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A8 NEWS<br />
The Portland Tribune Thursday, March 14, 2013<br />
Tuition debt proposal ‘pays it forward’<br />
PSU students focus<br />
on idea to take slice<br />
of future income<br />
By RACHEL SEIGNEUR<br />
The Tribune<br />
What if you didn’t have to<br />
pay anything up front to<br />
study at a university or community<br />
college Sounds too<br />
good to be true, right<br />
The times are calling us to<br />
rethink how we fund college<br />
education, says Steve Hughes,<br />
state director of the Oregon<br />
Working Families Party. “We<br />
need to turn on its head debt<br />
for education,” Hughes adds.<br />
That’s why the party is teaming<br />
with the anti-poverty group<br />
Jubilee Oregon and students in<br />
Info Box 02-09<br />
PUBLIC NOTICES<br />
a Portland State University<br />
class to promote a new “Pay it<br />
Forward” approach to funding<br />
higher education.<br />
Under the Pay it Forward<br />
plan proposed to the Legislature<br />
as part of House Bill 2838,<br />
Oregon students would pay no<br />
tuition to attend a public university<br />
or college. Instead, they<br />
would pay a small percentage<br />
of their income for a set number<br />
of years after they graduate.<br />
The House Committee on<br />
Higher Education held the first<br />
public hearing on the bill last<br />
month, and the idea has support<br />
from the influential committee<br />
chairman, state Rep.<br />
Michael Dembrow, D-Portland.<br />
It’s an innovative approach to<br />
the student debt crisis that our<br />
country faces, Dembrow says.<br />
“It is a great program because<br />
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there is a kind of shared responsibility<br />
component to it.”<br />
Across the country, students<br />
have amassed more than $1<br />
trillion in outstanding college<br />
loan debt — surpassing the nation’s<br />
total credit card debt.<br />
How would Pay it Forward<br />
help alleviate that growing<br />
mound of student debt Under<br />
the plan, university graduates<br />
who land a job and, say, make<br />
about $30,000 a year would pay<br />
3 percent of their annual income,<br />
based on a fiscal analysis<br />
by the Oregon Center for Public<br />
Policy, a progressive think<br />
tank. That’s $900 a year, or $75<br />
a month, for an estimated 20 to<br />
24 years.<br />
Students earning two-year<br />
degrees in the same scenario<br />
would pay about half that<br />
amount, or 1.5 percent of their<br />
income.<br />
Grassroots options<br />
The Pay it Forward idea<br />
came from research by John<br />
Burbank at the Economic Opportunity<br />
Institute in Seattle.<br />
Oregon is one of several states<br />
considering the proposal, and<br />
is the first out of the gate with<br />
a bill before a state legislature.<br />
Many options are still under<br />
discussion, and details need to<br />
be sorted out.<br />
Under the bill being pioneered<br />
by Oregon, the proposal<br />
is to start with a pilot program,<br />
say by testing the idea in a few<br />
smaller colleges and universities.<br />
One idea is to launch an<br />
experiment with incoming students<br />
at Portland State for five<br />
years. Then a task force would<br />
use the experience to iron out<br />
some of the details<br />
for a permanent<br />
program.<br />
PSU is in the<br />
mix because the<br />
impetus for the<br />
bill took root in a<br />
senior capstone<br />
project at the university<br />
called<br />
“Student Debt<br />
Economics, Policy<br />
and Advocacy.”<br />
Students inspired<br />
by the class decided<br />
to push the idea to help<br />
future generations of students.<br />
They formed the group Students<br />
for Educational Debt Reform<br />
and joined with coalition<br />
partners.<br />
“It moved fast — we started<br />
this class in September and<br />
here it’s March already and we<br />
have already had a legislative<br />
panel in December and a hearing<br />
on it,” says Tracy Gibbs, a<br />
PSU student who is a member<br />
of Students for Educational<br />
Debt Reform. She testified last<br />
month before the House Committee<br />
on Higher Education.<br />
“I think for a lot of them it is<br />
really restoring their faith in<br />
the system,” Dembrow says of<br />
