hong Kong, India, Indonesia, Macau, Malaysia, New Zealand, Philippines, Singapore, South Korea, Taiwan, Thailand and Vietnam.
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Page 4 and 5: Be confident that your money is wor
Page 6 and 7: Built for growth, primed for life B
Page 8 and 9: Examples 6 Mdm Goh was 26 years old
Page 10 and 11: At a Glance Useful information abou
Page 12 and 13: Q5. Is my principal guaranteed? No.
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Achieve new heights with us - AIA Singapore

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