Credit-Related Privacy/Security & Legal Notices for credit.kohls.com ...

Credit-Related Privacy/Security & Legal Notices for credit.kohls.com,
activate.kohls.com, charge.kohls.com and apply.kohls.com
Privacy & Security Policy
(Updated as of January 2008)
Please take a moment to read how we protect, collect and use the information you provide at
our Credit Websites (i.e., credit.kohls.com, activate.kohls.com, charge.kohls.com and
apply.kohls.com).
PRIVACY
Your Personal Information
Types of Information We Collect
How We Use Your Information
E-Mail Newsletters
Information Shared with Third Parties
Site Traffic Information
Cookies
SECURITY
GENERAL
Children
My Kohl's Charge
Links
Updating Your Information
Changes in Policy
Questions
Scope and Effective Date
PRIVACY
Your Personal Information
We do not automatically collect personal information about you when you visit our Credit
Websites. However, we may collect information under the following circumstances:
Types of Information We Collect
We may collect personal information from you when you elect to participate in the many
interactive features on our Credit Websites. For example:
• When you apply online for a Kohl’s Charge
• When you register with My Kohl’s Charge
• When you make a payment online
• When you activate a Kohl’s Charge card online
The categories of personal information we may collect from you include your name, mailing
address, home and work telephone numbers, social security number, Kohl’s Charge account
number, bank account information, date of birth, e-mail address, User ID and verification
question information.
How we Use Your Information
We use your personal information to process your credit application or payments, to provide
online account access, for verification purposes, to respond to your inquiries and to deliver
services and information about our products, promotions, services or Websites.
E-mail Newsletters
Our Credit Websites allow you to receive e-mails from Kohl's about our latest sales events,
products and/or promotions. You may elect to join our e-mail list when visiting our Credit

Websites, or we may automatically add you to that list when you use certain online features.
We may also ask you to identify departments or areas of specific interest to you so that we may
better tailor our e-mails to match your preferences. Each e-mail you receive from Kohl's will
offer you the continuing opportunity to cancel or "opt-out" of Kohl's e-mail list. In addition, if
you decide that you would rather not receive promotional e-mails from Kohl’s in the future,
you may unsubscribe at this address:
http://www.kohls.com/registration/kohls_unregister_email_sales_alerts.jsp
Information We Share with Third Parties
We do not provide your personal information to anyone except as expressly authorized by you
or to companies that provide support services to us. For example, we use third parties to help
us process credit applications or payments, as well as administer our emails, surveys and the
various online promotions that we offer from time to time. These companies need some of your
personal information to perform their functions, to fulfill your requests and to make your
online experience more satisfying.
You should also be aware that we may disclose specific information about you if necessary to
do so by law or based on our good faith belief that it is necessary to conform or comply with
the law or is necessary to protect the users of our Website, the site or the public.
In the event that Kohl’s would merge with, acquire or be acquired by another business entity,
some or all of the personal information collected about you could be shared, as well as
retained by Kohl’s.
Site Traffic Information
For the purpose of analyzing site traffic and improving this Website, we anonymously track the
path our visitors take when navigating the various pages of our Credit Websites. This tracking
does not reveal anything to us about you personally, but it assists us in improving our Credit
Websites to make your online experiences the best they can be. In the process of gathering this
site traffic information, non-personally identifiable information (e.g., domain type, browser
version, service provider, IP address) may be collected.
Cookies
Our Credit Websites use a browser feature known as a "cookie," which is a small text file
number that is stored on your hard drive when you begin to navigate at a Website. The cookies
used by our Credit Websites do not contain any personal information about you, but they may
identify your specific computer. When you return to our Credit Websites, the cookie associates
your computer with the information we may have stored from previous visits. In addition, our
Credit Websites, or a service provider acting as our agent for this limited purpose, may also use
cookies to track activity and click-through behavior to better understand our visitors'
preferences and browsing habits and to provide a more personalized experience while visiting
our Web pages and for more personalized e-mail alerts.
SECURITY
Secure Sockets Layering (SSL)
Our Credit Websites utilize SSL to encrypt the information you provide when completing an
online application (including social security number) or accessing your account information
online before it is transmitted across the Internet to our Credit Websites. This means you
should not be able to apply or access your account information online through an unsecured
connection.
