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2008 - Greater Houston Retailers Cooperative Association, Inc.

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Here are some measures you can take to<br />

prepare for the ongoing slowdown:<br />

1. Reduce personal expenses by<br />

cutting back on unnecessary<br />

expenditures, such as on<br />

entertainment and avoid extravagant<br />

living.<br />

2. Keep liquid savings of at least six to<br />

twelve months of living expenses.<br />

This can be achieved by setting<br />

aside a small percentage of your<br />

monthly income in a savings<br />

account.<br />

3. Be proactive, not reactive. For<br />

instance, if you have trouble<br />

meeting mortgage or credit card<br />

payments, contact the bank<br />

immediately.<br />

4. Evaluate what financial risks the<br />

downturn poses for you, determine<br />

in advance how you will tackle<br />

them, and act according to your plan<br />

if problems arise be they job losses,<br />

sharp increases in debt payments or<br />

large declines in business revenues<br />

or stock market investments.<br />

5. Those of you who are in jobs should<br />

make yourselves invaluable at work.<br />

Be willing to take on extra tasks and<br />

complete projects on time. Keep<br />

your resume and your list of<br />

contacts up to date at all times.<br />

Network with those who are in the<br />

same profession to learn about what<br />

opportunities are available. If you<br />

are laid off, file immediately for<br />

unemployment benefits.<br />

6. Use both formal and informal<br />

alliances as a strategy to manage the<br />

downturn. For example, existing<br />

alliances such as trade associations<br />

can be leveraged to jointly negotiate<br />

with vendors to cut inventory costs.<br />

Additionally, employers can<br />

collaborate with their employees to<br />

come up with ways to help improve<br />

sales and save costs.<br />

Finally, reach out to the EPB for advice<br />

and guidance. We have professionals<br />

who can evaluate your situation and help<br />

you identify solutions. Contact the EPB<br />

help desk or council corner for<br />

information.<br />

Remember, slowdowns always open up<br />

opportunities for those well positioned.<br />

Therefore, prepare yourselves to be in a<br />

strong financial condition so that you can<br />

benefit from the opportunities when they<br />

arise and from the upturn when it comes.<br />

TABC Corner<br />

Inspections by TABC Personnel<br />

By: Stephen Jaffe<br />

From time to time a TABC Agent or<br />

TABC Auditor may visit your<br />

establishment for the purpose of<br />

conducting a routine inspection. This<br />

does not mean your personnel have<br />

committed any violations or TABC has<br />

received complaints against your<br />

establishment.<br />

These visits are normally made to help<br />

the establishment comply with the<br />

TABC Code and to provide assistance.<br />

One of the items we check for is the<br />

display of the alcoholic beverage permit<br />

or license as required by TABC Code<br />

Sec. 11.04. The permit or license should<br />

be prominently displayed. Most<br />

permittees and licensees display the<br />

permits and licenses on a wall near the<br />

cashier’s area. This would tell the<br />

general public and most specifically law<br />

enforcement personnel that the<br />

establishment does have a license or<br />

permit to sell alcoholic beverages.<br />

There are several different signs the<br />

TABC Code requires permittees and<br />

licensees to prominently display in their<br />

establishments. They are:<br />

can be easily seen by the public. Near<br />

the front door or cash register is usually<br />

the best location.<br />

Weapons Signs – Section 11.041<br />

requires these signs. These signs are blue<br />

and white. They are meant to notify<br />

someone if they are carrying a weapon<br />

illegally (i.e. handgun without a license<br />

to carry); they could be arrested if law<br />

enforcement personnel catch them. The<br />

blue and white signs are required for<br />

licensees and permittees whose alcoholic<br />

beverage sales are less than 50 % of<br />

gross sales. These signs are available in<br />

English and Spanish.<br />

Health Risks Warning Sign – Section<br />

11.042 requires this sign to be posted on<br />

each restroom door. These signs inform<br />

the public of the risks of consuming<br />

alcoholic beverages during pregnancy.<br />

Previously, all on premises<br />

establishments had received blue and<br />

white warning signs (stickers), which<br />

were to be posted in each restroom.<br />

These stickers have been replaced by a<br />

new sign, which is larger and is in black<br />

and red lettering. The signs contain the<br />

English and Spanish translation. As<br />

noted, the signs should be posted on the<br />

restroom doors.<br />

All of these signs are meant to inform<br />

the public about health and safety issues.<br />

They are available at no charge and may<br />

be obtained at the local TABC office.<br />

Should you have any questions, please<br />

contact The Texas Alcoholic Beverage<br />

Commission at (713) 426-7900.<br />

NATA<br />

NEWS<br />

HOUSTON, TX: OCTOBER <strong>2008</strong><br />

NACS Show <strong>2008</strong> was held in Chicago,<br />

IL from 4 th to 7 th October <strong>2008</strong>. In total<br />

about 62 Directors/Members from<br />

different Trade <strong>Association</strong>s attended the<br />

Show. All these members were offered<br />

Complaint Sign - Section 5.53 and Rule<br />

7. Do not rush into new commitments. 31.4 require this sign. The sign is posted<br />

Be conservative in your approach. to inform the public of their right to discounted registration passes by NACS<br />

Seek professional advice, ensure complain about the sale of alcoholic management. NATA Marketing &<br />

proper contractual compliance and beverages at the establishment. This Promotions Committee members met<br />

always be principled in all your sign is black and white and with many vendors. All these attendees<br />

business dealings.<br />

approximately 6 inches by 3-1/2 inches were invited to dinners by Midwest<br />

and should be place in an area where it Business Alliance, PepsiCo, Frito Lay on<br />

The content of article only express views of individual authors and not necessarily the views and opinions of GHRA and its representatives.<br />

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