International Travel Insurance - AAMI Fact Sheet
International Travel Insurance - AAMI Fact Sheet
International Travel Insurance - AAMI Fact Sheet
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<strong>Fact</strong> <strong>Sheet</strong><br />
<strong>Fact</strong> <strong>Sheet</strong><br />
<strong>International</strong> <strong>Travel</strong> <strong>Insurance</strong><br />
NOV 2008<br />
Fast facts<br />
Seven out of 10 (72 per cent)<br />
Australians take out travel<br />
insurance before heading off<br />
on an overseas holiday.<br />
More than one-quarter of<br />
Australians (28 per cent)<br />
are taking a risk by not<br />
buying travel insurance when<br />
going on holiday, with a<br />
quarter of those (26 per cent)<br />
saying it is an added cost<br />
they can’t afford.<br />
Almost half of all travellers (46<br />
per cent) said they purchased<br />
insurance through their travel<br />
agent, which resulted in<br />
higher fees.<br />
Almost half of all Australian travellers (46 per cent) believe they’re being ripped<br />
off when purchasing travel insurance. But with <strong>AAMI</strong> <strong>International</strong> <strong>Travel</strong> <strong>Insurance</strong>,<br />
customers can expect to pay much less than they would by purchasing insurance<br />
from a travel agent – ensuring peace of mind at an affordable rate.<br />
WayS To Save on your <strong>Travel</strong> InSurance<br />
By selling direct to the public, via our website or call centre, <strong>AAMI</strong>’s travel insurance is<br />
available at a significant discount to many other similar products on the market.<br />
With <strong>AAMI</strong> <strong>International</strong> <strong>Travel</strong> <strong>Insurance</strong>, customers can save approximately 50 per cent<br />
off a policy purchased from a travel agent. For example, the cost for a two-week policy<br />
for a trip to East Asia starts from $62, compared to $138 from an agent. The cost of a<br />
worldwide policy with <strong>AAMI</strong> will set a traveller back $147 for four weeks, compared to<br />
$275 for a competitor’s policy.<br />
WhaT doeS aaMI’S InTernaTIonal <strong>Travel</strong> InSurance cover?<br />
<strong>AAMI</strong> <strong>International</strong> <strong>Travel</strong> <strong>Insurance</strong> is for permanent Australian residents aged between<br />
18 and 65 and their dependents aged under 18. Our single-person travel policy can<br />
cover one adult and one person under 18, while our multi-person policy covers up to<br />
two adults and eight people under 18. What’s more, you don’t need to be related<br />
because <strong>AAMI</strong> <strong>International</strong> <strong>Travel</strong> <strong>Insurance</strong> covers all of the travellers, as long as they<br />
are travelling together.<br />
The policy provides cover for additional expenses caused by unexpected events during<br />
the period of cover while you are on an overseas journey, including:<br />
■ unlimited cover for medical expenses<br />
If you are injured or become ill while travelling overseas, <strong>AAMI</strong> <strong>International</strong> <strong>Travel</strong><br />
<strong>Insurance</strong> will cover your medical expenses. You’re also covered for extras such as<br />
additional travel and accommodation costs for a companion to join you if you’re ill<br />
or injured overseas. We also help with childcare for the children travelling with you if<br />
you’re hospitalised, and more.<br />
■ new for old replacement on baggage<br />
<strong>AAMI</strong> <strong>International</strong> <strong>Travel</strong> <strong>Insurance</strong> covers you if your baggage, personal effects or<br />
travel documents are lost, stolen or damaged. <strong>AAMI</strong> has simplified travel insurance by<br />
removing the common depreciation clause and offering new for old replacement of lost,<br />
damaged or stolen items when they cannot be repaired.<br />
continued overleaf
■<br />
<strong>Fact</strong> <strong>Sheet</strong><br />
<strong>International</strong> <strong>Travel</strong> <strong>Insurance</strong><br />
Continued<br />
Fast facts<br />
Two-thirds (66 per cent) of<br />
Australian travellers said<br />
that buying and managing<br />
their insurance policy was a<br />
difficult process.<br />
One-third (32 per cent) of<br />
Australian travellers have<br />
previously made a claim on<br />
travel insurance.<br />
Nine out of 10 (91 per cent)<br />
Australians would buy<br />
their travel insurance online<br />
from a trusted brand if it<br />
was cheaper.<br />
More than 95 per cent of<br />
Australians said they felt safer<br />
on their holiday, knowing they<br />
had travel insurance.<br />
haSSle-Free claIMS<br />
Making a claim on your <strong>AAMI</strong> <strong>International</strong> <strong>Travel</strong> <strong>Insurance</strong> policy is easy. There are<br />
no claim forms to fill out unless you have a medical claim.<br />
BeTTer WayS To Spend TheIr Money<br />
With the extra savings they’d make on travel insurance, customers said they would splash<br />
the cash on:<br />
■ A room upgrade while on holiday (20 per cent)<br />
■ A meal at an expensive restaurant (18 per cent)<br />
■ A bottle of bubbly to drink while on holiday (14 per cent)<br />
■ A massage (11 per cent)<br />
■ A visit to an amusement park (10 per cent)<br />
■ Lots of tacky souvenirs (eight per cent)<br />
■ A new pair of shoes (three per cent)<br />
For further travel insurance information visit www.aami.com.au or call 13 22 44,<br />
24 hours a day, seven days a week.<br />
(National <strong>AAMI</strong> consumer survey<br />
of 1273 Australian households<br />
conducted by pureprofile in all<br />
states and territories).<br />
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