Although we will take reasonable security precautions regarding your personal information
collected from and stored on our Credit Websites, because of the open nature of the Internet,
we cannot guarantee that any of your personal information stored on our servers, or

transmitted to or from our Credit Websites, will be free from unauthorized access.
Accordingly, and as set forth in our Terms & Conditions of Site Use, we disclaim any liability for
any theft or loss of, unauthorized access or damage to, or interception of any data or
communications. By using our Credit Websites, you acknowledge that you understand and
agree to assume these risks.
GENERAL
Children
Our Credit Websites do not knowingly collect personal information from children under the age
of 13. No one under the age of 18 is allowed to apply for a Kohl’s Charge (19 in AL and NE).
Links
For your convenience, our Credit Websites may contain links to other Websites. We are not
responsible for the privacy practices or the content of such Websites.
Updating Your Information
If you elect to register your account with the My Kohl's Charge Website, you can update the
information you previously provided to us by simply signing back into your account.
Changes in Policy
As we continue to offer new and different types of content and services, we may modify our
collection and use practices. Should there be a material change to our information practices, it
will be applied only to information collected on a going forward basis, and we will update this
privacy policy statement. For this reason, we encourage you to review this security and privacy
policy statement each time you visit our Credit Websites.
Questions
If you have any questions, comments or concerns with respect to our privacy practices or this
security and privacy policy statement, please feel free to contact us at
kohls.account.help@kohls.com.
Scope and Effective Date
This security and privacy policy statement applies only to information collected online at our
Credit Websites (i.e., credit.kohls.com, activate.kohls.com, charge.kohls.com and
apply.kohls.com), and is effective January 2008.

Legal Notices — Terms & Conditions of Site Use
Introduction
This Website (www.kohls.com), including all credit-related Websites (i.e., credit.kohls.com,
activate.kohls.com, charge.kohls.com and apply.kohls.com) is operated by Kohl's Department
Stores, Inc. ("Kohl's"), a wholly owned subsidiary of Kohl's Corporation, as a service to our
customers. These Terms and Conditions of Site Use (the "Terms of Use") govern your use of this
Website. PLEASE BE ADVISED THAT YOUR USE OF KOHLS.COM (THE "SITE") IN ANY MANNER,
WHETHER BY BROWSING, PARTICIPATING IN AN ONLINE ACTIVITY OR PROMOTION OR MAKING A
PURCHASE, CONSTITUTES YOUR AGREEMENT TO FOLLOW AND BE BOUND BY THESE TERMS OF
USE. Kohl's reserves the right to update or modify these Terms of Use at any time, without
prior notice. By using this Site following any such change, you agree to follow and be bound by
the Terms of Use as changed. As such, Kohl's recommends you review these Terms of Use each
time you visit the Site.
IF, AT ANY TIME, YOU DO NOT AGREE TO OR CANNOT COMPLY WITH ANY OF THESE TERMS OF
USE, YOU SHOULD NOT, AND ARE NOT ALLOWED TO, ACCESS OR USE THIS SITE. In the event of
a violation of these Terms of Use, Kohl's reserves the right to seek all remedies available by law
and in equity.
Use of this Site
Compliance with All Laws and Site Security
Pricing and Product Information
Colors
Quantity Limits
Submissions
My Kohl's Charge
Gift Messages
Copyrights and Trademarks
Limitation of Liability
Disclaimer of Warranty
Linking
Jurisdiction
Contact Information
Use of the Site
All materials you see and hear on this Site — including, for example, all of the page headers,
images, text, illustrations, formats, logos, designs, icons, photographs, programs, and video or
audio clips (collectively, the "Contents")— are intended solely for personal, non-commercial
use. You may access, view, download, print or copy the Contents and other materials displayed
on the Site for your personal use only; provided, however, that you (1) retain all copyright,
trademark or other proprietary designations contained on all Contents; (2) do not modify or
alter the Contents in any way, and (3) do not provide or make available the Contents to any
third party. No right, title or interest in any viewed, copied or downloaded Content is
transferred to you as a result of your use of this Site. Kohl's reserves complete title and full
intellectual property rights in any Content you access on this Site.
Except as noted above, you may not copy, download, reproduce, publish, transmit, distribute,
display, modify, create derivative works from, or otherwise exploit in any way the Contents or
this Site without first obtaining written permission from Kohl's.
