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PREPARING<br />
FOR A FLOOD<br />
The Consumer Council<br />
NOVEMBER 2010
PREPARING FOR A FLOOD<br />
START PREPARING TODAY BEFORE A FLOOD<br />
HAPPENS<br />
Flooding in your home is extremely distressing and<br />
upsetting. Unfortunately not all flooding is preventable.<br />
It is important to be prepared as flooding can happen very<br />
quickly even in places where it has never flooded before.<br />
CHECK IF YOUR HOME IS AT RISK OF FLOODING<br />
The Rivers Agency flood map allows you to check if your<br />
property is at risk of flooding from rivers or the sea. This is<br />
available on Rivers Agency website.<br />
INSURANCE COVER<br />
Check your insurance cover - make sure your home and<br />
contents insurance covers against flood damage and find<br />
out if damaged belongings will be replaced. If you don’t<br />
have insurance, shop around now to find a policy that’s<br />
affordable and meets your needs. You should compare<br />
policies and prices by searching price comparison websites,<br />
contacting insurance companies and using brokers.<br />
If you find it difficult to get insurance cover talk to insurance<br />
brokers who specialise in difficult to insure properties. You<br />
can find details of insurers in a telephone directory or from<br />
the British Insurance Brokers’ Association.<br />
If you rent your home see the Consumer Council’s Home<br />
Contents Insurance Guide for more information.<br />
1
FLOOD WARNINGS<br />
Get the latest flood warnings from local news, weather<br />
and traffic bulletins. The Met Office website also<br />
provides information about weather warnings.<br />
Check the Roads Service Traffic Watch website for<br />
information on roads affected or closed by flooding.<br />
KNOW HOW TO TURN OFF YOUR ELECTRICITY<br />
AND GAS SUPPLIES<br />
If you don’t know how to do this contact your supplier.<br />
Never touch electrical switches or appliances such as<br />
sockets and meters if flood water has come into your<br />
home.<br />
2
DURING A FLOOD<br />
GET TOGETHER A FLOODING KIT<br />
Gather together some essential items and keep them in<br />
a safe place where they are easy to reach. Things to<br />
include in your kit are:<br />
• Copies of your home insurance documents<br />
• Passport/Drivers Licence and benefits information<br />
• Bank cards and cash<br />
• Torch (including spare batteries)<br />
• First aid kit and prescription medication<br />
• Warm, waterproof clothing and blankets<br />
• Mobile phone and phone charger<br />
• Spare set of keys<br />
• Spare glasses or contact lenses<br />
• Rubber gloves<br />
• A wind-up or battery powered radio<br />
• Bottled water and food that won’t go off, for<br />
example, tinned or dried food<br />
• Things to look after your baby (if you have one)<br />
• Key contact details<br />
3 3
Complete the table below of useful telephone numbers and keep<br />
it with your flooding kit:<br />
Contact<br />
Telephone Number<br />
Flooding Incident Line 0300 2000 100<br />
Insurance Company and policy number<br />
Family and neighbours<br />
Bank phone number and details<br />
Work phone numbers<br />
GP<br />
Local Council<br />
Electricity supplier and meter number<br />
Northern Ireland Electricity 08457 643 643<br />
Meter number<br />
Gas meter number<br />
Phoenix Natural Gas 0845 900 5253<br />
Firmus Energy 08456 08 00 88<br />
Northern Ireland Gas Emergency Service 0800 002 001<br />
Northern Ireland Water 08457 440 088<br />
Electrician<br />
Plumber<br />
Builder<br />
Other -<br />
4 4
DURING A FLOOD<br />
AGREE A PLACE TO MEET<br />
Plan now where you will meet members of your<br />
household if there is a flood and how you will get in<br />
contact with each other if you are separated. Remember<br />
to bring your list of useful contacts with you.<br />
MOVE THINGS NOW<br />
Think about moving things that cannot be replaced, such<br />
as photo albums and treasured items, to a safe place for<br />
storage.<br />
MOVING THINGS DURING A FLOOD<br />
Decide now what you will move during a flood, for<br />
example, furniture, cars, electrical items, pets or items in<br />
your garden.<br />
PLANNING A SAFE EXIT<br />
Plan a safe exit from your home as you may find it<br />
difficult to get out of your home if there is flooding.<br />
If you know you will need assistance to leave your home<br />
agree who you will contact to help you, for example, a<br />
carer, family member or friend.<br />
5
PROTECTING YOUR HOME<br />
If your home is at risk of flooding keep some sandbags,<br />
floodboards and plastic covers available so you can<br />
block doorways and airbricks.<br />
