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SBF Summary Plan Handbook - CWA Local 1180

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<strong>SBF</strong> <strong>Summary</strong> <strong>Plan</strong> Description 06-11-12<br />

‣ He or she is incapable of self-support because of mental illness,<br />

mental retardation or developmental disability as defined in the New<br />

York Mental Hygiene Law, or because of physical disability<br />

and<br />

‣ You submit proof of your child’s disability within 31 days of attaining<br />

the age at which coverage would otherwise be terminated.<br />

The Trustees of the <strong>CWA</strong> <strong>Local</strong> <strong>1180</strong> Security Benefits Fund have the sole and absolute<br />

discretion to decide all issues of eligibility for benefits of your child with a disability. You will<br />

be requested by the Fund Office to submit proof of continued disability and to re-certify the<br />

disabling condition from time to time.<br />

How Do You Enroll<br />

When you become eligible for coverage, you must enroll with the Fund Office before<br />

benefits become payable. To enroll, follow these simple steps:<br />

‣ Complete and sign the Security Benefits Fund Enrollment card and the Designation<br />

of Beneficiary card. Make sure you answer every question carefully, accurately and<br />

legibly;<br />

‣ Submit the Enrollment card and the Designation of Beneficiary card to the Fund<br />

Office;<br />

‣ Submit birth certificates for dependent children and copy of marriage certificate<br />

when enrolling your dependents, or such other documentation as requested by the<br />

Fund.<br />

When any change occurs in your status, such as marriage, divorce, separation, change of<br />

work location, change of address, birth or adoption of a child, or death of an eligible<br />

dependent:<br />

‣ Obtain another Enrollment card from the Fund Office or from your <strong>Local</strong> <strong>1180</strong> Shop<br />

Steward and make the proper revisions;<br />

‣ Submit your revised Enrollment card to the Fund Office.<br />

If you wish to change your beneficiary designation:<br />

‣ Obtain a new Designation of Beneficiary card from the Fund Office;<br />

‣ Submit your revised Designation of Beneficiary card to the Fund Office.<br />

When Does Coverage Begin<br />

Under this Fund, coverage for you and your eligible dependents begin on the day you<br />

are placed on the payroll in a covered job title which is represented by <strong>CWA</strong> <strong>Local</strong><br />

<strong>1180</strong>, AFL-CIO and a contribution is made by your employer to this Fund on your<br />

behalf.<br />

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