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A Probability Course for the Actuaries A Preparation for Exam P/1

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42 COUNTING AND COMBINATORICS<br />

Theorem 4.2<br />

If C(n, k) denotes <strong>the</strong> number of ways in which k objects can be selected<br />

from a set of n distinct objects <strong>the</strong>n<br />

C(n, k) =<br />

P (n, k)<br />

k!<br />

=<br />

n!<br />

k!(n − k)! .<br />

Proof.<br />

Since <strong>the</strong> number of groups of k elements out of n elements is C(n, k) and<br />

each group can be arranged in k! ways <strong>the</strong>n P (n, k) = k!C(n, k). It follows<br />

that<br />

P (n, k) n!<br />

C(n, k) = =<br />

( n<br />

An alternative notation <strong>for</strong> C(n, k) is<br />

k<br />

or k > n.<br />

k!<br />

k!(n − k)!<br />

)<br />

. We define C(n, k) = 0 if k < 0<br />

<strong>Exam</strong>ple 4.7<br />

From a group of 5 women and 7 men, how many different committees consisting<br />

of 2 women and 3 men can be <strong>for</strong>med What if 2 of <strong>the</strong> men are<br />

feuding and refuse to serve on <strong>the</strong> committee toge<strong>the</strong>r<br />

Solution.<br />

There are C(5, 2)C(7, 3) = 350 possible committees consisting of 2 women<br />

and 3 men. Now, if we suppose that 2 men are feuding and refuse to serve<br />

toge<strong>the</strong>r <strong>the</strong>n <strong>the</strong> number of committees that do not include <strong>the</strong> two men<br />

is C(7, 3) − C(2, 2)C(5, 1) = 30 possible groups. Because <strong>the</strong>re are still<br />

C(5, 2) = 10 possible ways to choose <strong>the</strong> 2 women, it follows that <strong>the</strong>re are<br />

30 · 10 = 300 possible committees<br />

The next <strong>the</strong>orem discusses some of <strong>the</strong> properties of combinations.<br />

Theorem 4.3<br />

Suppose that n and k are whole numbers with 0 ≤ k ≤ n. Then<br />

(a) C(n, 0) = C(n, n) = 1 and C(n, 1) = C(n, n − 1) = n.<br />

(b) Symmetry property: C(n, k) = C(n, n − k).<br />

(c) Pascal’s identity: C(n + 1, k) = C(n, k − 1) + C(n, k).<br />

Proof.<br />

a. From <strong>the</strong> <strong>for</strong>mula of C(·, ·) we have C(n, 0) = n!<br />

0!(n−0)!<br />

= 1 and C(n, n) =

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