Anthem Consumer-Driven Health Plan (CDHP) Option

Anthem Consumer-Driven Health Plan (CDHP)
Option
Preventive Care
100% coverage for
nationally
recommended
services
No deductions from
the HRA
Health
Reimbursement
Account
Bridge
Traditional
Health
Coverage
- Benefit plan year allocation from
Northrop Grumman
-Plan pays 100% of covered services
(e.g. medical, prescription drugs) when
funds are available
- Employee’s responsibility if expenses
exceed the benefit plan year HRA
allocation
- Paid only as expenses are incurred
- Can be reduced or eliminated by HRA
rollover
- Additional protection covers the
services allowed by Northrop Grumman
- You pay coinsurance for covered
services
-100% coverage once out-of-pocket
maximum is met for the plan year
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Anthem CDHP Option
Note: HRA and Bridge amounts may be
prorated if you participate for less than the
full plan year
You Only
You +
Spouse/DP
You +
Child(ren)
You +
Family
Preventive Care 100%
Health Reimbursement
Account (HRA)
Bridge
Traditional
Health Coverage
Coinsurance out-ofpocket
maximum
$1,000 $1,500 $1,500 $2,000
$800 $1,200 $1,200 $1,600
80% covered for providers who participate in the
Anthem network
50% of maximum allowed amount for providers who do
not participate in the Anthem Network
$4,200 $6,300 $6,300 $8,400
Mental Health/Substance Abuse and prescription drug benefits are covered under
this plan.
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