The Future of Money in 2020 - TSYS

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perspectives in payments Separating Hype from Reality in the World of Mobile Money How companies can win the battle against disintermediation by> alastair lukies There is much talk about how banks are being disintermediated by new entrants in the payments space. How much is hype and how much is reality To answer this, ask any teenager how important their bank account is or where their account is based. Chances are, they simply don’t care. 39 n>genuity Fall 2012
www.tsys.com 40
Page 1 and 2: fall 2012 payments industry insight
Page 3 and 4: features 35 Payments Profiles 60 Se
Page 5 and 6: Envisioning Possibilities “The fu
Page 7 and 8: cover story The Future of Money in
Page 9 and 10: Banks will need to rethink and rein
Page 11 and 12: While overall infrastructure and ma
Page 13 and 14: Mobile payments will be deployed as
Page 15 and 16: anks. Services like Cardlytics, Lin
Page 17 and 18: It is this increase in consumerowne
Page 19 and 20: etailer typically save 20 percent w
Page 21 and 22: Microlending is said to have origin
Page 23 and 24: Slowly, such efforts should help en
Page 25 and 26: of transactions per new account req
Page 27 and 28: The lower number of transactions pe
Page 29 and 30: In 2009, the public’s disregard f
Page 31 and 32: Another big opportunity for financi
Page 33 and 34: Moreover, this situation makes it h
Page 35 and 36: “I sometimes run into this ‘Fie
Page 37 and 38: More advice from Tim Kolk, owner of
Page 39 and 40: Another reason is to provide more v
Page 41: tax brackets and to 20 percent for
Page 45 and 46: Getting digitized by mobile After k
Page 47 and 48: Join the conversation Connect with

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