the students involved with the<br />
lobbying campaign.<br />
The PSU capstone class examined<br />
parallels with developing<br />
nations’ debt and the mortgage<br />
and credit card debt crises.<br />
Students also<br />
investigated various<br />
policy options<br />
“I think that is<br />
the beauty of<br />
Pay it Forward.<br />
It’s for<br />
everyone, by<br />
everyone.”<br />
— Tracy Gibbs,<br />
Students for Educational<br />
Debt Reform<br />
and grassroots<br />
advocates’ options,<br />
with help<br />
from the Working<br />
Families Party and<br />
Jubilee Oregon.<br />
That’s where<br />
they came upon<br />
Burbank and the<br />
Economic Opportunity<br />
Institute’s<br />
Pay it Forward<br />
proposal, then being prepared<br />
for consideration in the state of<br />
Washington. Other states that<br />
are jumping on the Pay it Forward<br />
bandwagon include California,<br />
Vermont and New York.<br />
Backers hope the option<br />
would be open to students of all<br />
majors and all socioeconomic<br />
backgrounds.<br />
“I think that is the beauty of<br />
Pay it Forward,” Gibbs says.<br />
“It’s for everyone, by everyone.”<br />
Hughes sees other benefits<br />
from alleviating student pressure<br />
to pay for college. “It gives<br />
students an incentive to do<br />
jobs that help society, for example<br />
becoming a teacher,” he<br />
says.<br />
A work in progress<br />
To get the ball rolling, advocates<br />
are seeking private<br />
grants along with state bonding<br />
to pay for start-up costs.<br />
That would fund the first<br />
round of students, with the<br />
money ultimately repaid, making<br />
the program self-financing<br />
in the long run.<br />
Supporters of the bill have<br />
been in contact with State<br />
Treasurer Ted Wheeler to get<br />
his support for the bonding capacity.<br />
Wheeler is the prime<br />
backer of another proposal to<br />
expand need-based financial<br />
aid, the Oregon Opportunity<br />
Grant program, via $500 million<br />
in state bonds.<br />
Students taking part in Pay<br />
it Forward could be tracked<br />
through the Internal Revenue<br />
Service if they were to leave<br />
the state or country, to assure<br />
the money gets repaid.<br />
It’s still a work in progress,<br />
Hughes says. “It’s the first step<br />
on a fairly long road.”<br />
Hopes are high that the pilot<br />
program will start in summer<br />
2014, though Dembrow says<br />
winter 2014 is more realistic.<br />
“I think what’s going to happen,”<br />
Dembrow says, “is that it<br />
will remain in the mix over the<br />
next year, which is pretty exciting.”<br />
Publish 03/07, 03/14, 03/21/3013.<br />
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City Council adopts sick leave policy<br />
CODE: PN24<br />
Your Neighborhood Marketplace<br />
503-620-SELL (7355)<br />
www.<strong>portland</strong><strong>tribune</strong>.com<br />
William G. Dady<br />
September 10, 1921<br />
February 24, 2013<br />
Starting next year, workers<br />
inside Portland city limits<br />
can’t be fired for taking a<br />
day off with the flu or staying<br />
home with a sick child,<br />
and most will get at least a<br />
week’s paid sick leave.<br />
On Wednesday, Portland<br />
City Council unanimously approved<br />
a new sick-leave mandate<br />
for employers doing business<br />
in the city.<br />
The ordinance won’t go into<br />
effect until next year, which<br />
was designed to pressure state<br />
lawmakers to enact a statewide<br />
version this legislative session.<br />
Companies, nonprofits and<br />
governmental employers with<br />
five or fewer employees won’t<br />
have to provide paid time off,<br />
but could no longer fire workers<br />
who phone in ill. Those<br />
with six or more employees<br />
must offer at least five days’<br />
paid sick leave to full-time<br />
workers, though other paid<br />
time off benefits may suffice.<br />
An estimated 40 percent of<br />
private sector employees in the<br />
Portland area lack sick leave,<br />
and the rate is much higher<br />
among lower-paid workers.<br />
The Portland Business Alliance,<br />
the Northwest Grocery<br />
William G. Dady of Sun City West, Arizona<br />
passed away at 91 years of age on Sunday,<br />
February 24th, 2013 with his wife Charlene E.<br />
Dady and family by his side. Bill, as he preferred to be<br />