Kohl's may terminate, change, suspend or discontinue any aspect of this Site, including the
availability of any features of the Site, at any time and without notice. Kohl's also reserves the
right to block or deny access to the Site to anyone at any time for any reason.

Compliance with All Laws and Site Security
You agree to use this Site only for lawful purposes. You are expressly prohibited from violating
or attempting to violate the security of the Site, including, without limitation, (a) accessing
data not intended for you or logging onto a server or an account which you are not authorized
to access; (b) attempting to probe, scan or test the vulnerability of a system or network or to
breach security or authentication measures without proper authorization; (c) attempting to
interfere with service to any other user, host or network, including, without limitation, via
means of submitting a virus to the Site, overloading, "flooding," "spamming," "mailbombing," or
"crashing;" or (d) sending or relaying unsolicited e-mail, including promotions and/or
advertising of products or services. You further agree not to misrepresent your identity while
using the Site or interfere or attempt to interfere with the proper working of this Site.
Pricing and Product Information
While Kohl's strives to provide accurate product and pricing information, unintentional pricing
or typographical errors may occur. Kohl's reserves the right to correct any errors, inaccuracies
or omissions and to change or update information (including, without limitation, information
related to text, pricing, availability and product descriptions) at any time without notice
(including after you submitted your order and confirmation was received). In the event that an
item is listed at an incorrect price or with incorrect information, Kohl's shall have the right, in
its sole discretion, to refuse or cancel any orders placed for that item. If your credit card has
been charged for any order subsequently cancelled, Kohl's will issue a credit to your credit
card. We apologize for any inconvenience this may cause you.
Kohl's works hard to provide low prices on this Site as well as in Kohl's stores. However, please
be aware that sometimes a price on this Site may not match the price in a store. Prices and
availability are subject to change without notice.
Colors
Kohl's attempts to display the colors of our merchandise shown on this Site as accurately as
possible. However, because your monitor's display may vary the colors shown, we cannot
guarantee that your monitor will accurately depict the actual color of the merchandise.
Quantity Limits
Kohl's offers merchandise to consumers through this Site and its retail stores. Kohl's is a
retailer, not a wholesaler, and Kohl's does not sell to individuals or dealers for the purpose of
resale to others. Kohl's reserves the right, in its sole discretion, to limit the quantity of items
purchased per person, per household or per order. These restrictions may be applied, at Kohl's
discretion, to orders placed by the same Kohls.com account, the same credit card and/or
orders that use the same billing or shipping address.
If you are interested in purchasing multiple quantities of items for a corporation or institution,
please contact us by e-mail at customer.service@kohls.com.
Submissions
Kohl's welcomes your comments regarding this Site. However, Kohl's does not want to receive
confidential, proprietary or trade secret information through this Site. Please be aware that
any comments, feedback, notes, messages, ideas, suggestions or other communications
(collectively, "Submissions") sent to Kohl's shall be and remain the exclusive property of Kohl's.
Kohl's shall be entitled to use, reproduce, disclose, publish, distribute and modify any
Submissions for any purpose whatsoever, including, but not limited to, developing,
manufacturing and marketing products using such information without restriction and without
compensating you in any way. For this reason, Kohl's asks that you not send Kohl's any
Submissions that you do not wish to assign to us, including any confidential information or any
original creative materials such as product ideas or original artwork.

Any personally identifiable information you provide to Kohl's through the Site shall be subject
to the Site's Privacy Policy. As with these Terms of Use, our Privacy Policy may change from
time to time, and we encourage you to regularly review our Privacy Policy if you are concerned
about our use of your personal information.
My Kohl's Charge
If you access the My Kohl's Charge Website (http://credit.kohls.com), you should review the
Online Account Management Agreement — Terms of Use, the Kohl's Card Member Agreement
and the My Kohl's Charge Online Privacy Policy, which are all accessible on the My Kohl's Charge
Website. Your use of the My Kohl's Charge Website is explicitly subject to the terms and
conditions of these agreements and policies.
