ACUITY Gives You An Edge In Commercial Auto!

Where would you find coverage for:
ACUITY Gives You An Edge
In Commercial Auto!
• a trucker with 3 vehicles, all of which operate in a 600-mile radius?
• a 24-hour towing service?
• a small contractor where 1 driver has a DUI and another has 4 speeding violations?
• a scrap metal or salvage dealer?
• a sand and gravel hauler with vehicles that are 25 years old?
• an experienced truck driver who started a new business just 1 year ago?
• a small wholesale delivery operation where every driver has 2 chargeable accidents and 2 minor violations?
• a small trucker that employs a 21-year-old driver?
• a trucker with a portion of the fleet operating up to a 600 mile radius?
Why turn to a nonstandard carrier with inferior coverage and service or one that pays substandard commissions?
Look no further than ACUITY Edge.
In Commercial Auto, ACUITY has always been willing to write good accounts with incidental exposures that do not
meet our normal guidelines — and we still do. But with ACUITY Edge, you can place business that previously was
beyond the edge of acceptability. It gives you an edge because ACUITY Edge uses the same coverage forms and
endorsements that apply to all our other Commercial Auto policies. And you will receive the same service you've
come to expect with ACUITY.
ACUITY Edge is designed for auto business where the class, vehicle types, and driver characteristics might not
otherwise be acceptable. You can rate an ACUITY Edge account with our easy-to-use online rating system.
Q. What limits can we write?
A. ACUITY Edge offers up to $1 million CSL. We can also write a $1 million excess liability policy.
Q. Are the ACUITY Edge coverages different?
A. No. The coverage forms and options are exactly the same as Commercial Auto.
Q. What about service?
A. Your ACUITY Edge clients will enjoy exactly the same claims service, billing plans, policy
processing, and loss control services provided to all other ACUITY business.
Q. Will you write anything in ACUITY Edge?
A. No. Eligibility is significantly expanded, but ACUITY Edge is not intended to write everything.
Q. Do we need to get approval from our underwriter?
A. Yes. ACUITY Edge acceptability and pricing is subject to underwriting approval.
Q. How will I know if an account is quoted or issued in ACUITY Edge?
A. The quotation and policy declarations will state that clearly.
Q. Can ACUITY Edge be written in a package along with all other lines?
A. Yes!
ACUITY Knows Commercial Autos!

Expanded Eligibility For
ACUITY Edge!
Motor Vehicle
Records for All
Classes of Business
• Any driver with up to
20 MVR points
Points
Violation
5 Minor moving
violation
5 Chargeable accident
15 DUI or other major
violation
• For example, the following
drivers are acceptable:
Driver
Record
1 10-1-11 Speeding
5-2-12 DUI
2 12-2-10 Accident*
4-5-11 Accident*
6-4-12 Speeding
Intermediate
3 7-7-10 DUI
10-10-11 Accident*
Truckers
(Including Sand
& Gravel Haulers)
• Radius of operations –
up to 600 miles
• In business at least 1 year
• Age of vehicles –
up to 25 years
• Drivers licensed for at least
5 years
Truckers
Expanded Radius
• Radius of operations –
up to 600 miles
• Must meet standard
trucking guidelines
Additional
Classes of
Business
• Express delivery or
courier services
• Metal scrap dealers
• Towing or wrecker services
• Auto dismantling operations
• Salvage dealers
* chargeable
For All That Matters
800.242.7666
2800 South Taylor Drive . Sheboygan, WI 53081
www.acuity.com
This is a summary of ACUITY coverages. Contractual coverage is as stated in the policy.
Not all coverages or options are available in all states. See your agent for more information.
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