Enrollment Guide - Stark State College

Unsubsidized Direct Loans Students who do not qualify for a subsidized Direct Loan may borrow
up to the maximum amounts designated on the award notification through an unsubsidized
Direct Loan. Loan payments can be deferred as long as the student is enrolled at least half-time.
Interest will accrue and can be paid by the borrower while in school and during the grace and
repayment period. Independent students (see definition, page 17) have the option of
borrowing an additional $4,000 in unsubsidized Direct Loan Funds.
Federal Parent Loan for Undergraduate Students (Federal PLUS) The Federal PLUS program is for
parents of dependent students. It is a loan in which family income is not taken into consideration;
therefore, the program is open to almost any parent who has good credit. The parent can borrow up
to the cost of the college education, less aid, at a variable rate of interest (currently not to exceed
9%). Repayment begins 60 days after the final disbursement of the funds, according to the terms
negotiated by the bank. We recommend students first utilize all eligibility for grants and the Federal
Direct Loans before receiving a federal PLUS. This is a loan and must be repaid. Funds are made in
multiple disbursements and given to the parent(s) after tuition and fees have been paid.
State programs
Ohio National Guard If you enlist in the National Guard for six years, the National Guard will pay
100% of tuition costs. You must be an Ohio resident enrolled in at least six credit hours at an Ohio
college. Contact your local National Guard at 614-336-7053 for more information.
Montgomery GI Bill If you serve in the Army Reserve or the National Guard, you may be eligible
to receive education benefits while attending classes. In addition, you may qualify for loan
repayment. Contact the local Army Reserve or National Guard Office for more information.
The Academic Records/Registrar’s Office certifies enrollment for this program.
Institutional programs
President’s Scholars Award Awarded to new, first-time, full-time students ONLY. Must meet two
of three criteria: 1) high school GPA 3.0 or higher, 2) rank in the top 25% of your high school class
3) ACT composite score of 22 or higher. The total scholarship award is $2,500 divided over six
semesters. Additional requirements – detailed when the award is made – must be met to maintain
eligibility and receive the full award amount.
Other scholarships Application is made by filing the FAFSA prior to June 1. A complete list of
scholarships is available at www.starkstate.edu/scholarships. For additional information on
outside scholarship funding, visit www.brokescholar.com or www.fastweb.com or your local
library. Scholarships are divided between fall and spring semesters unless otherwise designated
by the donor.
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