Gift Messages
Kohl's makes gift messages available from this Site as a courtesy to all our customers. Out of
respect and consideration, Kohl's asks that you do not use any obscene, profane, threatening or
otherwise vulgar language in gift messages. Without notice to you, Kohl's may, but is not
obligated to, restrict or remove any and all content from a gift message that Kohl's determines,
in its sole discretion, violates these guidelines or is otherwise harmful to Kohl's or any third
party.
Copyrights and Trademarks
"Kohl's" and "Kohl's Department Stores", as well as related product and service names, design
marks and slogans, are registered trademarks of Kohl's Illinois, Inc. Unless otherwise noted, all
Contents are copyrights, trademarks, service marks, trade names or other protected
intellectual property owned, controlled or licensed by Kohl's, one of its affiliates, or by third
parties who have licensed their materials to Kohl's and are protected by U.S. and international
copyright laws. No rights in any trademark, service mark or trade name is granted to you in
connection with your use of this Site. Without limiting the foregoing, please be advised that
Kohl's has a no-tolerance policy regarding the use of our trademarks or names in metatags
and/or hidden text. Specifically, the use of our trademarks or names in metatag keywords is
trademark infringement, and the use of trademarks or names in page text, metatags, and/or
hidden text for purposes of gaining higher rankings from search engines is unfair competition.
Kohl's and its suppliers and licensors expressly reserve all intellectual property rights in all
Contents, text, programs, products, processes, technology, and other materials that appear on
this Site. Access to this Site does not confer and shall not be considered as conferring upon
anyone any license under any of Kohl's or any third party's intellectual property rights.
Limitation of Liability
IF YOU DISAGREE WITH THESE TERMS OF USE, AS MAY BE AMENDED FROM TIME TO TIME, YOUR
SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE. YOU AGREE BY YOUR USE OF
THE SITE THAT YOUR USE OF THE SITE IS AT YOUR SOLE RISK.
IN NO EVENT WILL KOHL'S DEPARTMENT STORES, INC., KOHL'S CORPORATION, KOHL'S ILLINOIS,
INC. OR THEIR AFFILIATES (COLLECTIVELY HEREIN "KOHL'S"), OR ANY OF THEIR EMPLOYEES,
DIRECTORS, OFFICERS, OR AGENTS BE LIABLE TO ANY PARTY FOR ANY GENERAL, DIRECT,
INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES FOR USE
OF THIS SITE OR ANY OTHER HYPERLINKED WEBSITES INCLUDING, WITHOUT LIMITATION, LOST
PROFITS OR REVENUES, COSTS OF REPLACEMENT, BUSINESS INTERRUPTIONS, LOSS OF DATA OR
DAMAGES RESULTING FROM, ARISING OUT OF, OR IN ANY WAY CONNECTED WITH THE USE OF OR
INABILITY TO USE THE SITE OR RELIANCE ON THE INFORMATION PRESENT. THIS LIMITATION OF
LIABILITY APPLIES WHETHER A CLAIM IS BASED IN CONTRACT, NEGLIGENCE, OR TORT, EVEN IF
KOHL'S IS EXPRESSLY ADVISED ABOUT, OR SHOULD HAVE KNOWN OF, THE POSSIBILITY OF SUCH
DAMAGES. YOU SHALL DEFEND, INDEMNIFY AND HOLD KOHL'S HARMLESS AGAINST ANY SUCH
DAMAGES OR LOSSES.

IN SOME JURISDICTIONS, LIMITATIONS OF LIABILITY ARE NOT PERMITTED. IN SUCH
JURISDICTIONS, THE FOREGOING LIMITATIONS ON LIABILITY MAY NOT APPLY TO YOU. IF ANY
PART OF THIS LIMITATION OF LIABILITY IS DETERMINED TO BE UNENFORCEABLE OR INVALID FOR
ANY REASON, THE AGGREGATE LIABILITY OF KOHL'S UNDER SUCH CIRCUMSTANCES FOR
LIABILITIES THAT OTHERWISE WOULD HAVE BEEN LIMITED SHALL NOT EXCEED ONE HUNDRED
DOLLARS ($100).
Disclaimer of Warranty
KOHL'S PROVIDES ACCESS TO THIS SITE TO KOHL'S CUSTOMERS AND PROSPECTIVE CUSTOMERS
"AS IS" AND "AS AVAILABLE" AND WITHOUT ANY REPRESENTATION OR WARRANTY OF ANY KIND,
WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT. ALL
SUCH REPRESENTATIONS AND WARRANTIES ARE HEREBY EXPRESSLY DISCLAIMED.
