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Secure Bulk Printing & POS Terminals - Blue Label Telecoms

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NIGE ERIA<br />

AFRI ICA PREPA<br />

AID SERVI<br />

ICES<br />

Context| Why the unbanked are unbanked!<br />

• Traditional commercial banking as we know it is operated on ‘high margin low<br />

volume commercial template’<br />

• There is a disconnect between classic banks and lower income customers.<br />

Bottom of the Pyramid customers do not want the services offered by banks.<br />

and typically do not buy the services offered by the existing banks while banks<br />

presume that they are not very profitable to service<br />

• The documentation hurdles set by regulators and the banks are typically too<br />

high for customers at the bottom of the pyramid to scale;<br />

• Lack of complex systems to handle high volumes of transactions (with very<br />

high levels of availability) and bespoke business processes which are<br />

uncommon to traditional banking principles<br />

• Inadequate financial services infrastructure and limited customer touch points<br />

6

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