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Increasing Value from Existing Customers<br />

Understanding and leveraging our existing customer base<br />

2.6<br />

2.4<br />

2.2<br />

2.0<br />

Average Number of Policies per Customer<br />

1.91<br />

Average number of policies<br />

per customer up 35%<br />

2.57<br />

• Existing customer base is a material asset<br />

• Priorities to safeguard VIF through customer retention<br />

• Opportunity to increase share of wallet through crosssales<br />

and up-sales<br />

• RP and protection strategy has delivered excellent<br />

results<br />

– Improved customer retention: +110bps<br />

– Average number of policies per customer up 35%<br />

since 2006<br />

1.8<br />

2005 2006 2007 2008 2009 2010 H1 2011<br />

20

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