WITHOUT LIMITING THE FOREGOING, KOHL'S DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR
IMPLIED, FOR ANY MERCHANDISE AND/OR GIFT CARD(S) UTILIZED TO PURCHASE MERCHANDISE
OFFERED ON THIS SITE. This disclaimer does not apply to any product warranty offered by the
manufacturer of the merchandise.
WITHOUT LIMITING THE FOREGOING, KOHL'S DOES NOT REPRESENT OR WARRANT THAT THE
INFORMATION ON THIS SITE IS ACCURATE, COMPLETE, OR CURRENT OR THAT THE SITE WILL
OPERATE WITHOUT INTERRUPTION, WITHOUT ERROR OR WITHOUT DEFECTS, BUGS, VIRUSES,
OR OTHER HARMFUL COMPONENTS.
WITHOUT LIMITING THE FOREGOING, KOHL'S FURTHER DISCLAIMS ANY LIABILITY,
RESPONSIBILITY OR DAMAGE AS TO THE ACCURACY OR COMPLETENESS OF EACH MERCHANDISE
ITEM INCLUDING, BUT NOT LIMITED TO, PRICING, QUANTITY AND SIZES.
WITHOUT LIMITING THE FOREGOING, KOHL'S FURTHER DISCLAIMS ANY LIABILITY,
RESPONSIBILITY OR DAMAGE FOR ANY THEFT OR LOSS OF, UNAUTHORIZED ACCESS OR DAMAGE
TO, OR INTERCEPTION OF ANY DATA OR COMMUNICATIONS SENT TO, FROM OR STORED ON THIS
SITE.
Linking
Periodically, links may be established from this Site to one or more external Websites or
resources operated by third parties (the "Third Party Sites"). Kohl's provides these links for your
convenience only. In addition, certain Third Party Sites also may provide links to the Kohls.com
Website. AT NO TIME SHALL ANY SUCH LINKS BE DEEMED TO IMPLY THAT KOHL'S ENDORSES OR
APPROVES THE THIRD PARTY SITES OR ANY CONTENT THEREIN. KOHL'S DOES NOT CONTROL AND
IS NOT RESPONSIBLE OR LIABLE FOR, AND DOES NOT MAKE ANY REPRESENTATIONS OR
WARRANTIES CONCERNING, ANY THIRD PARTY SITES OR ANY CONTENT, ADVERTISING,
PRODUCTS, OR OTHER MATERIALS ON OR AVAILABLE FROM SUCH THIRD PARTY SITES. ACCESS TO
ANY THIRD PARTY SITES IS AT YOUR OWN RISK AND KOHL'S WILL HAVE NO LIABILITY ARISING
OUT OF OR RELATED TO SUCH THIRD PARTY SITES.
Without limiting the foregoing, linking to our Site is strictly prohibited absent express written
permission from Kohl's. In addition, framing, inline linking or other association of this Site or its
Contents with links, advertisements and/or other information not originating from this Site is
expressly prohibited.
Jurisdiction
Kohl's controls this Site from its offices within the State of Wisconsin. THE USE OF THIS SITE
SHALL BE LIMITED TO THE BOUNDARIES OF THE CONTINENTAL UNITED STATES, HAWAII, ALASKA
AND APO/FPO MILITARY ADDRESSES. Kohl's does not imply that the materials published on this

Site are appropriate for use outside of the United States. Notwithstanding the foregoing, if you
access this Site from outside of the United States, you do so on your own initiative and you are
responsible for compliance with all local laws. The terms of this Site shall be governed by the
laws of the State of Wisconsin, without giving effect to its conflict of laws provisions. You
agree that Waukesha County, Wisconsin shall be the exclusive venue and jurisdiction for any
dispute, liability, damage, claim or loss arising from or in any associated with your use of, or
access to, the Site.
Contact Information
The Kohl's corporate headquarters are located at N56 W17000 Ridgewood Drive, Menomonee
Falls, Wisconsin, 53051. If you have any questions concerning the legal notices stated above,
we encourage you to contact the Kohl's Legal Department at this address.
© 2008 Kohl's Department Stores, Inc. All rights reserved.