called, was preceded in death by his father William Eugene<br />
Dady and mother Hope Dobyne, his sister Grace<br />
Fitch and his oldest son William. Bill was born on September<br />
10th, 1921 in Chicago, Illinois where he grew up<br />
and studied Geology as a bachelor’s degree graduate of<br />
the University of Illinois. He was a member of the esteemed<br />
Phi Delta Theta fraternity. Unable to join many<br />
of his beloved fraternity brothers in the allied fighting in<br />
WWII due to a childhood illness that rendered his right<br />
arm movement very limited, Bill went to work for Pan<br />
American airlines. His first employment was as a flight<br />
attendant on the famous Pan Am Clipper flying boats.<br />
Bills admiration of the mountains and his mapping of<br />
the geologic formations that created them led to extensive<br />
explorations into the Teton Mountain area of Wyoming.<br />
Bill met and married his lovely wife Charlene Erkins<br />
(Dady) in 1948 in Jackson Hole, Wyoming at Our<br />
Lady of The Tetons Catholic church. The two of them<br />
savored each and every day of their 64 magnificent years<br />
together.<br />
Bill was thrilled and challenged by many employment<br />
endeavors over his lifetime. He was established across the<br />
states of Nebraska, Montana, Wyoming, Idaho, Washington,<br />
Colorado, Arizona and Oregon as a very well<br />
known, highly respected and much sought after consulting<br />
geologist, oil-gas-mining exploration specialist and<br />
petroleum engineer. Bill and Charlene lived in Nebraska,<br />
Wyoming, Montana and Colorado before settling the<br />
Dady family sequentially in Lake Oswego, West Linn<br />
and Wilsonville, Oregon in the 1960’s. Bill graciously<br />
volunteered his time weekly for the Wilsonville planning<br />
commission and was an important asset to the incorporation<br />
and management of Wilsonville in 1969. The development<br />
of the Charbonneau District in 1972 was also<br />
one of Bill’s participating achievements. Charbonneau<br />
is an award winning private planned community within<br />
the city limits of Wilsonville and has been emulated as<br />
a model for many northwest communities henceforth.<br />
Bill ‘unofficially’ never announced his retirement, instead<br />
continuing to research and compile information for volunteer<br />
consulting from Bill and Charlene’s retirement<br />
home in Sun City West, Arizona from 1998 to 2013.<br />
While employment was a fiscal necessity, community<br />
services his passion, and Bill’s devotion to his traditional<br />
Roman Catholic faith unshakeable, his principal delight<br />
in daily life was his family. He is survived by his beloved<br />
wife Charlene and daughters Shawn Koellermeier<br />
(husband Robert), Lorin Clasen (husband Rick), Patty<br />
Dady, Sharon Harrell, Anne Whalen, and sons Robert<br />
Dady (wife Kelly), Michael Dady, and John Dady (wife<br />
Kristy). In addition there are currently 22 Dady grandchildren<br />
and 11 great grandchildren, with one more presently<br />
on the way.<br />
Bill will be laid to rest at the base of the majestic<br />
Grand Teton mountain range near Wilson, Wyoming at<br />
the Elliot Cemetery on Saturday, March 9th at 1:00 PM.<br />
Contributions may be given to Hospice of Arizona at<br />
12740 North Plaza Del Rio Boulevard, Peoria, Arizona,<br />
85351.<br />
412361.031413<br />
Association and the Oregon<br />
Restaurant and Lodging Association<br />
opposed the bill. Representatives<br />
of the groups argued<br />
that it’s too costly, will lead to<br />
job losses, interferes with collective<br />
bargaining and is inappropriate<br />
on a citywide level.<br />
Commissioner Amanda<br />
Fritz, who spearheaded the issue<br />
through the City Council,<br />
acknowledged “there are costs<br />
to business from this ordinance.”<br />
However, the former<br />
nurse said, “Real change does<br />
not come without sacrifices.”<br />
Family Forward Oregon, the<br />
Oregon Working Families Party<br />
and other groups brought<br />
the issue to the council, devoting<br />
much of last year to grassroots<br />
lobbying.<br />
“To me this is a matter of<br />
whether we are going to live in<br />
a civilized society,” said Commissioner<br />
Steve Novick.<br />
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