Uniting Church Superannuation Plan - SuperFacts.com

Contents
Your super: back in bloom................................................................3
Fairer weather brings improved outlook............................................4
Bearing fruit – your earnings.............................................................5
Cultivating your super.......................................................................8
Your investment options in detail.......................................................9
UCSuper’s harvest.........................................................................10
Financial summary..........................................................................10
Fees and costs...............................................................................11
Tending UCSuper..........................................................................16
When you can harvest your super crop..........................................17
Let UCSuper know........................................................................18
Your membership category
The category that you belong to as a UCSuper member is shown on your annual benefit statement. Members in the Accumulation section
consist of active Accumulation, Retained Benefit and Spouse members. The Pension section includes members receiving pension benefits
and there are a small number of members in the Defined Benefit section.
A reference to an “Accumulation account” means an account which operates on an accumulation basis. Accumulation accounts include:
• all accounts maintained for members in the Accumulation section (i.e. for Accumulation, Spouse and Retained Benefit members);
• any voluntary contribution/rollover accounts maintained for members in the Defined Benefit section;
The majority of Plan assets are held in Accumulation accounts and Pension accounts. In addition there are some assets held to support the
defined benefits provided to members in the Defined Benefit section. These are referred to as the Defined Benefit assets.
Finding your information at a glance
To make finding your information as easy as possible, throughout this year’s report we have colour coded information that relates to specific
membership sections or account types. You should note however, that where colour-coding is not used, the information applies to all sections
of membership.
Accumulation accounts
Defined Benefit accounts
Pension accounts
2 Uniting Church Superannuation Plan