Achieve new heights with us - AIA Singapore

AIA ACHIEVER PLUS Series 6
Mr Lim, a non-smoker, had just celebrated
his 33 rd birthday when he purchased the
AIA Achiever Plus Protector plan. He was
interested in growing his savings but also
felt it was time to get some additional
protection, as he had recently married
and was still in good health. He chose to
invest S$3,000 per year and elected an
Insured Amount of S$30,000, or 10 times
his annual premium. In addition, he added
the Critical Protector Rider to his plan
for an additional premium of S$222.60
per year for Critical Illness Insured
Amount of S$20,000. His AIA Achiever
Plus Protector’s policy fees are therefore
reduced to S$3 per month.
At age 48 Mr Lim had a Major Heart
Attack. He received a payment of
S$20,000 from his AIA Critical Protector
Rider which helped him cover his medical
expense as well as supplement his
income while he took unpaid leave from
work. As a result of his loss of income,
Mr Lim took a Premium Holiday for one
year until he was back to work and his
finances stabilised. As he had paid more
than 11 annual Regular Premiums, the
Premium Holiday Charge did not apply.
After his one year Premium Holiday,
Mr Lim continued to pay premiums until
unfortunately he passed away at age 59.
His widow (his designated beneficiary)
received the death benefit of S$30,000
plus the policy value from his AIA Achiever
Plus Protector plan.