Sandbags may be available from government agencies<br />
during a flood but their supply will be limited. Therefore<br />
you should think about buying sandbags from DIY stores<br />
or buying sand and filling bags yourself. You could also<br />
fill pillow cases with earth. Be careful when moving<br />
these following a flood as they may have been in contact<br />
with sewage and will be a lot heavier if they are wet.<br />
Maintain drains on your property. Property owners are<br />
responsible for the drains on their property therefore you<br />
should ensure that these are maintained regularly and<br />
free from blockages.<br />
Floodboards are water resistant guards that can be fixed<br />
to the frames of doors and windows to help stop flood<br />
water from entering your home. These can be washed,<br />
stored and used again. You can make and fit these<br />
boards yourself but, depending on the amount of<br />
flooding, they may leak. Another option is to buy them<br />
and have them fitted for you.<br />
6
DURING A FLOOD<br />
Cover airbricks to stop flood water from entering your<br />
home. Airbricks are bricks with holes that allow<br />
ventilation of under floor areas. You can do this yourself<br />
by nailing boards across the airbricks, but these may<br />
also leak. Plastic covers can be purchased to fit over the<br />
airbricks.<br />
Get professional advice before making any changes to<br />
your home you should get professional advice. More<br />
information on choosing a qualified professional can be<br />
found on the NI Direct website.<br />
Once the flood water has gone down remember to<br />
remove sandbags, floodboards and covers to help your<br />
home to dry out properly.<br />
Reporting a flood<br />
Flooding Incident Line is a single telephone number you<br />
can use to report a flood. Flooding Incident Line can be<br />
contacted by telephoning 0300 2000 100. It is available<br />
24 hours, 7 days a week.<br />
Flooding Incident Line will take all your details and<br />
contact the appropriate organisation on your behalf.<br />
7 7
However, if there is a life at risk you should contact the<br />
emergency services on 999.<br />
Consumers with specific needs<br />
In times of flooding Northern Ireland Waters (NI Water) call<br />
centre receives extra calls from customers needing help.<br />
When this happens NI Water aims to help its Critical Care<br />
customers as quickly as possible.<br />
NI Water has a Customer Care Register for consumers who<br />
have a disability, are an older consumer, have a serious<br />
medical condition or need extra help for any other reason.<br />
To join the Customer Care Register contact NI Water using<br />
the details on page nine.<br />
If you know you will need assistance leaving your home,<br />
agree who you will contact to help you, for example, a<br />
carer, family member or friend. If you are in danger contact<br />
the emergency services on 999.<br />
Other information<br />
In Northern Ireland there are three main organisations that<br />
look after the drainage systems. They are NI Water,<br />
Roads Service and Rivers Agency.<br />
8 8
USEFUL CONTACT DETAILS<br />
Flooding Incident Line - 0300 2000 100<br />
NI Direct - http://www.nidirect.gov.uk/flooding-in-your-area<br />
Northern Ireland Water<br />
Telephone: 08457 440 088<br />
Typetalk: 08457 440 088<br />
E-mail:<br />
waterline@niwater.com<br />
Website:<br />
www.niwater.com<br />
Roads Service<br />
Telephone: 028 9054 0540<br />
Fax: 028 9054 0024<br />
Text phone: 028 9054 0022<br />
E-mail:<br />
roads@drdni.gov.uk<br />
Website:<br />
www.roadsni.gov.uk<br />
Rivers Agency<br />
Telephone: 028 9025 3355<br />
Fax: 028 9025 3455<br />
E-mail:<br />
Rivers.Registry@dardni.gov.uk<br />
Website:<br />
http://www.riversagencyni.gov.uk/<br />
Strategic Flood maps www.riversagencyni.gov.uk/index/<br />
stategicflood-maps.htm<br />
9
Met Office<br />
http://www.metoffice.gov.uk/<br />
Roads Service Traffic Watch NI<br />
http://www.trafficwatchni.com/site/default.asp<br />
Association of British Insurers<br />
Telephone: 020 7600 3333<br />
Website:<br />
http://www.abi.org.uk/Information/<br />
Consumers<br />
British Insurance Brokers<br />
Telephone: 0870 950 1790<br />
E-mail:<br />
enquiries@biba.org.uk<br />
Website:<br />
http://www.biba.org.uk/Consumer<br />
Home.aspx<br />
10
The Consumer Council<br />
Elizabeth House<br />
116 Holywood Road<br />
Belfast<br />
BT4 1NY<br />
Telephone: 0800 121 6022<br />
Textphone: 028 9067 2488<br />
Fax: 028 9065 7701<br />
E-mail:<br />
Website:<br />
info@consumercouncil.org.uk<br />
complaints@consumercouncil.org.uk<br />
www.consumercouncil.org.uk